Aberdeen Homes with FHA Terms

Aberdeen Homes with FHA Terms

Welcome to Aberdeen, a charming city located in Grays Harbor County, Washington. Nestled in the heart of the United States, Aberdeen offers a wonderful community for families and individuals alike. With its rich history, natural beauty, and welcoming atmosphere, Aberdeen is the perfect place to call home.

One of the great advantages of living in Aberdeen is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering flexible lending criteria and low down payment options. Whether you're a first-time buyer or looking to upgrade your current home, Aberdeen has a range of properties that can be purchased with FHA financing.

From cozy bungalows to spacious family homes, Aberdeen's real estate market has something for everyone. With FHA terms, buyers can enjoy the benefits of lower credit score requirements and a down payment as low as 3.5%. This makes homeownership more attainable and allows individuals to invest in their future without breaking the bank.

In addition to the affordability of homes with FHA terms, Aberdeen boasts a vibrant community, excellent schools, and a variety of recreational activities. Explore the stunning surrounding nature, visit the local parks, or indulge in the city's rich cultural heritage.

If you're looking for a place to call home that offers both affordability and community spirit, Aberdeen is the perfect choice. Contact a local real estate agent today to explore the range of homes available with FHA terms and start your journey to homeownership in this wonderful city.

Newest Aberdeen Homes with FHA Terms

$165,000
2 Beds ⋅ 1 Baths ⋅ 2575335 MLS ⋅ ACTIVE Status
Welcome to this charming 2-bedroom, 1-bath home offering 1,050 square feet of poten4al near the water in Aberdeen. The shingle roof is approximately 3.5–4 years old, and the electrical panel has been upgraded. The kitchen features wood-grain flooring and solid cabinets, with the original cabinet doors included and ready to reinstall or refresh. The original bathroom offers an opportunity to add your personal style. With its established layout and invi4ng poten4al, this property is ready for your vision. Property sold AS-IS

2615 Bay Avenue, Aberdeen

Listing courtesy of William E. Johnson.

$227,900
2 Beds ⋅ 2 Baths ⋅ 2575289 MLS ⋅ ACTIVE Status
Big character, smart updates, and a whole lot to love—this charming blue bungalow is ready for its next chapter! This fully remodeled 2-bedroom, 1.5-bath home features beautifully refinished fir wood floors, abundant natural light, and a cozy gas fireplace anchoring the living room. The kitchen combines charm and function with custom-made cabinetry and new vinyl flooring, which continues into the bathroom spaces. Updates go beyond the finishes with new wiring throughout the home, new plumbing in the half bath, and new supply lines to the kitchen. A fully enclosed front porch adds bonus usable space and a welcoming entry.Outside, enjoy a fully fenced yard with additional off-street parking. The detached garage offers room for one vehicle plus workspace for hobbies, projects, or storage. Drainage pumps have been installed around the property along with a beautifully improved crawl space. Move-in ready with character, practical upgrades, and plenty of charm inside and out!

108 S Michigan, Aberdeen

Listing courtesy of Premier Realty Grays Harbor.

$334,999
3 Beds ⋅ 1 Baths ⋅ 2574180 MLS ⋅ ACTIVE Status
Welcome to this charming turn-of-the-century home tucked up on the hill along W. 6th St. This home offers classic character with a comfortable layout. The main level features a spacious living room with an open fireplace, an updated kitchen, full bath, and two bedrooms including the primary. Upstairs you’ll find a third bedroom along with bonus space that could work well as an office, sitting area, or additional living space. The large unfinished basement provides excellent storage and plenty of room for all your extras. Outside, enjoy the fenced corner lot, covered back deck with a great spot to take in the sunsets, and detached 2-car garage with a newer roof. With its Craftsman touches, tall ceilings, and great location, this is a home worth seeing in person.

305 W 6th Street, Aberdeen

Listing courtesy of Oak & Stone Realty Group LLC.

$375,000
4 Beds ⋅ 4 Baths ⋅ 2573573 MLS ⋅ ACTIVE Status
Beautifully reimagined 4-bedroom home on a corner lot, fully remodeled from the studs out with exceptional workmanship and a thoughtfully designed floor plan. Two primary suites offer great flexibility, including a main-floor primary with 3/4 bath and tiled walk-in shower, plus an upper primary with full bath. Two additional bedrooms and another full bath are upstairs. Spacious great room and beautifully updated kitchen feature quartz counters, soft neutral finishes and LED lighting. Updates include electrical, plumbing, sheetrock, laminate flooring, carpet and new Hardie Plank siding. Mini-split heats the main level with wall heaters upstairs. Main-floor laundry opens to the fully fenced, nicely landscaped yard with tile/block patio and access to the 2-car tandem garage. Tall upper-level ceilings, abundant exterior lighting and Tesla charging station. Approx. 1,300 SF home on a 3,250 SF lot—expertly planned to maximize every space inside and out!

800 E Market Street, Aberdeen

Listing courtesy of Windermere RE/Aberdeen.

$259,900
4 Beds ⋅ 1 Baths ⋅ 2567792 MLS ⋅ ACTIVE Status
Welcome home to this well-maintained four-bedroom, 1½-story home offering comfort, space, and convenience. Recent improvements include a newer roof and energy-efficient double-pane vinyl windows. Outside, you’ll find a spacious deck—perfect for relaxing, entertaining, or summer barbecues—along with a detached one-car garage for parking or additional storage. All appliances are included, making this inviting home truly move-in ready!

1401 Bay Avenue, Aberdeen

Listing courtesy of Premier Realty Grays Harbor.

$287,500
4 Beds ⋅ 1 Baths ⋅ 2566090 MLS ⋅ ACTIVE Status
WELCOME to this sweet 4 bedroom home located on an etra large lot in North Aberdeen. This home offers tranquility yet you are but a stones throw away from a public Park. Boasting three bedrooms on the main floor and a private third bedroom with a walk in closet on the second floor. The kitchen has been updated, has a generous island and is very inviting to the cook. Dining room offers room for a large table with seating for everyone. The pellet stove gives the home a warm cozy feel in those crispy, chilly winter months. The large utility room couild easily accommodate an extra bathroom off the back bedroom or a simple door for access to the backyard. Step into the garage is a large area for crafts, shop, woodworking, or just park the car. Outside is plenty of room for gardening and/or park an Rv for invited guests. There are an abundance of blueberries too! The roof and foundation will be celebrating thier first birthdays later this year. This home has been lovingly cared for and has it all.

915 Thomas Street, Aberdeen

Listing courtesy of eXp Realty.

$319,900
5 Beds ⋅ 1 Baths ⋅ 2558599 MLS ⋅ CONTINGENT Status
Timeless Craftsman full of character and space! This 5 bed, 1 bath home offers ~2,110 sq ft and showcases original hardwood floors, beautiful built-ins, and classic craftsmanship throughout. The unfinished basement provides additional storage or future potential. Enjoy your morning coffee on the welcoming covered front porch and take advantage of the extra-large detached two-car garage with a loft above for storage, hobbies, or workspace. Conveniently located out of the flood zone and ready for its next owner to make it their own!

312 W 2nd Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$349,950
3 Beds ⋅ 2 Baths ⋅ 2562320 MLS ⋅ ACTIVE Status
Welcome to Aberdeen! This spacious 3 bedroom + den, 1.75 bath home has been completely overhauled and is ready for its new owners. The first thing you'll notice as you approach is the trex front patio and the freshly painted hardie siding. Inside you'll enjoy a large living area with lvp flooring, exposed beams, and updated kitchen with new SS appliances, cabinets, and tile backsplash. The new heat pump provides cooling and heating year round and excellent energy efficiency. The primary bedroom has its own separate entry as well as a private bathroom with walk in shower. Bonus! this home also has two separate loft spaces that are flexible options for play space, storage, whatever you can think of! This property has a large backyard space and wide driveway for all your vehicles and toys. Located in a quiet part of town, you'll enjoy peace and privacy. Explore all Aberdeen has to offer and take a drive down to Ocean Shores on your weekends off. Come and tour this home we promise you'll love it!

218 E King St, Aberdeen

Listing courtesy of KW Mountains to Sound Realty.

$199,000
2 Beds ⋅ 1 Baths ⋅ 2562517 MLS ⋅ ACTIVE Status
North Aberdeen 2 bdrm/1 bath home. Out of the flood zone. The house has a functional lay out and great sized rooms. Kitchen has ample storage space and island. Grade school & stadium across the street. Garage has been converted to living space with laundry and additional room that maybe used as a bedroom. Slider with deck off of kitchen. Buyer to verify all to own satisfaction.

1505 N B Street, Aberdeen

Listing courtesy of eXp Realty.

$260,000
2 Beds ⋅ 1 Baths ⋅ 2557268 MLS ⋅ ACTIVE Status
Looking for a cozy home in Aberdeen? This darling two bedroom home, featuring a Jack and Jill bathroom, might be just what you are looking for! Check out the inviting, well-lit living room. Perfect for hosting or just hanging out at home! The spacious kitchen gives you plenty of room for both cooking and enjoying your meals! Need an outdoor space for work or play? This generously sized yard features well-kept bushes, flowers, and a fruit tree! All of this and you are out of the flood zone! Come schedule a showing today, you won't want to miss this one!

1021 W Stockwell Street, Aberdeen

Listing courtesy of Quigg & Co Real Estate.

$332,000
3 Beds ⋅ 2 Baths ⋅ 2553219 MLS ⋅ ACTIVE Status
Perched on Scammel Hill, this well-maintained, single-story home features a 3-bedroom, 1-bath layout with tons of natural light, original softwood floors, a detached garage, a fully fenced backyard, and a partially finished basement. The main floor offers 1,465 sq. ft. of living space and includes a spacious living room with softwood floors and a wood-burning fireplace, a dining area with access to the side deck and backyard, and a kitchen with quartz countertops and space for dining. The home also features three carpeted bedrooms and a full bathroom with ceramic tile flooring. The basement provides over 1,000 sq. ft. of partially finished space with backyard access, concrete floors, an additional finished room (currently used as a workout room), and another full bathroom with tile flooring. Exterior features include mature landscaping, a fully fenced backyard, a side deck, a concrete patio/greenhouse area, a detached garage, and a long driveway with additional parking for vehicles or an RV.

808 N Thornton Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$397,500
2554348 MLS ⋅ ACTIVE Status
Triplex in the Heart of Aberdeen – Investment Opportunity or Multi-Family Living! Investor alert or the perfect opportunity for multi-family living! This beautifully updated triplex is ideally located in the heart of Aberdeen, just minutes from shopping, dining, parks, and schools, while being safely situated outside the flood zone. The property features: • Two spacious 2-bedroom, 1-bath units • One charming 1-bedroom, 1-bath loft-style unit • Private decks for each unit • Newer flooring in 2 units • Updated electrical systems with brand-new panels With a convenient central location, strong rental potential, and thoughtful improvements already completed, this triplex offers an excellent opportunity to build passive income or live in one unit while renting the others. Whether you’re an investor looking to expand your portfolio or seeking a flexible living arrangement, this property delivers versatility, value, and long-term potential in a growing Aberdeen community. Don’t miss your chance to own a solid, income-producing property in a desirable location!

109 N Washington Street, Aberdeen

Listing courtesy of Windermere RE/Himlie.

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