Phinney Ridge Homes with FHA Terms

Phinney Ridge Homes with FHA Terms

Welcome to Phinney Ridge, a charming neighborhood located in the heart of Seattle, Washington. Known for its tree-lined streets, historic homes, and vibrant community, Phinney Ridge offers a perfect blend of urban convenience and natural beauty.

Phinney Ridge is a sought-after area for homebuyers looking for a mix of traditional and modern architecture. From Craftsman bungalows to contemporary townhomes, there is a wide range of housing options to choose from. The neighborhood's proximity to Green Lake and Woodland Park provides residents with ample opportunities for outdoor recreation and relaxation.

If you're considering purchasing a home in Phinney Ridge, you'll be pleased to know that FHA terms are available for eligible buyers. This means that you may qualify for a Federal Housing Administration loan, which offers competitive interest rates and low down payment options. With FHA terms, owning a home in Phinney Ridge is more accessible than ever.

Whether you're a first-time homebuyer or looking to upgrade to a larger space, Phinney Ridge has something for everyone. Explore the local shops, restaurants, and community events that make this neighborhood a truly special place to call home. Don't miss out on the opportunity to own a piece of this vibrant community with FHA terms that make homeownership more attainable.

Newest Phinney Ridge Homes with FHA Terms

6710 3rd Avenue NW, Seattle
$899,000
3 Beds ⋅ 2 Baths ⋅ 2595704 MLS ⋅ ACTIVE Status
Morning coffee on tree-lined streets, this 3-bedroom Phinney Ridge home brings together the best of neighborhood living and thoughtful modern updates. Kitchen features all new cabinetry, countertops, backsplash and appliances, with an eat-in dining area ready for everyday meals and gatherings. Updated flooring, fresh upstairs paint and new lighting throughout give the home a fresh feel. Upstairs, vaulted ceilings open the spacious living room, while an electric fireplace brings warmth to evenings. Step onto the west-facing balcony for gorgeous sunsets. The primary bedroom enjoys its own updated bath with ample hall storage. On the entry level, two additional bedrooms share a second bath in addition to a private hallway. One room opens directly to a patio, sheltered by a generous roof overhang overlooking the fenced backyard - great for Seattle weather in every season. The south west-facing front yard offers sunny space for garden beds. Attached garage and driveway provide off-street parking. Beyond the front door, tree-lined streets make every season special. Enjoy Cafe Bambino for morning coffee or Shark Bite Ceviches for a neighborhood bite. Explore the shops and restaurants along NW 65th Street and the Phinney Ridge corridor. Green Lake, Woodland Park, Ballard, transit, downtown Seattle and I-5 add convenience to this connected neighborhood setting. This is the home that helps create the Seattle lifestyle you have been waiting for - and so very PNW!

6710 3rd Avenue NW, Seattle

Listing Broker: Coldwell Banker Evergreen; Madison Del Vigo; 360-918-1693; madison.delvigo@cbolympia.com

6419 Phinney Avenue N, Seattle
$675,000
2 Beds ⋅ 1 Baths ⋅ 2534970 MLS ⋅ ACTIVE Status
Phinney Ridge living at its finest! This thoughtfully designed rowhome blends modern style with everyday comfort.Originally configured as a two bedroom, with a versatile entry-level room ideally suited for a home office. Walls of windows welcome natural light & frame views of Green Lake. A spacious kitchen with clever storage solutions makes cooking & entertaining a breeze. Radiant heated floors throughout, ductless mini-splits & high-end finishes provide year-round comfort. Head upstairs to your private rooftop deck for sweeping views of Green Lake, Ballard & Mt. Baker—perfect for summer dinners, sunset cocktails or unwinding after a long day. An attached garage adds everyday convenience & off-street parking. Step outside & discover what makes Phinney Ridge so special. Grab a slice at Stevie’s Famous Pizza or Ben’s Bread, meet friends for a beer at Holy Mountain Brewing or explore the neighborhood bar scene at Ridgewood Bottle and Tap. Coffee shops, independent boutiques, neighborhood restaurants & grocery options are all close to home. Spend an afternoon exploring Woodland Park Zoo, enjoy the pathway & green spaces of Woodland Park or head down to Green Lake for a morning jog, bike ride or leisurely stroll along the water. With transit options galore & easy connections to Ballard, Fremont, Greenwood & downtown Seattle, the best of the city is within reach. A neighborhood full of character, a home filled with thoughtful details & a rooftop view that never gets old.

6419 Phinney Avenue N, Seattle

Listing Broker: Lake & Company; Kevin Zelko; 206-214-8442; zelko@lakere.com

743 N 74th Street, Seattle
$725,000
2 Beds ⋅ 1 Baths ⋅ 2591704 MLS ⋅ ACTIVE Status
Classic Seattle Craftsman built in 1905, perfectly situated between Green Lake and Phinney Ridge. This special home blends over a century of character with the modern comforts of today. Step inside to beautifully refinished hardwood floors leading to two spacious bedrooms with ample closet storage. Down the hall, tall ceilings create an open and inviting living space that flows naturally into the kitchen, featuring butcher block counters and space for a dining area. A spacious full bath and private utility area keep everyday necessities neatly tucked out of sight. Large windows and recessed lighting bring natural light throughout the home, while mini splits with A/C provide year round comfort. Outside truly shines! The expansive, fully fenced, south facing backyard offers incredible space to relax, garden, or entertain, with mature raspberries, and perennials. A large patio is ready for summer BBQs, while two storage sheds provide plenty of room for bikes, tools and outdoor gear. Two dedicated alley parking spots are another true Seattle luxury. This combination of classic charm, usable outdoor space and everyday functionality is getting harder and harder to find in Seattle. Enjoy it all from a quiet residential street just one block from Green Lake and minutes from the restaurants, coffee shops and bars of Phinney Ridge. Pre inspection available.

743 N 74th Street, Seattle

Listing Broker: Windermere R.E. Shoreline; Brian Alfi; 425-772-9330; brian@alfirealestate.com

6220 2nd Avenue NW, Seattle
$1,295,000
5 Beds ⋅ 4 Baths ⋅ 2591886 MLS ⋅ ACTIVE Status
Perched above a favorite Phinney Ridge block, this beloved Craftsman has been home to the same owners for 46 years, and it’s easy to see why they stayed. The west-facing sunroom invites slow mornings with coffee and a good book, while skylights and western windows fill the home with light, even on a cloudy day. Olympic Mountain views and sunsets are yours to enjoy year-round. Gorgeous hardwood and fir floors, rich wood trim, built-ins, and a wood-burning fireplace bring warmth and character throughout. The dining room is ready to host friends and loved ones, and the kitchen island is a natural gathering place as dinner comes together. French doors open to the deck and delightful gardens, where raspberries and vegetables can be picked fresh for the table. Two bedrooms and a full bathroom complete the main floor. Upstairs, the generous primary suite pairs vaulted ceilings and skylights with a walk-in closet, ¾ bath, and mountain views. Another spacious bedroom has its own half bath. Downstairs, a fifth bedroom, full bath, kitchen, and separate entrance offer flexible options for guests or extended stays, plus abundant storage for everyday life and all your PNW adventure gear. Enjoy strolls past neighborhood gardens and easy access to favorite shops and restaurants, Ken’s Market, the Phinney Neighborhood Center, Woodland Park Zoo, and Green Lake. Life on the Ridge doesn’t get better than this!

6220 2nd Avenue NW, Seattle

Listing Broker: Windermere Mercer Island; Brooke Davis; 206-851-0521; brooke@brookedavisrealestate.com

6525 3rd Avenue NW, Seattle
$1,199,000
4 Beds ⋅ 3 Baths ⋅ 2589207 MLS ⋅ ACTIVE Status
Beautifully tailored for modern life, this Phinney Ridge craftsman sits in the heart of one of Seattle's most walkable neighborhoods. Thoughtfully remodeled, it offers elegant spaces and exceptional flexibility. The main level is anchored by a kitchen you'll want to spend time in-open and inviting with generous cabinetry, quartz counters, eat-in peninsula, stainless appliances, and gas cooking. The space flows to the deck and yard or into the custom dining area- the banquette and handcrafted table stay. Gather around the wood-burning fireplace on winter evenings or enjoy the A/C and host with ease year-round. The upper level delivers a touch of Parisian farmhouse charm with exposed trusses, built-ins tucked into the eaves, glass doors, and views of the Olympics. Design-forward finishes throughout; wide-plank flooring, mid-century lighting, vintage bronze-and-glass hardware, and hex tile. Downstairs, the lower level can flex as a media room, gym, creative studio, guest suite, or work-from-home headquarters, complete with its own bath and wet bar. An attached tandem two-car garage plus off-street carport provide rare space for parking, hobbies, and gear. Outside, the fully fenced yard is quiet, private and low-maintenance. Just a five-minute stroll to neighborhood favorites including Ben's Bread, Café Bambino, Mainstay Provisions, and more, with Woodland Park, Ballard, and multiple transit options nearby. Polished without feeling precious, this cozy modern gem is delightful!

6525 3rd Avenue NW, Seattle

Listing Broker: Windermere R E Mount Baker; Sarah V. Rudinoff; 206-276-5476; sarahru@windermere.com

7062 Cleopatra Place NW, Seattle
$669,900
2 Beds ⋅ 2 Baths ⋅ 2587354 MLS ⋅ ACTIVE Status
Welcome to Cleopatra, ideally located in the heart of Whittier Heights, where quiet residential streets meet some of North Seattle’s most desirable neighborhoods. Enjoy exceptional access to Ballard, Phinney Ridge, and Greenwood, with neighborhood favorites including The Barking Dog Alehouse, Kirke Park, and Ken’s Market just blocks from your front door. Restaurants, coffee shops, parks, shopping, and everyday conveniences are all close by, while the home’s tucked away residential setting provides a welcome retreat from the city. Built by RK Homes, this thoughtfully designed new construction home features 2 bedrooms, 2 baths, dedicated off street parking, and a large, fully fenced front yard, a rare combination for urban living. The open concept main level connects the kitchen, dining, and living spaces directly to the yard, creating an ideal setting for entertaining, gardening, pets, or simply relaxing outdoors. The second level offers a private bedroom and full bath, while the top floor is dedicated to the primary retreat with an ensuite bath. Abundant natural light, high end finishes, contemporary design, and a builder warranty complete the home. Enjoy the best of Whittier Heights with Ballard, Phinney Ridge, and Greenwood all within easy reach. A modern, move in ready home in a fantastic location that makes it easy to enjoy everything the neighborhood has to offer.

7062 Cleopatra Place NW, Seattle

Listing Broker: John L. Scott, Inc.; Andy Sather; 206-234-4897; andysather@johnlscott.com

536 N 73rd Street, Seattle
$699,950
2 Beds ⋅ 1 Baths ⋅ 2574494 MLS ⋅ ACTIVE Status
Charming Green Lake home offering classic character, a fantastic location, and plenty of potential! This 2-bedroom, 1-bath home features approximately 850 square feet on the main floor with beautiful hardwood floors throughout, plus an additional 800 square feet of unfinished space downstairs offering excellent potential for future living space, a home office, gym, or storage. The inviting layout is filled with warmth and character, creating a comfortable place to call home while offering exciting possibilities to make it your own. Enjoy easy access to Green Lake, neighborhood shops, restaurants, parks, and recreation, along with a Walk Score of 85 and exceptional Bike Score of 96. Convenient connectivity to I-5, Hwy 99, and public transit makes commuting a breeze, with Downtown Seattle approximately 15–25 minutes away. A wonderful opportunity to enjoy a charming home with room to grow in one of Seattle’s most desirable neighborhoods.

536 N 73rd Street, Seattle

Listing Broker: John L. Scott, Inc.; Teo Okamura; 206-578-1744; teookamura@gmail.com

7062 Cleopatra Place NW, Seattle
$669,900
2 Beds ⋅ 2 Baths ⋅ 2570946 MLS ⋅ ACTIVE Status
Last available home! Welcome to Cleopatra, ideally located in the heart of Whittier Heights, where quiet residential streets meet some of North Seattle’s most desirable neighborhoods. Enjoy exceptional access to Ballard, Phinney Ridge, and Greenwood, with neighborhood favorites including The Barking Dog Alehouse, Kirke Park, and Ken’s Market just blocks from your front door. Restaurants, coffee shops, parks, shopping, and everyday conveniences are all close by, while the home’s tucked away residential setting provides a welcome retreat from the city. Built by RK Homes, this thoughtfully designed new construction home features 2 bedrooms, 2 baths, dedicated off street parking, and a large, fully fenced front yard, a rare combination for urban living. The open concept main level connects the kitchen, dining, and living spaces directly to the yard, creating an ideal setting for entertaining, gardening, pets, or simply relaxing outdoors. The second level offers a private bedroom and full bath, while the top floor is dedicated to the primary retreat with an ensuite bath. Abundant natural light, high end finishes, contemporary design, and a builder warranty complete the home. Enjoy the best of Whittier Heights with Ballard, Phinney Ridge, and Greenwood all within easy reach. A modern, move in ready home in a fantastic location that makes it easy to enjoy everything the neighborhood has to offer.

7062 Cleopatra Place NW, Seattle

Listing Broker: John L. Scott, Inc.; Andy Sather; 206-234-4897; andysather@johnlscott.com

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