Phinney Ridge Homes with FHA Terms

Phinney Ridge Homes with FHA Terms

Welcome to Phinney Ridge, a charming neighborhood located in the heart of Seattle, Washington. Known for its tree-lined streets, historic homes, and vibrant community, Phinney Ridge offers a perfect blend of urban convenience and natural beauty.

Phinney Ridge is a sought-after area for homebuyers looking for a mix of traditional and modern architecture. From Craftsman bungalows to contemporary townhomes, there is a wide range of housing options to choose from. The neighborhood's proximity to Green Lake and Woodland Park provides residents with ample opportunities for outdoor recreation and relaxation.

If you're considering purchasing a home in Phinney Ridge, you'll be pleased to know that FHA terms are available for eligible buyers. This means that you may qualify for a Federal Housing Administration loan, which offers competitive interest rates and low down payment options. With FHA terms, owning a home in Phinney Ridge is more accessible than ever.

Whether you're a first-time homebuyer or looking to upgrade to a larger space, Phinney Ridge has something for everyone. Explore the local shops, restaurants, and community events that make this neighborhood a truly special place to call home. Don't miss out on the opportunity to own a piece of this vibrant community with FHA terms that make homeownership more attainable.

Newest Phinney Ridge Homes with FHA Terms

$769,900
2 Beds ⋅ 2 Baths ⋅ 2561692 MLS ⋅ ACTIVE Status
Seller to contribute $15,000 toward Buyer's allowable closing costs. Welcome to Cleopatra, a thoughtfully designed new construction home in the heart of Whittier Heights. Tucked away on a quiet residential street, this spacious 2-bedroom home offers the perfect blend of privacy, modern comfort, and neighborhood convenience. The main level features an open-concept kitchen, dining, and living area that flows seamlessly to a large, fully fenced front yard—ideal for entertaining, gardening, pets, or relaxing outdoors. High-end finishes, abundant natural light, and contemporary design create a warm, inviting atmosphere. Thoughtfully arranged across three levels, the second floor offers a private guest suite and full bath, while the top level is dedicated to the primary retreat with an ensuite bath. A dedicated parking pad and builder warranty provide added convenience and peace of mind. Located just blocks from The Barking Dog Alehouse, Kirke Park, and Ken's Market, with easy access to Ballard, Phinney Ridge, and Greenwood, this home combines exceptional walkability with neighborhood charm. Built by RK Homes, Cleopatra showcases quality craftsmanship, timeless finishes, and intentional, livable design.

7062 Cleopatra Place NW, Seattle

Listing courtesy of John L. Scott, Inc..

$775,000
2 Beds ⋅ 2 Baths ⋅ 2559913 MLS ⋅ ACTIVE Status
Stunning 2 bedroom, 1.75 bath new construction home in the heart of much sought after Phinney Ridge neighborhood, walking distance to all its wonderful amenities. Meticulously finished home with thoughtfully designed floor plan. Entry level includes spacious entry flex area, large bedroom and full bath - ideal for guest room or home office separate from main living area. Heart of the home is on the second level includes open floor plan, 9' ceilings, living and dining room with big picture windows providing tons of natural light. Beautiful kitchen with quartz countertops, professional grade stainless appliances. Covered deck off living room great, for year round usage. Top floor includes primary suite with vaulted ceilings, walk in closet and spa-like bath and nice views. Utility room completes the top floor. Spectacular panorama Mt Rainier, Cascade Mountain and territorial views from your rooftop deck. One off street parking spot. Great location, one block to the heart of Phinney Ridge with numerous restaurants, coffee houses, pubs, eateries, grocery, and so much more. Also, walking distance to Green Lake and all it has to offer. Wonderful home and wonderful location.

7403 Dayton Avenue N, Seattle

Listing courtesy of Windermere RE Greenwood.

$1,350,000
4 Beds ⋅ 3 Baths ⋅ 2544784 MLS ⋅ ACTIVE Status
Beautifully tailored for modern life, this Phinney Ridge craftsman sits in the heart of one of Seattle's most walkable neighborhoods. Thoughtfully remodeled, it offers elegant spaces and exceptional flexibility. The main level is anchored by a kitchen you'll want to spend time in-open and inviting with generous cabinetry, quartz counters, eat-in peninsula, stainless appliances, and gas cooking. The space flows to the deck and yard or into the custom dining area- the banquette and handcrafted table stay. Gather around the wood-burning fireplace on winter evenings or enjoy the A/C and host with ease year-round. The upper level delivers a touch of Parisian farmhouse charm with exposed trusses, built-ins tucked into the eaves, glass doors, and views of the Olympics. Design-forward finishes throughout; wide-plank flooring, mid-century lighting, vintage bronze-and-glass hardware, and hex tile. Downstairs, the lower level can flex as a media room, gym, creative studio, guest suite, or work-from-home headquarters, complete with its own bath and wet bar. An attached tandem two-car garage plus off-street carport provide rare space for parking, hobbies, and gear. Outside, the fully fenced yard is quiet, private and low-maintenance. Just a five-minute stroll to neighborhood favorites including Ben's Bread, Café Bambino, Mainstay Provisions, and more, with Woodland Park, Ballard, and multiple transit options nearby. Polished without feeling precious, this cozy modern gem is delightful!

6525 3rd Avenue NW, Seattle

Listing courtesy of Windermere R E Mount Baker.

$769,900
2 Beds ⋅ 2 Baths ⋅ 2524538 MLS ⋅ ACTIVE Status
Seller to contribute $15,000 toward Buyer's allowable closing costs. Welcome to Cleopatra, a thoughtfully designed new construction home in the heart of Whittier Heights. Tucked away on a quiet residential street, this spacious 2-bedroom home offers the perfect blend of privacy, modern comfort, and neighborhood convenience. The main level features an open-concept kitchen, dining, and living area that flows seamlessly to a large, fully fenced front yard—ideal for entertaining, gardening, pets, or relaxing outdoors. High-end finishes, abundant natural light, and contemporary design create a warm, inviting atmosphere. Thoughtfully arranged across three levels, the second floor offers a private guest suite and full bath, while the top level is dedicated to the primary retreat with an ensuite bath. A dedicated parking pad and builder warranty provide added convenience and peace of mind. Located just blocks from The Barking Dog Alehouse, Kirke Park, and Ken's Market, with easy access to Ballard, Phinney Ridge, and Greenwood, this home combines exceptional walkability with neighborhood charm. Built by RK Homes, Cleopatra showcases quality craftsmanship, timeless finishes, and intentional, livable design.

7062 Cleopatra Place NW, Seattle

Listing courtesy of John L. Scott, Inc..

$775,000
2 Beds ⋅ 2 Baths ⋅ 2520006 MLS ⋅ ACTIVE Status
Stunning 2 bedroom, 1.75 bath new construction home in the heart of much sought after Phinney Ridge neighborhood, walking distance to all its wonderful amenities. Meticulously finished home with thoughtfully designed floor plan. Entry level includes spacious entry flex area, large bedroom and full bath - ideal for guest room or home office separate from main living area. Heart of the home is on the second level includes open floor plan, 9' ceilings, living and dining room with big picture windows providing tons of natural light. Beautiful kitchen with quartz countertops, professional grade stainless appliances. Covered deck off living room great, for year round usage. Top floor includes primary suite with vaulted ceilings, walk in closet and spa-like bath and nice views. Utility room completes the top floor. Spectacular panorama Mt Rainier, Cascade Mountain and territorial views from your rooftop deck. One off street parking spot. Great location, one block to the heart of Phinney Ridge with numerous restaurants, coffee houses, pubs, eateries, grocery, and so much more. Also, walking distance to Green Lake and all it has to offer. Wonderful home and wonderful location.

7403 Dayton Avenue N, Seattle

Listing courtesy of Windermere RE Greenwood.

$874,900
2 Beds ⋅ 2 Baths ⋅ 2513517 MLS ⋅ ACTIVE Status
Seller to contribute $17,000 toward the buyer's allowable closing costs! Welcome to Cleopatra, a thoughtfully designed new construction home in the heart of Whittier Heights. Tucked away on a quiet residential street, this spacious 2-bedroom residence offers the perfect blend of privacy, modern comfort, and everyday convenience. The open-concept main level features a beautifully appointed kitchen, dining area, and living room that flow seamlessly to a large, fully fenced private backyard, creating the ideal space for entertaining, gardening, pets, or simply relaxing outdoors. High-end finishes, abundant natural light, and contemporary design are showcased throughout the home. The upper level features a spacious primary suite with an ensuite bathroom, a second bedroom, and an additional full bathroom. An attached garage, dedicated parking pad, and builder warranty provide exceptional convenience and peace of mind. Ideally located just blocks from The Barking Dog Alehouse, Kirke Park, and Ken's Market, with easy access to Ballard, Phinney Ridge, and Greenwood, this home offers outstanding walkability while maintaining a peaceful residential setting. Built by RK Homes, a boutique builder recognized for quality craftsmanship and thoughtful, livable design, Cleopatra is an exceptional opportunity to own a beautifully constructed new home in one of Seattle's most desirable neighborhoods.

7064 Cleopatra Place NW, Seattle

Listing courtesy of John L. Scott, Inc..

$2,168,000
2510553 MLS ⋅ ACTIVE Status
NEW PRICE RECONSTRUCTION! Exceptional Value meets Unmatched location! Live 1 block from Green Lake in this fully remodeled, fully permitted Craftsman duplex featuring a 4 bed/3.25 bath main home plus a 2 bed/1 bath ADU with private entry and separate utilities. Ideal for multi generational living, house hacking, or long term hold with flexible dual income potential. 9+ ft ceilings, western exposure, and Milgard windows create a bright, airy main living space centered around a chef’s kitchen with quartz counters and mostly WiFi enabled stainless appliances. The serene primary suite offers a walk in closet, private deck with lake views, and a spa like bath with heated floors. Extensive system upgrades include new electrical, plumbing, HVAC, roofing, framing, siding, hybrid water heaters for each unit, mini split heating/cooling rated for sub zero temps, two electric meters, and EV ready power. Intentional outdoor living with a 480 sq ft deck, 120 sq ft storage, and rare alley parking for 4–5 vehicles. Leave your car keys behind. When you live here, you are just a short stroll away from the iconic 2.8-mile Green Lake loop, active parks, the Woodland Park Zoo, and an endless array of neighborhood cafes, boutiques, and top-rated restaurants. Whether you’re seeking ultimate living flexibility or a rock-solid investment in one of Seattle's most desirable neighborhoods, this home truly has it all. Schedule your tour today before this new price brings the competition!

7008 Linden Avenue N, Seattle

Listing courtesy of KW Greater Seattle.

$2,168,000
6 Beds ⋅ 5 Baths ⋅ 2507618 MLS ⋅ ACTIVE Status
NEW PRICE RECONSTRUCTION! Exceptional Value meets Unmatched location! Live 1 block from Green Lake in this fully remodeled, fully permitted Craftsman duplex featuring a 4 bed/3.25 bath main home plus a 2 bed/1 bath ADU with private entry and separate utilities. Ideal for multi generational living, house hacking, or long term hold with flexible dual income potential. 9+ ft ceilings, western exposure, and Milgard windows create a bright, airy main living space centered around a chef’s kitchen with quartz counters and mostly WiFi enabled stainless appliances. The serene primary suite offers a walk in closet, private deck with lake views, and a spa like bath with heated floors. Extensive system upgrades include new electrical, plumbing, HVAC, roofing, framing, siding, hybrid water heaters for each unit, mini split heating/cooling rated for sub zero temps, two electric meters, and EV ready power. Intentional outdoor living with a 480 sq ft deck, 120 sq ft storage, and rare alley parking for 4–5 vehicles. Leave your car keys behind. When you live here, you are just a short stroll away from the iconic 2.8-mile Green Lake loop, active parks, the Woodland Park Zoo, and an endless array of neighborhood cafes, boutiques, and top-rated restaurants. Whether you’re seeking ultimate living flexibility or a rock-solid investment in one of Seattle's most desirable neighborhoods, this home truly has it all. Schedule your tour today before this new price brings the competition!

7008 Linden Avenue N, Seattle

Listing courtesy of KW Greater Seattle.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.