Phinney Ridge Homes with Conventional Terms

Phinney Ridge Homes with Conventional Terms

Welcome to Phinney Ridge, a charming neighborhood located in the heart of Seattle, Washington. Known for its tree-lined streets, historic homes, and vibrant community, Phinney Ridge offers a unique blend of urban convenience and natural beauty.

Homes in Phinney Ridge are highly sought after, with a mix of historic craftsman houses, modern townhomes, and cozy bungalows. Whether you're looking for a fixer-upper or a move-in ready property, you'll find a range of options to suit your needs.

One of the standout features of Phinney Ridge is its sense of community. Residents here take pride in their neighborhood and come together for events like the annual PhinneyWood Art Walk and the Summer Streets festival. With local shops, cafes, and restaurants just a short walk away, you'll always have something to do in this vibrant community.

If you're looking to make Phinney Ridge your home, homes with conventional terms are available, making the buying process straightforward and hassle-free. Whether you're a first-time homebuyer or a seasoned investor, Phinney Ridge has something for everyone.

Come experience the charm and character of Phinney Ridge – where urban living meets small-town charm in the heart of Seattle.

Newest Phinney Ridge Homes with Conventional Terms

$1,199,950
2560133 MLS ⋅ ACTIVE Status
Prime Green Lake location just one block from the lake! This fully occupied five-unit property includes two buildings situated on a single tax parcel, offering a total of approximately 3,275 square feet of living space. The west building is a 3-bedroom, 1-bath home with approximately 1,280 square feet, while the east building consists of four 1-bedroom units. The units feature open floor plans and abundant natural light. Property improvements include updated roofs, siding, windows, exterior paint, and electrical systems. Unit #2 was recently remodeled. Additional features include separately metered electrical service, coin-operated laundry, and on-site storage units. With a historically low vacancy rate, strong rental demand, and opportunities to increase income, this property presents an attractive investment opportunity. LR3 zoning may provide additional development potential. Current cap rate: 6.15%.

7103 Linden Avenue N Unit #1-5, Seattle

Listing courtesy of Lotside.

$650,000
3 Beds ⋅ 1 Baths ⋅ 2545291 MLS ⋅ ACTIVE Status
Location, location, location! Just 4 blocks to Seattle's best place to walkalong... Green Lake! the Phinney ridge area has some of the most highly sought-after walkable vibrant neighborhoods packed with eateries, pubs, shopping. This is an outstanding investment opportunity for a buyer looking to start small and build significant long-term value. With the potential to add a second story with a rooftop deck (buyer to verify), this property offers the chance to create a truly exceptional home while maximizing its future potential. Don't miss this rare opportunity in an unbeatable location. Walkability Ken's Grocery, Greenwood Hardware, Many Pub's, Diners,

6823 Phinney Avenue N, Seattle

Listing courtesy of Wilson Realty Exchange, Inc..

$769,900
2 Beds ⋅ 2 Baths ⋅ 2561692 MLS ⋅ ACTIVE Status
Seller to contribute $15,000 toward Buyer's allowable closing costs. Welcome to Cleopatra, a thoughtfully designed new construction home in the heart of Whittier Heights. Tucked away on a quiet residential street, this spacious 2-bedroom home offers the perfect blend of privacy, modern comfort, and neighborhood convenience. The main level features an open-concept kitchen, dining, and living area that flows seamlessly to a large, fully fenced front yard—ideal for entertaining, gardening, pets, or relaxing outdoors. High-end finishes, abundant natural light, and contemporary design create a warm, inviting atmosphere. Thoughtfully arranged across three levels, the second floor offers a private guest suite and full bath, while the top level is dedicated to the primary retreat with an ensuite bath. A dedicated parking pad and builder warranty provide added convenience and peace of mind. Located just blocks from The Barking Dog Alehouse, Kirke Park, and Ken's Market, with easy access to Ballard, Phinney Ridge, and Greenwood, this home combines exceptional walkability with neighborhood charm. Built by RK Homes, Cleopatra showcases quality craftsmanship, timeless finishes, and intentional, livable design.

7062 Cleopatra Place NW, Seattle

Listing courtesy of John L. Scott, Inc..

$775,000
2 Beds ⋅ 2 Baths ⋅ 2559913 MLS ⋅ ACTIVE Status
Stunning 2 bedroom, 1.75 bath new construction home in the heart of much sought after Phinney Ridge neighborhood, walking distance to all its wonderful amenities. Meticulously finished home with thoughtfully designed floor plan. Entry level includes spacious entry flex area, large bedroom and full bath - ideal for guest room or home office separate from main living area. Heart of the home is on the second level includes open floor plan, 9' ceilings, living and dining room with big picture windows providing tons of natural light. Beautiful kitchen with quartz countertops, professional grade stainless appliances. Covered deck off living room great, for year round usage. Top floor includes primary suite with vaulted ceilings, walk in closet and spa-like bath and nice views. Utility room completes the top floor. Spectacular panorama Mt Rainier, Cascade Mountain and territorial views from your rooftop deck. One off street parking spot. Great location, one block to the heart of Phinney Ridge with numerous restaurants, coffee houses, pubs, eateries, grocery, and so much more. Also, walking distance to Green Lake and all it has to offer. Wonderful home and wonderful location.

7403 Dayton Avenue N, Seattle

Listing courtesy of Windermere RE Greenwood.

$875,000
2 Beds ⋅ 1 Baths ⋅ 2559028 MLS ⋅ ACTIVE Status
Remodeled 1909 Phinney Ridge Traditional blending vintage character with modern updates, steps from the neighborhood's shops, cafés, and parks (Walk Score 92). The fully remodeled kitchen anchors a bright main floor with warm oak hardwood floors, 9-foot ceilings, and flexible spaces for dining and entertaining. Vaulted ceilings and operable skylights in the kitchen and bath bring in light and ventilation, while top-down, bottom-up blinds offer privacy and control throughout. A ductless mini-split on the main floor delivers coveted air conditioning, plus a brand-new roof and a seller-provided inspection and sewer scope offer added peace of mind for buyers. Upstairs, two bedrooms open off the original period staircase, with skylights that keep the spaces bright. Outside, a covered front porch and deck lead to a south-facing, fully fenced yard suited to gardening, play, and entertaining. The basement adds plentiful storage, with off-street parking accessed from the alley. A move-in-ready home in Seattle's Phinney Ridge, walkable to everything the neighborhood offers.

318 N 71st Street, Seattle

Listing courtesy of COMPASS.

$969,000
2551090 MLS ⋅ ACTIVE Status
Classic Phinney Ridge triplex in one of Seattle's most sought-after neighborhoods. Perched above the street just one block from the vibrant Phinney/Greenwood business district, this well-maintained 1918 Craftsman features three 1-bedroom, 1-bath apartments, each with a private entrance, full kitchen, in-unit laundry, separately metered electricity, and tenants pay all utilities. Major capital improvements include updated plumbing & electrical, electrical panels, windows, French drain, mini-split heating & cooling in the two main-level units, and renovated bathrooms. Outstanding walkability to neighborhood restaurants, coffee shops, Woodland Park Zoo, Green Lake, Ballard, Fremont, and public transit. Rare opportunity to own a classic Seattle investment property in an exceptional location.

303 N 64th Street, Seattle

Listing courtesy of Real Broker LLC.

$485,000
1 Beds ⋅ 1 Baths ⋅ 2548055 MLS ⋅ ACTIVE Status
Enjoy this new construction 1 bed/1ba top-floor living at Woodland View Condominiums in the heart of Phinney Ridge! This thoughtfully designed home offers an open-concept floorplan, abundant natural light, and views of Puget Sound and the Olympic Mountains. Features include quartz countertops, tiled backsplash, Energy Star stainless-steel appliances, luxury vinyl plank flooring, mini-split A/C, ERV fresh-air ventilation, and a full-size in unit washer and dryer. Built all-electric and fossil fuel-free for energy-efficient living. Residents enjoy a rooftop deck with panoramic views, community room and bike storage, Across from Woodland Park and close to Green Lake, Woodland Park Zoo, cafés, restaurants, and shopping. Qualified buyers may be eligible for up to a $5,000 lender credit toward closing costs when using the seller's preferred lender. One parking space included. One year HOA dues paid by Seller if an offer is written by July 31, 2026.

5819 Phinney Avenue N Unit #505, Seattle

Listing courtesy of Urban Pacific Real Estate.

$1,350,000
4 Beds ⋅ 3 Baths ⋅ 2544784 MLS ⋅ ACTIVE Status
Beautifully tailored for modern life, this Phinney Ridge craftsman sits in the heart of one of Seattle's most walkable neighborhoods. Thoughtfully remodeled, it offers elegant spaces and exceptional flexibility. The main level is anchored by a kitchen you'll want to spend time in-open and inviting with generous cabinetry, quartz counters, eat-in peninsula, stainless appliances, and gas cooking. The space flows to the deck and yard or into the custom dining area- the banquette and handcrafted table stay. Gather around the wood-burning fireplace on winter evenings or enjoy the A/C and host with ease year-round. The upper level delivers a touch of Parisian farmhouse charm with exposed trusses, built-ins tucked into the eaves, glass doors, and views of the Olympics. Design-forward finishes throughout; wide-plank flooring, mid-century lighting, vintage bronze-and-glass hardware, and hex tile. Downstairs, the lower level can flex as a media room, gym, creative studio, guest suite, or work-from-home headquarters, complete with its own bath and wet bar. An attached tandem two-car garage plus off-street carport provide rare space for parking, hobbies, and gear. Outside, the fully fenced yard is quiet, private and low-maintenance. Just a five-minute stroll to neighborhood favorites including Ben's Bread, Café Bambino, Mainstay Provisions, and more, with Woodland Park, Ballard, and multiple transit options nearby. Polished without feeling precious, this cozy modern gem is delightful!

6525 3rd Avenue NW, Seattle

Listing courtesy of Windermere R E Mount Baker.

$395,000
2 Beds ⋅ 1 Baths ⋅ 2535561 MLS ⋅ ACTIVE Status
Discover exceptional value in the heart of Ballard! This beautifully updated 2-bedroom, 1-bath condo offers the perfect blend of comfort, convenience, and location. Nestled among mature trees, this bright second-floor home provides a peaceful retreat just moments from everything that makes Ballard one of Seattle's most sought-after neighborhoods. The light-filled, open-concept living space features warm hardwood floors, a cozy wood-burning fireplace with a tile surround, and a private balcony overlooking lush greenery—perfect for morning coffee or unwinding after a long day. Enjoy year-round comfort with A/C, plus the convenience of an in-unit washer/dryer, designated garage parking, and low HOA dues—features that are increasingly hard to find in this price range. The updated kitchen is ideal for everyday living and entertaining, featuring rich cherry cabinetry, granite countertops, stainless steel appliances, a breakfast bar, and a pass-through that keeps the space open and connected. Located just blocks from the iconic Ballard Avenue corridor, you'll enjoy award-winning restaurants, local boutiques, breweries, the year-round Ballard Farmers Market, and vibrant nightlife. Outdoor enthusiasts will appreciate the nearby Ballard Locks, Golden Gardens Park, and Burke-Gilman Trail, while convenient transit provides easy access throughout Seattle. Receive a **1% lender credit (up to $10,000)** when financing with the preferred lender. Ask your broker for details.

717 NW 70th Street Unit #203, Seattle

Listing courtesy of eXp Realty.

$485,000
1 Beds ⋅ 1 Baths ⋅ 2539275 MLS ⋅ ACTIVE Status
Welcome to Woodland View. This stunning top-floor 1 bedroom/1 bath residence is in the heart of Phinney Ridge. This stylish new-construction home offers breathtaking Puget Sound and Olympic Mountain views, complemented by an open-concept layout, and contemporary finishes throughout.The thoughtfully designed interior features open flowing entertainment sized kitchen with quartz countertops, energy-efficient stainless steel appliances, luxury vinyl plank wood-style flooring, an in-unit washer and dryer, and a high-efficiency mini-split A/C system for year-round comfort. Built all-electric and fossil fuel-free, this sustainable home provides modern, energy-conscious living.Located directly across from Woodland Park and within walking distance of Woodland Park Zoo, this exceptional home also places you just steps from neighborhood restaurants, cafés, shops, and everyday conveniences, earning an impressive Walk Score of 92.Residents enjoy access to a welcoming community room and a spectacular rooftop deck with panoramic views stretching from the Cascade Mountains to the Olympic Mountains. EV-charger-ready parking is available for purchase.Qualified buyers may be eligible for up to a $5,000 lender credit toward closing costs when using the seller's preferred lender. One year HOA dues paid by Seller if an offer is written by July 31, 2026.

5819 Phinney Avenue N Unit #501, Seattle

Listing courtesy of Urban Pacific Real Estate.

$425,000
1 Beds ⋅ 1 Baths ⋅ 2537799 MLS ⋅ ACTIVE Status
Discover modern living new construction at Woodland View in the heart of Phinney Ridge. This thoughtfully designed 1-bedroom residence offers an open-concept layout with quartz countertops, energy-efficient appliances, vinyl plank flooring, air conditioning and a full-size in unit washer and dryer. Large windows fill the home with beautiful Olympic mountain views.Built with sustainability in mind, Woodland View is an all-electric, fossil fuel-free community featuring efficient modern systems designed for comfort and lower environmental impact. Residents enjoy access to a rooftop gathering space with expansive Sound, Olympic, Cascade views, garden space, along with a community room for entertaining and connecting with neighbors.Located just steps from local cafés, restaurants, and neighborhood favorites, Woodland Park, and the Woodland Park Zoo. Experience the perfect blend of modern design, energy efficiency, and walkable urban convenience.Qualified buyers may be eligible for up to a $5,000 lender credit toward closing costs when using the seller's preferred lender. One year HOA dues paid by Seller if an offer is written by July 31, 2026.

5819 Phinney Avenue N Unit ##305, Seattle

Listing courtesy of Urban Pacific Real Estate.

$1,199,900
3 Beds ⋅ 3 Baths ⋅ 2533461 MLS ⋅ ACTIVE Status
$20,000 BUYER BONUS!!! Experience the best of Green Lake living in this thoughtfully designed new construction home by E&A Homes. Live blocks from the iconic Green Lake Loop, parks, cafés, restaurants, and year-round recreation. Whether you're kayaking on the lake, grabbing a burger at Red Mill, enjoying a morning stroll around the loop, or relaxing in your private backyard, the possibilities for enjoying the best of Seattle are endless. Neighborhood favorites like Red Mill Burgers, El Chupacabra, and Petit Pierre Bakery are all just moments away. The home spans three well designed levels, featuring a private top floor primary suite with a spacious office, perfect for working from home or a quiet retreat. The second level includes two additional bedrooms and a full bath, providing flexibility for guests, roommates, or additional workspace. The main level is centered around the kitchen, living, and dining areas, and opens to a large fenced backyard ideal for everyday living and entertaining. Just inside the entry, built in storage creates a functional and polished space for daily essentials. The chef’s kitchen is equipped with high end appliances, quartz countertops, and sleek modern finishes. Organic textured porcelain tile and warm wood cabinetry add depth and a refined, inviting feel throughout. A rare opportunity to own new construction in one of Seattle’s most walkable and amenity rich neighborhoods, where thoughtful design and lifestyle come together.

537 N 70th Street, Seattle

Listing courtesy of John L. Scott, Inc..

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