Phinney Ridge Homes with Conventional Terms

Phinney Ridge Homes with Conventional Terms

Welcome to Phinney Ridge, a charming neighborhood located in the heart of Seattle, Washington. Known for its tree-lined streets, historic homes, and vibrant community, Phinney Ridge offers a unique blend of urban convenience and natural beauty.

Homes in Phinney Ridge are highly sought after, with a mix of historic craftsman houses, modern townhomes, and cozy bungalows. Whether you're looking for a fixer-upper or a move-in ready property, you'll find a range of options to suit your needs.

One of the standout features of Phinney Ridge is its sense of community. Residents here take pride in their neighborhood and come together for events like the annual PhinneyWood Art Walk and the Summer Streets festival. With local shops, cafes, and restaurants just a short walk away, you'll always have something to do in this vibrant community.

If you're looking to make Phinney Ridge your home, homes with conventional terms are available, making the buying process straightforward and hassle-free. Whether you're a first-time homebuyer or a seasoned investor, Phinney Ridge has something for everyone.

Come experience the charm and character of Phinney Ridge – where urban living meets small-town charm in the heart of Seattle.

Newest Phinney Ridge Homes with Conventional Terms

$799,900
2 Beds ⋅ 3 Baths ⋅ 2583052 MLS ⋅ ACTIVE Status
Welcome to Green Lake! Thoughtfully designed by Moderna Homes, this stylish two-bedroom residence is ideally located just blocks from Green Lake Park and Greenwood Avenue, putting the neighborhood’s iconic 2.8-mile walking loop, expansive green space, and year-round recreation right outside your door. Everyday essentials and local favorites — including Red Mill Burgers, El Chupacabra, and Petit Pierre Bakery — are all within easy reach. The home is thoughtfully arranged across two distinct levels, with two private bedroom suites upstairs, while the main level is dedicated to open-concept living, dining, and kitchen spaces, complete with a guest bath. The layout offers a natural separation of spaces, ideal for privacy, hosting guests, or flexible day-to-day living. Enjoy a welcoming front yard with easy access for gardening, relaxing, or entertaining outdoors, along with the convenience of a designated parking space. Inside, the chef’s kitchen showcases high-end appliances, quartz countertops, and sleek modern finishes. Organic textured porcelain tile and warm wood cabinetry add depth, warmth, and an elevated sense of design throughout the home. A rare opportunity to own new construction in one of Seattle’s most walkable and amenity-rich neighborhoods — where thoughtful design and vibrant urban living come together seamlessly.

535 N 70th Street, Seattle

Listing courtesy of John L. Scott, Inc..

$724,900
2 Beds ⋅ 2 Baths ⋅ 2583049 MLS ⋅ ACTIVE Status
$20,000 SELLER CREDIT! Welcome to Green Lake living. Thoughtfully crafted by Moderna Homes, this new construction two-bedroom residence is just blocks from the iconic Green Lake Loop, neighborhood parks, cafés, restaurants, and year-round recreation. Enjoy an unbeatably central lifestyle with local favorites like Red Mill Burgers, El Chupacabra, and Petit Pierre Bakery just moments away. Designed across three distinct levels, the home offers two private bedroom suites—one on the lower level and one on the upper—creating ideal separation for guests, roommates, work-from-home flexibility, or everyday privacy. The main floor is dedicated to open-concept living, dining, and entertaining. The spacious kitchen features premium appliances, quartz countertops, warm wood cabinetry, and organic textured porcelain tile, blending modern design with timeless appeal. An attached storage shed provides space for bikes, outdoor gear, and seasonal storage, while a designated parking space adds everyday convenience. Thoughtfully crafted and ideally located, this exceptional new construction home offers the perfect balance of modern design, low-maintenance living, and access to everything that makes Green Lake so sought after.

533 B N 70th Street, Seattle

Listing courtesy of John L. Scott, Inc..

$1,099,900
3 Beds ⋅ 3 Baths ⋅ 2583047 MLS ⋅ ACTIVE Status
Experience the best of Green Lake living in this thoughtfully designed new construction home by E&A Homes. Live blocks from the iconic Green Lake Loop, parks, cafés, restaurants, and year-round recreation. Whether you're kayaking on the lake, grabbing a burger at Red Mill, enjoying a morning stroll around the loop, or relaxing in your private backyard, the possibilities for enjoying the best of Seattle are endless. Neighborhood favorites like Red Mill Burgers, El Chupacabra, and Petit Pierre Bakery are all just moments away. The home spans three well designed levels, featuring a private top floor primary suite with a spacious office, perfect for working from home or a quiet retreat. The second level includes two additional bedrooms and a full bath, providing flexibility for guests, roommates, or additional workspace. The main level is centered around the kitchen, living, and dining areas, and opens to a large fenced backyard ideal for everyday living and entertaining. Just inside the entry, built in storage creates a functional and polished space for daily essentials. The chef’s kitchen is equipped with high end appliances, quartz countertops, and sleek modern finishes. Organic textured porcelain tile and warm wood cabinetry add depth and a refined, inviting feel throughout. A rare opportunity to own new construction in one of Seattle’s most walkable and amenity rich neighborhoods, where thoughtful design and lifestyle come together.

533 N 70th Street, Seattle

Listing courtesy of John L. Scott, Inc..

$618,600
1 Beds ⋅ 1 Baths ⋅ 2575962 MLS ⋅ ACTIVE Status
Great opportunity to build sweat equity in the Stumbletown neighborhood of Ballard. It's gonna take some hard work and creative vision but the payoff should be worth the effort. Pubs and restaurants just around the corner when you need to take a break from remodeling projects. Just a short bike/drive to downtown Ballard or up to Phinney Ridge. Hop the D Line on 15th Ave NW for quick access downtown.

6533 5th Avenue NW, Seattle

Listing courtesy of Wilson Realty Exchange, Inc..

$1,150,000
4 Beds ⋅ 2 Baths ⋅ 2580835 MLS ⋅ ACTIVE Status
The charm of Phinney Ridge, without the project list. Fully updated from top to bottom, this west-facing home is truly move-in ready, so you can skip the renovations and get straight to enjoying it. Flooded with natural light, the open-concept main level takes full advantage of its elevated setting, with large windows looking out toward Puget Sound and the Olympic Mountains and a wood-burning stove anchoring the living room. The modern kitchen centers around a generous island with plenty of room to cook, gather and linger. Two bedrooms and a full bath on the main, plus two more bedrooms and a bath downstairs, offer flexibility for guests, work, hobbies or room to spread out. Outside, the private and quiet backyard has space for summer dinners, gardening, play, or a lazy afternoon in the sun. Central A/C, EV charging and an attached garage check the practical boxes, too. All in a coveted Phinney Ridge location, just a few blocks from Woodland Park Zoo and minutes to the coffee shops, restaurants, parks and neighborhood favorites of Phinney and Fremont. Close to the action when you want it, with incredible sunsets over the Sound and Olympics waiting back at home.

5128 Palatine Avenue N, Seattle

Listing courtesy of COMPASS.

$1,650,000
6 Beds ⋅ 3 Baths ⋅ 2579481 MLS ⋅ ACTIVE Status
This home is a special treat, welcoming you w/a cheerful palette where modern amenities & old-world charm meet. Perfectly situated between Green Lake & Phinney Ridge. Move-in ready w/fresh paint in/out, updated systems, new lighting, plumbing fixtures, & flooring. A flexible floor plan offers 5+ bedrooms & 2.75 remodeled baths. Formal living room has Art Deco fireplace, leaded windows & hardwood floors. Newly renovated kitchen delights w/SS appliances, gas range, honed granite counters, open fir shelving & abundant storage. Upstairs, soak in Mt. Rainier views from the sunny upper deck & enjoy 3 spacious bedrooms flooded w/light. 3 covered porches lead to a professionally landscaped yard w/sunny paver patio & private garden space. A permitted, bright architect-designed ADU w/its own lower entrance has premium finishes, a huge bedroom/walk-in closet, & an office/den — ideal for guests or rental income. Use as-is, or it can easily be opened to the main house depending on your needs. Solid cherry cabinetry, clear fir wood-wrapped windows, and 2 porthole windows make it special. A detached 2.5-car garage (28' x 24') is a coveted multi-use space, rarely found. The hobbyist, car enthusiast, or entrepreneur enjoys plumbing, 240-volt electric, heat, skylights, vaulted ceiling & ample storage. Vehicles, workspace, and/or studio. Alley parking pad for car or trailer/RV adds convenience. Walkable to all your favorite amenities & commute-friendly — a must-see before it's gone!

535 N 74th Street, Seattle

Listing courtesy of COMPASS.

$825,000
2 Beds ⋅ 1 Baths ⋅ 2579499 MLS ⋅ ACTIVE Status
Charming Craftsman Bungalow in a Prime “Stumbletown” LocationAmazing, move-in-ready Craftsman bungalow in the highly convenient “Stumbletown” neighborhood, perfectly positioned between Ballard and Phinney Ridge. Full of character and thoughtful custom touches, this inviting home features beautiful oak hardwood floors with intricate wood inlay, distinctive box-beam ceilings in the dining room, and an abundance of large windows that fill the space with natural light.A fantastic alternative to townhouse living, the home offers a private, fully fenced setting with low-maintenance front and back patios—perfect for relaxing, entertaining, or enjoying a little outdoor space without the upkeep.The flexible zoning allows for commercial, home-business, or development use, adding valuable versatility and future potential. Recent updates include plumbing and electrical wiring, plus efficient mini-split cooling for year-round comfort.The main level features two bedrooms and one bath, while the spacious basement offers even more possibilities, including a second bathroom already framed in and ready for future completion. Whether you’re looking for a charming place to call home, a live/work opportunity, or a property with long-term development potential, this special bungalow delivers.

712 NW 65th Street, Seattle

Listing courtesy of KW Greater Seattle.

$565,000
2578500 MLS ⋅ ACTIVE Status
Seize a rare and coveted opportunity to build your vision from the ground up in Greenwood, one of North Seattle's most beloved and established communities. Excellent development opportunity in desirable, established neighborhood is waiting for you! Zoned NR3 for ideal flexibility and sited on quiet, paved neighborhood street in Greenwood with no HOA or CCRs allowing for a wide variety of design and build options. Rare opportunity for in city dream build! Low traffic setting with convenient access to commuter routes, transit options and neighborhood amenities! Don't miss your chance to put down roots, or break ground, in a neighborhood that perfectly balances quiet residential streets with vibrant urban energy. In city lots like this don't last. Come build something extraordinary.

2nd Avenue NW, Seattle

Listing courtesy of Windermere R.E. Shoreline.

$699,950
2 Beds ⋅ 1 Baths ⋅ 2574494 MLS ⋅ ACTIVE Status
Charming Green Lake home offering classic character, a fantastic location, and plenty of potential! This 2-bedroom, 1-bath home features approximately 850 square feet on the main floor with beautiful hardwood floors throughout, plus an additional 800 square feet of unfinished space downstairs offering excellent potential for future living space, a home office, gym, or storage. The inviting layout is filled with warmth and character, creating a comfortable place to call home while offering exciting possibilities to make it your own. Enjoy easy access to Green Lake, neighborhood shops, restaurants, parks, and recreation, along with a Walk Score of 85 and exceptional Bike Score of 96. Convenient connectivity to I-5, Hwy 99, and public transit makes commuting a breeze, with Downtown Seattle approximately 15–25 minutes away. A wonderful opportunity to enjoy a charming home with room to grow in one of Seattle’s most desirable neighborhoods.

536 N 73rd Street, Seattle

Listing courtesy of John L. Scott, Inc..

$920,500
3 Beds ⋅ 3 Baths ⋅ 2575876 MLS ⋅ ACTIVE Status
CLASSIC PHINNEY RIDGE TRIPLEX JUST ONE BLOCK FROM THE PHINNEY/GREENWOOD BUSINESS DISTRICT. This well-maintained 1918 Craftsman features three 1-bedroom, 1-bath apartments, each with a private entrance, full kitchen and in-unit laundry. Electricity is separately metered, and tenants pay all utilities. Major improvements include updated plumbing and electrical, electrical panels, windows, French drain, renovated bathrooms, and mini-split heating & cooling in the two main-level units. Outstanding walkability to restaurants, coffee shops, Woodland Park Zoo, Green Lake, Ballard, Fremont and public transit. KEEP AS AN INVESTMENT, HOUSE HACK BY LIVING IN ONE UNIT WHILE RENTING THE OTHERS, OR EXPLORE CONVERTING BACK TO A SINGLE-FAMILY HOME. LOTS OF OPTIONS IN ONE OF SEATTLE’S MOST DESIRABLE NEIGHBORHOODS.

303 N 64th Street, Seattle

Listing courtesy of Real Broker LLC.

$920,500
2575131 MLS ⋅ ACTIVE Status
CLASSIC PHINNEY RIDGE TRIPLEX JUST ONE BLOCK FROM THE PHINNEY/GREENWOOD BUSINESS DISTRICT. This well-maintained 1918 Craftsman features three 1-bedroom, 1-bath apartments, each with a private entrance, full kitchen and in-unit laundry. Electricity is separately metered, and tenants pay all utilities. Major improvements include updated plumbing and electrical, electrical panels, windows, French drain, renovated bathrooms, and mini-split heating & cooling in the two main-level units. Outstanding walkability to restaurants, coffee shops, Woodland Park Zoo, Green Lake, Ballard, Fremont and public transit. KEEP AS AN INVESTMENT, HOUSE HACK BY LIVING IN ONE UNIT WHILE RENTING THE OTHERS, OR EXPLORE CONVERTING BACK TO A SINGLE-FAMILY HOME. LOTS OF OPTIONS IN ONE OF SEATTLE’S MOST DESIRABLE NEIGHBORHOODS.

303 N 64th Street, Seattle

Listing courtesy of Real Broker LLC.

$729,000
2 Beds ⋅ 2 Baths ⋅ 2569284 MLS ⋅ ACTIVE Status
Built by Alchemy Design Build—renowned for thoughtful architecture and exceptional craftsmanship—this brand-new 2-bed, 2-bath home offers 1,184 square feet of elevated living. Minutes from Green Lake, Phinney Ridge, vibrant local shops, and farmer's markets, this turn-key home delivers modern design and an unbeatable location —with zero old-home headaches. The inviting entry level features solid sand-on-site oak hardwood floors, direct utility/bonus room access, and a private ground-level bedroom with a full bath. Upstairs, the light-filled main floor is designed for effortless living and entertaining. Open kitchen—anchored by a breakfast bar—flow seamlessly into a spacious living area bathed in two walls of natural light. The primary suite serves as your personal retreat, featuring a spa-worthy shower and a custom walk-in closet. Ductless mini-split creates perfect climate control and a new construction whole house builder warranty. Complete your day with a nightcap on the expansive rooftop deck with a view of Green Lake and the surrounding territories. *Ask about our Buyer Advantage Program: 1% Buyer Credits available for rate buydown & closing costs.

707 B N 65th Street, Seattle

Listing courtesy of COMPASS.

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