Downtown Seattle Homes with FHA Terms

Downtown Seattle Homes with FHA Terms

Welcome to Downtown Seattle, a vibrant and bustling neighborhood located in the heart of the beautiful city of Seattle, Washington. Known for its eclectic mix of modern high-rises, historic buildings, and a thriving cultural scene, Downtown Seattle offers the perfect blend of urban convenience and Pacific Northwest charm.

Homes in Downtown Seattle with FHA terms provide an excellent opportunity for buyers looking to make their homeownership dreams a reality. With FHA financing, purchasing a home in this coveted neighborhood becomes more accessible and affordable. Whether you're a first-time homebuyer or looking to invest in real estate, homes with FHA terms in Downtown Seattle offer flexibility and attractive loan options.

Living in Downtown Seattle means having world-class dining, shopping, entertainment, and employment opportunities right at your doorstep. From iconic landmarks like the Space Needle and Pike Place Market to waterfront parks and museums, there's always something new to explore and experience in this dynamic neighborhood.

If you're looking to call Downtown Seattle home, now is the perfect time to explore the available properties with FHA terms. Let us help you find the perfect home that fits your lifestyle and budget in this exciting and diverse neighborhood. Contact us today to learn more about real estate opportunities in Downtown Seattle and start your journey towards homeownership in this vibrant urban oasis.

Newest Downtown Seattle Homes with FHA Terms

$569,000
2 Beds ⋅ 2 Baths ⋅ 2564915 MLS ⋅ ACTIVE Status
Welcome home to The Matae, a modern urban oasis perfectly situated at the vibrant crossroads of Belltown and Lower Queen Anne. This rarely available, gorgeously maintained 2-bedroom, 1.75-bathroom condo boasts an expansive 1,011 square feet of living space—a true premium for city living. Step inside to an open and airy interior highlighted by stunning hardwood floors, floor-to-ceiling windows, and a sleek, contemporary kitchen equipped with premium stainless steel appliances. Both bedrooms offer generous layouts and superb separation of space. Beyond your front door, The Matae community elevates your lifestyle with a secure parking garage, a fully-equipped fitness center, and a resident clubroom. The crown jewel is the spectacular community rooftop deck, where you can entertain against the backdrop of panoramic Space Needle, city, and Elliott Bay views. With a near-perfect Walk Score, you are just steps from Seattle Center, Climate Pledge Arena, Olympic Sculpture Park, dining, and major tech hubs. No rental cap! Seller is offering a 10K credit for carpet and paint allowance!

159 Denny Way Unit #509, Seattle

Listing courtesy of eXp Realty.

$549,000
2 Beds ⋅ 1 Baths ⋅ 2561112 MLS ⋅ ACTIVE Status
This Classic condo at Gainsborough has expansive territorial views. Two bedroom/one bathroom corner unit with lots of natural light! Some of the features include picture windows, original hardwood floors, warm paint tones, built-in cabinets, extra storage and secured parking. The kitchen has granite countertops and stainless appliances while keeping the vintage charm. Live a piece of Seattle History! This condo has a 98percent walk score location! Cafes, Restaurants and Groceries within walking distance! Perfect condo for home office! Hoa dues cover: Water, Garbage, Sewer, Central hot water, Earthquake insurance. Recent roof reconstruction and rooftop garden plans. No Rental Cap. Information to be verified by Buyer

1017 Minor Avenue Unit #903, Seattle

Listing courtesy of WeLakeside.

$425,000
2 Beds ⋅ 2 Baths ⋅ 2563208 MLS ⋅ ACTIVE Status
Enjoy peaceful mornings with coffee on your covered balcony as the neighborhood comes to life or unwind with dinner outdoors while taking in colorful Seattle evening light. Spend weekends strolling to Capitol Hill, downtown, or the Frye Art Museum, stopping at neighborhood cafés, restaurants, bakeries, and local favorites along the way, then return home to the warmth and timeless character of original exposed brick walls and beautifully renovated interiors. In the spring, Cherry Street lives up to its name, bursting into bloom with its iconic cherry blossoms, while year-round you'll appreciate updated kitchen and bathrooms, in-unit washer and dryer, secure parking, a rare in-city community garden, and a welcoming building of neighbors that truly feels like home. Perfectly positioned for those who crave the energy of city living without sacrificing comfort or connection, this exceptional residence offers outstanding urban mobility, convenient access to I-5, transit and everything that makes this vibrant Seattle neighborhood so special. Seller offering up to $15,000 credit at close! Buyer may apply to first year+ HOA dues, closing costs or rate buy down. Hip. Urban. Inviting.

905 Cherry Street Unit #205, Seattle

Listing courtesy of Ensemble.

$545,000
2 Beds ⋅ 2 Baths ⋅ 2559751 MLS ⋅ ACTIVE Status
Come home to Kelleher House, a peaceful retreat on a quiet, leafy First Hill side street. Remarkably reasonable HOA dues of $637/mo keep your total monthly costs low (well under half the dues at most comparable buildings). Walls of windows bring all-day light into this lovely 2 bedroom, 1.5 bath unit. Views of lush greenery and open skies shape everyday life on the 6th floor of Kelleher House, with the historic landmark building next door granting forever-protected views. Excellent layout with defined spaces for work, play, and rest. The spacious living room opens to a private balcony for morning coffee and evening cocktails. Fully updated kitchen with charming garden window features quartz counters, Fisher & Paykel fridge, ceramic tile, and abundant cabinet space. Primary bedroom sized for a king bed with ensuite half bath. Engineered hardwood floors and freshly painted throughout. In-unit amenities include air conditioning, washer/dryer, smart thermostats, large double closets in entry and both bedrooms, and storage on the patio. Kelleher House amenities include secure, dedicated garage parking, responsive onsite manager, large storage unit, fitness room, cedar sauna, resident lounge, rentable guest suite, and guest parking. Ideally situated between Downtown Seattle and Capitol Hill, steps to dining, groceries, and light rail. 99 Walk Score, and a perfect 100 Transit Score. Get ready to enjoy move-in ready updates, protected views, and an unbeatable First Hill location!

1120 Spring Street Unit #602, Seattle

Listing courtesy of Windermere R E Mount Baker.

$529,000
1 Beds ⋅ 1 Baths ⋅ 2559703 MLS ⋅ ACTIVE Status
Remodeled to the studs in 2014 this lovely condo boasts a 200 SF private terrace with views of Puget Sound. Large living area W/dining alcove that opens to view terrace. Newer marbee fireplace with custome mantel and thermostate that keeps the room temperature desired. Bedroom has walk in customized closet plus a 2nd custom closet for his & hers. Gorgeous bath W/tiled walk in shower, duel sinks & storage cabinetry galore! New Reorganized custom Kitchen features designer glass Bistro bar, upscale appliances plus 11 feet of new custom cabinetry includes pantry, dish cabinets, computer garage, printer cupboard, file drawers, bar and more! Oversized parking spot is large enough for auto and motorcycle.. Condo Amenities incl, 24 hour concierge, Gym, Spa , Conference room for meetings, and Club Rm. Minutes to Sculpture Park, Seattle Center, Waterfront Park, Gerrries, Pike Mkt & all urban lifestyle has to offer! You will love living here

2801 1st Avenue Unit #208, Seattle

Listing courtesy of CENTURY 21 North Homes Realty.

$539,900
1 Beds ⋅ 1 Baths ⋅ 2548017 MLS ⋅ ACTIVE Status
Beautiful 1bd/1ba, plus den/office condo in the heart of SLU! Rare southwest facing, corner unit with an open concept design and natural light-filled living areas framed by large picture windows among the treetops. Elegant Brazilian Cherry floors, SS appliances, two-sided gas fireplace, and private balcony off den create a warm and inviting spaces. Spacious main bedroom with sliders and balcony. Storage & laundry in unit. Enjoy 5-star amenities including concierge, security, fitness center, spa, sauna, game room, 12-seat theater, guest suite, and rooftop garden lounge. Includes 1 garage parking and storage (don't miss the *DC Level 3 EV car charging!). Perfect 100 Walk Score—Steps to 2200 Westlake retail plaza with Whole Foods & shops, and to Amazon, Facebook & Google.

910 Lenora Street Unit #S307, Seattle

Listing courtesy of Skyline Properties, Inc..

$500,000
2 Beds ⋅ 2 Baths ⋅ 2551814 MLS ⋅ ACTIVE Status
Why pay premium pricing for someone else’s remodel when you can create your own downtown Seattle retreat in one of the city’s most walkable neighborhoods? Welcome to Arbor Place Tower #505, an east-facing corner residence in the heart of Belltown near the waterfront, Pike Place Market, Olympic Sculpture Park, Seattle Center, dining, nightlife, coffee shops, and major downtown employers. This spacious 2-bedroom, 1.75-bath home offers over 1,090 sq. ft. with excellent natural light, a functional layout, in-unit laundry, secure garage parking, and additional storage. The interior reflects long-term ownership and presents a rare opportunity for buyers who recognize the value of personalization and future equity potential. Instead of paying inflated pricing for a remodeled condo with someone else’s design choices, this home gives you the freedom to select your own flooring, finishes, colors, and style while creating a space tailored to your vision. The clean slate has already been completed, thus buyers can focus on the layout, light, and possibilities this home offers. Amenities include 24-hour concierge service, secure access, rooftop deck with sweeping city views, indoor pool, sauna, fitness center, and strong HOA management. FHA approved with no rental cap provides flexibility for owner-occupants, investors, or part-time city residents seeking a prime in-city location. A rare opportunity to create value and design your ideal urban residence in vibrant downtown Seattle.

121 Vine Street Unit #505, Seattle

Listing courtesy of KW Greater Seattle.

$269,000
2 Beds ⋅ 1 Baths ⋅ 2550009 MLS ⋅ ACTIVE Status
Step into homeownership with this charming and affordable 2-bedroom condo, perfectly located near Harborview, Swedish Medical Center, Seattle University, downtown, and major transit options—including the streetcar and freeways—making your daily commute simple and convenient. This move-in ready home features fresh paint, new closet doors, and an updated kitchen with newer appliances, so you can settle in with ease. Large windows bring in abundant natural light, creating a warm and welcoming space you’ll love coming home to. Enjoy practical amenities like on-site laundry, bike storage, and secure gated entry for added peace of mind. With low HOA dues and a newer roof, this is a smart and manageable choice for first-time buyers. Bonus: FHA and VA approved financing options make getting into your first home even more accessible. Plus, no rental cap offers future flexibility if your plans change. Very Motivated seller

403 Terry Avenue Unit #Apt. 2, Seattle

Listing courtesy of Windermere Bellevue Commons.

$448,980
1 Beds ⋅ 1 Baths ⋅ 2547685 MLS ⋅ ACTIVE Status
Experience elevated urban living with sweeping Puget Sound, Elliott Bay, and Olympic Mountain views from this beautifully updated condo in Arbor Place Tower. Perfectly positioned between Downtown Seattle and Belltown, this light-filled home offers northwest exposure, a private view deck, new kitchen appliances, new windows, an A/C port, and an open-concept layout designed to maximize the incredible scenery. The spacious bedroom captures the same stunning views, while in-unit laundry adds everyday convenience.Enjoy resort-style amenities including 24-hour concierge, four rooftop view decks with BBQs and entertaining spaces, indoor pool, hot tub, sauna, fitness center, owner's lounge, guest suite, secure garage parking, and additional storage. Pet-friendly with no rental cap, making it ideal as a primary residence, second home, or investment property. Just moments from Pike Place Market, the waterfront, world-class dining, shopping, entertainment, and transit.

121 Vine Street Unit #1404, Seattle

Listing courtesy of RE/MAX Northwest.

$399,000
1 Beds ⋅ 2 Baths ⋅ 2548295 MLS ⋅ ACTIVE Status
Perched on the top floor of Montreux in the heart of Belltown, this furnished loft-style condo offers a rare blend of city lifestyle, iconic views, and investment flexibility. Soaring ceilings and abundant natural light make the home feel open and inviting, while the private deck frames a standout Space Needle view—an unforgettable backdrop whether you are enjoying your morning coffee, hosting guests, or winding down after a day in the city. The efficient open layout features a comfortable main living area, a lofted bedroom that adds separation and character, 1.5 baths, and the convenience of in-unit laundry. Offered furnished, the home provides a turnkey opportunity for a buyer seeking a stylish in-city retreat, pied-à-terre, full-time residence, or investment property. Currently used as a short-term rental, this condo is well positioned for buyers looking for flexible use in one of Seattle’s most walkable and recognizable neighborhoods. Enjoy easy access to Seattle Center, Climate Pledge Arena, South Lake Union, the waterfront, Pike Place Market, restaurants, cafés, nightlife, shopping, and transit. A reserved garage parking space adds valuable convenience in the middle of the city. With its top-floor setting, Space Needle view, furnished presentation, and flexible rental potential, this Belltown loft is a compelling opportunity in a prime urban location.

425 Vine Street Unit #701, Seattle

Listing courtesy of Shiloh Street.

$299,950
1 Beds ⋅ 1 Baths ⋅ 2549471 MLS ⋅ ACTIVE Status
Welcome to the heart of First Hill! This bright, open 1-bed/1-bath condo on the third floor offers stunning territorial views and an an excellent Walk, Bike, and Transit score. Thoughtfully designed with an eat-in kitchen featuring granite countertops, in-unit washer/dryer, and generous natural light throughout. This is urban living at its best. The building delivers serious peace of mind: secure key FOB entry at every door, a newly upgraded garage with one-way access, fresh elevator installation, Amazon lockers, updated mailboxes, and a dedicated indoor bike storage room. Your parking space is included in the shared secure garage. Professionally managed with low HOA dues, and desirable amenities include a fitness center, BBQ patio, conference room, and a shared laundry room. Pets are welcome too! Cats, birds, fish, and dogs under 25 lbs. Steps from Seattle University, Swedish Hospital, Capitol Hill, Downtown Seattle, top dining, nightlife, groceries, and quick I-5 access. Whether you're a first-time buyer or adding to your investment portfolio, this one checks every box. Seller offering 6 months of HOA dues as a concession. Welcome home!

300 10th Avenue Unit #B305, Seattle

Listing courtesy of Best Choice Realty LLC.

$410,000
1 Beds ⋅ 1 Baths ⋅ 2544862 MLS ⋅ ACTIVE Status
Experience the best of urban living at Seattle Heights Condominiums! This light-filled, exceptionally spacious 1-bed, 1-bath with 2 balconies. This home offers an impressive 765 square feet of open-concept living. Featuring a thoughtful, highly accessible ADA layout with wide 33.5" doorways, the floor plan flows effortlessly from room to room. Enjoy a true all-inclusive lifestyle with premium building amenities, including a 24-hour concierge, indoor pool, sauna, fitness center, and rooftop terraces boasting views of the Space Needle. The unit comes complete with secure parking, a private EV charger, and dedicated space for a bike rack. Pet-friendly with no rental cap, this oversized condo is a phenomenal primary residence or investment opportunity. Live just moments away from Pike Place Market, the waterfront, and Climate Pledge Arena!

2600 2nd Avenue Unit #302, Seattle

Listing courtesy of COMPASS.

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