Central Tacoma Homes with FHA Terms

Central Tacoma Homes with FHA Terms

Welcome to Central Tacoma, a vibrant and diverse community located in the heart of Tacoma, Washington. This charming neighborhood is part of Pierce County, offering a perfect blend of urban convenience and suburban charm.

Central Tacoma is home to a variety of housing options, including single-family homes, townhouses, and apartments. With FHA terms available, purchasing a home in this area is more accessible than ever. Whether you're a first-time homebuyer or looking to upgrade to a larger space, Central Tacoma has something for everyone.

Residents of Central Tacoma enjoy easy access to a range of amenities, including parks, restaurants, shopping centers, and schools. The neighborhood is known for its tree-lined streets, community events, and friendly atmosphere, making it a great place to call home.

With its convenient location in Tacoma, Central Tacoma offers a short commute to downtown Seattle and other major employment centers in the region. Whether you work in the city or prefer a more suburban lifestyle, Central Tacoma provides the perfect balance of urban living and neighborhood charm.

If you're looking for a home in Central Tacoma with FHA terms, look no further. Explore the available listings in this desirable neighborhood and find your dream home in this welcoming community. Experience the best of Tacoma living in Central Tacoma.

Newest Central Tacoma Homes with FHA Terms

$450,000
2557914 MLS ⋅ ACTIVE Status
Investment Opportunity in the Heart of Tacoma! Centrally located duplex offering the perfect opportunity for an owner-occupant or investor. One unit is vacant and move-in ready, while the second unit is tenant occupied, providing immediate rental income. Each 2-bedroom, 1-bath unit has been thoughtfully updated and includes its own washer and dryer. The vacant unit features brand-new flooring, new cabinetry, new countertops, and a newer washer and dryer, making it ready for its next owner or tenant. Outside, each unit enjoys its own private fenced yard space, plus ample street parking. A large basement provides excellent storage for owners or tenants. Ideally situated just minutes from Wright Park, the vibrant 6th Avenue District with its restaurants, coffee shops, and local businesses, Tacoma General Hospital and other major medical facilities, and convenient I-5 access for an easy commute. With strong rental appeal in a highly desirable central location, this is a fantastic opportunity to build your investment portfolio or offset your mortgage through owner occupancy.

1310 1308 S 8th, Tacoma

Listing courtesy of Olympic Sotheby's Int'l Realty.

$625,000
3 Beds ⋅ 2 Baths ⋅ 2553450 MLS ⋅ ACTIVE Status
Timeless English Tudor charm meets modern-day updates! Beautifully restored from top to bottom, this stunning Tudor showcases classic stucco architecture while offering the peace of mind that comes with extensive renovations. Expansive thermal vinyl windows fill the home with natural light, creating a warm and inviting atmosphere throughout. Every square inch has been thoughtfully updated, french drain system for a dry basement, updated electrical service and wiring, and 100% new plumbing and sewer line in 2013. The beautifully remodeled kitchen features rich maple cabinetry, stainless steel appliances, and modern finishes, while the renovated 1.5 bathroom offers ceramic tile flooring. Original character shines in the spacious living and formal dining rooms, highlighted by beautifully refinished oak hardwood floors that blend timeless craftsmanship with contemporary comfort. Step outside to a peaceful backyard retreat featuring easy care landscaping, and plenty of space to relax or entertain. The detached 3-car garage provides exceptional parking, storage, or workshop potential, and the property's home business zoning offers incredible flexibility for entrepreneurs or those working from home.

4124 6th Avenue, Tacoma

Listing courtesy of CENTURY 21 North Homes Realty.

$639,000
4 Beds ⋅ 3 Baths ⋅ 2546976 MLS ⋅ ACTIVE Status
Beautifully maintained LEGAL DUPLEX just one block from Tacoma's vibrant 6th Avenue District, offering walkable access to popular restaurants, coffee shops, shopping & nightlife. Both units are vacant & professionally staged, offering immediate occupancy for owner-occupants or the opportunity for investors to select their own tenants & lease both units at current market rents. The spacious 1,400 SF main-level unit lives like a single-family home with 3 bedrooms & 1.5 baths, while the upper unit features 648 SF with 1 bedroom & 1 bath. Pride of ownership is evident throughout with outstanding curb appeal, mature landscaping, a welcoming covered front porch, updated plumbing & electrical, newer electrical panels, newer windows throughout & a roof less than 10 years old. Zoned UR-2 on a corner lot with alley access, offering added long-term flexibility & future development potential (buyer to verify). Conveniently located near the University of Puget Sound, Ruston Way, Point Defiance, downtown Tacoma & major commuter routes including Hwy 16 & I-5. Rare opportunity to offset your mortgage with rental income or add a turnkey investment in one of Tacoma's strongest rental markets.

2918 AB S 7th Street, Tacoma

Listing courtesy of Real Broker LLC.

$639,000
2498906 MLS ⋅ ACTIVE Status
Beautifully maintained legal duplex just one block from Tacoma's vibrant 6th Avenue District, offering walkable access to popular restaurants, coffee shops, shopping & nightlife. Both units are vacant & professionally staged, offering immediate occupancy for owner-occupants or the opportunity for investors to select their own tenants & lease both units at current market rents. The spacious 1,657 SF main-level unit lives like a single-family home with 3 bedrooms & 1.5 baths, while the upper unit features 807 SF with 1 bedroom & 1 bath. Pride of ownership is evident throughout with outstanding curb appeal, mature landscaping, a welcoming covered front porch, updated plumbing & electrical, newer electrical panels, newer windows throughout & a roof less than 10 years old. Zoned UR-2 on a corner lot with alley access, offering added long-term flexibility & future development potential (buyer to verify). Conveniently located near the University of Puget Sound, Ruston Way, Point Defiance, downtown Tacoma & major commuter routes including Hwy 16 & I-5. Rare opportunity to offset your mortgage with rental income or add a turnkey investment in one of Tacoma's strongest rental markets.

2918 AB S 7th Street, Tacoma

Listing courtesy of Real Broker LLC.

$399,000
2 Beds ⋅ 2 Baths ⋅ 2543575 MLS ⋅ ACTIVE Status
Enjoy effortless living in this charming third-floor condo at Allenmore East, perfectly positioned with sweeping views of the 5th hole at Allenmore Golf Course. The covered deck is the perfect place to relax and take in the peaceful surroundings, while the sunny western exposure fills the home with abundant natural light throughout the afternoon and evening. Inside, you'll find a well-appointed and meticulously maintained interior featuring brand-new carpet, radiant heated floors throughout, and a spacious great room with a cozy gas fireplace and sliding doors that showcase the beautiful golf course views. The primary suite offers a walk-in closet and private bath, while the second bedroom provides flexible space for guests or a home office. A second full bathroom and in-unit laundry with included washer and dryer add everyday convenience. The secure, well-maintained building offers a host of desirable amenities including a fitness room, secured lobby, common parking garage, individual storage unit, and two dedicated parking spaces. Conveniently located near shopping, dining, medical facilities, and freeway access, this is low-maintenance condo living at its finest, with beautiful golf course views and exceptional convenience.

2440 S Steele Street Unit #307, Tacoma

Listing courtesy of Keller Williams Rty Tacoma.

$390,000
2 Beds ⋅ 3 Baths ⋅ 2528780 MLS ⋅ ACTIVE Status
City Views. Modern Comfort. Prime Tacoma Living. Welcome to 2107 Tacoma Ct, where sweeping city views and elevated modern living come together in one exceptional townhouse. Tucked inside a quiet, desirable enclave, this home offers an open, light-filled layout, a sleek chef-inspired kitchen with stainless steel appliances, and a warm fireside living room perfectly positioned to capture stunning downtown views. The lower-level features 2 spacious bedrooms, including a peaceful primary suite with a private ¾ bath. An attached garage and generous storage add everyday convenience, while the location puts you minutes from I-5, parks, shopping, and Tacoma’s vibrant dining scene. This is more than a townhouse; it’s a lifestyle with skyline sunsets waiting for you every night.

2107 Tacoma Court, Tacoma

Listing courtesy of KW Greater Seattle.

$390,000
2 Beds ⋅ 3 Baths ⋅ 2528781 MLS ⋅ ACTIVE Status
City Views. Modern Comfort. Prime Tacoma Living. Welcome to 2107 Tacoma Ct, where sweeping city views and elevated modern living come together in one exceptional townhouse. Tucked inside a quiet, desirable enclave, this home offers an open, light-filled layout, a sleek chef-inspired kitchen with stainless steel appliances, and a warm fireside living room perfectly positioned to capture stunning downtown views. The lower-level features 2 spacious bedrooms, including a peaceful primary suite with a private ¾ bath. An attached garage and generous storage add everyday convenience, while the location puts you minutes from I-5, parks, shopping, and Tacoma’s vibrant dining scene. This is more than a townhouse; it’s a lifestyle with skyline sunsets waiting for you every night.

2107 Tacoma Court, Tacoma

Listing courtesy of KW Greater Seattle.

$494,955
3 Beds ⋅ 2 Baths ⋅ 2521608 MLS ⋅ ACTIVE Status
Seller to offer $5k for CC or rate buy down!! Stop paying for storage! Walkability to 6th Ave, parks, hospitals & UPS plus a huge detached garage with unlimited potential, this home is a fabulous investment! Located in a vibrant Tacoma neighborhood, this 3-bedroom,1.75-bath gem, welcomes you with an abundance of natural light & recently refinished original hardwood floors throughout the main living areas. The cozy living room, anchored by a newer wood fireplace insert is perfect for PNW evenings. The updated kitchen, designed for both function & style complete with beautiful quartz countertops & a nice size pantry. Retreat upstairs to the rare primary suite, featuring a spacious walk-in closet, private ensuite bathroom & a sitting area/office or workout space? A true luxury for a home of this era. Two additional bedrooms & full bath on main floor offers versatility or a great setup for renting out? Downstairs, a large unfinished basement presents a blank canvas for storage needs or future equity, home also has updated electric and plumbing. Outdoor living is a dream with a sprawling, fenced backyard, complete with a patio for entertaining & a dedicated garden area. The rare, oversized 2-car garage could have DADU potential to offset your mortgage. Situated off the road not only reduces noise but also allows for parking both alongside & in front of the home. The house & yard offer a true sanctuary with urban amenities! This home is perfect for an investor or to make your own!

2320 S 12th Street, Tacoma

Listing courtesy of Gateway Real Estate.

$539,999
3 Beds ⋅ 2 Baths ⋅ 2504526 MLS ⋅ ACTIVE Status
Nestled along the historic route connecting downtown Tacoma to the original Tacoma Narrows Bridge, this cherished Craftsman-era home offers a rare blend of character, history, and thoughtful updates. Timeless details include a welcoming entry vestibule with leaded-glass sidelights, wood floors, Craftsman doors, coved ceilings, and a formal dining room. The updated kitchen features Erickson's custom cabinetry, stylish tilework, a garden window, and a cozy breakfast nook. A permitted 12x14 solarium creates a bright, year-round living space overlooking the property. The 952 sq ft basement with 8-foot ceilings provides exceptional storage, workshop space, and future potential. Major improvements over the years include updated windows, plumbing, roof and gutters, siding, chimney, insulation, a 92% efficiency gas furnace, gas water heater, and gas fireplace. Outside, enjoy a fully fenced backyard, RV parking with a 30-amp hookup, and two garages—including a former Day Island boathouse relocated and repurposed on the property. Held by the same family for the past 76 years, the home is rich with local history. Neighborhood lore even suggests that mules helped dig the basement, while its location recalls the era when travelers passed this way en route to "Galloping Gertie." A truly special opportunity to own a home that beautifully connects Tacoma's past with modern comfort.

5002 6th Avenue, Tacoma

Listing courtesy of Coldwell Banker Bain.

$175,000
2498189 MLS ⋅ ACTIVE Status
Buildable ~2,600 SF lot in a convenient Tacoma location with strong development potential. Configured as Unit 2 in a condo-style setup, offering a unique opportunity for small-scale development without traditional subdivision timelines. Duplex layout concept and plans already completed, giving builders and investors a clear path forward. Ideal for new construction, rental income, resale, or a house hack strategy. Property is subject to a condominium declaration (CC&Rs), with no active HOA management or monthly dues currently in place. Access is available via S Ainsworth Ave and/or the alley, with defined use and ownership structure for clarity. Located near shopping, dining, transit, and major commuter routes—making it attractive for future tenants or resale. Strong upside in a growing Tacoma market with continued housing demand.

909 S Ainsworth Avenue, Tacoma

Listing courtesy of John L. Scott, Inc.

$629,950
3 Beds ⋅ 3 Baths ⋅ 2446385 MLS ⋅ ACTIVE Status
Modern New Construction! This beautifully designed 3-bedroom, 2.5-bath home offers an open-concept layout with durable wood-style flooring, abundant natural light, and quality finishes throughout. The stylish kitchen features quartz countertops, pantry, ample cabinetry, and great workspace for cooking and entertaining. Upstairs you’ll find a spacious primary suite with private bath and walk-in closet, plus two additional bedrooms and a convenient laundry room. Enjoy outdoor living with a covered front porch, rear patio, and fully fenced yard—perfect for relaxing, pets, or gatherings. Additional features include a heat pump with A/C, oversized garage, energy-efficient systems, and modern fixtures throughout. No HOA. Includes a 1-year standard builder warranty. Prime location just minutes to I-5, schools, Chambers Bay Golf Course, parks, trails, and Point Ruston dining, shopping, and entertainment. A perfect blend of comfort, style, and convenience!

1724 S Tyler Street Unit #Lot 2, Tacoma

Listing courtesy of John L. Scott, Inc..

$629,950
3 Beds ⋅ 3 Baths ⋅ 2446173 MLS ⋅ ACTIVE Status
Modern New Construction! This beautifully designed 3-bedroom, 2.5-bath home offers an open-concept layout with durable wood-style flooring, abundant natural light, and quality finishes throughout. The stylish kitchen features quartz countertops, pantry, ample cabinetry, and great workspace for cooking and entertaining. Upstairs you’ll find a spacious primary suite with private bath and walk-in closet, plus two additional bedrooms and a convenient laundry room. Enjoy outdoor living with a covered front porch, rear patio, and fully fenced yard—perfect for relaxing, pets, or gatherings. Additional features include a heat pump with A/C, oversized garage, energy-efficient systems, and modern fixtures throughout. No HOA. Includes a 1-year standard builder warranty. Prime location just minutes to I-5, schools, Chambers Bay Golf Course, parks, trails, and Point Ruston dining, shopping, and entertainment. A perfect blend of comfort, style, and convenience!

1720 S Tyler Street Unit #Lot 1, Tacoma

Listing courtesy of John L. Scott, Inc..

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.