Central Tacoma Homes with Conventional Terms

Central Tacoma Homes with Conventional Terms

Welcome to Central Tacoma, a charming neighborhood located in the heart of Tacoma, Washington. This vibrant community is nestled in Pierce County, offering a perfect blend of urban convenience and suburban tranquility.

Central Tacoma is a sought-after area for homebuyers looking for properties with conventional terms. Whether you are a first-time buyer or a seasoned investor, you will find a variety of homes that meet your needs. From cozy bungalows to spacious family homes, Central Tacoma has something for everyone.

Living in Central Tacoma means being just minutes away from the bustling city of Tacoma. Enjoy easy access to a wide range of amenities, including shopping centers, restaurants, parks, and entertainment options. The neighborhood also boasts excellent schools, making it an ideal choice for families.

With its tree-lined streets and welcoming atmosphere, Central Tacoma is the perfect place to call home. Experience the best of urban living while enjoying the peace and quiet of a close-knit community. Don't miss the opportunity to own a piece of this thriving neighborhood with homes available on conventional terms.

Come and discover the beauty and convenience of Central Tacoma. Find your dream home in this wonderful neighborhood and start living the life you've always imagined.

Newest Central Tacoma Homes with Conventional Terms

$450,000
2557914 MLS ⋅ ACTIVE Status
Investment Opportunity in the Heart of Tacoma! Centrally located duplex offering the perfect opportunity for an owner-occupant or investor. One unit is vacant and move-in ready, while the second unit is tenant occupied, providing immediate rental income. Each 2-bedroom, 1-bath unit has been thoughtfully updated and includes its own washer and dryer. The vacant unit features brand-new flooring, new cabinetry, new countertops, and a newer washer and dryer, making it ready for its next owner or tenant. Outside, each unit enjoys its own private fenced yard space, plus ample street parking. A large basement provides excellent storage for owners or tenants. Ideally situated just minutes from Wright Park, the vibrant 6th Avenue District with its restaurants, coffee shops, and local businesses, Tacoma General Hospital and other major medical facilities, and convenient I-5 access for an easy commute. With strong rental appeal in a highly desirable central location, this is a fantastic opportunity to build your investment portfolio or offset your mortgage through owner occupancy.

1310 1308 S 8th, Tacoma

Listing courtesy of Olympic Sotheby's Int'l Realty.

$625,000
3 Beds ⋅ 2 Baths ⋅ 2553450 MLS ⋅ ACTIVE Status
Timeless English Tudor charm meets modern-day updates! Beautifully restored from top to bottom, this stunning Tudor showcases classic stucco architecture while offering the peace of mind that comes with extensive renovations. Expansive thermal vinyl windows fill the home with natural light, creating a warm and inviting atmosphere throughout. Every square inch has been thoughtfully updated, french drain system for a dry basement, updated electrical service and wiring, and 100% new plumbing and sewer line in 2013. The beautifully remodeled kitchen features rich maple cabinetry, stainless steel appliances, and modern finishes, while the renovated 1.5 bathroom offers ceramic tile flooring. Original character shines in the spacious living and formal dining rooms, highlighted by beautifully refinished oak hardwood floors that blend timeless craftsmanship with contemporary comfort. Step outside to a peaceful backyard retreat featuring easy care landscaping, and plenty of space to relax or entertain. The detached 3-car garage provides exceptional parking, storage, or workshop potential, and the property's home business zoning offers incredible flexibility for entrepreneurs or those working from home.

4124 6th Avenue, Tacoma

Listing courtesy of CENTURY 21 North Homes Realty.

$475,000
2 Beds ⋅ 2 Baths ⋅ 2550587 MLS ⋅ ACTIVE Status
Sun filled, single level end unit in the sought after, gated Allenmore Ridge community. This roomy condo welcomes you with an open living and dining area, anchored by a cozy gas fireplace and a sleek built in wet bar—perfect for effortless entertaining. At the center, a generous atrium showcases stunning insulated lead-glass windows, adding warmth and character year-round. The private primary suite features an updated bath with a rolling shower and two large closets with custom built ins. A flexible second bedroom works beautifully for guests, a home office, or hobbies. Step outside to your own balcony with peaceful views over Allenmore Golf Course—an ideal spot for morning coffee or sunset unwinding. Unit comes with two covered parking spaces and a secure storage unit. All of this in a prime location close to shopping, restaurants, and quick freeway access. Comfort, style, and convenience wrapped into one exceptional home.

2615 S Cedar Unit #408, Tacoma

Listing courtesy of Windermere Prof Partners.

$649,000
4 Beds ⋅ 3 Baths ⋅ 2546976 MLS ⋅ ACTIVE Status
Beautifully maintained LEGAL DUPLEX just one block from Tacoma's vibrant 6th Avenue District, offering walkable access to popular restaurants, coffee shops, shopping & nightlife. Both units are vacant & professionally staged, offering immediate occupancy for owner-occupants or the opportunity for investors to select their own tenants & lease both units at current market rents. The spacious 1,400 SF main-level unit lives like a single-family home with 3 bedrooms & 1.5 baths, while the upper unit features 648 SF with 1 bedroom & 1 bath. Pride of ownership is evident throughout with outstanding curb appeal, mature landscaping, a welcoming covered front porch, updated plumbing & electrical, newer electrical panels, newer windows throughout & a roof less than 10 years old. Zoned UR-2 on a corner lot with alley access, offering added long-term flexibility & future development potential (buyer to verify). Conveniently located near the University of Puget Sound, Ruston Way, Point Defiance, downtown Tacoma & major commuter routes including Hwy 16 & I-5. Rare opportunity to offset your mortgage with rental income or add a turnkey investment in one of Tacoma's strongest rental markets.

2918 AB S 7th Street, Tacoma

Listing courtesy of Real Broker LLC.

$649,000
2498906 MLS ⋅ ACTIVE Status
Beautifully maintained legal duplex just one block from Tacoma's vibrant 6th Avenue District, offering walkable access to popular restaurants, coffee shops, shopping & nightlife. Both units are vacant & professionally staged, offering immediate occupancy for owner-occupants or the opportunity for investors to select their own tenants & lease both units at current market rents. The spacious 1,657 SF main-level unit lives like a single-family home with 3 bedrooms & 1.5 baths, while the upper unit features 807 SF with 1 bedroom & 1 bath. Pride of ownership is evident throughout with outstanding curb appeal, mature landscaping, a welcoming covered front porch, updated plumbing & electrical, newer electrical panels, newer windows throughout & a roof less than 10 years old. Zoned UR-2 on a corner lot with alley access, offering added long-term flexibility & future development potential (buyer to verify). Conveniently located near the University of Puget Sound, Ruston Way, Point Defiance, downtown Tacoma & major commuter routes including Hwy 16 & I-5. Rare opportunity to offset your mortgage with rental income or add a turnkey investment in one of Tacoma's strongest rental markets.

2918 AB S 7th Street, Tacoma

Listing courtesy of Real Broker LLC.

$399,000
2 Beds ⋅ 2 Baths ⋅ 2543575 MLS ⋅ ACTIVE Status
Enjoy effortless living in this charming third-floor condo at Allenmore East, perfectly positioned with sweeping views of the 5th hole at Allenmore Golf Course. The covered deck is the perfect place to relax and take in the peaceful surroundings, while the sunny western exposure fills the home with abundant natural light throughout the afternoon and evening. Inside, you'll find a well-appointed and meticulously maintained interior featuring brand-new carpet, radiant heated floors throughout, and a spacious great room with a cozy gas fireplace and sliding doors that showcase the beautiful golf course views. The primary suite offers a walk-in closet and private bath, while the second bedroom provides flexible space for guests or a home office. A second full bathroom and in-unit laundry with included washer and dryer add everyday convenience. The secure, well-maintained building offers a host of desirable amenities including a fitness room, secured lobby, common parking garage, individual storage unit, and two dedicated parking spaces. Conveniently located near shopping, dining, medical facilities, and freeway access, this is low-maintenance condo living at its finest, with beautiful golf course views and exceptional convenience.

2440 S Steele Street Unit #307, Tacoma

Listing courtesy of Keller Williams Rty Tacoma.

$390,000
2 Beds ⋅ 3 Baths ⋅ 2528780 MLS ⋅ ACTIVE Status
City Views. Modern Comfort. Prime Tacoma Living. Welcome to 2107 Tacoma Ct, where sweeping city views and elevated modern living come together in one exceptional townhouse. Tucked inside a quiet, desirable enclave, this home offers an open, light-filled layout, a sleek chef-inspired kitchen with stainless steel appliances, and a warm fireside living room perfectly positioned to capture stunning downtown views. The lower-level features 2 spacious bedrooms, including a peaceful primary suite with a private ¾ bath. An attached garage and generous storage add everyday convenience, while the location puts you minutes from I-5, parks, shopping, and Tacoma’s vibrant dining scene. This is more than a townhouse; it’s a lifestyle with skyline sunsets waiting for you every night.

2107 Tacoma Court, Tacoma

Listing courtesy of KW Greater Seattle.

$390,000
2 Beds ⋅ 3 Baths ⋅ 2528781 MLS ⋅ ACTIVE Status
City Views. Modern Comfort. Prime Tacoma Living. Welcome to 2107 Tacoma Ct, where sweeping city views and elevated modern living come together in one exceptional townhouse. Tucked inside a quiet, desirable enclave, this home offers an open, light-filled layout, a sleek chef-inspired kitchen with stainless steel appliances, and a warm fireside living room perfectly positioned to capture stunning downtown views. The lower-level features 2 spacious bedrooms, including a peaceful primary suite with a private ¾ bath. An attached garage and generous storage add everyday convenience, while the location puts you minutes from I-5, parks, shopping, and Tacoma’s vibrant dining scene. This is more than a townhouse; it’s a lifestyle with skyline sunsets waiting for you every night.

2107 Tacoma Court, Tacoma

Listing courtesy of KW Greater Seattle.

$499,955
3 Beds ⋅ 2 Baths ⋅ 2521608 MLS ⋅ ACTIVE Status
Price Improvement! Stop paying for storage! Amazing walkability to 6th Ave, parks, hospitals and UPS plus a huge detached garage with unlimited potential, this home is a fabulous investment in your future! Located in a vibrant Tacoma neighborhood, this 3-bedroom,1.75-bath gem, welcomes you with an abundance of natural light & recently refinished original hardwood floors throughout the main living areas. The cozy living room, anchored by a newer wood fireplace insert is perfect for PNW evenings. The updated kitchen, designed for both function & style complete with beautiful quartz countertops & a nice size pantry. Retreat upstairs to the rare primary suite, featuring a spacious walk-in closet, a private ensuite bathroom & a sitting area/office or workout space? A true luxury for a home of this era. Two additional bedrooms & full bath on main floor offers versatility or a great setup for renting out? Downstairs, a large unfinished basement presents a blank canvas for storage needs or future equity, home also has updated electric and plumbing. Outdoor living is a dream with a sprawling, fenced backyard, complete with a patio for entertaining & a dedicated garden area. The rare, oversized 2-car garage could have DADU potential to offset your mortgage. Situated off the road not only reduces noise but also allows for parking both alongside & in front of the home. The house & yard offer a true sanctuary with urban amenities! This home is perfect for an investor or to make your own!

2320 S 12th Street, Tacoma

Listing courtesy of Gateway Real Estate.

$2,400,000
2485504 MLS ⋅ ACTIVE Status
Sheridan Apartments | 9-Unit Fully Renovated Multifamily | 100% Occupied | $122,921 NOI Rare opportunity to acquire a fully stabilized, turnkey 9-unit asset in the heart of Central Tacoma. Sheridan Apartments offers immediate in-place cash flow with $194,000 gross income and $122,921 NOI, delivering strong performance from day one. This early 1900s Craftsman property has been extensively renovated, including fully updated interiors and a major electrical upgrade. There is no deferred maintenance, making this an ideal solution for investors seeking a low-management, quality asset. The diverse unit mix includes 2 detached homes, 5 apartment units, and 2 townhomes, creating strong tenant appeal and income stability. The property is 100% occupied and has demonstrated significant rent growth over the past several years, reflecting both operational strength and Tacoma’s expanding rental market. Located in Central Tacoma with a Walk Score of 86, the property benefits from proximity to JBLM, major healthcare employers, and multiple higher education campuses. JBLM alone supports over 52,000 employees with substantial off-base housing demand, reinforcing long-term rental stability. Whether completing a 1031 exchange or adding a stabilized asset to your portfolio, Sheridan Apartments provides immediate income, renovation quality, and long-term upside in one of Washington’s most supply-constrained markets.

1319 S 9 Street, Tacoma

Listing courtesy of Keasy Property Management.

$539,999
3 Beds ⋅ 2 Baths ⋅ 2504526 MLS ⋅ ACTIVE Status
Nestled along the historic route connecting downtown Tacoma to the original Tacoma Narrows Bridge, this cherished Craftsman-era home offers a rare blend of character, history, and thoughtful updates. Timeless details include a welcoming entry vestibule with leaded-glass sidelights, wood floors, Craftsman doors, coved ceilings, and a formal dining room. The updated kitchen features Erickson's custom cabinetry, stylish tilework, a garden window, and a cozy breakfast nook. A permitted 12x14 solarium creates a bright, year-round living space overlooking the property. The 952 sq ft basement with 8-foot ceilings provides exceptional storage, workshop space, and future potential. Major improvements over the years include updated windows, plumbing, roof and gutters, siding, chimney, insulation, a 92% efficiency gas furnace, gas water heater, and gas fireplace. Outside, enjoy a fully fenced backyard, RV parking with a 30-amp hookup, and two garages—including a former Day Island boathouse relocated and repurposed on the property. Held by the same family for the past 76 years, the home is rich with local history. Neighborhood lore even suggests that mules helped dig the basement, while its location recalls the era when travelers passed this way en route to "Galloping Gertie." A truly special opportunity to own a home that beautifully connects Tacoma's past with modern comfort.

5002 6th Avenue, Tacoma

Listing courtesy of Coldwell Banker Bain.

$175,000
2498189 MLS ⋅ ACTIVE Status
Buildable ~2,600 SF lot in a convenient Tacoma location with strong development potential. Configured as Unit 2 in a condo-style setup, offering a unique opportunity for small-scale development without traditional subdivision timelines. Duplex layout concept and plans already completed, giving builders and investors a clear path forward. Ideal for new construction, rental income, resale, or a house hack strategy. Property is subject to a condominium declaration (CC&Rs), with no active HOA management or monthly dues currently in place. Access is available via S Ainsworth Ave and/or the alley, with defined use and ownership structure for clarity. Located near shopping, dining, transit, and major commuter routes—making it attractive for future tenants or resale. Strong upside in a growing Tacoma market with continued housing demand.

909 S Ainsworth Avenue, Tacoma

Listing courtesy of John L. Scott, Inc.

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