Pierce County Homes with USDA Loan Terms

Pierce County Homes with USDA Loan Terms

Pierce County, located in the state of Washington, is a beautiful area that offers a wonderful quality of life for its residents. Situated in the Pacific Northwest region of the United States, Pierce County is known for its stunning natural landscapes, including the majestic Mount Rainier and the picturesque Puget Sound.

For those looking to purchase a home in Pierce County, there is good news. The county offers homes with USDA loan terms, making it easier for buyers to achieve their dream of homeownership. The USDA loan program is designed to assist low to moderate-income individuals and families in rural areas by providing them with affordable financing options.

With USDA loan terms, homebuyers in Pierce County can enjoy several benefits. These loans offer 100% financing, meaning that no down payment is required. Additionally, USDA loans often have lower interest rates compared to conventional loans, making them an attractive option for buyers. This can result in significant savings over the life of the loan.

Pierce County is a great place to call home, with its thriving communities, excellent schools, and abundant recreational opportunities. Whether you're looking to settle down in a quaint suburban neighborhood or prefer the charm of a rural setting, Pierce County has something to offer everyone.

If you're considering purchasing a home in Pierce County, exploring the USDA loan options can be a smart move. With favorable loan terms and the natural beauty of the region, you can find your perfect home and enjoy all that this wonderful county has to offer.

Newest Pierce County Homes with USDA Loan Terms

1717 S 17th Street Unit #F, Tacoma
$475,000
3 Beds ⋅ 4 Baths ⋅ 2591776 MLS ⋅ ACTIVE Status
BRAND NEW CONSTRUCTION with space, flexibility and Mt. Rainier views in the heart of Tacoma. Offering approximately 1,700 square feet across three thoughtfully designed levels, this 3 bedroom, 3.25 bathroom townhome delivers space and functionality that's hard to find in new construction at this price point. The 2nd floor living level is built for everyday living and entertaining, with an open kitchen, generous living and dining areas, and plenty of room to gather. A bathroom on every floor adds convenience and privacy throughout. The flexible lower level opens up even more possibilities, easily serving as a home office, guest suite, multigenerational space, workout room or additional lounge. Upstairs, comfortable bedrooms are set apart from the main living areas, with Mt. Rainier views adding a special touch. Step outside to your private patio, or take advantage of your own garage for secure parking and extra storage. This home sits on a divided lot, with an HOA covering shared services like trash and yard maintenance for low-maintenance living. HOA documents are available upon request. The location is hard to beat. Stanley Elementary sits directly across the street, with the Al Davies Boys & Girls Club and Stanley Playfield just steps away. St. Joseph Medical Center, Tacoma General, UW Tacoma, downtown Tacoma and Tacoma Link light rail are all nearby, with quick access to I-5 for an easy commute throughout the region.

1717 S 17th Street Unit #F, Tacoma

Listing Broker: Northwest Investment Partners; Loundyne Hare; 206-850-7053; Loundyne@nipcre.com

1717 S 17th Street Unit #E, Tacoma
$449,000
3 Beds ⋅ 4 Baths ⋅ 2591737 MLS ⋅ ACTIVE Status
BRAND NEW CONSTRUCTION with space, flexibility and Mt. Rainier views in the heart of Tacoma. Offering approximately 1,700 square feet across three thoughtfully designed levels, this 3 bedroom, 3.25 bathroom townhome delivers space and functionality that's hard to find in new construction at this price point. The 2nd floor living level is built for everyday living and entertaining, with an open kitchen, generous living and dining areas, and plenty of room to gather. A bathroom on every floor adds convenience and privacy throughout. The flexible lower level opens up even more possibilities, easily serving as a home office, guest suite, multigenerational space, workout room or additional lounge. Upstairs, comfortable bedrooms are set apart from the main living areas, with Mt. Rainier views adding a special touch. Step outside to your private patio, or take advantage of your own garage for secure parking and extra storage. This home sits on a divided lot, with an HOA covering shared services like trash and yard maintenance for low-maintenance living. HOA documents are available upon request. The location is hard to beat. Stanley Elementary sits directly across the street, with the Al Davies Boys & Girls Club and Stanley Playfield just steps away. St. Joseph Medical Center, Tacoma General, UW Tacoma, downtown Tacoma and Tacoma Link light rail are all nearby, with quick access to I-5 for an easy commute throughout the region.

1717 S 17th Street Unit #E, Tacoma

Listing Broker: Northwest Investment Partners; Loundyne Hare; 206-850-7053; Loundyne@nipcre.com

1717 S 17th Street Unit #D, Tacoma
$449,000
3 Beds ⋅ 4 Baths ⋅ 2591696 MLS ⋅ ACTIVE Status
BRAND NEW CONSTRUCTION with space, flexibility and Mt. Rainier views in the heart of Tacoma. Offering approximately 1,700 square feet across three thoughtfully designed levels, this 3 bedroom, 3.25 bathroom townhome delivers space and functionality that's hard to find in new construction at this price point. The 2nd floor living level is built for everyday living and entertaining, with an open kitchen, generous living and dining areas, and plenty of room to gather. A bathroom on every floor adds convenience and privacy throughout. The flexible lower level opens up even more possibilities, easily serving as a home office, guest suite, multigenerational space, workout room or additional lounge. Upstairs, comfortable bedrooms are set apart from the main living areas, with Mt. Rainier views adding a special touch. Step outside to your private patio, or take advantage of your own garage for secure parking and extra storage. This home sits on a divided lot, with an HOA covering shared services like trash and yard maintenance for low-maintenance living. HOA documents are available upon request. The location is hard to beat. Stanley Elementary sits directly across the street, with the Al Davies Boys & Girls Club and Stanley Playfield just steps away. St. Joseph Medical Center, Tacoma General, UW Tacoma, downtown Tacoma and Tacoma Link light rail are all nearby, with quick access to I-5 for an easy commute throughout the region.

1717 S 17th Street Unit #D, Tacoma

Listing Broker: Northwest Investment Partners; Loundyne Hare; 206-850-7053; Loundyne@nipcre.com

1717 S 17th Street Unit #C, Tacoma
$449,000
3 Beds ⋅ 4 Baths ⋅ 2591532 MLS ⋅ ACTIVE Status
BRAND NEW CONSTRUCTION with space, flexibility and Mt. Rainier views in the heart of Tacoma. Offering approximately 1,700 square feet across three thoughtfully designed levels, this 3 bedroom, 3.25 bathroom townhome delivers space and functionality that's hard to find in new construction at this price point. The 2nd floor living level is built for everyday living and entertaining, with an open kitchen, generous living and dining areas, and plenty of room to gather. A bathroom on every floor adds convenience and privacy throughout. The flexible lower level opens up even more possibilities, easily serving as a home office, guest suite, multigenerational space, workout room or additional lounge. Upstairs, comfortable bedrooms are set apart from the main living areas, with Mt. Rainier views adding a special touch. Step outside to your private patio, or take advantage of your own garage for secure parking and extra storage. This home sits on a divided lot, with an HOA covering shared services like trash and yard maintenance for low-maintenance living. HOA documents are available upon request. The location is hard to beat. Stanley Elementary sits directly across the street, with the Al Davies Boys & Girls Club and Stanley Playfield just steps away. St. Joseph Medical Center, Tacoma General, UW Tacoma, downtown Tacoma and Tacoma Link light rail are all nearby, with quick access to I-5 for an easy commute throughout the region.

1717 S 17th Street Unit #C, Tacoma

Listing Broker: Northwest Investment Partners; Loundyne Hare; 206-850-7053; Loundyne@nipcre.com

20715 84th Avenue E, Spanaway
$499,000
3 Beds ⋅ 2 Baths ⋅ 2590652 MLS ⋅ ACTIVE Status
Welcome to this beautiful home nestled in a peaceful and private setting in Spanaway, offering the perfect blend of comfort, space, and convenience. The home features stylish quartz countertops, modern finishes, and a spacious kitchen designed for gathering and entertaining. The oversized island peninsula comfortably seats up to eight, creating the perfect centerpiece for everyday meals and hosting guests. The generous primary suite offers a walk-in closet and a spacious en-suite bathroom with a desirable His & Hers vanity setup. Step outside to enjoy the expansive covered deck, an ideal year-round space for relaxing, dining, and entertaining. The large lot provides an abundance of parking, including a garage, carport, and plenty of additional space for RVs, boats, recreational vehicles, and guests. A major highlight is the approximately 1,500 sq ft shop, complete with its own electrical service and exceptional potential for a variety of uses. Buyer to independently verify any potential ADU use. Tucked away in a quiet and private setting while still just minutes from everyday amenities, shopping, dining, schools, and major commuter routes, this property offers space, flexibility, and convenience in one exceptional package. A rare opportunity for those looking for a move-in-ready home with room to live, work, store, and entertain.

20715 84th Avenue E, Spanaway

Listing Broker: Skyline Properties, Inc.; Inna Hromyk; 253-307-8454; inna@skylineproperties.com

20902 40th Avenue E, Spanaway
$469,999
3 Beds ⋅ 3 Baths ⋅ 2592293 MLS ⋅ ACTIVE Status
Beautifully Updated Home with Private Backyard & Versatile Detached Studio! This inviting property offers a wonderful combination of comfort, thoughtful upgrades, and outdoor privacy. Step inside to discover a beautifully updated kitchen featuring whitewashed cabinetry, elegant granite countertops, and appliances that all stay with the home. The spacious utility room offers an abundance of custom built-in storage, adding convenience and functionality. The primary suite features a beautifully upgraded, tiled walk-in shower with multiple showerheads and a built-in bench, a walk-in closet, and French door providing direct access to the outdoors. One of the property's standout features is the beautiful, generously sized lot with a private backyard backing to an open field, creating a peaceful setting with no immediate rear neighbors. Enjoy outdoor entertaining, gardening, or simply relaxing in your own backyard retreat. A charming detached backyard studio offers endless possibilities as a home office, creative studio, hobby room, meditation retreat, she-shed, man cave, or additional storage space. With its attractive upgrades, functional living spaces, beautiful outdoor setting, and versatile detached studio, this property offers a special opportunity to enjoy privacy and flexibility while remaining conveniently located 1 mile from Bethel Elementary and Middle School, shopping, dining, and everyday amenities. Price for a quick sale due to health crisis.

20902 40th Avenue E, Spanaway

Listing Broker: Senior Housing Specialists LLC; Tami L. Moore; 360-829-7737; tami@seniorhousingspecialists.com

6009 187th Avenue E, Bonney Lake
$949,950
5 Beds ⋅ 3 Baths ⋅ 2591689 MLS ⋅ ACTIVE Status
Your own private retreat on 1.59 wooded acres in Bonney Lake! Tucked at the end of a long private drive and surrounded by mature evergreens, this 4,099 sq ft daylight rambler delivers the space, privacy and setting that are so hard to find. The detached 4-car shop is ready for your vehicles, toys and projects, with plenty of extra parking. Inside, the open main level is made for gathering, anchored by a beautifully remodeled kitchen with an oversized island, stone counters, stainless appliances, a wall oven and floor-to-ceiling storage. The dining area flows out to the covered deck overlooking the grounds. The main-floor primary suite is a true escape, with its own deck access, a walk-in closet and a remodeled spa-style bath with a tiled walk-in shower. Main-floor laundry adds everyday convenience. The daylight lower level is perfect for movie nights, hobbies and hosting guests, with a huge family room centered around a brick fireplace with wood insert, built-ins, additional bedrooms, a remodeled full bath and a slider to the covered patio. Outside, enjoy summer evenings under the pavilion, gather around the fire pit, grow your own in the raised garden beds and let the kids and pets roam the terraced lawn. A rare combination of land, shop and updated living just minutes from Bonney Lake amenities. 5 bedrooms, 3 baths. Septic system is designed for 3 bedrooms.

6009 187th Avenue E, Bonney Lake

Listing Broker: Windermere RE/Lake Tapps, Inc; Kyle Fox; 253-777-9890; kylefox@windermere.com

12403 -12405 SW Edgewood Avenue, Lakewood
$715,000
2591137 MLS ⋅ ACTIVE Status
This Lakewood duplex brings in $4800 per two units, and tenants pay utilities on top of rent. Both units were fully renovated in 2026. More than $125,000 went into bringing the duplex up to the City of Lakewood rental housing requirements. The work covered flooring, bathrooms, plumbing, electrical, furnaces, basement windows, appliances, painting, roof and gutter cleaning and other fixtures. Each units lives like a single family home, with its own attached one car garage for parking and storage and its own large fenced backyard. Fencing separates the two yards from each other and from the neighboring lots, so each household gets private outdoor space for kids, pets or summer barbecues. Unit 12403 has 3 bedrooms, 1bath, a bright galley kitchen with eat-in dining, two family rooms and a wood-burning fireplace for cozy evenings. It rents for $2,500 per month plus utilities. Unit 12405 has 3bedrooms, 1.75 bathrooms, a bright galley kitchen with eat-in dining, two family rooms and a wood burning fireplace. It's leased at $2.300 per month plus utilities through May 2027.The property is minutes from American Lake and local parks. The major systems are already updated, so the next owner can focus on leasing instead of repairs!!!

12403 -12405 SW Edgewood Avenue, Lakewood

Listing Broker: RealTrust Properties; Uma D Chand; 206-920-8611; chanduc@live.com

701 Teetor Circle NW Unit #LOT 29, Orting
$574,950
3 Beds ⋅ 3 Baths ⋅ 2592113 MLS ⋅ ACTIVE Status
Your new home awaits at Bridgewater in Orting! This beautiful, completed former model home sits on a spacious corner lot and offers 3 bedrooms, 2.5 baths, a main-level den, and a versatile loft. An inviting entry opens to a spacious great room and sleek kitchen featuring a large island—perfect for everyday living and entertaining. Tons of designer upgrades are included, with main-level LVP flooring and ceramic tile in the upstairs bathrooms and laundry room. Enjoy front and back landscaping with irrigation, stained fencing, and A/C included! Experience Orting’s small-town charm with nearby trails, parks, and endless outdoor recreation just minutes from home. Located across the street from an off-leash dog park! Schedule your tour today!

701 Teetor Circle NW Unit #LOT 29, Orting

Listing Broker: KB Home Sales; Kevin Lu; 206-356-3567; klu@kbhome.com

11011 Cascade Place, Anderson Island
$399,950
3 Beds ⋅ 2 Baths ⋅ 2591548 MLS ⋅ ACTIVE Status
One of Anderson Island’s premier builders is at it again, bringing an expanded version of one of his most popular floor plans to a beautiful double lot! Set on more than 1/3 acre, this brand-new 3-bedroom, 1.75-bath home combines thoughtful design, quality craftsmanship, and the relaxed island lifestyle. Step inside and say “WOW!” The light-filled open-concept floor plan and soaring vaulted ceilings create an impressive sense of space, making this home live even larger than its 1,360 square feet. Designer colors, solid wood doors, and carefully selected finishes add warmth and character throughout. The inviting covered front porch features a gorgeous tongue-and-groove ceiling, while the generous rear deck offers the perfect spot for outdoor dining, entertaining, or simply enjoying the peaceful surroundings. Three generously sized bedrooms provide plenty of flexibility, while the expansive 16,849-square-foot double lot offers exciting possibilities for a future detached garage or shop, additional outdoor living space, or the garden you’ve always wanted. Located within the Riviera Community Club, ownership includes access to an array of island amenities including the golf course, boat launch, lakes, parks, campground/RV facilities, and more. A rare opportunity to own brand-new construction on a spacious double lot and enjoy all that Anderson Island has to offer!

11011 Cascade Place, Anderson Island

Listing Broker: Keller Williams Realty; John Hurlbut; 253-222-2626; john@altitudehomes.com

35917 16th Avenue Ct S, Roy
$690,000
3 Beds ⋅ 2 Baths ⋅ 2590968 MLS ⋅ ACTIVE Status
Welcome Home! This beautiful 3-bedroom, 2-bath rambler sits on approximately 1.44 acres and offers the perfect blend of comfort, space, and functionality. Gorgeous laminate flooring flows through the spacious interior, while the huge great room features an open-concept design connecting the living area to the kitchen and generous dining space—perfect for everyday living and entertaining. Recently remodeled kitchen and master bath! The extra-large primary suite includes a private bath and walk-in closet, while vaulted ceilings add to the open, airy feel throughout. Cozy up by the wood stove on chilly evenings, or enjoy year-round comfort with a split heating and A/C system. The den/office includes a closet, providing flexibility as a potential fourth bedroom, home office, or guest space. Outside, the property truly shines with a large detached 2-car garage and an attached 2-car garage, both equipped with 220 power—plenty of room for vehicles, hobbies, projects, and all your toys. Additional features include 50-amp RV service with dump, fully fenced grounds, a fire pit, garden area, and numerous mature fruit trees. With room to spread out and so much to offer, this property is ready to welcome you home!

35917 16th Avenue Ct S, Roy

Listing Broker: Keller Williams South Sound; Sunshine Harper; 253-306-4304; sunshineharper6@gmail.com

754 Holly Avenue Unit #40, Buckley
$649,950
4 Beds ⋅ 3 Baths ⋅ 2590883 MLS ⋅ ACTIVE Status
Ask about Limited special financing for a November move in! View lot and no direct back neighbor! This inviting, two-story home showcases an open floor plan with 9-ft. ceilings, luxury vinyl plank flooring and a spacious great room that includes an electric fireplace. The modern kitchen boasts stainless steel appliances, 42-in. white painted upper cabinets, an island, full-height tile backsplash, walk-in pantry and luxurious quartz countertops. Work from home in the private den with French doors. Upstairs, a loft creates space for an exercise area or playroom. Relax in the primary suite, which features a walk-in closet and connecting bath that offers a dual-sink vanity, linen cabinet and full shower. The covered back patio with extended pad overlooks a fenced and landscaped backyard. Enjoy the charm of a walkable small-town setting with shops, dining, and recreation just minutes away, plus easy access to major amenities. Built by a leader in energy efficiency and equipped with a heat pump for year-round comfort. Experience the partnership of KB Home. Contact me for a tour today!

754 Holly Avenue Unit #40, Buckley

Listing Broker: KB Home Sales; Megan J. Hughes; 253-740-9658; mxhughes@kbhome.com

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