Pierce Homes with FHA Terms

Pierce Homes with FHA Terms

Located in Washington state, Pierce County offers a diverse range of real estate opportunities for those looking to settle in the area. Situated in the United States, Pierce County is known for its stunning natural beauty, vibrant communities, and a strong economy.

Pierce County boasts a variety of housing options, including homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering favorable terms and lower down payment requirements. These loans are particularly beneficial for first-time homebuyers or those with lower credit scores.

Homes with FHA terms provide an excellent opportunity for individuals and families to enter the real estate market. With lower down payment requirements, it becomes easier to purchase a home and build equity over time. Additionally, FHA loans often have more flexible qualification criteria, making it easier for potential buyers to secure financing.

Whether you're looking for a cozy suburban home in Tacoma, a waterfront property in Gig Harbor, or a rural retreat in the outskirts, Pierce County has an array of options to suit different preferences and budgets. From charming historic neighborhoods to modern developments, the county offers a diverse range of real estate opportunities.

If you're considering purchasing a home in Pierce County, exploring the availability of homes with FHA terms can be a great starting point. With the assistance of an experienced real estate agent, you can navigate the market and find the perfect home that meets your needs and financial goals.

Newest Pierce Homes with FHA Terms

$559,000
3 Beds ⋅ 2 Baths ⋅ 2566627 MLS ⋅ ACTIVE Status
Welcome home to this solid, move-in-ready rambler in the desirable Puyallup School District! Set in the heart of South Hill w/ no CC&Rs, this property offers flexibility, space, & plenty of room to make it your own.A major recent upgrade is the brand-new septic system—a $60K investment already completed for the next owner! Inside, the kitchen features marble countertops & durable bamboo flooring that continues into the dining & laundry areas. Original hardwood floors add character to all 3 bedrooms, & the original hardwood appears to continue beneath the living room carpet (buyer to verify). A wood-burning fireplace creates a cozy gathering space, while vinyl windows add energy efficiency throughout.Outside, you'll find a lifetime Interlock metal roof, convenient circle drive, RV parking potential, fully fenced yard, covered front & back porches, a huge storage barn, & an additional shed on a cement slab.And the backyard? Consider it a blank canvas waiting for your vision. Create a garden retreat, entertaining space, play area, fire-pit gathering spot—or your own Pacific Northwest backyard oasis. Seller offering up to $5,000 landscaping allowance w/ acceptable offer to help bring that vision to life.With a substantial septic upgrade already completed, no CC&Rs, generous storage, room for your RV & toys, & the opportunity to personalize the outdoor space, this South Hill property offers something increasingly hard to find: space, flexibility, freedom to make it your own.

12707 78th Avenue E, Puyallup

Listing courtesy of Skyline Properties, Inc..

$549,950
4 Beds ⋅ 3 Baths ⋅ 2564980 MLS ⋅ ACTIVE Status
Welcome home to Silver Creek! This 2,295 sq. ft. home has 4 large bedrooms & 2.5 bath. Located in the Country Hollow division of Gem Heights, the location offers quick access to almost everything. Enter in to a formal living or dining room with engineered hard wood floors. Follow through to your open kitchen and large family room with gas fireplace. Upstairs you'll find 4 large bedrooms, each with large walk in closets. The primary bedroom is oversized, offering tons of space. Huge walk primary bathroom with double vanity & tub shower combo. This home has great storage and flow. Ask about the interest rate buy down with a preferred lender! Working at JBLM? This community has strong military ties & nice drive to base. Puyallup schools!

17823 Silver Creek Avenue E, Puyallup

Listing courtesy of John L. Scott, Inc..

$700,000
2 Beds ⋅ 2 Baths ⋅ 2561165 MLS ⋅ ACTIVE Status
Welcome to this stunning fully updated home! This beautiful home rests on .61 acre lot with a 30x40 detached shop! On the entry level you'll find the spacious primary bedroom and bathroom with a double shower and heated tile floors. 4 steps up features a spacious open concept living room with 2 skylights bringing in plenty of natural lighting, a fully updated kitchen showcasing quartz and black stainless steel appliances, and easy access to the large covered patio. Upstairs features 2nd bedroom, a guest room(2 bedroom septic) and new full bath. Throughout the home you'll also find a very efficient mini split ductless heating and air conditioning cooling system. The sunny yard is fully fenced. The home features a 1 car attached garage and the detached shop has an oversized 18x11 powered door perfect for RVs, boats and toys! Rent it for additional income. No HOA! Don't miss out on this beautiful Gig Harbor home! New septic in 2023.

4017 88th Avenue NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$349,000
3 Beds ⋅ 2 Baths ⋅ 2566655 MLS ⋅ ACTIVE Status
Do you love open sunny spaces, green green grass, and quiet streets? Then this modern charmer located on the Riviera golf course driving range is perfect for you! This vintage 1980 double-wide manufactured home has been completely remodeled right down to the studs in 2025. You'll be impressed by the many quality upgrades that have been incorporated into this turn-key ready home! Step into a fabulous great room with elegant, sleek, modern fixtures and finishes throughout. Vaulted wood lined ceilings, open beams, and elegant wains coating set this home apart. Relax in the comfortable living room seating area around an ambient fireplace. You'll love the entertainer's dream kitchen complete with ample cabinetry, plenty of counterspace, stainless steel appliances, quartz countertops, and a massive breakfast Island. Down the hall lie 2 full bedrooms and a flexible space den/guest room just right to for tele-commuting or accommodating all your guests. The spacious and private 5-piece primary ensuite boasts brilliant white & gray marble tile gracing the bathroom floors and showers. The wood-toned built in shelving, and a stand-alone soaking tub make this bathroom unique. Each bedroom has it's own unique wall enhancements, lighting, & individual ductless heating/cooling. Outdoors, enjoy summer dining on the expansive new composition deck. Observe wildlife daily and take advantage of your Riviera membership to access the well-maintained parks, lakes, trails, golf, tennis and more!

10711 Edgewood Dr Anderson Island, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$459,000
4 Beds ⋅ 2 Baths ⋅ 2565310 MLS ⋅ ACTIVE Status
Welcome to 7008 E B St, a prime Tacoma property packed with opportunity, space, and modern updates! Spanning 1,536 square feet, this thoughtfully designed four-bedroom, two-bathroom home offers a layout that feels significantly larger than its stated square footage. Step inside to discover a freshly updated interior highlighted by brand-new luxury vinyl plank (LVP) flooring and major upgrades throughout key living spaces. The bright kitchen features new granite countertops, crisp new cabinetry, and modern fixtures, making it ideal for daily cooking and casual entertaining. Both full bathrooms have been beautifully renovated with updated flooring and stylish tiled shower surrounds. The home's layout accommodates practical everyday living with four comfortable bedrooms, including a expansive primary suite that serves as a true private retreat. Set on a sprawling 7,800-square-foot lot, the exterior provides endless options. Bring your RV, boat, or extra vehicles—there is ample space dedicated to parking. The stand-out feature for savvy buyers and investors is the partially finished detached garage, which presents exceptional potential for conversion into an Accessory Dwelling Unit (ADU), guest house, rental, or workshop. Conveniently located with fast access to local dining, shopping, parks, schools, and major commuter corridors, this home blends value and location. Bring your personal touches to build instant equity in a thriving market. Property is sold AS-IS;

7008 E B Street, Tacoma

Listing courtesy of Realty One Group Turn Key.

$930,000
5 Beds ⋅ 3 Baths ⋅ 2565709 MLS ⋅ ACTIVE Status
Welcome home to this exceptionally well-maintained two-story home where pride of ownership is evident at every turn. Thoughtfully cared for over the years, maintenance has never been deferred, offering buyers confidence and true move-in-ready condition. The inviting covered front porch, beautiful stone accents, and manicured landscaping create outstanding curb appeal, while the spacious three-car garage provides plenty of room for vehicles, storage, and hobbies. Inside, you'll find a functional floor plan with generous living spaces designed for both everyday living and entertaining. Step outside to the covered back patio, a wonderful extension of the home's living space that's perfect for year-round outdoor dining, relaxing, and hosting guests. The fully fenced backyard offers room to play, garden, or simply unwind. Ideally located for both commuters and those who enjoy staying close to home, you'll appreciate the easy access to major highways, shopping, dining, parks, and everyday conveniences. This home truly offers the perfect combination of quality, comfort, and location.

2413 12th Avenue NW, Puyallup

Listing courtesy of The Agents Real Estate Group.

$87,000
2 Beds ⋅ 2 Baths ⋅ 2564707 MLS ⋅ ACTIVE Status
CANYON TERRACE PUYALLUP, WA. 55+ Manufactured home park off Canyon Road and near HWY 512 and I-5. 2 Bedrooms and one and one half bathrooms. Large living room and dining room combination. Convenient kitchen with bult in coffee bar. 1,052 SQ FT. Two car carport and storage unit currently used as workshop, these are owned and maintained by the park. Covered walk way entire length outside access from street to backyard. Separate utility room with newer hot water heater. Large landscaped back yard with separate storage for tools.

9314 Canyon Road E Unit #52, Puyallup

Listing courtesy of John L. Scott, Inc..

$510,000
3 Beds ⋅ 2 Baths ⋅ 2556058 MLS ⋅ ACTIVE Status
You'll probably remember two things about this house. The moment Mount Rainier comes into view from the backyard, and realizing everything has been done to this home to make it move in ready. Set on a rare large corner lot, this home was fully remodeled in 2025. New roof, new windows, luxury laminate flooring throughout, and a kitchen with quartz countertops, shaker cabinets, and a Samsung Smart appliance package. Both bathrooms were updated with Kohler fixtures and LED mirrors. A high-efficiency mini-split keeps things cool in the summer, Wall heaters warm each bedroom in the winter, and the tankless water heater means you’ll never run out of hot water. In the oversized yard, you’ll find a detached garage, and a 320 flex space with power, plus sewer/water nearby that will give you options for a home office, studio, workshop, craft/hobby area and more. The fully fenced yard gets sun most of the day, plus plenty of room to entertain while catching a glimpse of Mt. Rainer or to let the dogs run and play outside. And then there's the location. Ferry Park is a block away, with coffee, groceries, and dinner all within walking distance. Sixth Avenue is minutes away, and Costco, Target, Whole Foods, and Trader Joe's are an easy drive for the bigger errands. Close to freeway access, you can have it all here on Grant Ave!

1255 S Grant Avenue, Tacoma

Listing courtesy of Hawkins Poe.

$599,000
4 Beds ⋅ 3 Baths ⋅ 2566512 MLS ⋅ ACTIVE Status
This lovely home is centrally located in the heart of Bonney Lake, and extremely close to shopping and amenities. Den/office on main floor, plus bonus/flex upstairs along with primary suite and 2 additional bedrooms with walk in closets. Chefs kitchen with stainless appliances. Cozy gas fireplace in family room. Remodel Primary Suite with designer touches, extensive quart and marble tile & large soaking tub. Extra storage, A/C, recessed lighting & ceiling fan. Fenced rear yard with gates on both sides, and fountain on a greenbelt. Brookside community park has a play structure, basketball court, and picnic benches. USDA ZERO DOWN LOAN is available for qualified Buyers.

19720 99th Street Ct E, Bonney Lake

Listing courtesy of Windermere RE West Campus Inc.

$599,950
2 Beds ⋅ 2 Baths ⋅ 2566616 MLS ⋅ ACTIVE Status
Discover effortless living in the desirable gated Harbor Summit community. This beautifully maintained one level townhome offers approximately 1,312 square feet with 2 bedrooms and 2 bathrooms, providing the perfect blend of comfort, convenience, and low maintenance living. The thoughtfully designed floor plan features inviting living spaces, abundant natural light, and easy one level accessibility. Whether you’re looking to downsize, simplify, or enjoy a lock and leave lifestyle, this home is an ideal choice for full-time living or a seasonal retreat. Snowbirds, travelers, and those seeking carefree living will appreciate the security of a gated community and the ease of maintaining a single level home. Located in the heart of Gig Harbor, you’ll enjoy easy access to the city’s picturesque waterfront, where charming boutiques, local restaurants, marinas, parks, and year-round community events create an exceptional Pacific Northwest lifestyle. Nearby Uptown Gig Harbor offers shopping, grocery stores, medical services, and everyday conveniences, while the Cushman Trail is just moments away for walking, running, and cycling. Convenient access to Highway 16 and nearby transit makes commuting to Tacoma, Bremerton, and beyond a breeze. Enjoy comfortable one level living in a beautifully maintained home, all within one of Gig Harbor’s most convenient locations.

6267 Harbor Sunset Lane, Gig Harbor

Listing courtesy of RE/MAX Exclusive.

$949,995
4 Beds ⋅ 3 Baths ⋅ 2565526 MLS ⋅ ACTIVE Status
Special Builder Paid Financing Incentive with preferred lender CCM. 2/1 Buy Down with payment reduction of nearly $1,000 per month. Details available upon request. Tucked away at the end of a long private drive, this custom-built Northwest Contemporary offers the kind of setting that's becoming increasingly rare-nearly 1/3 acre of privacy, beautiful territorial and valley views, and direct access to The Loop Walking Trail, all just minutes from downtown Puyallup. With 3,037 SF, 4 bedrooms plus a flexible office/guest room, and 2.75 baths, every space was thoughtfully designed with quality and function in mind. The heart of the home is a stunning chef's kitchen featuring premium appliances, an oversized waterfall island, walk-in butler's pantry, custom cabinetry, and designer finishes that flow seamlessly into expansive living and dining spaces. A dramatic fireplace wall, oversized windows, and massive deck create an ideal setting for everyday living and entertaining. Upstairs, the luxurious primary suite offers vaulted ceilings, a spa-inspired bath with soaking tub and oversized shower, and a spacious walk-in closet. The fully fenced backyard provides room to play, garden, or simply enjoy the peaceful surroundings. If you've been waiting for something that doesn't feel like every other new home on the market, this is the one. Exceptional craftsmanship, an incredible homesite, and a truly one-of-a-kind opportunity.

1238 9th Street SW, Puyallup

Listing courtesy of Real Broker LLC.

$599,950
4 Beds ⋅ 3 Baths ⋅ 2566508 MLS ⋅ ACTIVE Status
Welcome to 10002 Woodlawn Pl SW, a fully transformed rambler, modern residence situated on a spacious, quiet lot in desirable Lakewood, Washington. This newly remodeled single-family home features high-end upgrades throughout, including stylish new flooring, designer paint, and a cozy fireplace centerpiece. The chef-inspired kitchen boasts quartz countertops, custom cabinetry, stainless steel appliances, and an expansive center island perfect for hosting. Conveniently located near Lake Steilacoom, Fort Steilacoom Park, shopping centers, and JBLM, this move-in ready property perfectly balances serene suburban living with everyday accessibility.

10002 Woodlawn Place SW, Lakewood

Listing courtesy of Inspire Realty.

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