Pierce Homes with FHA Terms

Pierce Homes with FHA Terms

Located in Washington state, Pierce County offers a diverse range of real estate opportunities for those looking to settle in the area. Situated in the United States, Pierce County is known for its stunning natural beauty, vibrant communities, and a strong economy.

Pierce County boasts a variety of housing options, including homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering favorable terms and lower down payment requirements. These loans are particularly beneficial for first-time homebuyers or those with lower credit scores.

Homes with FHA terms provide an excellent opportunity for individuals and families to enter the real estate market. With lower down payment requirements, it becomes easier to purchase a home and build equity over time. Additionally, FHA loans often have more flexible qualification criteria, making it easier for potential buyers to secure financing.

Whether you're looking for a cozy suburban home in Tacoma, a waterfront property in Gig Harbor, or a rural retreat in the outskirts, Pierce County has an array of options to suit different preferences and budgets. From charming historic neighborhoods to modern developments, the county offers a diverse range of real estate opportunities.

If you're considering purchasing a home in Pierce County, exploring the availability of homes with FHA terms can be a great starting point. With the assistance of an experienced real estate agent, you can navigate the market and find the perfect home that meets your needs and financial goals.

Newest Pierce Homes with FHA Terms

$439,900
4 Beds ⋅ 1 Baths ⋅ 2566746 MLS ⋅ ACTIVE Status
SOLD AS IS-Opportunity awaits at this charming Lakewood rambler! Offering 4 bedrooms, 1 bathroom, and 1,613 sq. ft. of living space on a generous 8,437 sq. ft. lot, this home is ready for its next chapter. With great bones, plenty of character, and a functional single-level layout, the property provides an excellent canvas for someone looking to add their own personal touches and build equity. Bring your vision and transform this cosmetic fixer into something truly special. Whether you’re an owner-occupant looking to make it your own or searching for a property with renovation potential, this home offers plenty of possibilities. Don’t miss the opportunity to unlock the potential of this classic Lakewood rambler!

8212 South Sw, Lakewood

Listing courtesy of Terrafin.

$995,000
4 Beds ⋅ 3 Baths ⋅ 2566633 MLS ⋅ ACTIVE Status
Private, peaceful, and impeccably maintained, this exceptional home is nestled on over 1.5 park like acres and offers a rare combination of luxury, flexibility, and functionality. Thoughtfully designed with two kitchens and separate living areas, the home provides endless possibilities for multigenerational living, extended guests, or added privacy.Designed for both comfortable everyday living and effortless entertaining, you’ll love the expansive covered deck overlooking the tranquil backyard, creating the perfect space to gather year-round. Heated tile floors in the bathrooms add a touch of everyday luxury, while large windows fill the home with natural light. Outside, the impressive heated 1,300± sq.ft shop, multiple outbuildings, and generous parking provide exceptional space for hobbies, projects, RVs, boats, or all your recreational toys. A creek runs along the side of the property, and you’ll enjoy convenient access to a paved walking trail just beyond the backyard, adding to the peaceful setting.Offering the serenity of country living with the convenience of nearby amenities, this is a truly special property where quality, privacy, and timeless Northwest charm come together.

11114 State Route 162 E, Puyallup

Listing courtesy of Skyline Properties, Inc..

$623,950
3 Beds ⋅ 2 Baths ⋅ 2564056 MLS ⋅ ACTIVE Status
Quick move-in at KB Home Falling Water community. Huge yard backs to open space features thoughtfully designed 3-bedroom, 2-bath residence with 9' ceilings offers an open-concept layout with spacious great room, gourmet kitchen, and seamless flow for everyday living and entertaining. Enjoy a private primary suite with en-suite bathroom and walk-in closet, plus two additional bedrooms for flexibility. Quality craftsmanship, ENERGY STAR certified features, Extended covered patio lets you enjoy the outdoors while keeping you out of the rain. This home does come with a heat pump providing A/C for the summer. EV prewired in the garage for electric vehicles. Backyard is fully fenced and landscaped! Falling Water II is a beautiful, serene neighborhood surrounded by trees and expansive mountain views. Very close to Costco, Target and lots of retailers with quick access to the freeway and dining, and major commuter routes. Don’t miss this opportunity! The last lot that backs to greenbelt. Below market interest rate available with preferred lender KBHS Home Loans and other incentives. Quick Move in with September completion.

12606 170th Avenue Ct E Unit #Lot198, Bonney Lake

Listing courtesy of KB Home Sales.

$815,000
3 Beds ⋅ 2 Baths ⋅ 2566240 MLS ⋅ ACTIVE Status
Discover this 2024 luxury rambler in Puyallup, reflecting the pinnacle of modern design and comfort. Spanning 2,550 sq ft, this exquisite home provides 3 beds, 1.75 baths, and an inviting open concept layout with impressive 10-ft ceilings. At its heart, a stunning great room connects seamlessly to a gourmet kitchen, featuring a remarkable 11x5 ft quartz island, abundant cabinetry, walk-in pantry, and premium finishes - all ideal for culinary enthusiasts. The spacious primary suite presents a spa inspired retreat with an oversized walk-in shower, dual vanity, and generous walk-in closet. Two additional bedrooms and a private den offer versatile spaces for guests or a home office. Set against a tranquil greenbelt, enjoy the charm of your own backyard. The fully fenced, professionally landscaped space includes full irrigation, ensuring minimal maintenance. Relax under the covered patio adorned with a striking cedar tongue and groove ceiling. A finished garage, complete with an upgraded floor and man door, adds practicality, while a covered entry and front porch enhance the home's welcoming appeal. Perfectly situated minutes from downtown Sumner and Puyallup, as well as Sound Transit, Hwy 167, and the Puyallup Riverwalk Trail. This property embodies the advantages of new construction without the wait, ready for immediate occupancy. This is a wonderful home.

11810 63rd Street Ct E, Puyallup

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$499,999
4 Beds ⋅ 2 Baths ⋅ 2566723 MLS ⋅ ACTIVE Status
Come check out this updated craftsman on a large lot located in highly sought after Sumner! The main level provides an open concept floorpan that's centered around an updated kitchen and family room. You'll also find the primary bedroom with bath, laundry, guest bath and secondary bedroom on the main floor. Head up stairs to find two additional bedrooms. Current owners connected to public sewer in 2025, removing any risks from new owner regarding an aging septic system. Interior was freshly painted too - don't miss this opportunity!

14918 75th Street Ct E, Sumner

Listing courtesy of eXp Realty.

$525,000
3 Beds ⋅ 2 Baths ⋅ 2566708 MLS ⋅ ACTIVE Status
Discover the comfort and versatility of this well-maintained home. Designed with a functional split-level floor plan, it offers newly installed carpet and newly painted living areas. Large window and skylight on the vaulted ceiling in the living room provides generous natural light. The inviting main level features an open living and dining area. Newly renovated kitchen with marble countertops and stainless steel appliances creating an ideal setting for everyday living and entertaining. Upstairs, you'll find comfortable primary suite with its own bath and ample closet space, additional two bedrooms and another full bath. Lower level for multi-purpose room leads to a two car garage. And do not overlook that dining room opens to the very special patio fenced by blueberry bushes. Richly shaded by a 30 year old kiwi vines with their fruits ready for fall harvest is a year-round outdoor delight. The well designed privacy wall highlights the happy grapevines! Colorful rhododendrons bushes line up fencing the property and two maple trees send welcoming atmosphere.This home received a lot of care and prepared for your comfortable and affordable lifestyle - great commuter access via Interstate 5 and the South Tacoma Sounder Station, Shopping Malls, and great medical facilities.Make this property your new home!

Tacoma

Listing courtesy of Hawkins Poe.

$559,000
3 Beds ⋅ 2 Baths ⋅ 2566627 MLS ⋅ ACTIVE Status
Welcome home to this solid, move-in-ready rambler in the desirable Puyallup School District! Set in the heart of South Hill w/ no CC&Rs, this property offers flexibility, space, & plenty of room to make it your own.A major recent upgrade is the brand-new septic system—a $60K investment already completed for the next owner! Inside, the kitchen features marble countertops & durable bamboo flooring that continues into the dining & laundry areas. Original hardwood floors add character to all 3 bedrooms, & the original hardwood appears to continue beneath the living room carpet (buyer to verify). A wood-burning fireplace creates a cozy gathering space, while vinyl windows add energy efficiency throughout.Outside, you'll find a lifetime Interlock metal roof, convenient circle drive, RV parking potential, fully fenced yard, covered front & back porches, a huge storage barn, & an additional shed on a cement slab.And the backyard? Consider it a blank canvas waiting for your vision. Create a garden retreat, entertaining space, play area, fire-pit gathering spot—or your own Pacific Northwest backyard oasis. Seller offering up to $5,000 landscaping allowance w/ acceptable offer to help bring that vision to life.With a substantial septic upgrade already completed, no CC&Rs, generous storage, room for your RV & toys, & the opportunity to personalize the outdoor space, this South Hill property offers something increasingly hard to find: space, flexibility, freedom to make it your own.

12707 78th Avenue E, Puyallup

Listing courtesy of Skyline Properties, Inc..

$549,950
4 Beds ⋅ 3 Baths ⋅ 2564980 MLS ⋅ ACTIVE Status
Welcome home to Silver Creek! This 2,295 sq. ft. home has 4 large bedrooms & 2.5 bath. Located in the Country Hollow division of Gem Heights, the location offers quick access to almost everything. Enter in to a formal living or dining room with engineered hard wood floors. Follow through to your open kitchen and large family room with gas fireplace. Upstairs you'll find 4 large bedrooms, each with large walk in closets. The primary bedroom is oversized, offering tons of space. Huge walk primary bathroom with double vanity & tub shower combo. This home has great storage and flow. Ask about the interest rate buy down with a preferred lender! Working at JBLM? This community has strong military ties & nice drive to base. Puyallup schools!

17823 Silver Creek Avenue E, Puyallup

Listing courtesy of John L. Scott, Inc..

$700,000
2 Beds ⋅ 2 Baths ⋅ 2561165 MLS ⋅ ACTIVE Status
Welcome to this stunning fully updated home! This beautiful home rests on .61 acre lot with a 30x40 detached shop! On the entry level you'll find the spacious primary bedroom and bathroom with a double shower and heated tile floors. 4 steps up features a spacious open concept living room with 2 skylights bringing in plenty of natural lighting, a fully updated kitchen showcasing quartz and black stainless steel appliances, and easy access to the large covered patio. Upstairs features 2nd bedroom, a guest room(2 bedroom septic) and new full bath. Throughout the home you'll also find a very efficient mini split ductless heating and air conditioning cooling system. The sunny yard is fully fenced. The home features a 1 car attached garage and the detached shop has an oversized 18x11 powered door perfect for RVs, boats and toys! Rent it for additional income. No HOA! Don't miss out on this beautiful Gig Harbor home! New septic in 2023.

4017 88th Avenue NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$349,000
3 Beds ⋅ 2 Baths ⋅ 2566655 MLS ⋅ ACTIVE Status
Do you love open sunny spaces, green green grass, and quiet streets? Then this modern charmer located on the Riviera golf course driving range is perfect for you! This vintage 1980 double-wide manufactured home has been completely remodeled right down to the studs in 2025. You'll be impressed by the many quality upgrades that have been incorporated into this turn-key ready home! Step into a fabulous great room with elegant, sleek, modern fixtures and finishes throughout. Vaulted wood lined ceilings, open beams, and elegant wains coating set this home apart. Relax in the comfortable living room seating area around an ambient fireplace. You'll love the entertainer's dream kitchen complete with ample cabinetry, plenty of counterspace, stainless steel appliances, quartz countertops, and a massive breakfast Island. Down the hall lie 2 full bedrooms and a flexible space den/guest room just right to for tele-commuting or accommodating all your guests. The spacious and private 5-piece primary ensuite boasts brilliant white & gray marble tile gracing the bathroom floors and showers. The wood-toned built in shelving, and a stand-alone soaking tub make this bathroom unique. Each bedroom has it's own unique wall enhancements, lighting, & individual ductless heating/cooling. Outdoors, enjoy summer dining on the expansive new composition deck. Observe wildlife daily and take advantage of your Riviera membership to access the well-maintained parks, lakes, trails, golf, tennis and more!

10711 Edgewood Dr Anderson Island, Anderson Island

Listing courtesy of Coldwell Banker Bain.

$459,000
4 Beds ⋅ 2 Baths ⋅ 2565310 MLS ⋅ ACTIVE Status
Welcome to 7008 E B St, a prime Tacoma property packed with opportunity, space, and modern updates! Spanning 1,536 square feet, this thoughtfully designed four-bedroom, two-bathroom home offers a layout that feels significantly larger than its stated square footage. Step inside to discover a freshly updated interior highlighted by brand-new luxury vinyl plank (LVP) flooring and major upgrades throughout key living spaces. The bright kitchen features new granite countertops, crisp new cabinetry, and modern fixtures, making it ideal for daily cooking and casual entertaining. Both full bathrooms have been beautifully renovated with updated flooring and stylish tiled shower surrounds. The home's layout accommodates practical everyday living with four comfortable bedrooms, including a expansive primary suite that serves as a true private retreat. Set on a sprawling 7,800-square-foot lot, the exterior provides endless options. Bring your RV, boat, or extra vehicles—there is ample space dedicated to parking. The stand-out feature for savvy buyers and investors is the partially finished detached garage, which presents exceptional potential for conversion into an Accessory Dwelling Unit (ADU), guest house, rental, or workshop. Conveniently located with fast access to local dining, shopping, parks, schools, and major commuter corridors, this home blends value and location. Bring your personal touches to build instant equity in a thriving market. Property is sold AS-IS;

7008 E B Street, Tacoma

Listing courtesy of Realty One Group Turn Key.

$930,000
5 Beds ⋅ 3 Baths ⋅ 2565709 MLS ⋅ ACTIVE Status
Welcome home to this exceptionally well-maintained two-story home where pride of ownership is evident at every turn. Thoughtfully cared for over the years, maintenance has never been deferred, offering buyers confidence and true move-in-ready condition. The inviting covered front porch, beautiful stone accents, and manicured landscaping create outstanding curb appeal, while the spacious three-car garage provides plenty of room for vehicles, storage, and hobbies. Inside, you'll find a functional floor plan with generous living spaces designed for both everyday living and entertaining. Step outside to the covered back patio, a wonderful extension of the home's living space that's perfect for year-round outdoor dining, relaxing, and hosting guests. The fully fenced backyard offers room to play, garden, or simply unwind. Ideally located for both commuters and those who enjoy staying close to home, you'll appreciate the easy access to major highways, shopping, dining, parks, and everyday conveniences. This home truly offers the perfect combination of quality, comfort, and location.

2413 12th Avenue NW, Puyallup

Listing courtesy of The Agents Real Estate Group.

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