Pierce Homes with FHA Terms

Pierce Homes with FHA Terms

Located in Washington state, Pierce County offers a diverse range of real estate opportunities for those looking to settle in the area. Situated in the United States, Pierce County is known for its stunning natural beauty, vibrant communities, and a strong economy.

Pierce County boasts a variety of housing options, including homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering favorable terms and lower down payment requirements. These loans are particularly beneficial for first-time homebuyers or those with lower credit scores.

Homes with FHA terms provide an excellent opportunity for individuals and families to enter the real estate market. With lower down payment requirements, it becomes easier to purchase a home and build equity over time. Additionally, FHA loans often have more flexible qualification criteria, making it easier for potential buyers to secure financing.

Whether you're looking for a cozy suburban home in Tacoma, a waterfront property in Gig Harbor, or a rural retreat in the outskirts, Pierce County has an array of options to suit different preferences and budgets. From charming historic neighborhoods to modern developments, the county offers a diverse range of real estate opportunities.

If you're considering purchasing a home in Pierce County, exploring the availability of homes with FHA terms can be a great starting point. With the assistance of an experienced real estate agent, you can navigate the market and find the perfect home that meets your needs and financial goals.

Newest Pierce Homes with FHA Terms

$899,000
4 Beds ⋅ 3 Baths ⋅ 2562686 MLS ⋅ ACTIVE Status
Welcome to this thoughtfully remodeled, turnkey gem on a quiet dead-end street, ready for your next chapter! Perfect for modern living, this home boasts 4 bedrooms and versatile flex spaces throughout, designed for effortless living and entertaining. The main floor features a private bedroom alongside a 3/4 bath—ideal for guests or multi-generational living. The chef's kitchen w/ pantry is centrally located and features a view of towering firs, an expansive patio, a raised-bed garden, and a play structure. Upstairs, thoughtfully positioned near two secondary bedrooms, the primary suite makes bedtime routines and late-night check-ins effortless. Enjoy an expansive bonus room ready for a media center, playroom, or home gym. This flex space lends itself to endless options. The beautifully updated interior seamlessly connects to a fully fenced backyard designed for outdoor enjoyment and peace of mind. Exceptional exterior features include a 3-car garage, an EV charger and a dedicated concrete pad with ample room for RV or boat parking. Situated in a prime Gig Harbor location served by top-rated schools, you are just minutes from Uptown shopping, dining, and easy access to Highway 16 for an effortless commute. A new walking trail is being built outside your front door, making it effortless to enjoy the beauty only the PNW can offer. Every detail has been upgraded so you can simply move in and start enjoying the NW lifestyle. Schedule your showing today!

3807 58th Street Ct NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$700,000
4 Beds ⋅ 3 Baths ⋅ 2562677 MLS ⋅ ACTIVE Status
This is the one! This large rambler shines with custom woodwork and detail throughout. Natural light, high ceilings and flowing floorplan give an open airy feel. Three bedrooms plus office or bonus room to fit your needs. Spacious primary bedroom with en suite bathroom and walk-in closet. Brand new roof! Beautifully maintained front yard - great curb appeal! Fully fenced back yard oasis with patio, sprinklers and water feature. Endless outdoor activities with easy access to river, trails and High Cedars golf course. Fall in love with your new home in the coveted River View - Cedars Bend community.

14505 148th Street E, Orting

Listing courtesy of Jason Mitchell Real Estate WA.

$538,000
3 Beds ⋅ 3 Baths ⋅ 2550628 MLS ⋅ ACTIVE Status
Welcome to this beautiful 3-bedroom, 2.5-bath home located in the desirable Summerwood Park community. Featuring an open and spacious floor plan, this home offers a seamless flow between the living room, dining area, and kitchen, creating the perfect space for everyday living and entertaining. Large windows throughout fill the home with natural light, while tall ceilings enhance the bright and airy feel. The well-appointed kitchen boasts granite countertops, gorgeous wood cabinetry, a double oven, energy-efficient stainless-steel appliances, and a convenient pantry. Upstairs, you'll find a spacious primary suite complete with a walk-in closet and an inviting ensuite bath featuring a soaking garden tub and separate shower. The upstairs laundry room adds everyday convenience. Additional features include air conditioning, an air purifier, ceiling fans, and a cozy fireplace in the living room. Step outside to enjoy the fully fenced private backyard with a covered patio, perfect for relaxing or entertaining year-round. The oversized 2-car garage includes an extended area ideal for a workshop, storage, or motorcycles. Residents of the sought-after Summerwood Park community also enjoy access to a nearby neighborhood park and athletic court, making this an exceptional place to call home.

13719 67th Ave E, Puyallup

Listing courtesy of John L. Scott, Inc.

$1,800,000
6 Beds ⋅ 4 Baths ⋅ 2562869 MLS ⋅ ACTIVE Status
Show-stopping Southwestern panoramas of Puget Sound & the Olympics greet you from almost every room in this stunning Fox Island home. 100' of high-bank waterfront with tideland rights. Expansive decks on two levels deliver indoor-outdoor living and views from nearly every angle. Living room with vaulted ceilings is anchored by a gas river rock fireplace and opens to kitchen complete with granite counters, stainless steel appliances, eating area, and an eat-up bar. Kitchen flows seamlessly into a formal dining room with a two-story wall of windows. Main floor primary bedroom includes an en suite bath and deck access. The lower level impresses with 10' ceilings, two additional bedrooms, a living room, wine cellar, bonus space, a full bath and plumbing/wiring for a 2nd kitchen. Hot tub, sauna, outdoor shower, and 3-car garage complete the package. Bank reinforced by six soldier piles and geotech report completed when beach stairs were redone in 2021. Gig Harbor waterfront living at its finest.

182 Bow Road, Fox Island

Listing courtesy of Keller Williams Rty Tacoma.

$455,000
3 Beds ⋅ 1 Baths ⋅ 2562155 MLS ⋅ ACTIVE Status
Charming 1908 Craftsman in an unbeatable location! Just blocks from Tacoma's vibrant 6th Ave District with popular restaurants, coffee shops,boutiques, and neighborhood hot spots. This inviting 3 bedroom, 1 bath home blends timeless character with thoughtful updates. The open main floor features a spacious living and dining room, plus a beautifully updated kitchen with quartz countertops, stainless steel appliances, farmhouse sink, breakfast bar and cozy eating nook. Step out the back door to the tiered entertaining deck, perfect for summer BBQ's and relaxing evenings. Enjoy the classic covered front porch with a built in bench, a fully fenced yard with raised flower/garden boxes, and great RV parking! Upstairs you will find two generous bedrooms, while the lower level offers a flexible 3rd bedroom ideal for a home office, guest room or bonus space. A standout feature is the converted garage into a darling studio with a full bath and hook ups for a future kitchenette makes it perfect for guests, a home office, or rent it for additional income! This home is full of charm, modern updates, flexible living spaces, and located in one of Tacoma's favorite neighborhoods, this home is a rare find! Come see it TODAY!!

1208 S Oakes Street, Tacoma

Listing courtesy of Marketplace Sotheby's Intl Rty.

$1,399,000
4 Beds ⋅ 3 Baths ⋅ 2562854 MLS ⋅ ACTIVE Status
Experience lakefront living w/107± feet of low-bank waterfront spanning 2 parcels, w/breathtaking Mt. Rainier views & rare opportunity to create a legacy property. With a buildable lot, allowing you to live comfortably in the existing home while designing & building your dream waterfront residence. Whether you envision a custom estate, multigenerational living, future investment potential, this unique offering provides unmatched flexibility. Designed for everyday comfort & effortless entertaining, this home showcases stunning lake views from the updated kitchen, main-floor primary suite, daylight basement, & expansive Ironwood deck. The remodeled kitchen & main-flr baths feature timeless finishes, The daylight basement offers a spacious great rm, wet bar, & direct access to the backyard, propane fireplaces on both levels create yr-round warmth. A new furnace & heat pump provide efficient, modern comfort. Outside, embrace the waterfront lifestyle w/evenings at the fire pit, boating from the Trex-deck dock w/a solar-powered boat lift, & endless days on the lake. Updates include a contemporary garage door, durable 50-year rf. The arbor draped in grapevines, along w/mature apple & pear trees, adds to the property's charm. The expansive grounds provide abundant space for recreation, guest parking, RVs, boats, & all your toys. Rare opportunity to own an extraordinary waterfront retreat w/spectacular views, tranquility, recreation, & exceptional future potential come together.

16925 Spanaway Loop Road S, Spanaway

Listing courtesy of Terrafin.

$499,999
3 Beds ⋅ 2 Baths ⋅ 2561986 MLS ⋅ ACTIVE Status
Tucked into a cul-de-sac in a convenient South Hill location, this 3-bedroom, 1.5-bath home offers 1,579 square feet of comfortable living space on a large, level .30-acre lot. Features include an attached 2-car garage, RV parking, no HOA and a separate outbuilding for storage, hobbies or yard equipment. Located in the Puyallup School District and just minutes from Costco, South Hill Mall, Highway 512, shopping and dining. A great combination of space, flexibility and everyday convenience.

11509 87th Avenue Ct E, Puyallup

Listing courtesy of Coldwell Banker Bain.

$629,900
3 Beds ⋅ 3 Baths ⋅ 2562360 MLS ⋅ ACTIVE Status
Welcome home to this meticulously maintained Edgewood residence, offered for the first time by its original owner. Lovingly cared for over the years, this home presents a rare opportunity to create your dream space. The functional layout features three bedrooms upstairs, plus an indoor hot tub room, spacious bonus room, and a den with a closet downstairs, offering flexibility for a variety of lifestyles. Spacious living and dining areas provide an inviting setting for everyday living and entertaining. Thoughtful updates include PEX plumbing throughout, a remodeled kitchen with solid wood cabinetry and quartz countertops, central A/C for warm summer days, and more. Charming architectural details, abundant storage, and timeless finishes provide the perfect canvas to add your own personal style. Outside, mature landscaping creates a peaceful, park-like setting with established trees, seedless grapevines, colorful flowers, and dedicated garden space. Ample parking includes a two-car garage, off-street gravel parking, plus additional space for 2–4 vehicles. Showcasing exceptional pride of ownership, endless potential, and an unbeatable opportunity to make it your own, this is a home you'll be proud to call yours.

2308 126th Avenue Ct E, Edgewood

Listing courtesy of COMPASS.

$559,950
3 Beds ⋅ 2 Baths ⋅ 2558113 MLS ⋅ ACTIVE Status
Nestled in the desirable Bayview Estates community, this charming rambler offers the perfect opportunity to add your personal touch and create your dream home! The inviting living room features vaulted ceilings, a cozy wood stove, and a slider leading to the expansive back deck. The spacious kitchen overlooks the backyard and offers abundant cabinetry, generous counter space, laminate countertops, and all appliances stay. A formal dining area sits just off the kitchen, creating an ideal space for gatherings. The home includes 3 bedrooms, 2 bathrooms, 1,481 square feet. Laundry area with stackable washer and dryer for added convenience. Step outside to enjoy the entertainment-sized deck with two access points, an electric retractable awning over the primary patio, a greenhouse, storage shed, and a hot tub that conveys. Additional highlights include a built-in workshop beneath the home, a new garage door opener, roof, windows, and exterior updates completed in 2006, plus a water heater that's only 3 years old. Bring your vision and unlock the incredible potential this home has to offer! Easy access to Federal Way, Downtown Tacoma, I-5, shopping, entertainment and schools!

2006 64th Avenue NE, Tacoma

Listing courtesy of John L. Scott, Inc..

$539,000
3 Beds ⋅ 2 Baths ⋅ 2562663 MLS ⋅ ACTIVE Status
Welcome to this charming rambler in the heart of University Place! This 3-bedroom, 2-bath home offers a functional floor plan, laminate hardwood flooring throughout the main living areas, and a private backyard that backs to a peaceful greenbelt, creating a beautiful tree-lined backdrop. A newer roof and heat pump provide added peace of mind and year-round comfort. Inside, the primary suite features its own full bath, while two additional bedrooms and a second full bathroom offer flexibility for guests, a home office, or hobbies. A generously sized laundry room with direct backyard access adds everyday convenience, and a storage shed provides extra space for tools, lawn equipment, and seasonal storage. Located in the highly sought-after University Place School District and just minutes from parks, shopping, dining, and everyday amenities, this home offers a wonderful opportunity to make it your own while enjoying a fantastic location. *please double check app maps (google/apple) and make sure to put Alameda Ave W*

4708 Alameda Avenue W, University Place

Listing courtesy of Windermere Prof Partners.

$175,000
2561183 MLS ⋅ ACTIVE Status
This Gig Harbor level building lot includes everything you will need to begin your project, including water & power on sight, an existing septic system, and an approved design for a new 3 bedroom septic system. Trees have been cleared and stumps have been ground. This corner lot is located minutes from Gig Harbor Costco, and other shopping & restaurants. Easy freeway access too! The hard work has been done for you, and this property is just waiting for you to complete your vision!

6202 157th Street NW, Gig Harbor

Listing courtesy of Windermere Prof Partners.

$550,000
3 Beds ⋅ 3 Baths ⋅ 2561441 MLS ⋅ ACTIVE Status
2004-built home in the Cimarron neighborhood of Spanaway, nearly 2,500 square feet of designed living space, this move-in-ready home offers the perfect blend of modern comfort and serene everyday living. Arrive via the welcoming covered front patio and step into a soaring vaulted entry that opens to a bright, open living and dining area. The flexible layout accommodates a variety of furniture arrangements and creates an ideal setting for both quiet evenings and entertaining. Just off a short hallway leading to the garage, find a spacious laundry room with modern washer and dryer, plus a convenient main-floor powder room. Continue into the heart of the home—a highly functional kitchen with abundant counter space, a walk-in pantry, an eating bar, and a full suite of modern appliances. The dining area flows seamlessly from the kitchen, offering plenty of room for gatherings. The open-concept design continues into a large family room warmed by a gas fireplace. Step outside to your private backyard featuring a patio, lush landscaping, fully fenced grounds, and lawns that wrap around the side of the home, ideal for outdoor living and play. Upstairs, an open loft-style hallway overlooks the living spaces below and connects four well-appointed bedrooms (one perfectly suited as a home office), along with a full-size hall bathroom. The expansive primary suite is a true retreat, complete with its own private bath offering a separate soaking tub and shower, plus a huge walk-in closet.

1608 185th Street Ct E, Spanaway

Listing courtesy of Keller Williams Rty Tacoma.

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