Pierce Homes with Assumable Terms

Pierce Homes with Assumable Terms

Located in the beautiful state of Washington, Pierce County is a thriving county in the United States. Known for its stunning natural landscapes and vibrant communities, Pierce County offers a diverse range of opportunities for residents and visitors alike.

Situated in the western part of Washington, Pierce County is home to the bustling city of Tacoma, which serves as its county seat. With a population of over 900,000 people, this county is the second-most populous in the state, making it a hub of activity and growth.

One notable feature of the real estate market in Pierce County is the availability of homes with assumable terms. Assumable terms refer to a mortgage loan that can be transferred from the seller to the buyer, allowing the buyer to take over the existing mortgage terms and conditions. This can be an attractive option for homebuyers looking for flexibility and potentially lower interest rates.

By opting for a home with assumable terms in Pierce County, buyers can benefit from streamlined financing and potentially save on closing costs. This option can be particularly advantageous in a market where interest rates are rising, as it allows buyers to secure a favorable mortgage rate.

Whether you're looking for a charming suburban home or a waterfront property, Pierce County has a wide range of real estate options to suit every taste and budget. With its picturesque landscapes, vibrant communities, and the availability of homes with assumable terms, Pierce County is a great place to call home.

Newest Pierce Homes with Assumable Terms

$485,000
4 Beds ⋅ 3 Baths ⋅ 2589797 MLS ⋅ ACTIVE Status
Some homes are easy to picture yourself in. You pull into the cul-de-sac, turn onto the corner lot, and you’re home. Inside, vaulted ceilings and skylights bring an open, airy feeling to the spaces where everyday life unfolds. Mornings begin in the kitchen, evenings slow down around the dining table, and there’s room to settle in without life feeling crowded. Then there’s the backyard. Step outside onto the deck, let the day stretch a little longer, start the garden you’ve been talking about, or simply enjoy having a fully fenced space of your own. With a level lot, garden space and room to make it yours, the outdoors feels like an extension of the home rather than an afterthought. And when real life kicks in, the practical pieces are already here too: central A/C for warm summer days, an attached two-car garage, a sprinkler system and no HOA. Tucked into a Puyallup neighborhood with sidewalks and paved streets, this is a home that feels ready for everyday routines, slow weekends, backyard evenings and whatever comes next. Come see how it feels in person.

18714 82nd Avenue Ct E, Puyallup

Listing Broker: Keller Williams Realty; Nancy L. Lee; 253-222-9978; nancylee@kw.com

$680,000
4 Beds ⋅ 3 Baths ⋅ 2588732 MLS ⋅ ACTIVE Status
Beautiful home on over 1/3 acre in the heart of Lakewood's desirable Racquet Club Estates community. The perfect blend of vintage charm and modern upgrades. A distinguished double door entry opens up to a main floor featuring oversized windows, allowing for an abundance of natural light. Off of the beautiful stone-floored entryway is a MAIN FLOOR BEDROOM with its own sink vanity & private door to the MAIN FLOOR FULL BATHROOM, making this home perfect for multigenerational living. Main floor also features 2 living areas, each with its own fireplace, designated dining space w/ a grand view of the PARK-LIKE BACK YARD and an UPDATED KITCHEN w/ peninsula perfect for a breakfast bar. Don't miss the pantry tucked behind the fridge! A pocket door conveniently closes off the back living area from the entryway if you wish! Through a slider off of the rear living area is the absolute highlight of this home; a LARGE SUNROOM/SOLARIUM. Enjoy the sun & a view of your large landscaped back yard year-round in this great heated space! Upstairs you'll find the remaining bedrooms, incl. a large primary bedroom w/ grand 2-door entry, ensuite 3/4 bath and walk-in closet w/ organizers. A pocket door closes off the shower area for privacy. Also upstairs is an additional great-sized full bathroom. Ceiling fans in all upstairs bedrooms and rear living area! CENTRAL A/C! Semi-circle driveway w/ ABUNDANT PARKING. Large 2-CAR GARAGE W/ WORKSPACE! Quick access to I-5 & JBLM! Great location for commuters!

5514 116th Street SW, Lakewood

Listing Broker: Realty One Group Bold; Mandy Klebe; 559-920-8034; Mandy@HomeFrontHomeTeam.com

$386,500
3 Beds ⋅ 2 Baths ⋅ 2587463 MLS ⋅ ACTIVE Status
Assumable 4.5% VA loan available to qualified buyers, including non-veterans, subject to lender approval! Approx 362k balance on mortgage. Enjoy a fixed interest rate with no mortgage insurance and a current principal and interest payment of approximately $1,989/month, excluding taxes and insurance. Built in 2021, this home features an open-concept living area, spacious kitchen with breakfast bar, dining area, and flexible office space. The primary suite offers a private full bath and walk-in closet. Set on approximately 0.27 acre with a partially fenced yard and storage shed. Enjoy Palmer Lake community amenities, including lake access, private beach parks, boat launch, dock, picnic area, and basketball court. Discover newer-home comfort and an attractive financing opportunity on the Key Peninsula.

19518 18TH Street Ct SW, Lakebay

Listing Broker: Pellego, Inc.; Vito Dunmire; 520-551-4840; Vito@iSellHousesWA.com

$491,000
3 Beds ⋅ 3 Baths ⋅ 2587286 MLS ⋅ ACTIVE Status
Fresh, modern, and ready to impress! This 3-bedroom, 2.5-bath home checks all the boxes with fresh interior paint, new roof, new water heater, new dishwasher, new garage door, and laminate flooring throughout. The open-concept layout brings everyone together, while the stylish kitchen features black & stainless appliances, island bar seating, and a pantry for extra storage. Step outside and you’re just one block from one of the city’s largest parks and minutes from miles of trails, I-5, and JBLM. Move-in ready, beautifully refreshed, and perfectly positioned for everyday living and weekend adventures!

3167 Shaw Street, Dupont

Listing Broker: NextHome South Sound; Brittany Ulrich; 954-298-1284; brittany@nexthomesouthsound.com

$499,990
3 Beds ⋅ 2 Baths ⋅ 2586709 MLS ⋅ ACTIVE Status
PAID-OFF SOLAR + A/C + ASSUMABLE FHA LOAN AT 2.25% INTEREST RATE! Welcome to easy one-story living in desirable Ridgeview Estates! This beautifully maintained 3-bedroom, 2-bath home offers an exceptional combination of comfort, efficiency, and value. The fully paid-off solar system means no solar lease, while central A/C keeps you comfortable year-round. Qualified buyers may have the opportunity to assume the existing FHA loan at the 2.25% interest rate, subject to lender/servicer approval and buyer qualification. LVP flooring extends throughout the main living areas, with comfortable carpeting in the bedrooms. Enjoy being just steps from two neighborhood parks and conveniently located near shopping, dining, schools, and major commuter routes. Move-in ready and thoughtfully updated, this is an opportunity you won't want to miss!

1909 195th Street Ct E, Spanaway

Listing Broker: James & Associates R.E. Inc.; Lisa Dufresne; 509-260-0839; lisa@james-realestate.com

$639,950
4 Beds ⋅ 2 Baths ⋅ 2586325 MLS ⋅ ACTIVE Status
3.75% VA - VA assumption. $5000 Hardwood floor resurface credit. Spacious 5 bedroom (4 bedroom Septic), 1.75-bath rambler offering approximately 2,304 sq ft on a rare double lot totaling nearly an acre! A brand-new transferable roof, vaulted ceilings, skylights and hardwood floors highlight this updated home. The large kitchen features concrete countertops and updated finishes, opening to an oversized dining area ideal for entertaining. A radiant wood stove with stone surround adds warmth and character. The primary suite includes a large walk-in closet, classic claw-foot tub, updated stone finishes and a separate flex area perfect for a nursery, office or sitting room. A dedicated utility/mud room provides laundry, wash station, extra refrigerator and water heater. Outside, enjoy a large front deck, covered back deck/patio, fully fenced backyard and an outbuilding ideal for a small shop or motorcycle garage. A large dedicated concrete pad offers room for basketball, recreation or a future garage. Tucked away at the end of a quiet dead-end street with a secluded feel, yet just minutes from shopping and highways and approximately 20 minutes to JBLM.

4715 136th E, Tacoma

Listing Broker: eXp Realty; Cyrus A Bonnet; 253-343-4910; cyrus@veteransagents.com

$689,900
3 Beds ⋅ 2 Baths ⋅ 2586658 MLS ⋅ ACTIVE Status
ASSUMABLE 2.75% MORTGAGE RATE. Acreage, shop space & country living come together on this 2.5+ acre Roy property! If you’ve been searching for room to spread out, store your toys, work on projects, or create the shop you’ve always wanted, this one deserves a look. **VIDEO TOUR** The centerpiece is a brand-new 2,400 sq ft insulated shop (60x40)—an incredible space for automotive work, equipment, hobbies, storage, a home-based business or whatever your vision requires. A separate red barn adds even more versatility for animals, storage or acreage needs. The 1,556 sq ft home, built in 2008, offers a comfortable layout with vaulted ceilings, warm engineered hardwood floors, large windows for abundant natural light, newer kitchen appliances, eating space, formal dining and a spacious laundry/utility room. The primary suite features a recently updated bathroom with a relaxing soaking tub. Custom barn door adds character throughout. Outside, enjoy the new front porch and back deck while taking in the peaceful acreage and local wildlife. A detached 2-car garage with workshop area provides extra workspace & storage. New interior and exterior paint in 2026, new water heater, generator wiring and a 2025 electric vehicle charging station add practical updates. Whether you need a serious shop, room for equipment and projects, a place for your hobbies, or simply want the freedom that acreage provides, this Roy property offers space and possibilities that are hard to find.

31514 12th Avenue Ct E, Roy

Listing Broker: Keller Williams Realty PS; Judy Badeaux; 253-285-6623; judy.bado00@gmail.com

$615,000
4 Beds ⋅ 3 Baths ⋅ 2586374 MLS ⋅ ACTIVE Status
Set at the base of Fife Heights, this spacious home offers a unique blend of comfort, flexibility and urban-homestead living. The kitchen is a true centerpiece with rich cabinetry, generous counter space, full tile backsplash, gas cooking and new appliances including refrigerator, range and dishwasher. Two large kitchen windows bring in abundant natural light, and the adjoining dining area opens directly to the deck. Much of the flooring has been updated, while the expansive lower level offers incredible flexibility for a home gym, media or game room, office, hobby space and more. Outside, discover a gardener’s oasis with raised beds, established growing areas and a history of pesticide-free gardening, plus a peaceful koi pond, fully fenced yard, separate dog run and versatile covered garden/utility structure. A new hybrid heat pump and gas furnace give you peace of mind, while the large 2-car garage and extended driveway for RV, boat or extra parking complete the package. Convenient access to I-5, Fife, Tacoma, Federal Way and beyond.

6921 12th Street E, Tacoma

Listing Broker: BHGRE - Northwest Home Team; Bryce Ancheta; 253-797-1718; ba@betterhomeswithbryce.com

$450,000
2 Beds ⋅ 1 Baths ⋅ 2578197 MLS ⋅ ACTIVE Status
Corner-lot 1945 2 bed 1 bath classic in the heart of Steilacoom, offering real charm and comfortable living space. Step inside to vaulted ceilings and an open layout connecting the kitchen, dining, and living areas. The kitchen features a large island with gas cooktop, stainless appliances, and solid wood cabinetry. Cozy family room with a gas fireplace and wood accent wall. Two comfortable bedrooms, an updated bath, and a generous mudroom/laundry with space to customize. Outside, enjoy a private, fenced backyard retreat with a patio, mature fruit trees, and a storage shed — perfect for gardening, entertaining, or just relaxing. A basement adds extra storage or workshop potential. Attached garage and gravel driveway offer ample parking. Walk to downtown Steilacoom's shops, restaurants, and the waterfront at Salters Point. Pre Inspected with sewer scope. Assumable 2.3% VA Loan, Welcome Home!

503 Gove Street, Steilacoom

Listing Broker: John L. Scott, Inc.; Chad Springer; 206-841-8586; chadspringer@johnlscott.com

$557,450
4 Beds ⋅ 3 Baths ⋅ 2585739 MLS ⋅ ACTIVE Status
Welcome home to this spacious 2,460-square-foot Spanaway residence, built in 2014 and designed with flexibility in mind. Offering 4 bedrooms, 2.5 bathrooms, and a dedicated office/den, there is room for work, relaxation, and entertaining. High ceilings enhance the bright, open-concept living area, while the kitchen features a stylish tile backsplash and seamless connection to the main gathering spaces. The expansive primary suite is a true retreat, complete with a sitting area, private en suite, and gorgeous custom walk-in closet. An upstairs laundry/utility room adds everyday convenience with easy access to the bedrooms. Outside, enjoy a low-maintenance turf backyard and covered patio with a beautiful pergola—an inviting, private setting for outdoor dining and year-round enjoyment. Additional covered backyard storage keeps tools and equipment organized, while extra garage space offers possibilities for a workshop, fitness area, or hobbies. Attractive curb appeal, mature landscaping, and convenient proximity to schools complete the package. Schedule a showing today!

2110 178th Street Ct E, Spanaway

Listing Broker: Keller Williams Realty; Shannon Glidden; 253-777-7888; shannonglidden@kw.com

$499,000
4 Beds ⋅ 3 Baths ⋅ 2585376 MLS ⋅ ACTIVE Status
Freshly updated and move-in ready! This spacious 2,035 sqft. home offers 3 bedrooms, 2.5 baths and a main floor den...perfect for a home office or flex space. The kitchen features stainless steel appliances, a center island and a casual dining area overlooking the backyard, while a separate formal dining room provides additional space for entertaining. The living room is anchored by a cozy gas fireplace. Upstairs, the generous primary suite includes a large walk-in closet and five piece bath, along with two additional bedrooms and a conveniently located laundry room. Recent improvements include top to bottom fresh interior paint, brand new carpets and newly landscaped front and back yards. Enjoy a fully fenced backyard with a stamped concrete patio, plus a heat pump and attached 2 car garage. Conveniently located near JBLM, shopping, dining and everyday amenities. *VA ASSUMABLE LOAN AT 2.25% AVAILABLE TO VA QUALIFIED BUYER*

18009 36th Avenue E, Tacoma

Listing Broker: eXp Realty; Nicole Davis; 253-678-7860; Ndavisrealtor@gmail.com

$824,950
3 Beds ⋅ 3 Baths ⋅ 2585257 MLS ⋅ ACTIVE Status
2.5% VA Assumable Option - Have your agent reach out for details. Your private 16-acre retreat in Roy pairs stunning Mt. Rainier views with incredible development potential. Conveniently close to JBLM, this 3-bed, 2.5-bath, 2,784 sq ft solar-powered 2 story home features updated flooring, exterior paint and so much more. Formal living room and dining room on main with 1/2 bath, kitchen with eating space and slider to large wrap around Trex Deck for entertaining. Upstairs, you will find a big bonus room area/4th bedroom, 2 bedrooms and a primary suite with sitting area/ office space, ensuite features double vanity, a soaker tub and shower and a massive walk-in closet. Enjoy eagles, elk, owls and deer. Outbuildings for storage, garden space, fire pit and parking galore for your RVs, boats and toys. Sub-dividable land to build up to 2 additional homes, the options are endless. Buyer to verify.

33114 40th Avenue S, Roy

Listing Broker: Keller Williams Realty; Rebecca Del Pozo; 253-576-7707; rebeccad@kw.com

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