Kittitas Homes with USDA Loan Terms

Kittitas Homes with USDA Loan Terms

Kittitas County, located in the state of Washington, is a picturesque area that offers a unique blend of natural beauty and small-town charm. Situated in the heart of the Pacific Northwest, this county is known for its stunning landscapes, outdoor recreational opportunities, and thriving communities.

Whether you're looking to settle down or invest in real estate, Kittitas County has plenty to offer. With its favorable USDA loan terms, prospective homebuyers can find affordable options that fit their budget. The USDA loan program provides low-interest mortgages and flexible eligibility requirements, making homeownership more accessible for individuals and families.

In Kittitas County, you'll find a variety of homes that qualify for USDA loan terms. From cozy single-family houses to spacious ranch-style properties, there's something to suit every taste and lifestyle. Many of these homes are nestled in peaceful neighborhoods, offering a sense of tranquility and privacy.

Living in Kittitas County means being surrounded by breathtaking natural beauty. From the majestic Cascade Mountains to the rolling hills and lush valleys, outdoor enthusiasts will find endless opportunities for hiking, camping, fishing, and more. The county is also home to charming towns and vibrant communities, where you can enjoy local shops, restaurants, and cultural events.

If you're considering purchasing a home in Kittitas County, take advantage of the USDA loan terms available. With affordable options and a stunning backdrop, this county offers a wonderful place to call home.

Newest Kittitas Homes with USDA Loan Terms

$575,000
3 Beds ⋅ 2 Baths ⋅ 2566220 MLS ⋅ ACTIVE Status
This beautifully maintained home has 3 bedrooms and 2 baths. Conveniently located in the valley, this home sits close to town and minutes to the freeway. An abundant amount of windows and vaulted ceilings make the home feel open and inviting. Large living room off of the kitchen provides great entertainment space. The primary bedroom has a large closet and en suite. Huge mudroom attached to the garage offers plenty of storage. Outside, you have 10 flat, useable acres with senior water rights. With no CCR's and no HOA, you have the freedom to do what you want! The possibilities are endless. Come take a look!

371 Rein Rd, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$439,000
3 Beds ⋅ 2 Baths ⋅ 2565934 MLS ⋅ ACTIVE Status
Get ready to fall in love with this beautifully refreshed, turnkey rambler in a desirable neighborhood just minutes from downtown and CWU! Showcasing brand new exterior paint and fresh interior wall and trim paint throughout, this move-in-ready home shines from the moment you arrive. Step inside to rich engineered hardwoods flowing seamlessly across the main living areas, leading into an expansive great room with airy vaulted ceilings. The open concept layout moves effortlessly into a spacious dining area and an upgraded kitchen packed with sleek quartz countertops, stainless steel appliances, and a built-in wine fridge ready for entertaining. Step outside to your private outdoor space, featuring a large deck with a pergola that overlooks a fully fenced backyard complete with a cozy fire pit area, garden spaces, a large storage shed, and underground sprinklers.The thoughtful floor plan is anchored by a generous primary suite boasting two separate walk-in closets and a private en suite with dual vanities. Two additional guest bedrooms and a second full bathroom offer comfortable, versatile space for visitors or a home office. Complete with an attached two-car garage, this impressive home combines effortless style, beautiful upgrades, and low-maintenance living in a convenient location!

2302 N Ellington Street, Ellensburg

Listing courtesy of BHHS Brick & Mortar RE.

$425,000
2 Beds ⋅ 1 Baths ⋅ 2564035 MLS ⋅ ACTIVE Status
Escape to your own private mountain wilderness in this charming 2 bedroom cabin, nestled on 18 secluded acres near the scenic heights of Peoh Point and featuring mature forests, and bounties of spring trillium flowers. Located just 10 minutes from downtown Cle Elum, this rare recreational retreat perfectly balances absolute privacy with quick access to local shops and dining. Or go hiking outside your door and fishing in the Yakima river. The thoughtful layout offers a convenient bedroom on the main level, complemented by an extra large loft upstairs. Outside, a large deck provides the perfect space to unwind and take in the serene surroundings. Designed for independent, self sufficient living, the property features robust off-grid systems, including reliable propane energy, a traditional wood stove for cozy mountain nights, 300 gallon water tank, and an established private septic system. The house is also completely wired for future connection to both electrical grid and a generator. New paint inside and out, and the AWD gravel drive is freshly graded.

390 Tillman Creek Road, Cle Elum

Listing courtesy of John L. Scott, Inc..

$610,000
3 Beds ⋅ 2 Baths ⋅ 2563955 MLS ⋅ ACTIVE Status
Well-maintained single-story resale in desirable Kestrel Point featuring 3 bedrooms plus a den. The open floor plan offers comfortable living with beautiful quartz countertops throughout and thoughtful upgrades that add value. All kitchen appliances, washer & dryer, hot tub, and storage shed are included. The finished garage features an epoxy-coated floor, utility sink, and 220-volt outlet. An additional 220-volt outlet is located on the back patio for the hot tub. The great room is enhanced with a ceiling fan for added comfort. Move-in ready with upgrades already in place!

202 E Stanford Avenue, Ellensburg

Listing courtesy of Windermere R. E. Ellensburg.

$475,000
3 Beds ⋅ 2 Baths ⋅ 2563670 MLS ⋅ ACTIVE Status
Don't miss this rare opportunity to own two-thirds of an acre in city limits! This 1,510 sqft single-story rambler, built in 1977, has been thoughtfully updated and is move-in ready. Step inside to an open great-room layout with a spacious living area anchored by a cozy wood-burning fireplace. The brand-new kitchen shines with granite countertops, stainless appliances, a gas range, natural-wood cabinetry, and a breakfast bar with seating. Both bathrooms have been tastefully updated, and the primary bedroom features its own attached bath. Stay comfortable year-round with central heat and air conditioning and an efficient tankless hot water heater. An oversized two-car garage offers plenty of room for vehicles, storage, or a workshop.Outside is where this property truly sets itself apart. Enjoy multiple outdoor living spaces, including a stamped-concrete walkway and patio, plus a whimsical, shaded back garden patio strung with lights—an ideal spot to entertain or unwind. Green thumbs will love the greenhouse, raised garden beds, mature landscaping, and dedicated garden shed. There's ample room for animals, RV/trailer parking, gardening, and play, all with sweeping mountain views as your backdrop.City convenience with room to roam—this one has it all. Schedule your showing today!

500 W Ridgeview Lane, Ellensburg

Listing courtesy of Coldwell Banker Central.

$899,950
2 Beds ⋅ 2 Baths ⋅ 2560213 MLS ⋅ ACTIVE Status
Experience elevated mountain living in this exceptional custom retreat on 1.83 private acres in the desirable Sunshine Estates community near Lake Cle Elum. Built in 2022, this beautifully crafted 2-bedroom, 2-bath home offers 1,306 SF of thoughtfully designed living space featuring an open-concept floor plan, quartz countertops, a spacious island, stainless steel appliances, luxury vinyl plank flooring, and expansive windows that fill the home with natural light. Step outside to the covered deck and take in peaceful territorial and mountain views while enjoying the privacy of your wooded surroundings.Designed for year-round recreation, the oversized RV garage comfortably accommodates a full-size RV and includes its own RV hookup, plus three additional RV hookups throughout the property. Ample parking provides room for RVs, boats, trailers, snowmobiles, and all your outdoor toys. Offered fully furnished with short-term rentals permitted, this turnkey property is ideal as a primary residence, luxury mountain getaway, or income-producing vacation rental. Conveniently located just minutes from Lake Cle Elum, Roslyn, Suncadia Resort, golf, hiking, biking, boating, fishing, skiing, and snowmobile trails, this is your opportunity to own the ultimate four-season mountain retreat.

811 Wadsworth Loop, Ronald

Listing courtesy of Premier Real Estate Partners.

$539,000
5 Beds ⋅ 3 Baths ⋅ 2557458 MLS ⋅ CONTINGENT Status
Bright, spacious, and exceptionally well-maintained 4-bedroom + office, 3-bath home in a wonderful neighborhood! Thoughtfully designed with an open, inviting layout featuring a formal dining room, generous living spaces, and abundant natural light throughout. Efficient mini-split heating and cooling provide year-round comfort. The versatile office is ideal for working from home or additional flex space. Enjoy the beautifully landscaped, fully fenced backyard, perfect for entertaining, gardening, or relaxing in privacy. Complete with a 3-car garage offering ample storage and parking. This turn-key home combines comfort, functionality, and pride of ownership in a fantastic location. Don't miss this exceptional opportunity!

2005 W Sunnyview Lane, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$1,400,000
3 Beds ⋅ 3 Baths ⋅ 2553350 MLS ⋅ ACTIVE Status
Custom Snoqualmie Pass home in the heart of the coveted Mountain Creek at Silver Fir community! Thoughtfully designed & crafted by local artisans, the attention to detail in this custom PNW home creates a cozy, inviting mountain ambience. Beautifully landscaped w/quaking aspens & native plants w/an easy watering system. Mountain Creek at Silver Fir is just steps from the Silver Fir Chair & Lodge, w/a shared community ski easement for ski-in/ski-out access. Home features include separate 1-bedroom apt. w/full-kitchen on the ground floor. Use as part of the main house, a guest retreat, or year around rental &/or overnight rental opportunity. The main floor great room features a double-sided, wood-burning fireplace framed by a stunning 24' stone chimney & vaulted ceiling. Enjoy mtn views thru the large, southern-facing, sunlight-filled windows & front deck. Remote-ctrl solar blinds keep space cool & quality blinds throughout. Upstairs primary suite has walk-in shower & a light-filled lofted perch for office or yoga. Located on a corner lot with mtn peak views, flat driveway for 2 cars & 1-car garage. Glide down Tanner Way for tremendous outdoor access to day & night skiing, as well as summer mtn biking. Immaculately maintained, w/most furnishings included, this home is move-in & entertaining ready! Invite your friends to enjoy this wonderful getaway & be at the center of all Snoqualmie Pass has to offer. Less than 1-hr from Seattle, this unique mountain retreat is calling!

41 Cedar Lane, Snoqualmie Pass

Listing courtesy of Windermere West Metro.

$595,000
3 Beds ⋅ 2 Baths ⋅ 2554950 MLS ⋅ ACTIVE Status
Nestled on nearly 5 level acres in the sought-after Peoh Point area, this beautifully maintained property offers breathtaking Stuart Range views, established landscaping, and the perfect blend of privacy and convenience. Built in 2017, the 3-bedroom, 1.75-bath home features an open, light-filled floor plan with vaulted ceilings, a spacious primary suite, forced-air heat, central A/C, and thoughtful updates throughout. Large windows capture the surrounding mountain views while filling the home with natural light. Step outside to discover mature fruit trees, flourishing gardens, grapevines, raspberries, colorful perennial flowers, and fenced pasture that reflect years of thoughtful care. The impressive 28' x 30' detached shop with loft offers exceptional space for vehicles, hobbies, projects, equipment, or additional storage, while the level acreage provides room to garden, recreate, or simply enjoy the peaceful setting. Located just minutes from downtown Cle Elum and I-90, this property offers convenient access to Suncadia Resort, Lake Cle Elum, the Yakima River, hiking, fishing, biking, snowmobiling, and miles of year-round recreation. A rare opportunity to own nearly five acres in one of Cle Elum's most desirable locations, offering spectacular mountain views, exceptional outdoor living, and easy access to everything the Upper Kittitas Valley has to offer.

4200 Upper Peoh Point Road, Cle Elum

Listing courtesy of COMPASS.

$394,900
3 Beds ⋅ 2 Baths ⋅ 2552689 MLS ⋅ ACTIVE Status
Choose your colors if you're in time! Local builder & NO HOA DUES! New 3 bed/2 bath, 1,365sqft home has a modern space designed w/ comfort & functionality in mind. The quality-built house features solid-wood cabinets, quartz counters, & easy-maint. vinyl plank floors. The primary bed. is spacious & has attached bath w/ walk-in shower & closet, & big dble vanity for getting ready for the day. The kitchen is open to the living/dining areas with a useful breakfast bar/island for a place to sit. A glass slider door lets in natural light & leads you to a fenced back yard & patio for those summer BBQs. A separate laundry room is also a nice feature in this plan. Finished 2-car garage & efficiently heated/cooled w/ mini-split heat pumps. Fiber internet too! Under constr. Completion approximately mid October. Most photos of similar finished home.(Some pictures virtually staged).

2604 N Emery Street, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$394,900
3 Beds ⋅ 2 Baths ⋅ 2551846 MLS ⋅ ACTIVE Status
Choose your colors if you're in time! Local builder & NO HOA DUES! New 3 bed/2 bath, 1,365sqft home has a modern space designed w/ comfort & functionality in mind. The quality-built house features solid-wood cabinets, quartz counters, & easy-maint. vinyl plank floors. The primary bed. is spacious & has attached bath w/ walk-in shower & closet, & big dble vanity for getting ready for the day. The kitchen is open to the living/dining areas with a useful breakfast bar/island for a place to sit. A glass slider door lets in natural light & leads you to a fenced back yard & patio for those summer BBQs. A separate laundry room is also a nice feature in this plan. Finished 2-car garage & efficiently heated/cooled w/ mini-split heat pumps. Fiber internet too! Under constr. Completion approximately mid October. Most photos of similar finished home.(Some pictures virtually staged).

2606 N Emery Street, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$569,999
4 Beds ⋅ 3 Baths ⋅ 2547753 MLS ⋅ ACTIVE Status
Experience the best of mountain living in this beautifully maintained 4-bedroom, 3-bath home in the highly desirable Cle Elum Pines community. Thoughtfully designed with an open-concept floor plan, this home offers a seamless blend of comfort and functionality. The spacious main level features a dedicated office, granite countertops, stainless steel appliances, and an on-demand water heater. Step outside to your own private backyard retreat, complete with low-maintenance turf and an oversized patio, perfect for relaxing after a day on the trails or entertaining friends. The fully fenced yard provides privacy and space to enjoy every season. Ideally located just minutes from historic downtown Cle Elum, Roslyn, schools, restaurants, shopping, parks and endless year-round recreation including hiking, biking, fishing, golfing, snowmobiling, and skiing at nearby Snoqualmie Pass. Whether you’re searching for a full-time residence, a weekend escape, or an investment opportunity, this move-in-ready home delivers the mountain lifestyle you’ve been looking for in one of Cle Elum’s most sought-after conveniently located neighborhoods.

306 Bala Drive, Cle Elum

Listing courtesy of Epique Realty.

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