Kitsap Homes with Low Bank Waterfront description

Kitsap Homes with Low Bank Waterfront description

Welcome to Kitsap County, Washington, a hidden gem nestled between the stunning Olympic Peninsula and the bustling city of Seattle. Known for its breathtaking natural beauty, this vibrant region offers a unique blend of coastal living, lush forests, and a rich cultural heritage. With its close-knit communities, outdoor recreational opportunities, and a welcoming atmosphere, Kitsap County is the perfect place to call home.

One of the most desirable features of Kitsap County is its low bank waterfront properties. Imagine waking up to the gentle sound of waves lapping against the shore, sipping your morning coffee while taking in panoramic views of the Puget Sound and the majestic Olympic Mountains. Homes with low bank waterfront access provide not only stunning vistas but also easy access to the water, making it ideal for kayaking, paddleboarding, or simply enjoying a leisurely stroll along the beach.

These properties come in various styles, from charming cottages to modern masterpieces, ensuring that there’s something for everyone. The low bank waterfront homes are designed to maximize the breathtaking views and create seamless transitions between indoor and outdoor living spaces. With ample opportunities for entertaining, relaxing, and enjoying the serene surroundings, these homes offer a lifestyle that many dream of.

In addition to the natural beauty, Kitsap County boasts a rich array of amenities, including parks, trails, and local shops, all while maintaining a sense of tranquility away from the hustle and bustle of city life. Whether you’re looking for a permanent residence or a vacation retreat, Kitsap County's low bank waterfront properties are waiting to welcome you home. Come and experience the charm of Kitsap County—where every day feels like a getaway!

Newest Kitsap Homes with Low Bank Waterfront description

$5,995,000
3 Beds ⋅ 4 Baths ⋅ 2571183 MLS ⋅ ACTIVE Status
This extraordinary waterfront estate in Lofall spans 3.5 private acres w/ 225 feet of prime low bank beachfront featuring breathtaking & panoramic westerly views across Hood Canal to the Olympic Mountains beyond. Designed & built by the acclaimed dream team of Wenzlau Architects and Fairbank Construction, the ranch style residence balances timeless craftsmanship w/ understated luxury. Reclaimed beams & glass blasted posts introduce warmth and texture, while layered materials & custom fixtures create interiors that are refined and captivating. Dual oversized islands wrapped in leathered granite anchor the kitchen, while a Nana-style window and massive slider dissolves the boundary between indoors and out. Throughout the 5400 + sq ft one level home, exceptional amenities elevate everyday living: a Dolby Atmos theater room, 3,000-bottle wine cellar, & 2000 sq ft of covered, heated, outdoor living space! Outside, manicured sprawling lawns & gardens w/ sweeping water views evoke the romance of a countryside estate. Private mooring buoy & boathouse at water’s edge. A separate 3100 sq ft carriage house/barn offers a 2 sleeping room loft-style layout w/ 2 full bathrooms, kitchen, and an in-floor radiant heating system throughout! The Carriage House/Barn will accommodate 8 vehicles, boat, and/or RV. Underground utilities + an 80KW generator that runs the entire property. Truly a singular offering—a legacy estate designed and built not simply to impress, but to endure for generations.

165 NE Kinman Road, Poulsbo

Listing courtesy of The Agency Bainbridge Island.

$1,350,000
3 Beds ⋅ 3 Baths ⋅ 2569554 MLS ⋅ ACTIVE Status
Private waterfront living with sweeping views of Seattle, the Space Needle, Cascade Mountains, Blake Island and passing ferries. This beautifully custom built Southworth retreat offers private beach access, where you can launch a kayak, paddle up Curley Creek, explore the shoreline, or gather around the beachside fireplace as the sun sets. Thoughtfully designed outdoor spaces feature terraced gardens, raised galvanized garden beds, fruit trees, berry plants, new Trex decking and multiple view decks for relaxing and entertaining. A convenient boat shed keeps kayaks and waterfront gear close at hand. Inside, vaulted ceilings and expansive windows showcase the ever-changing scenery. The main level offers easy one-level living, a stunning new kitchen, designer lighting and a peaceful primary suite with a new luxury spa-inspired bath. Downstairs adds exceptional flexibility with a second kitchen added in 2025, custom built-ins, two additional bedrooms, a full bath & dedicated laundry-ideal for guests, multi-generational living or a private retreat. Enjoy the convenience of being minutes from Port Orchard, charming Manchester and the Southworth Ferry, making Seattle commuting, dining and city adventures effortless. From eagles overhead and seals in the water to kayaks gliding up Curley Creek and ferries passing by, this is more than a home-it’s a private Pacific Northwest waterfront escape where every day feels like a vacation. Enjoy the beauty & privacy of waterfront life!

7727 SE Southworth Drive, Port Orchard

Listing courtesy of Neighborhood Experts Real Est..

$269,000
2 Beds ⋅ 2 Baths ⋅ 2562982 MLS ⋅ ACTIVE Status
Waterfront living without the waterfront price tag! Tucked away at the end of the complex along the water, this beautifully refreshed condo offers a rare opportunity to enjoy the peaceful sights, sounds, and lifestyle of waterfront living without the maintenance and property taxes of traditional waterfront home. Wake up to stunning eastern-facing sunrises over the water and enjoy a setting that feels worlds away while remaining incredibly convenient. Inside, the home has been thoughtfully updated with new carpet, laminate flooring, fresh interior paint, and custom counters and cabinetry that give the space character and style. Even better, it's been pre-inspected with no issues identified and includes a one year home warranty for added peace of mind. Low-maintenance condo living means more time to enjoy the waterfront setting and less time worrying about upkeep. Conveniently located near Hwy 3 with easy access to Bremerton via Kitsap Way, commuting, shopping, dining, recreation, and everyday amenities are all within easy reach. Peaceful, affordable, and refreshingly easy, this hidden gem offers a waterfront lifestyle that can be difficult to find at this price point. Come for the convenience, stay for the sunrise, and discover one of Bremerton's best-kept secrets. Complete with new water heater, new dishwasher, and the rare in-unit washer and dryer. Resident features include seasonal pool, gym, sauna, clubhouse, and private beach and dock! Ask about owner financing options!

924 Shorewood Drive Unit #D39, Bremerton

Listing courtesy of Keller Williams West Sound.

$343,000
2 Beds ⋅ 1 Baths ⋅ 2569380 MLS ⋅ ACTIVE Status
WATERFRONT CONDO. Beautifully renovated ground-floor 2-bedroom, 1 bath Liberty Bay condo offering stunning views of Liberty Bay, the Poulsbo Marina, and local aquatic wildlife. Move-in ready with an updated kitchen featuring quartz countertops, stainless steel appliances, and a full-size stacked washer and dryer. Enjoy easy indoor-outdoor living with sliding glass doors leading to a private patio with an exterior locking storage closet. HOA dues ($574 p/m) include water, sewer, garbage, basic cable and access to the clubhouse, outdoor pool, and hot tub. Two vehicles permitted per unit, including one assigned parking space. No dogs allowed; one cat may be considered with HOA approval and an additional security deposit. Conveniently located just minutes from downtown Poulsbo's charming shops, restaurants, parks, and year-round community events. Schedule your showing today!

19764 3rd Avenue NW Unit #45, Poulsbo

Listing courtesy of Ison Realty.

$6,250,000
3 Beds ⋅ 4 Baths ⋅ 2554086 MLS ⋅ ACTIVE Status
There are homes you admire, and there are places you feel the moment you arrive. Set along 275 feet of Blakely Harbor waterfront, this exceptional Bainbridge Island residence was designed and built as the architect's own home, with extraordinary attention given to every material, proportion, and detail. Walls of steel framed glass dissolve into 180-degree southern views while doors open wide to blur the distinction between indoors and out. Here, living space is not defined by walls alone. It extends naturally into gardens, terraces, shoreline, sky, and water, creating a sense of openness and freedom that feels far larger than the home itself. Days move effortlessly between inside and out—morning coffee in the fresh air, afternoons on the water, evenings gathered under changing skies, and easy walk-in access to miles of forested trails. A historic late-1800s brick Art House adds another layer of character, versatility, and provenance to the property. Inside, natural materials, artisan craftsmanship, beautifully considered spaces, and spa-inspired retreats create understated, enduring luxury. Private, soulful, and deeply connected to its surroundings, this is a home designed not simply to be lived in, but to be lived beyond.

10555 NE Seaborn Road, Bainbridge Island

Listing courtesy of The Agency Bainbridge Island.

$1,395,000
2 Beds ⋅ 2 Baths ⋅ 2566199 MLS ⋅ ACTIVE Status
Welcome to a true island paradise experience on Bainbridge's coveted South Beach! Unit 1A is the largest & most desirable condominium in the entire complex. Take in the dazzling experience of the Puget Sound shoreline through the warm embrace of the patio, & the main spaces replete w/ hardwood floors, abundant natural light, motorized shades, & an inviting adobe style fireplace. The open concept kitchen has modern appliances w/ tasteful finish panels, granite counters, custom cabinets, & bar seating. The large & lovely primary suite has views of the beach & Puget Sound, bench seating & fireplace, a spa bathroom w/ soaking tub, a walk-in closet, & an adjacent flex space useful as an office, hobby room, or extra bedroom. A 2nd entry (that's also an art gallery), 2nd bedroom, additional bath, & extra storage rooms finish this spacious floorplan. The unit & complex are in excellent structural & mechanical condition w/ a recently replaced roof, hardi-plank siding, double-pane windows & modern insulation. Local amenities abound w/ easy access to the serenity of Ford Ward Park, the great dining options in Lynnwood Center, & a short 6 mile drive to Winslow & the Seattle Ferry. "Endless entertainment" is how the residents describe the breathtaking joys of the private beach, abundant wildlife, dynamic maritime traffic, & spectacular sunsets over the Olympic Mountains. Top-rated schools, a well run HOA, secure garage parking, & a 2-Year home warranty complete this winning opportunity!

9551 NE South Beach Drive Unit #1A, Bainbridge Island

Listing courtesy of Skyline Properties, Inc..

$2,790,000
4 Beds ⋅ 5 Baths ⋅ 2563606 MLS ⋅ ACTIVE Status
Classic, comfortable, and private waterfront retreat. This quality-built home, designed by Garrett Larsen, offers a marvelously spacious great room with expansive windows overlooking the water, a stone fireplace, and French doors to a covered porch and a large deck - perfect for entertaining. The beautiful private park-like grounds, just shy of an acre, feature a large sweeping lawn to the water's edge with a fire pit, and plenty of room for lawn games and easy access to launch your kayaks. Each bedroom has its own bathroom and a view, plus there is a well-designed, nicely appointed 630 sq ft guest apartment with a bed, bath, & kitchenette for a total of 4 bedrooms, 4 1/2 baths and 3574 square feet of finished space. A media room/office on the main floor plus an upstairs game/exercise room off the 2nd and 3rd bedrooms provide for ample private spaces. There is a generously proportioned upstairs laundry room with a sink and a convenient mudroom off the kitchen. Finished two-car garage, private one-party well, backup generator. Next door is a 13-slip marina for easy moorage nearby. Live the Pacific NW dream in desirable Port Madison!

8300 NE Hidden Cove Road, Bainbridge Island

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$2,130,000
3 Beds ⋅ 2 Baths ⋅ 2565135 MLS ⋅ ACTIVE Status
Set along the sought-after shores of Point Monroe, this extraordinary beach cottage embodies the rare harmony of timeless coastal beauty and modern luxury. Reimagined through a sumptuous 2024 renovation, the home remains essentially brand new, having never truly been lived in after its transformation. Every space reflects an uncompromising level of craftsmanship, creating a residence that feels fresh and refined. Rarely can you find low-bank waterfront of this caliber, where a stout continuous bulkhead provides lasting protection, creating the rare opportunity to enjoy beachfront living without worry. Here, sandy beaches stretch just beyond your deck, inviting morning walks as the sun rises over Puget Sound, illuminating the Cascade Mountains, Mount Rainier, and the distant Seattle skyline. As evening settles in, retreat to the western deck to watch the sun disappear behind the Olympic Mountains, ending each day with an unforgettable display of color across the sky. More than a neighborhood, Point Monroe is a close-knit community, a place where life slows to the rhythm of the tides and every day feels like an escape. The expansive primary suite occupies the entire upper level, offering exceptional privacy including two dedicated offices, a library, and a beautifully appointed spa-inspired ensuite designed as a peaceful retreat above it all. An extraordinary opportunity to own what lives as a newly built waterfront home in one of Bainbridge's most treasured coastal settings

15670 NE Point Monroe Drive, Bainbridge Island

Listing courtesy of The Agency Bainbridge Island.

$2,850,000
3 Beds ⋅ 4 Baths ⋅ 2560880 MLS ⋅ ACTIVE Status
Paradise on Puget Sound describes this priceless estate quality property. The property has two separate tax parcels, each with 62 ft of bulkheaded waterfront which take in the most incredible views on the sound. Every day you will enjoy breath taking views from downtown Seattle to majestic Mt. Rainier, three islands, two ferry runs and very active marine traffic. The expansive lower-level lawn spans 125 ft of waterfront, is level and ideal for hosting large gatherings at the water's edge. The additional vacant lot is a blank canvas to build a second home, add a sport court, pool, shop or an ADU, or just leave to enjoy as additional yard space. The classic home was built in 1945 and features a functioning elevator to all three floors. The massive picture windows in the dining and living rooms take in the breathtaking un-obstructed views, I can honestly say you will be in awe. There is also a den/office on the main floor, and the efficient kitchen accesses the large patio which is an outdoor paradise. Upstairs, the stunning primary suite features 15 ft vaulted ceilings, the wall of windows open to let the Seabreeze and views flow in. There is also a walk-in closet and ensuite with a jetted tub. You will be impressed by the size of the other two guest bedrooms and full guest bath. The downstairs has a full apartment, ideal for friends when they are visiting. This is once-in-a-lifetime opportunity to acquire one of the nicest waterfront properties on Puget Sound

837 Colchester Drive E, Port Orchard

Listing courtesy of Windermere Prof Partners.

$2,600,000
3 Beds ⋅ 5 Baths ⋅ 2560925 MLS ⋅ ACTIVE Status
Experience extraordinary waterfront living at Miami Beach ..a rare luxury estate offering exceptional craftsmanship, unmatched amenities & the beauty of the Pacific Northwest. Situated on two parcels, this remarkable property presents a unique opportunity to own a premier piece of Seabeck's coveted shoreline. The stunning waterfront main residence showcases custom design throughout, featuring high-end finishes, thoughtfully curated interiors, & an elevator providing convenient access between levels. Entertain in style with a built in-wine cellar, elegant living spaces & expansive windows that capture the surrounding natural beauty. Step outside to a spacious waterfront patio designed for year-round enjoyment, complete with built in patio heaters, integrated speakers for outdoor dining, entertaining or simply relaxing while taking in breathtaking water & mountain views. Adding tremendous value, the second parcel includes a detached five car garage with living quarters. Opportunities to own this one of a kind estate with two parcels, tideland ownership, luxury amenities & versatility are rare. Come tour today!

9818 Miami Beach Road NW, Seabeck

Listing courtesy of Sterling Property Group.

$599,000
2 Beds ⋅ 2 Baths ⋅ 2555764 MLS ⋅ ACTIVE Status
Welcome to this charming waterfront retreat in desirable Rocky Point! Situated on over half an acre with low-bank tidal inlet access to Phinney Bay and Puget Sound—perfect for high-tide kayaking right from your backyard—this home offers a rare blend of privacy, versatility, and scenic beauty. Modern infrastructure includes a new roof (April 2026), ductless mini-split ('23), and new septic system ('19). The 2-bedroom, 2-bath home features a bright main living area with a full-length deck framing water views, cozy fireplaces, and a lower-level family room with a second kitchen—ideal for a private-entrance guest suite or MIL apartment.Enjoy expansive water views, RV parking, covered carports, garden shed, and terraced gardening space. Conveniently located just 10 minutes to the Bremerton-Seattle Ferry (including the daily Fast Ferry) and 5 minutes to top medical facilities and shopping.

2722 Vincent Way NW, Bremerton

Listing courtesy of LPT Realty LLC.

$2,595,000
4 Beds ⋅ 4 Baths ⋅ 2548444 MLS ⋅ ACTIVE Status
Set along the tranquil shores of Port Madison Bay, this timeless coastal style waterfront home offers effortless low-bank waterfront living w/picturesque bay views & the easiest of water access. Nestled on a level 1.1 acres in a peaceful dead-end enclave of custom homes, the setting is wonderfully private, yet conveniently located between downtown Bainbridge Island and Poulsbo. Light-filled living spaces & a recently refreshed kitchen anchor the spacious main level, while expansive decks create seamless indoor-outdoor living for entertaining or quiet mornings by the water. A main-level office, guest bedroom, 2 walk-in pantries & formal dining room offer exceptional flexibility. Upstairs features 3 additional bedrooms, including 2 ensuite retreats, plus an impressive self-contained wing, ideal as a luxurious primary suite, guest quarters, or for multi-generational living. A covered upper deck captures sweeping views & nearly every room enjoys a connection to the water. A custom float makes launching a kayak, paddleboard, or small fishing boat simple for days spent exploring the bay. An oversized 3-car garage & an expansive, bonus, 1,944 sq ft partially-finished basement provides abundant storage, recreation space, or future potential. Recent updates include premium insulated windows & a brand-new roof & new gutters. Comfortable, inviting & designed for gathering, this is a home where everyday life is defined by the beauty & tranquility of Bainbridge Island waterfront living.

15041 Skogen Lane NE, Bainbridge Island

Listing courtesy of The Agency Bainbridge Island.

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