Kitsap County Homes with FHA Terms

Kitsap County Homes with FHA Terms

Kitsap County, located in the state of Washington, is a beautiful region that offers a variety of attractions and amenities for residents and visitors alike. Situated in the northwestern part of the United States, Kitsap County is known for its stunning natural landscapes, vibrant communities, and strong economy.

Homebuyers in Kitsap County have the opportunity to take advantage of FHA terms when purchasing a property. FHA, or the Federal Housing Administration, provides mortgage insurance on loans made by approved lenders. This means that homebuyers can secure a loan with a lower down payment and more lenient credit requirements.

With FHA terms, Kitsap County residents have access to affordable housing options and the opportunity to achieve their homeownership dreams. Whether you're a first-time homebuyer or looking to upgrade to a larger property, FHA terms can make the home buying process more accessible and affordable.

In Kitsap County, you'll find a range of housing options to suit different preferences and budgets. From cozy single-family homes in picturesque neighborhoods to modern condos in bustling urban areas, there's something for everyone in Kitsap County.

If you're considering purchasing a home in Kitsap County, exploring the FHA terms available can be a great way to make your dream of homeownership a reality. With its natural beauty, strong communities, and FHA options, Kitsap County is a fantastic place to call home.

Newest Kitsap County Homes with FHA Terms

7423 Ebbert Drive SE, Port Orchard
$660,000
4 Beds ⋅ 3 Baths ⋅ 2593292 MLS ⋅ ACTIVE Status
7423 Ebbert Dr SE is a two-story Port Orchard home on a cul-de-sac, with an island kitchen and a wooded rear yard. The kitchen centers on an island with breakfast-bar seating, counter space, and white cabinetry, with a dining area beside it. The primary suite has a walk-in closet and an ensuite bath with double sinks and a tub-shower blend. Sliding glass doors open to an elevated deck over the wooded yard. An attached two-car garage is at the front of the home.

7423 Ebbert Drive SE, Port Orchard

Listing Broker: Opendoor Brokerage, LLC; Sharon Parmenter; 206-202-8947; Sharon.Parmenter@opendoor.com

6169 NW Bruggman Loop, Bremerton
$562,900
3 Beds ⋅ 3 Baths ⋅ 2593287 MLS ⋅ ACTIVE Status
Discover the Cypress by LGI Homes at Eldorado, a charming two-story home designed to bring comfort, style and flexibility together in one inviting space. Featuring three bedrooms, two-and-a-half bathrooms, and a spacious upstairs game room, this layout easily adapts to your lifestyle, whether you need a playroom, home office or cozy retreat. A welcoming covered front porch and front yard landscaping add instant curb appeal, while the private upstairs owner’s suite offers a peaceful escape at the end of the day. At the heart of the home is a bright, open-concept main living area perfect for gathering with friends. The chef-ready kitchen showcases quartz countertops, white cabinetry, a large pantry and a full suite of stainless-steel Whirlpool® appliances, all included in LGI’s CompleteHome Plus™ package. With modern plank flooring, recessed LED lighting, energy-efficient features and a finished garage with a Wi-Fi-enabled opener already in place, the Cypress delivers exceptional value and a move-in-ready home built for everyday living. If you are working with a licensed broker, please complete the Prospect Registration Agreement (*Site Registration Policy #4898) & submit prior to your first visit to the Eldorado Information Center.

6169 NW Bruggman Loop, Bremerton

Listing Broker: LGI Realty; Zachary Penrod; 206-818-0807; zachary.penrod@lgihomes.com

5911 Lost City Lane NW, Bremerton
$655,900
4 Beds ⋅ 3 Baths ⋅ 2593284 MLS ⋅ ACTIVE Status
Discover the Juniper by LGI Homes at Eldorad, a beautifully designed two-story home offering the space and flexibility you need. With four bedrooms, a downstairs tech area and an upstairs flex room, this thoughtfully crafted layout gives you room to work, relax and entertain with ease. At the center of the home is a bright, open-concept living area perfect for entertaining. The chef-ready kitchen features quartz countertops, white cabinetry with crown molding, a walk-in pantry and a full suite of stainless-steel Whirlpool® appliances, all included in LGI’s CompleteHome Plus™ package. Stylish plank flooring and ENERGY STAR LED lighting add a modern touch throughout the main level. Upstairs, the private owner’s retreat offers a spacious bedroom, a spa-inspired bathroom with a soaking tub and step-in shower, and a large walk-in closet. With designer finishes, Moen® faucets, energy-efficient features and premium upgrades included at no extra cost, the Juniper delivers exceptional value in a move-in-ready home designed to impress.

5911 Lost City Lane NW, Bremerton

Listing Broker: LGI Realty; Zachary Penrod; 206-818-0807; zachary.penrod@lgihomes.com

5814 Lost City Lane NW, Bremerton
$539,900
3 Beds ⋅ 2 Baths ⋅ 2593283 MLS ⋅ ACTIVE Status
The Aspen by LGI Homes at Eldorado is a beautifully designed single-story home offering three bedrooms, a spacious family room and an attached two-car garage all on one convenient level. The chef-ready kitchen features quartz countertops, a white tile backsplash, 42” upper cabinets and a full suite of stainless-steel Whirlpool® appliances, plus a breakfast bar that opens to the main living area, perfect for entertaining. A private owner’s retreat, two additional bedrooms and a large laundry room complete the layout. Move-in ready with LGI Homes’ CompleteHome Plus™ package, The Aspen includes premium upgrades like ENERGY STAR lighting, designer flooring, Low-E windows and a Wi-Fi-enabled garage door opener, all at no extra cost. If you are working with a licensed broker, please complete the Prospect Registration Agreement (*Site Registration Policy #4898) & submit prior to your first visit to the Eldorado Information Center.

5814 Lost City Lane NW, Bremerton

Listing Broker: LGI Realty; Zachary Penrod; 206-818-0807; zachary.penrod@lgihomes.com

14938 Bethel Burley Road SE, Port Orchard
$499,000
2 Beds ⋅ 2 Baths ⋅ 2593171 MLS ⋅ ACTIVE Status
Remodeled and full of possibilities in the historic Burley area! This 2-bedroom, 1.5-bath home offers 1,430 SF of updated living space on a .26-acre lot and is zoned Rural Commercial. Recent improvements include new flooring, fresh interior and exterior paint, and a durable metal roof. Live comfortably in the home while utilizing the 700sqft + detached building for your Rural Commercial business, office, studio, salon or other permitted use has an additional .75 bath. The detached building was previously used as a hair salon, providing an excellent starting point for your business vision. With flexible zoning, two usable buildings and easy access to Highway 16 and the Purdy Exit, the possibilities are endless! Bring your business, your ideas and your vision to this unique Burley live/work opportunity. Tons of off street parking along with a pad for a boat or an RV. Just a stone throw away from the Burley Lagoon to the south so grab your fishing poles. 15 minutes to PSNS and/or the Seattle Ferry makes this a dream location for living and/or running a business.

14938 Bethel Burley Road SE, Port Orchard

Listing Broker: Windermere Prof Partners; Deborah Bonneville; 360-340-3359; deborah@fetterplaceco.com

22136 Jameson Avenue NW, Poulsbo
$728,000
5 Beds ⋅ 3 Baths ⋅ 2590280 MLS ⋅ ACTIVE Status
Welcome to this stunning 2023-built home in Poulsbo’s sought-after Glennwood community! Offering 2,448 sq ft of thoughtfully designed living space, this 5-bedroom, 2.75-bath home delivers the space, style, and flexibility buyers are looking for. The inviting open-concept main level features a beautiful kitchen with quartz countertops, oversized island, stainless steel appliances, gas cooktop, wall oven, pantry, and abundant cabinetry, flowing seamlessly into the dining and great room with a cozy gas fireplace. Upstairs, the spacious primary suite provides a private retreat, while four additional bedrooms, a versatile bonus room, and convenient laundry room offer plenty of room for guests, work, hobbies, or everyday living. Step outside to enjoy the covered patio and fenced yard—perfect for relaxing or entertaining. A 2-car attached garage, heat pump with A/C, and smart-home wiring add everyday convenience. Ideally located near community trails, parks, and playgrounds, with easy access to downtown Poulsbo, shopping, dining, waterfront activities, and the charming amenities that make Poulsbo such a special place to call home. Come experience the comfort and lifestyle this exceptional home has to offer!

22136 Jameson Avenue NW, Poulsbo

Listing Broker: BCR LLC; Rose Sabano; 253-444-8557; roses@bestchoicerealtywa.com

3076 Harris Road SE, Port Orchard
$400,000
2 Beds ⋅ 3 Baths ⋅ 2593101 MLS ⋅ ACTIVE Status
Mechanic’s Dream with an Incredible Shop, Extensive Covered Parking, and More! This unique property combines comfortable living with exceptional space for vehicles, hobbies, and projects. The open-concept home features 2 bedrooms plus a bonus room, offering flexibility for a home office, guest space, hobby room, or additional living area. A gas freestanding stove adds warmth and character, while gas appliances provide added convenience. Enjoy the outdoors from the expansive 464-square-foot covered deck or relax on the covered front porch.The real showstopper is the impressive shop, featuring space for up to four vehicles and equipped with a car lift—ideal for mechanics, automotive enthusiasts, or anyone needing a substantial workspace. An attached carport and two covered carports provide additional sheltered parking, with a total of eight covered parking spaces. The property also features a flat, usable yard with room to spread out, along with a separate woodworking shed for additional workspace, storage, or creative projects. Whether you need room for vehicles, tools, equipment, recreational toys, or hands-on hobbies, this property offers outstanding versatility and functionality. A rare opportunity to enjoy a home with an expansive shop, abundant covered parking, and space to bring your projects to life!

3076 Harris Road SE, Port Orchard

Listing Broker: eXp Realty; Bea Schuster; 360-710-0346; bernadetteschuster@yahoo.com

2050 1st Avenue W, Bremerton
$399,900
3 Beds ⋅ 2 Baths ⋅ 2592817 MLS ⋅ ACTIVE Status
Welcome home to this brand-new 3-bedroom, 2-bath manufactured home featuring breathtaking views of Puget Sound! Step inside to a bright and inviting open-concept floor plan filled with natural light throughout. The spacious kitchen offers plenty of cabinet storage, a center island with an eating bar, and seamless flow into the living and dining areas, perfect for everyday living and entertaining. A sliding glass door opens to a large deck where you can relax, entertain, and take in the incredible water views. Enjoy the comfort and convenience of a brand-new, move-in-ready home, all conveniently located near shopping, the Seattle ferry, and PSNS. Welcome home!

2050 1st Avenue W, Bremerton

Listing Broker: Keller Williams Greater 360; Carly McGraw; 360-731-7599; carly@carlymcgrawteam.com

1009 9th Street, Bremerton
$435,000
3 Beds ⋅ 2 Baths ⋅ 2592929 MLS ⋅ ACTIVE Status
Timeless 1938 charm meets modern luxury! Some homes have character, this one has it in every room! Beautifully restored and thoughtfully updated, this 1782 sqft, 3BR/1.5BA Bremerton home blends historic craftsmanship with modern comfort. Original archways, high ceilings, antique light fixtures, refinished wood windows, and beautifully restored hardwood floors preserve the charm of 1938. Enjoy a spacious layout with a formal dining room, sitting room, and family room. The stunning kitchen features rich green soft-close cabinetry, brushed gold finishes, and new appliances. Luxury tilework and gold accents elevate the bathrooms. Upstairs, find two spacious bedrooms and a beautiful bathroom with marble tile flooring and a floating vanity. Downstairs is where imagination takes over! A wet bar with a beverage cooler sets the stage for the ultimate movie room, gaming lounge, or entertainment retreat. Location is another major highlight! Just minutes from the Bremerton ferry, PSNS, downtown dining, and waterfront, making commuting and weekends easy. Historic soul, modern finishes, and room to make it your own. PLUS, the seller is offering a $10K credit towards buyer's closing costs or rate buy down!

1009 9th Street, Bremerton

Listing Broker: Windermere Prof Partners; Jennifer Fetterplace; 360-340-5376; jennifer@fetterplaceco.com

4946 Birkin Drive SW, Port Orchard
$744,950
5 Beds ⋅ 5 Baths ⋅ 2593080 MLS ⋅ ACTIVE Status
Welcome to the Whidbey Next Gen at McCormick Trails - a beautiful new Lennar community! This new two-story Next Gen® home features a private suite on the first level, complete with a separate entrance, living area, kitchenette, bedroom and bathroom to accommodate the needs of multigenerational households. The main home is host to an inviting open-concept layout with convenient access to a covered patio for simple transitions, entertaining and multitasking. On the second floor, a versatile loft provides a shared living area easily accessible from three bedrooms and a lavish owner’s suite with a full bathroom. Buyer's broker must be registered during customers first interaction w/ Lennar Associate to be eligible for compensation.

4946 Birkin Drive SW, Port Orchard

Listing Broker: Lennar Sales Corp.; Sarah Carr; 253-528-8860; Sarah.r.carr@lennar.com

14139 Vintage Drive SW, Port Orchard
$539,900
3 Beds ⋅ 2 Baths ⋅ 2592752 MLS ⋅ ACTIVE Status
Down this quiet country road, you will find your next home! This great 3-bed, 2-bath home + detached garage on 2.5 acres in the Glenwood Community is move-in ready with new flooring, lighting, and paint, and offers a formal living and dining room, a large kitchen with an island and tons of storage, and the kitchen opens to the large family room with a wood stove. The primary suite offers an attached 5-pc ensuite with a soaking tub and walk-in shower, plus 2 additional bedrooms and a full bath. Outside, you will find the large deck with a covered upper deck, a patio, fire pit, and rolling meadow & garden space. Plus you'll love the detached 2-car garage with additional office/shop space & wood stove, the large shed/outbuilding & tons of parking. A new septic drainfield was installed in 2025 & home had the roof replaced in 2022. Only 20 minutes to Gig Harbor or Downtown Port Orchard, 10 minutes from the Purdy Spit and Gateway Park & 30 minutes to the Bremerton Naval Yard. This is a must-see property; schedule your tour today!

14139 Vintage Drive SW, Port Orchard

Listing Broker: Keller Williams Realty; Kristen Steinman; 253-691-1540; Kristen@KKSandAssociates.com

1926 9th Street, Bremerton
$330,000
2 Beds ⋅ 1 Baths ⋅ 2591241 MLS ⋅ ACTIVE Status
Live in one, rent the other! This versatile Bremerton property offers a fantastic opportunity to enjoy homeownership while generating income from a separate studio ADU, currently rented for $930/month. The charming main home features easy single-level living with 2 bedrooms, 1 bath, and a welcoming covered front porch. Alley access provides convenient off-street parking with dedicated storage spaces for both residences. The studio ADU offers its own living space, with dedicated laundry and water heater located separately in the storage garage. Perfect for house hacking, an investment opportunity, or buyers looking for flexibility and additional income potential. Centrally located with quick access to PSNS, downtown Bremerton, Seattle ferry and fast ferry terminals, shopping, dining, and commuter routes. Why just buy a home when you can own one that helps pay you back? Mortgage savings may be available for buyers of this listing.

1926 9th Street, Bremerton

Listing Broker: Redfin; Sheryl Wingate; 360-900-3400; sheryl.wingate@redfin.com

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