Kitsap County Homes with State Bond Terms

Kitsap County Homes with State Bond Terms

Kitsap County, located in the state of Washington, is a beautiful area that offers a great quality of life for its residents. Situated in the Pacific Northwest region of the United States, Kitsap County is known for its stunning natural beauty, including picturesque landscapes, breathtaking waterfront views, and lush green forests.

One of the notable aspects of Kitsap County's real estate market is the availability of Homes with State Bond Terms. This means that potential homebuyers in the county can take advantage of state-funded programs that offer favorable financing terms. These programs aim to make homeownership more accessible and affordable for individuals and families.

With Homes with State Bond Terms, buyers may benefit from lower interest rates, reduced down payment requirements, and other financial incentives. This can be particularly advantageous for first-time homebuyers or those with limited financial resources. By taking advantage of these programs, individuals can fulfill their dream of owning a home in Kitsap County more easily.

Kitsap County offers a diverse range of housing options, from charming historic homes in the downtown areas to modern waterfront properties. Whether you prefer a cozy suburban neighborhood or a secluded rural setting, there is something for everyone in Kitsap County.

If you are considering purchasing a home in Kitsap County, it is important to work with a knowledgeable real estate agent who can guide you through the process and help you explore the available options. With the added benefit of Homes with State Bond Terms, owning a home in this beautiful county has never been more attainable.

Newest Kitsap County Homes with State Bond Terms

27163 Meadow Circle NE, Kingston
$435,000
3 Beds ⋅ 2 Baths ⋅ 2599412 MLS ⋅ ACTIVE Status
Welcome home to the charm and tranquility of Kingston's beloved Gamblewood community! This beautifully refreshed single-story home offers the perfect balance of privacy, comfort, and Pacific Northwest living. With 3 bedrooms plus a versatile bonus room, there's space to spread out, work from home, or simply relax. Thoughtful improvements include a NEW roof and siding, fresh interior and exterior paint, two beautifully remodeled bathrooms, and a cozy electric fireplace that adds warmth and character. Natural light fills the inviting living spaces, while the spacious, fully fenced backyard offers endless possibilities for gardening, outdoor gatherings, or simply enjoying the peaceful surroundings. And the lifestyle extends well beyond your front door! Gamblewood residents enjoy access to a private community beach with a boat launch, covered picnic shelters, BBQ grills, and play areas, PLUS a neighborhood park and sport court! With an active community and convenient access to downtown Kingston, Poulsbo, shopping, dining, and the ferries, this home offers so much more than a place to live. It's an opportunity to embrace the very best of Kitsap County living!

27163 Meadow Circle NE, Kingston

Listing Broker: eXp Realty; Lisa Wray; 253-882-5402; lisa.wray@exprealty.com

3188 Madrona Drive SE, Port Orchard
$525,000
4 Beds ⋅ 2 Baths ⋅ 2599366 MLS ⋅ ACTIVE Status
Beautifully refreshed, single-story living on a generous ¼-acre corner lot! Ideally situated between Bill Bloomquist Rotary Park and Village Greens Golf Course, this spacious 4-bedroom home offers a wonderful combination of comfort, privacy, and convenience. Step inside to discover fresh interior paint, new vinyl plank flooring throughout, updated bathrooms, all-new closet doors, and a spacious kitchen with plenty of room to gather. The thoughtfully designed floor plan features a private primary suite with a generously sized ensuite bathroom on one end of the home, while three additional roomy bedrooms and a full bathroom are located on the opposite end. Outside, the spacious, private covered back deck is perfect for year-round entertaining or simply relaxing. The fully fenced backyard features gates on both sides for easy access, plus established container gardening beds ready for your next growing season! Need room for your RV or boat? You'll love the generous side parking, especially with the public boat launch just 3 miles away! A brand-new garage door and opener complete the package. With parks, golf, and Puget Sound recreation nearby, this move-in-ready home has so much to offer!

3188 Madrona Drive SE, Port Orchard

Listing Broker: eXp Realty; Lisa Wray; 253-882-5402; lisa.wray@exprealty.com

9480 Gravelly Lane SW, Port Orchard
$699,777
3 Beds ⋅ 2 Baths ⋅ 2597977 MLS ⋅ ACTIVE Status
At dusk the firs around this place go black against a violet sky, and the porch lights come on at the end of a long gravel drive, one warm window at a time. Behind them sit 1.97 level acres in Port Orchard, a 2008 single-story rambler of 1,823 square feet, and a detached shop waiting across the grass. Step in under the white-columned covered porch and the house opens around you, vaulted ceilings, engineered hardwood floors, and a dining room with a bay window and built-in seat made for watching weather move through the trees. The living room gathers at a gas fireplace set into a floor-to-ceiling wall of wood slats, then flows into the kitchen: stainless appliances, a gas range, a peninsula with bar seating, and a walk-in pantry. Three bedrooms and 1.75 baths in all. The primary suite claims its own corner, vaulted with a high transom, a sliding door to the back patio, a walk-in closet, and a bath with dual sinks and a walk-in shower. A laundry room with built-in lockers and a bench keeps muddy boots by the door. Outside, an attached 2-car garage, the shop, and RV parking leave room for every project, a partially fenced yard wraps the patio, and the pasture rolls out to a tall ring of evergreens on a dead-end road in Kitsap County. No HOA, high-speed internet, and the kind of quiet only acreage gives. Mornings belong to coffee on the porch. Evenings belong to the patio and that long Northwest light. When the sky turns violet again, the porch light will already be on.

9480 Gravelly Lane SW, Port Orchard

Listing Broker: Paramount Real Estate Group; James J Bergstrom; 360-286-5098; jamesber777@gmail.com

6079 Ivanoff Lane SW Unit #43, Port Orchard
$519,995
4 Beds ⋅ 3 Baths ⋅ 2598145 MLS ⋅ ACTIVE Status
Last week of Red Tag Sale! Amazing new pricing. Welcome to phase 4 of D.R. Horton's Stetson Heights, our new home community in Port Orchard. Great home site with a generous size backyard. The SHERWOOD has everything you need w/ lots of natural light throughout. 4 bedroom, 2.5 bath w/ all the luxury of a new home. Open entry & spacious hallway leads to your great room. Entertain easily within your kitchen, dining & living space all together. Enjoy the kitchen island, slab quartz counters, lots of storage & large bright windows. Utility room upstairs w/ all 4 bedrooms. Private suite boasts separate bath & walk-in closet. Fully landscaped backyard, Close to championship golf courses. Come view our newly re staged Sherwood model home next to the sales office. Buyers must register their broker on site at first visit including open houses. A/C too! December completion

6079 Ivanoff Lane SW Unit #43, Port Orchard

Listing Broker: D.R. Horton; Justin Sanner; 206-218-5185; jjsanner@drhorton.com

1633 NE Riddell Road, Bremerton
$449,000
3 Beds ⋅ 2 Baths ⋅ 2597726 MLS ⋅ ACTIVE Status
Charming single-story home in East Bremerton with 3 large bedrooms, 2 bathrooms. Beautiful original hardwood floors throughout, updated electrical, and a bright kitchen with granite countertops. Enjoy tons of natural light, beautiful mountain views, and a huge fully fenced yard complete with a chicken coop. Includes a 2-car garage, RV driveway parking, and additional off-street parking. Close to the hospital, ferries, and dog-friendly walking trails right across the street! Perfect for first-time buyers, a forever home, or anything in between.

1633 NE Riddell Road, Bremerton

Listing Broker: Charter Real Estate; Talia Soifer; 360-621-1368; talia@charterrealestate.com

6868 Crest Drive SE, Port Orchard
$650,000
3 Beds ⋅ 2 Baths ⋅ 2596300 MLS ⋅ ACTIVE Status
Room to breathe, space to dream, & Long Lake just moments away! Beautifully refreshed home on ~2 acres in Port Orchard blends easy one-level living with exceptional potential. 1716 finished SF with add'l 1716 unfinished SF in basement. Discover the perfect combination of peaceful Northwest living, privacy & move in ready comfort. Nestled among mature evergreens with a creek nearby, this inviting home with thoughtful updates offers a fresh, welcoming feel from the moment you arrive. Bathe in the abundant natural sunlight with vaulted ceilings, skylights & an open living & dining area for entertaining. Recent improvements include a new metal roof, freshly painted interior & exterior, beautiful quartz countertops, refreshed lighting & stainless appliances. Enjoy the expansive lawn, established low-maintenance landscaping, irrigation system & Trex deck overlooking the wooded surroundings. With a 5-bedroom septic & full unfinished basement, possibilities abound: create a hobby space, workshop, rec room, or add'l storage you’ve been envisioning. There’s more to explore outside: six tax parcels offer a unique opportunity to enjoy privacy. Just a short distance from the Long Lake boat launch, this property is ideally positioned for days spent boating, fishing, & enjoying the Pacific Northwest outdoors. Whether you’re looking for a beautifully refreshed home, room for your next big idea, or a property with possibilities beyond the ordinary, this Long Lake Haven deserves a closer look!

6868 Crest Drive SE, Port Orchard

Listing Broker: Realogics Sotheby's Int'l Rlty; Angela Goossens; 360-620-5237; angela.goossens@rsir.com

19144 NW Clear Creek Rd, Poulsbo
$1,090,000
4 Beds ⋅ 3 Baths ⋅ 2597162 MLS ⋅ ACTIVE Status
Escape to a private 4.83-acre retreat where tranquility meets incredible utility. This expansive property is a rare find, offering a seamless blend of natural beauty and thoughtful infrastructure. The main residence spans 2,888 square feet with four bedrooms and 2.5 bathrooms designed specifically to embrace an indoor-outdoor lifestyle. An energy-efficient heat pump ensures year-round comfort, while the pre-wired generator hookup provides added peace of mind. The exterior is a dream for those who love space and hobby-driven living. Car enthusiasts and creators will appreciate the 900-square-foot attached three-car garage, complemented by a detached 772-square-foot two-car garage. Above the detached garage sits a fully appointed 1,000-square foot ADU an ideal setup for a guest suite, a long-term rental, or a dedicated home office. plumbing is all stubbed in. The grounds themselves are a playground of possibilities, featuring established trails, a dedicated garden area, and unexpected touches like swaying palm trees. Relax on the covered porch and take in the local wildlife or utilize the convenient RV hookup for your next adventure. While you'll feel worlds away in this secluded setting, the convenience of downtown shopping and dining is just a short trip away. Adding even more value to this unique package is a VA assumable loan at a remarkable 2.25% interest rate approx balance of $405,000

19144 NW Clear Creek Rd, Poulsbo

Listing Broker: Coldwell Banker Bain; Daniel Krois; 360-981-3535; daniel.krois@cbrealty.com

1431 NW Crows Nest Lane, Bremerton
$1,439,990
6 Beds ⋅ 3 Baths ⋅ 2595549 MLS ⋅ ACTIVE Status
Situated on Nearly an Acre, this Rocky Point Waterfront Home offers the rare combination of MultiGen Living, Convenient Location, Beautiful Updates & Long Term Versatility. On the Main Floor, enjoy Sweeping Views of Mud Bay & Dyes Inlet from many windows letting light in. Spacious Classic Kitchen w/Hardwood Cabinetry + Stainless steel appliances & Wood Trim Throughout! Cozy yet open living & dining area w/stone hearth. Expansive Back Deck w/Views perfect for entertaining/ relaxing while watching birds soar by! Gorgeous Primary Bedroom w/En-suite Bathroom complete w/vintage sage tile. Watch the tides while bathing in your "Ofuro" Style Soaking Tub. Primary bedroom also features its own private porch! Spacious Bedroom + Bonus Room at front of the home w/shared outdoor patio + full bathroom! Downstairs features a Second Full Kitchen + 3 additional bedrooms & Full Bath! 2nd living rm w/fireplace opens to Fully Fenced backyard! The lower level offers second washer dryer & separate space for Long Term Guests / Rental opportunity! Walk down the wooded trail to your own private beach where you can beachcomb, find oysters, kayak & enjoy an evening fire/smores by the Bay. 124 feet of Private Waterfront and Tideland Rights. 40,000 sqft of land. Recent Updates: Freshly painted inside&out, LVP flooring, downstairs kitchen & bathroom remodel, fixtures, outlets, porch railing, appliances. 2 Car Garage w/bays. Tankless water heater! NO HOA. Adult Family Home?

1431 NW Crows Nest Lane, Bremerton

Listing Broker: Theory Real Estate; Kristi N Baitcher; 253-508-8380; youragentkristinicole@gmail.com

2603 N Lafayette Avenue, Bremerton
$459,000
3 Beds ⋅ 3 Baths ⋅ 2594011 MLS ⋅ ACTIVE Status
Discover the possibilities. Ideally situated on an attractive corner lot, in a lovely pocket of West Bremerton, this traditional two-story home offers partial views of Puget Sound and the surrounding mountains, plus a back deck & sports court to enjoy the outdoors. Conveniently located approximately 3 miles from the Bremerton ferry terminal, this property offers an appealing combination of neighborhood living and access to Seattle. Built in 1981, the home features a classic, functional floor plan with living & dining rooms, a kitchen with passthrough to dining and a convenient main-floor half bath. A fireplace & window seat adds warmth and character to the living room. Dining room opens to ground level deck and back yard. Upstairs, the primary bedroom includes an en-suite three-quarter bath, while two additional bedrooms share a full bath. All bedrooms enjoy water views. The unfinished basement offers room to dream, with potential for future finished living space, a hobby room, or expanded storage. An attached two-car garage offers loft storage, to the side of the driveway offers access to the back yard and could provide additional parking. appliances are included and round out the practical features. In largely original condition, this home presents an opportunity to bring your vision, make thoughtful updates over time, and create a home that reflects your personal style. Enjoy the quiet setting, appreciate the potential, and make the most of all this home has to offer!

2603 N Lafayette Avenue, Bremerton

Listing Broker: Windermere RE West Sound Inc.; Carol Sue Barker; 360-710-0796; carolsue@windermere.com

5435 Mustang Lane, Bremerton
$499,900
2 Beds ⋅ 2 Baths ⋅ 2596724 MLS ⋅ ACTIVE Status
This inviting 2-bedroom, 2-bath home with a separate office has the space you've been searching for, with the garage capacity to match! An attached 2-car garage AND a detached 2-car garage or shop are just the start for this move-in ready home! You will appreciate the open great room and kitchen that are just filled with natural light, and the spacious Primary bedroom is the perfect place to unwind. Relax on the large deck while looking out at the peaceful, partially fenced backyard, with plenty of room to garden in the greenhouse, entertain, or enjoy an evening around the firepit. This home has incredible flexibility for car enthusiasts, or plenty of extra storage or hobby space! This home has Cat-6 cable, is Google Home ready, and has a heat pump for those summer heat streaks! Buy for as low as $0 down with your VA loan! Arrange your showing today!

5435 Mustang Lane, Bremerton

Listing Broker: SKP; Doug Miller; 360-329-9690; Doug@SouthKitsapProperties.com

5909 Addison Road SW Unit #102, Port Orchard
$544,995
4 Beds ⋅ 3 Baths ⋅ 2594861 MLS ⋅ ACTIVE Status
Greetings from this Berkshire home design at Stetson Heights located in the charming city of Port Orchard. Amazing view to the southeast and no neighbor behind you on this home site. Step inside from a welcoming front porch and enjoy time in the open and airy common space where the great room flows seamlessly into the dining area and kitchen. There is a den perfect for a home office, plus a nearby powder room and additional storage closets. On the second floor you will find 3 bedrooms plus the primary bedroom complete with an en-suite private bath and walk-in closet. There is also a laundry room and a second bathroom which features a tub-shower, both will easy hallway access. Stetson Heights is a short drive from the Historic marine time town of Port Orchard as well as everyday destinations that include grocery stores, casual dining, and golf courses. Highway 16 provides swift commutes to nearby cities. This home is estimated to be complete by the end of November so schedule a tour soon to learn more!

5909 Addison Road SW Unit #102, Port Orchard

Listing Broker: D.R. Horton; Todd Bickel; 360-536-3586; Seattle-MLS@drhorton.com

7468 Tepee Circle NE, Bremerton
$550,000
3 Beds ⋅ 3 Baths ⋅ 2593452 MLS ⋅ ACTIVE Status
Nestled in beautiful Illahee, this spacious home is a rare two-for-one! On the upper level, an open-concept great room connects the kitchen to a spacious living room, where the fireplace sets the scene for cozy evenings, and the BBQ-ready back deck sits just off the kitchen. On the lower level, you'll find a whole second living area with a second kitchen, bonus room, family room, wood stove, and separate entrance. This floor plan is ideal for long-term guests, working from home, hobbies, or potential rental income. Recent updates include low-maintenance landscaping, fresh shower inserts, reinforced fencing, and air conditioning, so you can move right in with comfort. Outside, the private, fully fenced, generously sized backyard with patio offers a peaceful, treed retreat for birdwatching, letting pets play, or simply unwinding. Exploring this quiet neighborhood, you will enjoy seeing gorgeous water views. Covered carport parking. Easy location for commuters: under 30 minutes to Puget Sound Naval Shipyard, 20 minutes to Naval Base Kitsap-Bangor, and under 15 minutes to St. Michael Medical Center and the Bremerton ferry terminal for access to Seattle. Central Kitsap School District. A wonderful blend of flexible space, outdoor enjoyment, and convenience. Schedule your private showing today!

7468 Tepee Circle NE, Bremerton

Listing Broker: Paramount Real Estate Group; Betsy Schairer; 206-459-9916; betsy@paramountre.team

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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