Kitsap Homes with State Bond Terms

Kitsap Homes with State Bond Terms

Kitsap County, located in the state of Washington, is a beautiful area that offers a great quality of life for its residents. Situated in the Pacific Northwest region of the United States, Kitsap County is known for its stunning natural beauty, including picturesque landscapes, breathtaking waterfront views, and lush green forests.

One of the notable aspects of Kitsap County's real estate market is the availability of Homes with State Bond Terms. This means that potential homebuyers in the county can take advantage of state-funded programs that offer favorable financing terms. These programs aim to make homeownership more accessible and affordable for individuals and families.

With Homes with State Bond Terms, buyers may benefit from lower interest rates, reduced down payment requirements, and other financial incentives. This can be particularly advantageous for first-time homebuyers or those with limited financial resources. By taking advantage of these programs, individuals can fulfill their dream of owning a home in Kitsap County more easily.

Kitsap County offers a diverse range of housing options, from charming historic homes in the downtown areas to modern waterfront properties. Whether you prefer a cozy suburban neighborhood or a secluded rural setting, there is something for everyone in Kitsap County.

If you are considering purchasing a home in Kitsap County, it is important to work with a knowledgeable real estate agent who can guide you through the process and help you explore the available options. With the added benefit of Homes with State Bond Terms, owning a home in this beautiful county has never been more attainable.

Newest Kitsap Homes with State Bond Terms

$719,950
3 Beds ⋅ 3 Baths ⋅ 2563520 MLS ⋅ ACTIVE Status
Pristine home in the highly sought-after Woodbridge community! Light, bright & beautifully maintained, this 2,756 sq ft Southwest-facing home blends designer finishes, an exceptional floor plan & Olympic Mountain/Dyes Inlet views. A dramatic entry welcomes you into the spacious open-concept main level, designed for comfortable everyday living and effortless entertaining. The gourmet kitchen is the heart of the home, featuring quartz countertops, stainless steel appliances, a gas range, extensive cabinetry, generous workspace and an oversized entertainer’s island with abundant seating. An open flex room just off the kitchen is currently staged as an office and offers endless possibilities. The adjoining great room is anchored by a sleek gas fireplace and opens to a covered, elevated deck where you can relax and enjoy the views. Upstairs, a large loft provides additional flexible living space. The spacious primary retreat features a custom-designed walk-in closet and luxurious five-piece en-suite with dual sinks, soaking tub & separate shower. Two additional bedrooms, full bath & convenient upstairs laundry complete the upper level. Enjoy year-round outdoor living in the private, fully fenced, extensively hardscaped & terraced backyard with fruit trees and a covered patio. Directly across from the neighborhood park and close to community trails, playgrounds & dog park. Central Kitsap School District, minutes from shopping, hospitals, Clear Creek Trail, Military Bases and more!

2114 NW Rustling Fir Lane, Silverdale

Listing courtesy of John L. Scott, Inc..

$439,900
3 Beds ⋅ 2 Baths ⋅ 2561778 MLS ⋅ ACTIVE Status
Whether you're looking for your first home, room to grow, or simply a peaceful retreat w/incredible community amenities, this home offers an affordable opportunity to enjoy the Lake Symington lifestyle without breaking the budget. Enjoy the scenic drive home through the peaceful countryside before arriving home. You'll enjoy access to the private 59-acre lake w/beach, park, fishing, kayaking, paddleboarding, swimming, & scenic walking trails. With no power boats allowed, the lake offers a peaceful setting where you can relax, unwind & enjoy the natural beauty of the Pacific Northwest, all just minutes from Silverdale, Bremerton, & Bangor. With many of the expensive updates already completed, you can focus on making it your own. Recent improvements (2023) include new flooring, fireplace chimney/insert/custom cap/beautiful surround, mini-split heating/cooling, USB charging outlets, (2021) new windows, and, to top it all off, the seller is installing a brand-new roof prior to closing. Outside, the spacious yard offers plenty of room to relax, garden, entertain, or simply enjoy the peaceful surroundings. A charming chicken coop & duck pond add to the property's unique character, and the seller is even willing to include the ducks & chicks! Bring your imagination and personal touches to create a home that's uniquely yours while enjoying the peace of mind that many of the major improvements have already been made. Come see for yourself why this is such a special place to call home!

3911 Silver Lane NW, Bremerton

Listing courtesy of Redfin.

$699,900
4 Beds ⋅ 2 Baths ⋅ 2561950 MLS ⋅ ACTIVE Status
Homes like this do not come on the market very often but when they do its wonderful for the new homeowner. This 4-bedroom 2 bathroom rambler adorns a level 2.5 acre oasis located just north of Gig Harbor. The home was built in 2010 and upgraded over the years with decks, patios and generator. The home is in excellent condition with nothing left to do but move in and enjoy the dreams you have for country living. do you want a garden or raise some chickens? Bring your wants, wishes and desires for privacy, security and you will not be disappointed.

13482 Cedar Glen Lane SE, Olalla

Listing courtesy of Windermere RE West Sound Inc..

$895,000
3 Beds ⋅ 3 Baths ⋅ 2562820 MLS ⋅ ACTIVE Status
Welcome to a truly special multigenerational property where flexibility & the great outdoors come together. The main home offers 2,500 sqft w/ 3 beds, a versatile bonus room that serves as a 4th bed or office, 2.25 bathrooms & a fully remodeled kitchen w/ walk-in pantry. The primary suite features an en-suite w/ walk-in shower. With newer roof, windows, exterior & interior paint, plus no carpet throughout, this property is far beyond picture perfect. Outside is where this property truly comes alive. Meander through towering pine, fir, blue spruce & cedar trees along a custom trail system designed for biking, motocross & walks. Enjoy established apple, plum, cherry & pear trees, beautifully maintained landscaping, a rock-climbing wall, covered deck for entertaining, RV parking & a generator-ready home. A powered woodshop & garden shed provide even more room for hobbies, projects & storage. The detached additional dwelling offers vaulted ceilings, a 3/4 bath, studio-style living, A/C & a propane fireplace, ideal for multigenerational living, guests, a short-term rental or flexible personal space. A second studio currently serves as a fitness center. The attached garage includes a 10x12’ bay door & loft space, while the home also offers a two-car attached garage & attached carport. Tucked into a private, park-like setting yet conveniently located near PSNS, Bangor, Tacoma & HWY 16, this is the kind of property that offers room to live, create, gather & explore, all in 1 place.

10544 Sidney Road SW, Port Orchard

Listing courtesy of eXp Realty.

$579,995
4 Beds ⋅ 3 Baths ⋅ 2562801 MLS ⋅ ACTIVE Status
Red Tag Sale is here! Welcome to Phase 4 at Stetson Heights by DR Horton in Port Orchard! Stunning view from this home up on top of the ridge of phase 4. The Hawthorne is a fabulous open design featuring a large great room, island kitchen w/ slab quartz counters, stainless appliances, & huge walk in pantry. Upstairs boasts 4 bedrooms, 2 bathrooms, and utility room. Fully landscaped backyard, central A/C, key pad and smart home features! Enjoy beautiful scenic nature views at Stetson Heights. In downtown Port Orchard, historic Bay Street offers quaint shops & casual to fine dining restaurants to explore. World class golf courses nearby. The Port Orchard waterfront and marina feature a great place for walks and fun community events. Buyers must register their broker on site on the first visit including open houses. Mid September completion.

6111 Ivanoff Lane SW Unit #41, Port Orchard

Listing courtesy of D.R. Horton.

$695,000
4 Beds ⋅ 3 Baths ⋅ 2561360 MLS ⋅ ACTIVE Status
Welcome home to this pristine 2023-built Cambridge floorplan by D.R. Horton in the desirable Calavista community! This immaculate 4-bedroom, 2.5-bathroom home beautifully blends modern comfort with classic Pacific Northwest charm. Inside, a bright, open-concept great room greets you with a cozy fireplace, flowing effortlessly into the dining nook and chef-inspired kitchen. The kitchen is a chef's dream, complete with a massive central island, premium appliances, sleek finishes, and a spacious walk-in pantry. Upstairs, discover a versatile, expansive bonus room perfect for movie nights or a home office, along with a convenient laundry room. Retreat to the luxurious primary suite featuring a spa-like bath with a dual-sink vanity, a deep soaking tub, a separate shower, and a generous walk-in closet. Three additional well-sized bedrooms offer plenty of space for everyone. Step outside to your large, fully fenced, south-facing backyard—a rare find providing a private, sun-drenched sanctuary for entertaining, gardening, or relaxing. This premier property includes a 2-car garage, forced air with a heat pump for year-round climate comfort! Perfectly situated in the heart of Poulsbo, you are just minutes away from historic downtown shopping, dining, waterfront parks, and highly rated North Kitsap schools. Enjoy easy commuting access to local highways and area ferries, PSNS, Bangor and Keyport. Move-in ready and filled with possibilities! Tell your Broker you want to see it today!

1607 NE Calavista Street, Poulsbo

Listing courtesy of Keller Williams Greater 360.

$785,000
5 Beds ⋅ 3 Baths ⋅ 2559538 MLS ⋅ ACTIVE Status
Distinctive Mid-Century Modern architecture, panoramic views of Dyes Inlet, the shipyard, and city lights, and a rare .33-acre homesite combine to create one of Bremerton's most memorable properties. Offering 3,879 sq ft, this spacious home features 5 bedrooms, 2.25 baths, an office, expansive great room, large family room, and versatile bonus space. The private primary suite opens to a rooftop deck, creating the perfect place to unwind and take in the ever-changing scenery. Extensive seller improvements include Andersen windows, updated electrical, new main-level subflooring and flooring, a beautifully renovated laundry room, security screen doors, exterior upgrades, and mature landscaping. Enjoy year-round outdoor living with covered patios, a gazebo, greenhouse, and an established edible garden. The oversized two-car garage offers workshop space, a mechanic's service pit, utility room, and abundant storage. Two fireplaces, a pellet stove, and wood stove insert provide warmth and character throughout. And the ductless Mini Split provided A/C on the warm days. Conveniently located near PSNS, the Seattle ferry, shopping, schools, parks, and major commuting routes, this one-of-a-kind property offers exceptional space, functionality, and Northwest charm.

205 S Hartford, Bremerton

Listing courtesy of Keller Williams West Sound.

$410,000
2 Beds ⋅ 2 Baths ⋅ 2555509 MLS ⋅ ACTIVE Status
Very Peaceful (Quiet) location. Location does GPS. Within 30 minutes of; Shipyard, Bangor, Bremerton Ferries, and Kitsap Mall. Literally a one minute walk to lake public access. Larger lot,.77 acs, with 5 ft, chain link, yard perimiter fence with both car and Man gates (2018), good yard space, room for out door activities and pets. Filtered Water view from awning covered, 32' x 10' ft deck. Many recent improvements; 2018; 50 gal. Bradford White HW Heater,New/updated Elec. panel accomodates 6500 KW propane gen set w/new outdoor Sockets for hookup,Large Yard shed Electrified,New LPV Flooring installed throughout entire home, RV cement pad 10' X 30', with Energized pedestal-100 amp service that is with 13 feet of RV pad, Locking Mail box, fenced garden enclosure (looks like a dog run), newer appliance package -(W,D,DW, Frig,Stove,) new roof 11/18/25, New Heat Pump & air handler installed by Dana's Heating- Heat pump has their premium yrly service Package that supports the Warrenty till 2035, & Carport.Well test & OSS conveyance letter in Supplements. Best of all, the estate has bought and paid for the home to be connected to Mason County's PUD #3 Fiber Optic network via a Fiberhood. It can deliver High Speed internet service. This property is move in ready, It is so quiet and peaceful you are going to want to throw away your alarm clock. This is a must see property, especially if you have friends or family that likes to go "Glamping"!!

3434 N Mission Rd W, Bremerton

Listing courtesy of Windermere RE West Sound Inc..

$625,000
3 Beds ⋅ 2 Baths ⋅ 2559459 MLS ⋅ ACTIVE Status
Nestled on a beautifully maintained, sun-filled lot just minutes from the heart of downtown Poulsbo, this inviting rambler blends timeless comfort with thoughtful updates and everyday convenience. Pride of ownership shines throughout with extensive improvements already completed, including a newer roof, energy-efficient windows, updated flooring and paint, expansive deck, fencing, and more, giving you peace of mind from day one. Designed for effortless one-level living, the light-filled floor plan features warm finishes and inviting spaces that feel instantly like home. The spacious kitchen offers abundant cabinetry, generous prep space, and a casual dining area flowing seamlessly into the formal dining room and welcoming living room. A charming brick-faced fireplace with an electric insert adds warmth and character. The private primary suite offers a walk-in closet and ensuite bath, while two additional bedrooms & full bath provide flexibility for guests, hobbies, or a home office. Outside, enjoy an expansive deck, newer storage shed, mature landscaping, fruit trees, garden space, RV parking, and an attached two-car garage with workshop space and extra storage. Ideally located just minutes from Poulsbo's charming waterfront, boutique shopping, restaurants, parks, schools, and ferry access, this move-in-ready home offers the perfect opportunity to embrace the relaxed lifestyle that makes Poulsbo one of the Pacific Northwest's most sought-after communities.

19064 10th Avenue NE, Poulsbo

Listing courtesy of Crafted Real Estate.

$699,000
3 Beds ⋅ 3 Baths ⋅ 2558111 MLS ⋅ ACTIVE Status
Welcome to this charming Poulsbo Place cottage, perfectly blending style, comfort, and ultimate convenience. Located just steps from downtown Historic Poulsbo’s vibrant marina and boutique shops, this beautifully maintained 3-bedroom, 2.5-bath home offers an idyllic Pacific Northwest lifestyle. The light-filled main level welcomes you with beautiful wide-plank flooring and an open layout. Unwind in the inviting living room, featuring a cozy fireplace flanked by elegant, custom wood built-in shelving, extended ledges, and a matching media console. The space flows seamlessly into a premium kitchen updated with stunning quartz countertops, a classic subway tile backsplash, crisp white shaker cabinets, and stainless steel appliances. Enjoy the accessibility and ease of main-floor living with the spacious primary owner’s suite positioned on the first floor. Upstairs features two generous bedrooms, a full guest bathroom, and a sun-drenched family bonus room. Situated on a quiet lane directly across from the picturesque community rose garden, the outdoor spaces are just as delightful. Enjoy a private covered porch with durable composite decking, perfect for open-air dining. An attached 2-car garage provides excellent parking and extra storage. Nestled within a highly desirable neighborhood filled with scenic walking paths, you are also just a short drive to Bainbridge Island and Kingston ferries for a seamless Seattle commute. Embrace turnkey town living at its finest!

104 NE Whimbrel Lane, Poulsbo

Listing courtesy of Paramount Real Estate Group.

$499,000
4 Beds ⋅ 2 Baths ⋅ 2559381 MLS ⋅ ACTIVE Status
Escape to the peaceful country lifestyle you've been dreaming of! Perfectly situated on sun drenched, level, usable, and fully fenced acreage, this inviting home offers the space, flexibility, and privacy to create the lifestyle you've always envisioned. Whether it's horses, goats, chickens, lush gardens, room for the pups to roam, or space for hobbies, the possibilities are endless. Filled with natural light, the thoughtfully designed floor plan lives larger than expected with an open kitchen featuring ample cabinetry, a pantry, and a convenient mudroom with laundry and additional storage. The kitchen overlooks the dining area and family room, creating a welcoming space that keeps everyone connected. An oversized living room anchored by a cozy freestanding pellet stove provides the perfect gathering place. Retreat to the spacious primary suite featuring a walk in closet, private bath with an updated shower, and linen closet, while three additional bedrooms and a full bath offer flexibility for guests, hobbies, or a home office. Step outside to enjoy the covered deck overlooking the fenced backyard, detached workshop, carport, storage tent, abundant RV parking, and expansive grounds ready for recreation, projects, or your own mini farm. Peacefully tucked away, yet just minutes from Port Orchard, Gig Harbor, shopping, and Highway 16, this exceptional property offers the perfect balance of country living and everyday convenience.

14446 Spindrift Lane SW, Port Orchard

Listing courtesy of Crafted Real Estate.

$324,900
2 Beds ⋅ 2 Baths ⋅ 2556369 MLS ⋅ ACTIVE Status
This beautiful ground-floor Vikings Crest condo is fully remodeled and move-in ready! Out back, the patio opens to a small lawn with room to sit out in the sun or shade. In winter, the trees thin out and reveal peekaboo views of the Olympics. Inside, large windows in the living and dining rooms frame the greenery out back, filling the space with natural light. A ductless heat pump/mini-split keeps it cool on hot summer days, one of the few condos with sought-after A/C. And there's a cozy wood-burning fireplace for cold winter evenings. The kitchen pairs granite counters with modern cabinetry, stainless appliances, and stone tile. Both baths have gorgeous, updated finishes. The primary is a private ensuite with a walk-in shower, and the hall bath has a full tub and shower. Durable laminate flooring runs through the living areas, and laundry is in the unit. The second bedroom doubles as a home office, and the seller's Murphy bed can stay. A storage closet on the patio, plus assigned covered parking with guest parking nearby. Fantastic amenities are a short walk away: a pool with a BBQ grill on the deck, sauna, fitness room, clubhouse, and EV charging. The HOA maintains the landscaping, so it's easy to lock up and travel. Enjoy convenient, low-maintenance living! Walk to shops, restaurants, and parks in charming downtown Poulsbo, along the Liberty Bay waterfront and marina. Easily commute to the Seattle and Edmonds ferries and to naval bases at Bangor, Keyport, and Bremerton.

20198 Vikings Crest Loop NE Unit #8-105, Poulsbo

Listing courtesy of Fathom Realty WA LLC.

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