Kitsap Homes with Rehab Loan Terms

Kitsap Homes with Rehab Loan Terms

Welcome to Kitsap County, located in the beautiful state of Washington, USA. Known for its stunning natural beauty and vibrant communities, Kitsap County offers a unique blend of urban amenities and outdoor recreation opportunities.

Kitsap County is a popular destination for those seeking a peaceful and scenic lifestyle. With its picturesque landscapes, including breathtaking waterfront views and lush forests, it's no wonder why people are drawn to this area. The county is home to several charming towns, such as Bremerton, Silverdale, and Poulsbo, each with its own distinct character and charm.

If you're considering purchasing a home in Kitsap County, you'll be pleased to know that there are options available that cater to buyers looking for rehab loan terms. With rehab loan terms, you have the opportunity to finance both the purchase of the home and any necessary renovations or repairs. This is an excellent option for buyers who are looking to customize their new home to their specific needs and preferences.

By opting for homes with rehab loan terms, you can turn a fixer-upper into your dream home. Whether you're interested in updating the kitchen, adding a new bathroom, or simply giving the property a fresh coat of paint, rehab loan terms provide the financial flexibility to make it happen.

Kitsap County offers a wide range of housing options, from cozy cottages to spacious family homes. With rehab loan terms, you can find a property that suits your style and budget while also allowing you to make the necessary improvements to create your ideal living space.

So, if you're ready to embark on a homeownership journey in Kitsap County, consider exploring homes with rehab loan terms. With the right property and the right financing, you can transform a house into a home that reflects your unique taste and lifestyle.

Newest Kitsap Homes with Rehab Loan Terms

$400,000
2572103 MLS ⋅ ACTIVE Status
Rare double-parcel opportunity in Port Orchard's Annapolis neighborhood: two separate tax parcels, sold together. Parcel 2 is a vacant, buildable lot — 0.11 acres (4,792 sq ft), flat/level, ~50'x100', public water available, and sewer already stubbed in the street from the adjacent home. Build new, add an ADU, or hold — the second lot is unaddressed and ready to develop. Multi-family precedent is established two lots down at Sinclair Sunset View Condominiums, recorded on this same block — documented proof this type of development has already been approved here. Buyer to verify current zoning/permitting with the City of Port Orchard. Parcel 1 carries the existing 1901 cottage and detached garage on Guy Wetzel St — needs work, solid bones, adds value or holds as-is while you develop the second lot. Minutes from downtown Port Orchard's waterfront: marina, restaurants, breweries, foot ferry to Bremerton. Investor/flip/ADU-development opportunity — two tax parcels for your next project.

1919 Guy Wetzel Road, Port Orchard

Listing courtesy of Windermere Prof Partners.

$400,000
2 Beds ⋅ 1 Baths ⋅ 2571456 MLS ⋅ ACTIVE Status
History and opportunity on a double lot in Port Orchard's Annapolis neighborhood. This 1901 cottage sits on Guy Wetzel St — named for the man who bought the Port Orchard Independent newspaper in 1923 and ran it for two decades, right through the town's early boom years. Yes, it needs work. No, we're not going to pretend otherwise. But the bones are solid, the detached garage is a bonus, and the real story here is the land: two separate tax parcels, meaning a second buildable lot alongside the home — a rare setup for investors, developers, or anyone dreaming about an ADU. Bring your vision, your crew, and your contractor. Just minutes from historic downtown Port Orchard's waterfront — marina, restaurants, breweries, and the foot ferry to Bremerton and beyond. Investor/flip/ADU-development opportunity on two separate tax parcels.

1919 Guy Wetzel Road, Port Orchard

Listing courtesy of Windermere Prof Partners.

$535,000
3 Beds ⋅ 3 Baths ⋅ 2567988 MLS ⋅ ACTIVE Status
Tucked away on a private dead-end street in the desirable South Kitsap School District, this 3-bedroom, 2.5-bath home offers 1,751 sq ft of comfortable living on a generous 19,602 sq ft lot. Mature fir trees surround the property, creating a peaceful, secluded setting with tons of parking and room to explore! The main level features a spacious living room with soaring vaulted ceilings and a cozy wood-burning stove. The kitchen flows into a versatile bonus living area that can easily serve as a second living room, home office, game room or flex space. From the bonus area, step onto the large second-level deck and take in the serene, tree-lined surroundings. Upstairs are three bedrooms, including a private primary suite with its own deck overlooking the back yard. Beyond the fenced property, a walking trail leads toward a nearby pond, adding to the area’s natural charm. Enjoy the covered front porch, new roof installed in 2023, and the privacy of a wooded setting while remaining close to everyday conveniences, freeway access, military bases and ferries. A wonderful opportunity to experience the tranquility and beauty of Pacific Northwest living

10015 Jimi Place SW, Port Orchard

Listing courtesy of Coldwell Banker Danforth.

$490,000
2 Beds ⋅ 1 Baths ⋅ 2560655 MLS ⋅ ACTIVE Status
Rare opportunity to own nearly 4 acres (3.94) in a secluded, wooded setting just minutes from Silverdale's shopping, dining, services, and commuter routes. Surrounded by mature trees and offering creek frontage, this property provides a peaceful natural environment with exceptional privacy. Existing home is being sold as-is. This property is an ideal opportunity for buyers seeking land value, a future homesite, or a place to live while planning and building their dream home. Explore the possibilities and bring your vision to this unique property.

10345 Seabeck Highway NW, Bremerton

Listing courtesy of CENTURY 21 North Homes Realty.

$414,000
5 Beds ⋅ 1 Baths ⋅ 2559486 MLS ⋅ ACTIVE Status
Character & Convenience in West Bremerton! Charming single-family residence perfectly blending historic character with incredible day-to-day modern convenience. Nestled on a generous 0.26-acre lot in West Bremerton, this 4-bedroom, 2-bathroom home features 2,205 SQ FT of functional living space—offering plenty of room to stretch out, garden, or entertain. Property Highlights: Classic Architecture w/ new roof, new gutters and downspouts, new exterior paint. Functional Living Space: Entry, living room, dining room, two-bedrooms, two-bathrooms and a HUGE kitchen all on the main floor plus two bedrooms upstairs. The entire interior has been freshly painted and ready for completion and your finishing touches. Just install your new flooring, interior lighting and finish the kitchen and bathrooms to your desire. Bonus Square Footage: Includes a partially finished basement, ideal for a home workshop, hobby room, or extra storage. Leave the car at home! Sprawling 11,326-square-foot lot on a paved dead-end-street that offers rare privacy and space. This property boasts an exceptional, highly walkable neighborhood. Plus everyday amenities are either a short stroll away or a very quick commute to Naval Base Kitsap, Olympic College Seattle / Bremerton ferry terminal.

3818 Sundown Drive, Bremerton

Listing courtesy of Ison Realty.

$699,000
2558516 MLS ⋅ ACTIVE Status
Dream & balance the old with the new here in the coveted Twin Spits, Hansville community . A sanctuary of solitude with a view that is outstanding, home plans that are permit ready for a 4236 sq ft home with ground level attached garage. Explore your dream of being this close to 139 ft of sandy shoreline with tideland rights. You can work with the footprint of the previous home to enjoy the mesmerizing view. Or, be ready to build out the completed plans for this 4246 sq ft, 2 level home, 3 car garage with ADU potential. An elevator is included in the plans for best opportunity to age in place. In addition, the new 4 bedroom septic has been designed by Acme Septic and installed by Daryl Hemley to give new owners peace of mind. Former well has been decommissioned and property is served by public water. Seller has $200k in site development, engineering, plans & permits. 24 minutes to Kingston ferry, 29 minutes to Poulsbo.

3984 NE Twin Spits Road, Hansville

Listing courtesy of Sterling Property Group.

$410,000
3 Beds ⋅ 2 Baths ⋅ 2558405 MLS ⋅ ACTIVE Status
Enjoy one level living on a fenced sunny corner lot! Inside features three bedrooms, 1.5 baths, brand new flooring, newer windows, and a spacious open concept living area. Updated electric, siding, roof and windows in 2019. Don't miss the bonus basement with a separate entrnce and laundry, plus a charming patio just off the kitchen. Yard isd perfect for pets, play and gardening. Located in a quiet neighborhood with easy access to Highway 3, bases, shipyard, schools and shopping. Come home to Dora Avenue!

143 Dora Avenue, Bremerton

Listing courtesy of Realty Station Inc..

$699,000
1 Beds ⋅ 1 Baths ⋅ 2553100 MLS ⋅ ACTIVE Status
Dream & balance the old with the new here in the coveted Twin Spits, Hansville community . A sanctuary of solitude with a view that is outstanding, home plans that are permit ready for a 4236 sq ft home with ground level attached garage. Explore your dream of being this close to 139 ft of sandy shoreline with tideland rights. You can work with the footprint of the previous home to enjoy the mesmerizing view. Or, be ready to build out the completed plans for this 4246 sq ft, 2 level home, 3 car garage with ADU potential. An elevator is included in the plans for best opportunity to age in place. In addition, the new 4 bedroom septic has been designed by Acme Septic and installed by Daryl Hemley to give new owners peace of mind. Former well has been decommissioned and property is served by public water. Seller has $200k in site development, engineering, plans & permits. 24 minutes to Kingston ferry, 29 minutes to Poulsbo.

3984 NE Twin Spits Road, Hansville

Listing courtesy of Sterling Property Group.

$330,000
2 Beds ⋅ 1 Baths ⋅ 2547356 MLS ⋅ ACTIVE Status
This classic 1940 1.5-story residence offers a solid foundation and excellent opportunity for the next owner to create value. Recently updated with a brand-new roof, the home is now protected and ready for interior improvements. Some newer appliances are already in place, providing a helpful head start.The interior reflects the home’s age and presents a blank canvas for cosmetic updates and modernization. With thoughtful renovations, this property has strong potential to shine as a desirable single-family home or rental. The 1.5-story layout provides flexible living space, including main-level bedrooms and additional upstairs area perfect for expansion or creative floor plans.Whether you’re looking for a project with immediate upside or a long-term hold, this home delivers a great combination of vintage character and modern essentials already in place. Don’t miss the chance to bring this diamond-in-the-rough back to life in a desirable neighborhood.

1734 Snyder Avenue, Bremerton

Listing courtesy of John L. Scott, Inc..

$815,000
3 Beds ⋅ 3 Baths ⋅ 2541184 MLS ⋅ ACTIVE Status
Welcome to island life with room to breathe. Tucked away in the coveted Emerald Heights neighborhood on south Bainbridge Island, this spacious 2,800 sq. ft. home sits on nearly a half-acre with no HOA. Just minutes from the beauty of island beaches, quaint and artsy Winslow on the waterfront, and the Winslow ferry that makes your Seattle commute a scenic reset instead of a chore. Inside the home is personality and potential. Love vintage character? Move right in and embrace its timeless appeal. Prefer a fresh, modern vision? Transform the space into your own island masterpiece.The flexible floor plan offers room for everyone. Upstairs is perfect for gathering, entertaining, and relaxing, featuring spacious living areas and an enormous bonus room that could easily become a luxurious owner's suite. On the lower level, all three bedrooms are thoughtfully tucked away, along with two full bathrooms. Outside, nearly a half-acre provides space for gardens, backyard games, barbecues, hobbies or home improvement projects, or simply enjoying the peaceful island surroundings. Welcome to the Bainbridge lifestyle - morning coffee in Lynwood Center, afternoons exploring Fort Ward Park, hiking trails at Gazzam Lake or the 240 acre Grand Forest, or kayaking and visiting local wineries. And the island is a cyclist's dream! Whether you're seeking a forever home or a vacation oasis to embrace island living, this home invites you to make it your own.

5359 Ruby Place NE, Bainbridge Island

Listing courtesy of Tribeca NW Real Estate.

$664,995
3 Beds ⋅ 3 Baths ⋅ 2541174 MLS ⋅ ACTIVE Status
Beautiful spacious home on nearly an acre of beautifully landscaped grounds, this private Port Orchard retreat offers a rare combination of peaceful seclusion and everyday convenience. Surrounded by mature trees and a tranquil pond, the property feels like your own personal park while remaining just minutes from shopping, schools, and the Southworth ferry for an easy Seattle commute. Inside, you’ll find a thoughtfully designed 2,400-square-foot home with spacious living areas, abundant natural light, and a flexible floor plan that easily adapts to today’s lifestyle. Whether you’re entertaining guests, working from home, or simply enjoying a quiet evening, the home offers comfortable spaces for every occasion. Step outside and discover what truly sets this property apart. Expansive outdoor living areas invite you to relax, garden, entertain, or simply enjoy the peaceful surroundings. With nearly an acre of usable land, there’s room for hobbies, recreation, RV parking, and future possibilities while still maintaining exceptional privacy. Properties offering this much space, privacy, and mature landscaping in such a convenient location are increasingly difficult to find. If you’ve been searching for a home that feels like a private retreat without sacrificing access to amenities and commuter routes, this is one you won’t want to miss.

6337 SE heather Lane, Port Orchard

Listing courtesy of HomeSmart One Realty.

$795,000
4 Beds ⋅ 1 Baths ⋅ 2535849 MLS ⋅ ACTIVE Status
Steeped in rich Pacific Northwest heritage, this historic 1924 property stands proud as one of Kitsap County's original homesteads. The vintage four-bedroom, one-bathroom farmhouse offers 1,518 square feet of main living space that structurally remains sound, requiring mainly cosmetic renovations to bring its classic charm back to life. Providing even more functional utility, the home features an additional 1,000-square-foot basement perfect for extensive storage. Complemented by multiple outbuildings—including a large main shop that contributes to over 2,000 square feet of functional covered space—this property presents a rare opportunity for buyers seeking a straightforward restoration project with deep local roots.Beyond its historic character, the property boasts incredible versatility due to its vast, almost five-acre size and exceptional location. It is a peaceful, sprawling acreage that sits just minutes away from Silverdale's premier shopping centers, dining, medical hubs, and top-tier Central Kitsap schools. Commuters will also appreciate the incredibly easy highway access, offering seamless routes to all Kitsap military bases, including Naval Base Kitsap-Bangor, Bremerton, and Keyport. This unique combination offers the ultimate luxury: a massive, secluded private estate that remains completely connected to modern suburban conveniences and major employment centers.The true crown jewel of this estate is its dual zoning allowing for Residential or Commercial use.

4469 NW Anderson Hill Road, Silverdale

Listing courtesy of Better Properties Gig Harbor.

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