Kitsap Homes with FHA Terms

Kitsap Homes with FHA Terms

Kitsap County, located in the state of Washington, is a beautiful region that offers a variety of attractions and amenities for residents and visitors alike. Situated in the northwestern part of the United States, Kitsap County is known for its stunning natural landscapes, vibrant communities, and strong economy.

Homebuyers in Kitsap County have the opportunity to take advantage of FHA terms when purchasing a property. FHA, or the Federal Housing Administration, provides mortgage insurance on loans made by approved lenders. This means that homebuyers can secure a loan with a lower down payment and more lenient credit requirements.

With FHA terms, Kitsap County residents have access to affordable housing options and the opportunity to achieve their homeownership dreams. Whether you're a first-time homebuyer or looking to upgrade to a larger property, FHA terms can make the home buying process more accessible and affordable.

In Kitsap County, you'll find a range of housing options to suit different preferences and budgets. From cozy single-family homes in picturesque neighborhoods to modern condos in bustling urban areas, there's something for everyone in Kitsap County.

If you're considering purchasing a home in Kitsap County, exploring the FHA terms available can be a great way to make your dream of homeownership a reality. With its natural beauty, strong communities, and FHA options, Kitsap County is a fantastic place to call home.

Newest Kitsap Homes with FHA Terms

$719,950
3 Beds ⋅ 3 Baths ⋅ 2563520 MLS ⋅ ACTIVE Status
Pristine home in the highly sought-after Woodbridge community! Light, bright & beautifully maintained, this 2,756 sq ft Southwest-facing home blends designer finishes, an exceptional floor plan & Olympic Mountain/Dyes Inlet views. A dramatic entry welcomes you into the spacious open-concept main level, designed for comfortable everyday living and effortless entertaining. The gourmet kitchen is the heart of the home, featuring quartz countertops, stainless steel appliances, a gas range, extensive cabinetry, generous workspace and an oversized entertainer’s island with abundant seating. An open flex room just off the kitchen is currently staged as an office and offers endless possibilities. The adjoining great room is anchored by a sleek gas fireplace and opens to a covered, elevated deck where you can relax and enjoy the views. Upstairs, a large loft provides additional flexible living space. The spacious primary retreat features a custom-designed walk-in closet and luxurious five-piece en-suite with dual sinks, soaking tub & separate shower. Two additional bedrooms, full bath & convenient upstairs laundry complete the upper level. Enjoy year-round outdoor living in the private, fully fenced, extensively hardscaped & terraced backyard with fruit trees and a covered patio. Directly across from the neighborhood park and close to community trails, playgrounds & dog park. Central Kitsap School District, minutes from shopping, hospitals, Clear Creek Trail, Military Bases and more!

2114 NW Rustling Fir Lane, Silverdale

Listing courtesy of John L. Scott, Inc..

$525,000
3 Beds ⋅ 2 Baths ⋅ 2563621 MLS ⋅ ACTIVE Status
Do you wish for a neighborhood where you can take a casual stroll, walk your dog or ride your bike and get a friendly wave? Well you could have that in this 3 bed, 1.5 bath charmer that balances nostaligic style with modern conveniences. Spanning a magnificent 2,100 square feet, this single-owner treasure has never before been on the market. It's a home built for making memories. Enjoy single-level convenience with the primary suite and luxurious bath located on the main floor. The kitchen is equipped with brand-new Corian countertops, ample cabinet space and sleek stainless steel appliances that shine like a new chrome bumper. The main level boasts a fireplace perfect for dreaming and spinning yarns. A mighty pellet stove cranks out pure, unadulterated BTU glory to keep the downstairs cozy, or with the turn of a dial you pick your comfort level with the efficient and sleek heat pump. There's plenty of space for everyone with separate living and family rooms, a colossal bonus room, and a dedicated extra storage room for all your prized possessions. The interior has been brightened by fresh paint and updated lighting throughout. The full-length upper deck coupled with an expansive lower deck make this home a double-decker entertainer's delight, and paired with the fully fenced back yard, shielded by mature landscaping, is also a perfect getaway. Conveniently located in East Bremerton you have easy access to PSNS, Silverdale and a plethora of shopping and restaurants.

1916 NE Cady Street, Bremerton

Listing courtesy of Paramount Real Estate Group.

$749,777
3 Beds ⋅ 2 Baths ⋅ 2563568 MLS ⋅ ACTIVE Status
Attention Flyer’s!!! Air Strip, Hanger and Home. Located in the heart of Central Kitsap. Minutes from a Majestic flight over the Olympics or to Seattle. This first time on market, Home Hanger Combo is ready for your dream of weekend flying. You could use the Hanger and rent the home for additional income. The Hanger boasts 3000 sqft with large office/ready room in the back and separate .5 bath for convenience. The Hanger door is electric, no manual labor involved in opening and closing. Wow, the Hanger is big enough to accommodate multiple light planes up to small commercial crafts, plenty of room to rebuild that project plane or perform routine maintenance. Both the Taxi way and Runway are paved from Hanger to Take Off. The home is a modest NW contemporary sitting on large lot, at the north end of the Runway; no long taxi times with this location. This 3-bedroom, 2 full bath home features one bedroom on main floor, vaulted ceilings, open concept living and kitchen with eat in bar, separate dining space and pantry. The catwalk between the upper two bedrooms adds a unique and open feel to the home. Both upper bedrooms are large and spacious with plenty of closet space. Mins to downtown Silverdale, shopping, hospital and waterfront. This home is within the CK school district, that’s a plus.

6387 NW Aileron Court, Silverdale

Listing courtesy of Coldwell Banker Bain.

$699,999
4 Beds ⋅ 4 Baths ⋅ 2563721 MLS ⋅ ACTIVE Status
Step into one of McCormick Woods' most desirable pockets, where golf course living meets everyday comfort. This 2,738 square foot home offers four bedrooms and three and a half bathrooms, giving you the space to spread out, host and settle in without compromise.Set on a quiet court within this established, tree lined community, the location speaks for itself. McCormick Woods is known for its private golf course, mature landscaping and quiet, walkable streets that are getting harder to find on the Kitsap Peninsula. From here, you are minutes from the clubhouse, minutes from Highway 16, and still close enough to Bremerton and the ferry system for an easy Seattle commute.Inside, you'll find a layout that just works, with three and a half bathrooms giving everyone their own space and rhythm in the morning. Step outside and the porch carries that same easy feeling, wrapping from the front toward the back of the home and creating the kind of outdoor space you will actually use, whether it's morning coffee or evenings after a day on the course.Homes on Galway Court do not come up often. This is your chance.

3730 SW Galway Court, Port Orchard

Listing courtesy of Martin Real Estate Group.

$745,000
3 Beds ⋅ 3 Baths ⋅ 2563693 MLS ⋅ ACTIVE Status
Situated on a spacious ½-acre lot in a quiet cul-de-sac, this well-maintained home offers the perfect blend of comfort and functionality. Inside, you'll find vaulted ceilings that create an open feel, along with granite countertops, stainless steel appliances, and a desirable main-level primary suite for added convenience. Stay comfortable year-round with central A/C, and enjoy the peace of mind of a new 30-year roof installed in 2021. The 3-car garage provides ample space for vehicles, storage, or hobbies, while the expansive yard offers room to garden, entertain, or simply relax in your own private outdoor retreat. Conveniently located near schools, parks, shopping, and the Southworth Ferry for an easy commute to Seattle, this home combines peaceful living with everyday convenience.

7977 E Clam Bay Court, Port Orchard

Listing courtesy of Every Door Real Estate.

$525,000
3 Beds ⋅ 2 Baths ⋅ 2563650 MLS ⋅ ACTIVE Status
Beautifully remodeled one-story home in the heart of Port Orchard! This move-in ready 3-bedroom, 2-bath home offers 1,725 sq. ft. with a spacious living room, brand-new kitchen, and private primary suite with bath. Interior recently painted with new floor coverings and many updates throughout. Large family room with French doors opens to a covered patio overlooking backyard. Additional features include a utility room with abundant storage, mudroom, craft/hobby room, RV parking, newer vinyl windows and siding (2013), and a 2016 heat pump with A/C for year-round comfort. Conveniently located near schools, shopping, restaurants, public transit, and the Port Orchard Ferry.

1542 Roland Avenue, Port Orchard

Listing courtesy of John L. Scott, Inc..

$1,399,950
3 Beds ⋅ 4 Baths ⋅ 2557100 MLS ⋅ ACTIVE Status
Meticulously maintained and truly turnkey, this exceptional waterfront home offers everything you've been searching for. Enjoy 121 feet of high-bank waterfront and breathtaking Mt. Rainier and Sound views from most rooms throughout the home. The main-floor primary suite features French doors opening to an expansive deck, creating the perfect retreat to enjoy spectacular sunrises, sunsets, and ever-changing marine activity. The beautifully landscaped grounds include a charming "Treezeebo," an elevated outdoor sanctuary ideal for morning coffee, afternoon tea, or an evening glass of wine. The lower level offers two additional bedrooms, a full bath, and a spacious family room, along with a large workshop featuring French doors to the backyard. You'll also find abundant storage with a dedicated unfinished storage room and separate garden tool room. Residents enjoy access to a private beach, boat launch, dock and waterfront cabana, providing endless opportunities to experience the best of Pacific Northwest waterfront living.

15133 Defiance Drive SE, Olalla

Listing courtesy of Windermere Prof Partners.

$498,000
2 Beds ⋅ 1 Baths ⋅ 2562398 MLS ⋅ ACTIVE Status
Welcome to this beautifully refreshed Hansville retreat in the desirable Shore Woods community. Situated on a rare 0.54-acre corner lot, this charming 2-bedroom, 1-bath home offers exceptional privacy, versatility, & room to grow. With many neighboring properties on smaller lots, this oversized parcel is a true standout, surrounded by mature trees & offering space to relax, entertain, garden, or simply enjoy the peaceful setting. Inside, skylights fill the home with natural light, complementing thoughtful updates throughout, including new flooring, fresh interior & exterior paint, modern lighting, & a newer roof (approximately four years old). The inviting layout is enhanced by an expansive upper-level loft offering endless possibilities as a home office, creative studio, media room, fitness area, or additional flex space. A spacious walk-in closet & adjacent bonus room provide excellent flexibility & future expansion potential (buyer to verify intended uses, permits, & feasibility). Outside, enjoy the landscaped yard, front deck, & patio, creating wonderful spaces to relax, entertain, or personalize. As part of the Shore Woods community, you'll enjoy beach rights, a community pool, tennis & pickleball courts, & convenient access to nearby trails & the shoreline. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity with future potential, this move-in-ready home offers comfort today & possibilities for tomorrow.

36875 Tamarack Drive NE, Hansville

Listing courtesy of Bainbridge Homes Real Estate.

$598,000
3 Beds ⋅ 2 Baths ⋅ 2563494 MLS ⋅ ACTIVE Status
Very unique dome home with 3 bedrooms and 2 full baths. Sits on over an acre of beautiful level land with plenty of room and sun to start your home garden. A detached shop includes 2 fully insulated offices, and a garage with workshop. Great opportunity to have your own business. Very desirable Poulsbo location close to Bangor, Silverdale shopping and businesses as well as downtown Poulsbo.

15900 Clear Creek Road NW, Poulsbo

Listing courtesy of Paramount Real Estate Group.

$579,000
3 Beds ⋅ 2 Baths ⋅ 2560874 MLS ⋅ ACTIVE Status
Nestled on three peaceful acres, this beautifully updated property offers the perfect blend of privacy, convenience, and charm. Ideally located between Gig Harbor and Silverdale and just 7 minutes from the Southworth Fast Ferry, you’ll enjoy an easy commute while coming home to your own tranquil retreat. The property includes two separate parcels, 120 feet of shared waterfront rights, and sweeping pastoral views with the stunning Brothers Mountains as your backdrop. Mature landscaping features old-growth trees, established apple, cherry, and plum trees, along with raspberry, blackberry, and huckleberry bushes. A nearby boat launch and Long Lake Park—with its community center and playground—as well as the bountiful trails at Banner Heritage Park make it easy to enjoy the outdoors year-round. The home features durable ¾ cedar siding, Andersen windows, radiant heat, and brand-new luxury vinyl plank flooring. The kitchen has been completely remodeled with soft-close Shaker cabinetry, elegant Italian quartz countertops, and new stainless steel appliances. Both bathrooms have been beautifully renovated with stylish, modern finishes, creating move-in-ready comfort. A spacious two-car garage plus a detached carport provide plenty of room for vehicles, hobbies, and recreational gear. Whether you’re looking for peaceful country living, room to grow, or a property with exceptional commuter access and waterfront amenities, this rare offering delivers the best of the Kitsap lifestyle!

5180 SE Cottage Path Way, Port Orchard

Listing courtesy of John L. Scott, Inc..

$798,000
2 Beds ⋅ 2 Baths ⋅ 2563412 MLS ⋅ ACTIVE Status
A single-family home in Winslow for under $800,000?! Welcome to the Grow Community, a 5-Star Built Green, One Planet Living® community. Here neighbors share eight acres of park-like landscaping with organic garden beds and trails filled with blueberry bushes and fruit trees. This 2013 home (one of only 17) has a light-filled downstairs with plentiful kitchen and under-stairs storage. Also offers western facing deck, guest bathroom, and cork floors. Two bedrooms up with full bathroom, laundry and vaulted ceilings. The low-footprint, compact lifestyle includes community space and events close downtown Winslow and the ferry. Storage sheds, bike barns, EV charging, a guest cottage, and solar panels ($8 energy bills!) add to the livability.

449 Sprout Path NW, Bainbridge Island

Listing courtesy of Lake & Company.

$799,900
5 Beds ⋅ 3 Baths ⋅ 2563348 MLS ⋅ ACTIVE Status
Your new home is taking shape! The sought-after A300 floor plan is now under construction and scheduled for a late Summer move-in! Designed for effortless entertaining, the open-concept layout features a spacious great room that flows into the gourmet kitchen, casual dining area, and covered outdoor patio. The main level also includes a private guest bedroom and dedicated home office. The beautifully appointed kitchen showcases a large center island, quartz countertops, a walk-in pantry, and a convenient mudroom with built-in bench. Upstairs, unwind in the luxurious primary suite featuring separate walk-in closets, dual vanities, a soaking tub, and a large shower with built-in bench seating. Best of all, this homesite backs to open space for added privacy. Stroll to the local parks, golfing and future retail center or take a hike through the 8+ miles of trails just out your door! Pictures are of a completed home, finishes, options and colors may vary. Reg Policy #4675-Buyer Broker must accompany and personally register buyer at first visit or no BBC will be paid. Call to schedule a tour today!

4350 SW Kerbin Lane Unit #379, Port Orchard

Listing courtesy of Tri Pointe Homes Real Estate.

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