Island Homes with No Bank Waterfront description

Island Homes with No Bank Waterfront description

Welcome to Island County, located in the beautiful state of Washington, USA. Nestled in the heart of the Pacific Northwest, Island County offers a unique blend of natural beauty, vibrant communities, and a thriving real estate market.

One of the most sought-after features in this county is the availability of homes with no bank waterfront. True to its name, these properties offer direct access to the water without the need for a bank or cliff to navigate. Imagine waking up to breathtaking views of the shimmering waters, enjoying your morning coffee on your private deck, or indulging in water activities right from your backyard.

Island County's no bank waterfront homes cater to a variety of lifestyles and budgets. Whether you're looking for a cozy cottage or a luxurious estate, there are options to suit every taste. From Whidbey Island to Camano Island, you'll find an array of properties that provide the perfect balance between privacy and convenience.

Aside from the stunning waterfront properties, Island County boasts a rich history, vibrant arts scene, and an abundance of outdoor recreational opportunities. Explore the quaint towns and villages, visit local galleries and museums, or embark on hiking trails that lead to breathtaking vistas.

If you're considering investing in real estate in Island County, now is the perfect time to explore the available options. Don't miss out on the opportunity to own a piece of this idyllic waterfront paradise. Contact a local real estate agent today to start your journey towards finding the perfect home with no bank waterfront in Island County, Washington.

Newest Island Homes with No Bank Waterfront description

$1,175,000
2 Beds ⋅ 2 Baths ⋅ 2570220 MLS ⋅ ACTIVE Status
A rare opportunity on Langley's sand-spit — one of Whidbey Shores' most sought-after waterfront locations — this low-bank waterfront home puts island beach life within easy reach. Set on a flat, sunny point lot, the home is oriented for full sun and open views across Saratoga Passage to Baby Island, where migrating gray whales and orca pods pass within view from the shore. Walk the beach and explore the tide pools, or simply watch the sunset over Puget Sound. A classic PNW beachfront home, the 1,128 square foot, 2-bedroom, 1.75-bath layout features panoramic windows framing Saratoga Passage and water views, with an open floorplan flowing out to a deck with hot tub, steps from the beach. Launch a kayak or paddleboard right from your backyard, or head to the community boat launch to go crabbing or fishing — this turnkey home also offers flexibility as a short-term rental getaway. With downtown Langley and the Clinton–Mukilteo ferry both a short drive away, mainland access stays quick and convenient

2271 Eastpoint Road, Langley

Listing courtesy of COMPASS.

$8,995,000
3 Beds ⋅ 5 Baths ⋅ 2569093 MLS ⋅ ACTIVE Status
Where timeless elegance meets one of the Pacific Northwest's most coveted waterfront settings. 158 feet of private, no-bank sandy beach on Mutiny Bay, this exceptional estate captures breathtaking views of Puget Sound and the Olympic Mountains with 1.26 acres of gated, park-like grounds. With over 7,000 square feet across a distinguished main residence and detached carriage house, every space has been curated for sophisticated coastal living and effortless entertaining. Offered fully furnished, the estate pairs refined interiors with an unparalleled waterfront lifestyle. Paddle board at sunrise, kayak along calm protected waters, fish and crab from your private dock, or gather with friends as spectacular sunsets paint the bay. This is a property designed for both luxury and adventure. Rarely does an estate of this caliber become available. Combining privacy, elegance, recreation, and one of Whidbey Island's most sought-after shorelines, this is more than a home, it's a once-in-a-generation opportunity to own an irreplaceable piece of the Pacific Northwest.

5844 Mutiny Bay Road, Freeland

Listing courtesy of Windermere Real Estate GH LLC.

$1,650,000
2 Beds ⋅ 3 Baths ⋅ 2567166 MLS ⋅ ACTIVE Status
Experience true waterfront living on one of Camano Island's most sought-after beaches—Tillicum Beach. With 60 feet of no-bank waterfront, this beautifully updated single-level home showcases sweeping views of Port Susan, Mount Baker, the Cascades, and twinkling city lights. The setting is exceptional—calm, protected waters with a peaceful, lake-like feel, yet right on the Sound. Thoughtfully updated in 2021, the home features a remodeled kitchen with commercial-grade Wolf and Sub-Zero appliances, refreshed bathrooms, and light-filled living spaces designed to capture the view at every turn. During remodeling, the home was professionally elevated and is certified 2 feet above the flood plain—a smart upgrade offering enhanced protection and potential flood insurance savings. Step outside to a spacious deck and bulkhead shoreline—perfect for relaxing, entertaining, or simply enjoying the ever-changing tides. A rare highlight, the property includes a private boat ramp and buoy, offering easy access to boating, crabbing, fishing, kayaking, and paddleboarding right from your doorstep. A detached garage with a studio above—complete with a kitchenette, queen Murphy bed, and ¾ bath—provides ideal space for guests, extended stays, or flexible use. A whole-house automatic generator adds peace of mind on stormy coastal days. Known for incredible whale watching and year-round natural beauty, this is a rare opportunity to own a truly special piece of Pacific Northwest waterfront.

2963 Tillicum Beach Drive, Camano Island

Listing courtesy of Windermere Real Estate/M2, LLC.

$1,070,000
2 Beds ⋅ 2 Baths ⋅ 2565516 MLS ⋅ ACTIVE Status
This remodeled no-bank waterfront home would make the ideal and profitable vacation rental!!! Step inside or onto the deck and experience a true wow moment. It’s worth a drive to experience the scale and setting in person. Photos can’t capture how the view draws you across the boardwalk to the beach. Watch the sun rise over the Cascades, Saratoga Passage boat traffic in front of Camano Island, or Olympic sunsets from the firepit. Investment-minded buyers get a turn-key, no-ferry getaway to enjoy now and the long-term flexibility to expand across .72 level acres into a retreat or dream home. Strong short-term stay history and mid-term rental potential for relocating Navy personnel. All new upstairs: kitchen, great room, and two bedrooms with private baths. A large basement offers space for visiting guests and hanging out. Energy-efficient updates include new roof, windows, exterior paint, and generator for years of hassle-free enjoyment. Go crabbing, launch kayaks, or dig for clams in your own backyard. Enjoy shopping, movies, or a play in downtown Oak Harbor. Explore Coupeville, Port Townsend, the San Juan Islands, or any of the many state parks, biking or hiking trails. Mariner’s Cove is a hidden gem, away from heavy jet traffic and the West side’s high banks and high winds. RV hookup and boat parking on property; boat launch a block away. Available furnished. No HOA.

1818 Lola Beach Lane, Oak Harbor

Listing courtesy of Coldwell Banker Danforth.

$1,795,900
3 Beds ⋅ 2 Baths ⋅ 2562566 MLS ⋅ ACTIVE Status
Welcome to this Whidbey Island Beachfront Retreat! This mid-century beach house is full of character and original charm, offering 3 bedrooms, 2 baths, and 1,937 square feet spread comfortably across two stories, a convenient footprint that lives easy and welcomes gatherings and is perfect for entertaining. Generous windows frame incredible views: Useless Bay, the Olympic Mountains, partial Mt. Rainier, the Seattle skyline, and the big ships passing by. Every room invites you to slow down and take it in. Head outside where this property truly shines. A true stretch of waterfront, framed by driftwood and sea grass, captures everything that makes this part of Whidbey Island so beloved. Watch eagles ride the thermals over Useless Bay, build a beach fire as the sun drops behind the Olympics, or simply sit with your coffee and watch the tide roll in. Sunlight Beach Road is one of South Whidbey's quiet, established beach communities, just minutes from the Clinton ferry and close to Langley's shops and restaurants. You'll be surrounded by the kind of neighbors who've been coming here for generations. Whether you're looking for a full-time residence, a weekend retreat, or an investment in island living, this home offers something that's hard to find: a walk-out waterfront at a scale that feels like home.

2556 Sunlight Beach Road, Clinton

Listing courtesy of KW Greater Seattle.

$849,900
1 Beds ⋅ 1 Baths ⋅ 2535976 MLS ⋅ ACTIVE Status
Set on the tranquil shores of Penn Cove along sought-after Madrona Way, this waterfront retreat is all about the views, the setting & the lifestyle. Major remodel, top to bottom: NEW 50-year roof, concrete siding & trim, vinyl windows, gutters & synthetic decking — plus new carpet & LVP flooring, paint (inside & out), doors & updated bath over a treated crawl space. The big work is behind you, so weekends go to the water instead of the to-do list. Inside, 912 sq ft offers 2 bedrooms, 1 bath & a living room warmed by a cozy free-standing wood stove--where picture windows frame panoramic views of Penn Cove, Mount Baker & the Cascades. Outside, 50+ feet of no-bank waterfront & tideland rights open to your very own private beach. Kayak, paddle-board or beach-comb, then watch the sun set from the deck while sailboats drift across protected waters. Add in frequent Orca sightings & everyday life feels extraordinary. Minutes from historic Downtown Coupeville...and you've just unlocked something truly special...

1982 Madrona Way, Coupeville

Listing courtesy of Windermere Whidbey Island.

$375,000
2 Beds ⋅ 2 Baths ⋅ 2561984 MLS ⋅ ACTIVE Status
LOCATION, VIEW, & CONVENIENCE all wrapped up in one condo. Bright, open concept floor plan features spacious living area, which allows for a view from kitchen, living area, dining, and study. Kitchen features: updated appliances, and counter tops, eating bar & plenty of natural light. Easy living with hard surface floors, generous primary bedroom with another bedroom, which could be guest room, office, hobby room or all of the above. Lovely primary en suite with bathtub, shower and sink. Plenty of storage with coat closet, two hall closets, seperate laundry room with lots of storage & loads of garage storage. Windows galore to view the Puget Sound, Windjammer Park, and the city. Watch the moon rise over the ocean, see the sparkling water in the sunshine, count the sailboats as they go out to race, have morning coffee as you watch the eagles soar, seals hide, & smell the salt air. The view is your entertainment. Walk 3 blocks to the Post Office, 6 blocks to the grocery store, across the street to Island Transit to take you all over Whidbey and beyond. Festivals, parades, and businesses downtown are a block away. Walk along the waterfront and pick blackberries, what a life! Fantastic LOCATION, amazing, diverse VIEWS, and close proximity to waterfront and downtown CONVENIENCE. Wonderful opportunity to experience ALL Whidbey has to offer.

651 SE Bayshore Drive Unit #C102, Oak Harbor

Listing courtesy of COMPASS.

$1,698,520
2 Beds ⋅ 2 Baths ⋅ 2546969 MLS ⋅ ACTIVE Status
No-bank waterfront home with 70+ ft of shoreline + owned tidelands! (Significant legal/premium value) Rare West-facing Utsalady Bay with spectacular sunsets. Direct steps-from-yard to beach for crabbing, clamming, kayaking or just relaxing and soaking up the sun. No ferry required. Sits on a private, gated dead-end street with NO HOA. Over $125k invested on new engineered concrete bulkhead (30+ yr protection), new Sierra Pacific windows/doors, new composite decking, and gas generator (warranty to 2028). Features 2BR + Den, 2 BA, fireplace, and a finished basement on a 15682 SF lot with a custom paved drive. Primary suite features French doors opening directly to the beach. Step from your yard to kayak, crab, or enjoy epic sunsets. Minutes to Stanwood!

1287 Gerdes Road, Camano Island

Listing courtesy of Skyline Properties, Inc..

$1,775,000
3 Beds ⋅ 3 Baths ⋅ 2546190 MLS ⋅ ACTIVE Status
Some properties are simply special. This charming waterfront beach cabin on coveted Old Beach Road has been a treasured family retreat for decades and is ready for its next chapter. Set on one of Whidbey Island's most desirable beaches, it's the kind of place where memories are made year after year. Spend your days beachcombing, kayaking, paddleboarding, watching eagles soar overhead, or simply relaxing as the tides ebb and flow. This is the timeless Whidbey beach lifestyle so many dream about. The property includes the original beach cabin, the original boathouse, a detached garage, and a separate guest cottage with a half bath, offering wonderful flexibility for hosting friends. A private well serves the property, and the septic system has already been inspected. Whether you envision preserving it's nostalgic charm or creating your own waterfront legacy, opportunities like this are few and far between. If you've been searching for an authentic Whidbey Island beach property on one of the island's most treasured stretches of shoreline, this is a place you'll never forget.

848 Old Beach Road, Freeland

Listing courtesy of Windermere RE/South Whidbey.

$2,795,000
3 Beds ⋅ 4 Baths ⋅ 2553398 MLS ⋅ ACTIVE Status
A once-in-a-generation opportunity on coveted Madrona Beach. This rare west-side, walk-out waterfront estate is being offered for the first time ever. Remarkably, no property within this intimate enclave of just four homes has transferred outside of family ownership in more than 40 years, making this one of Camano Island's most desirable waterfront offerings. Enjoy level access to the beach, sought after tideland ownership, breathtaking sunsets, and an ever-changing marine panorama. Thoughtfully designed and impeccably maintained, the home showcases timeless materials, quality craftsmanship, and numerous updates throughout. Walls of windows frame sweeping water views while warm wood ceilings create an atmosphere that is both elegant and inviting. All 3 bedrooms feature private ensuite baths, plus heated bathroom floors and an office, with murphy. Expansive beachfront decking with electric sunshades, beautifully landscaped grounds, abundant parking, and a rare beachside workshop with sink provide flexibility for hobbies & waterfront recreation. Four irrigated raised garden beds, Marionberry, blueberry, and raspberry plantings offer a rare opportunity to garden and harvest just steps from the shoreline.Whether gathering, entertaining friends, or simply enjoying the tranquility of the beach, this is a legacy property designed to be treasured for generations. Rarely does a west-facing walk-out waterfront home with tideland ownership and such a storied history become available.

309 Seascape Drive, Camano Island

Listing courtesy of Windermere Real Estate/CIR.

$2,395,000
3 Beds ⋅ 3 Baths ⋅ 2549084 MLS ⋅ ACTIVE Status
Experience 770 feet of waterfront surrounding a crystal-clear lagoon that is continuously replenished by the adjoining Saratoga Passage known for its deep-water boat traffic. Race Lagoon serves as a peaceful bird sanctuary for the White Pelican, herons, eagles, owls and more. Set on 2.4 PRIVATE, level acres, this extraordinary retreat offers breathtaking water views from nearly every room. Launch a kayak or paddleboard from your shoreline, paddle directly into the open waters of Saratoga Passage, and enjoy one of Whidbey Island's most desired waterfront settings. Inside, this extraordinary timber-framed home features soaring vaulted ceilings with dramatic exposed beams and walls of glass that frame the spectacular views while seamlessly connecting to a private courtyard. The main-level primary suite and great room open to an entertainer's dream, complete with a hot tub, outdoor kitchen, fire pit, and the sparkling lagoon with Mt Baker as your backdrop. Radiant-heated concrete floors and a gas fireplace provide year-round comfort. A proven luxury vacation rental, this property is one of Whidbey Island's most sought-after VRBO generating exceptional rental income thanks to its rare waterfront setting, privacy, resort-style amenities, and unforgettable guest experience.

507 Race Road, Coupeville

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$1,799,950
2 Beds ⋅ 2 Baths ⋅ 2546567 MLS ⋅ ACTIVE Status
Rare waterfront opportunity in Driftwood Shores! This 2BR + flex room, 2BA home enjoys water views from both the front and back of the house. The beachfront features 100ft of sound frontage with a built-in fire pit, custom 6-hole putting green & boat ramp access. The fully fenced backyard also boasts 100ft of bayfront, plus a wraparound deck with new Brazilian hardwood. 50-yr metal roof has more than half its life left. Inside: floor-to-ceiling windows showcase stunning water views, heated floors, A/C, tankless hot water & built-in surround sound. Large kitchen w/ SS appliances. Primary suite w/ en suite on the 2nd floor, plus a versatile office loft. 892 sq ft heated 3-car garage w/ finished attic adds rare storage/shop space. A true Puget Sound retreat in a private community—don't miss it!

301 Driftwood Shores Road, Camano Island

Listing courtesy of Rain Town Realty + JPAR.

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