Island Homes with Low Bank Waterfront description

Island Homes with Low Bank Waterfront description

Welcome to Island County, Washington, a hidden gem nestled in the heart of the Pacific Northwest. Known for its stunning natural beauty, this picturesque region is surrounded by the sparkling waters of Puget Sound and the majestic Olympic Mountains, making it an ideal destination for those seeking a tranquil lifestyle with a touch of adventure.

Island County is composed of several charming communities, including Whidbey Island and Camano Island, each offering a unique blend of rural charm and modern conveniences. Residents enjoy a rich tapestry of outdoor activities, from hiking and biking to kayaking and fishing, all set against a backdrop of lush forests and pristine beaches. The area is also home to vibrant local markets, delightful eateries, and a thriving arts scene, providing a perfect balance of recreation and culture.

For those dreaming of a serene waterfront lifestyle, Island County offers an array of homes with low bank waterfront access. Imagine waking up to the gentle sound of waves lapping at your doorstep, with direct access to sandy beaches and stunning views of the water. These properties are perfect for nature lovers and water enthusiasts alike, offering opportunities for boating, paddleboarding, and simply soaking in the beauty of the surrounding landscape.

Whether you’re searching for a cozy cottage or a spacious family home, Island County's low bank waterfront properties provide the perfect setting for a peaceful retreat. Embrace the charm of island living and discover the unparalleled beauty of Island County, where your dream home awaits.

Newest Island Homes with Low Bank Waterfront description

$1,175,000
2 Beds ⋅ 2 Baths ⋅ 2570220 MLS ⋅ ACTIVE Status
A rare opportunity on Langley's sand-spit — one of Whidbey Shores' most sought-after waterfront locations — this low-bank waterfront home puts island beach life within easy reach. Set on a flat, sunny point lot, the home is oriented for full sun and open views across Saratoga Passage to Baby Island, where migrating gray whales and orca pods pass within view from the shore. Walk the beach and explore the tide pools, or simply watch the sunset over Puget Sound. A classic PNW beachfront home, the 1,128 square foot, 2-bedroom, 1.75-bath layout features panoramic windows framing Saratoga Passage and water views, with an open floorplan flowing out to a deck with hot tub, steps from the beach. Launch a kayak or paddleboard right from your backyard, or head to the community boat launch to go crabbing or fishing — this turnkey home also offers flexibility as a short-term rental getaway. With downtown Langley and the Clinton–Mukilteo ferry both a short drive away, mainland access stays quick and convenient

2271 Eastpoint Road, Langley

Listing courtesy of COMPASS.

$889,900
2 Beds ⋅ 3 Baths ⋅ 2569262 MLS ⋅ ACTIVE Status
Enjoy Lakefront Living w/71ft of Waterfront&Beautiful Water Views in a Peaceful Natural Setting that this Builder Owned Updated 2905sqft 2 Bedroom,Remodeled 2.5 Baths,Bonus Room,Rec Room,&Flex Room Offers.Private Retreat w/Spacious Patio,Hot Tub,Mature Landscaping,&Private Gazebo.Light-filled Living&Dining Areas w/Lake Views,Soaring Ceilings,Warm Hardwood Floors,Expansive Updated Windows w/Electric Shades,Custom Wood Built-ins,Gas Fpl w/Wood Mantel,&Access to Huge Deck w/Rubber Coating&Lighted Remote Control Awning.Cook’s Kitchen w/Rich Wood Cabinetry including Glass-Front Doors,Expansive Granite Countertops,Gas Cooktop,Stainless Appliances,&Breakfast Bar.Spacious Primary Suite w/Abundant Natural Light,New Bamboo Floors,&Comfortable Sitting Area w/Lake Views.The Remodeled Ensuite features a Dual Vanity,Tile Floors,Lg Walk-in Shower,Generous Walk-in Closet,&Stylish Barn Doors add a Distinctive Touch.Spacious Rec Room featuring Big Open Space for Games,Hobbies,or Fitness Activities,Lots of Natural Light&French Doors provide Access to the Backyd,Patio,&Lakefront.Flex Room Ideal for a Home Office,Studio,etc offers Generous Space w/New LVP Flooring,Lots of Natural Light,Wall of Windows,&French Door Access to Backyd&Lakefront.Spacious Bonus Room w/Vaulted Ceilings&Lots of Natural Light from Multiple Windows.Updated Millwork.Lg 2-Car Gar,8X10 Golf Cart Garage&RV Parking.Low HOA:Water,Golf,Community Pools,&Road Maint.Newer HVAC System,H2O Heater,Gar Door&Entry Door.Updates are Done!!

272 Loch Lane, Camano Island

Listing courtesy of Windermere R.E. Northeast, Inc.

$345,900
2 Beds ⋅ 2 Baths ⋅ 2564772 MLS ⋅ ACTIVE Status
Beautiful Condo water view to be SOLD AS-IS 1,530 SF 2 Beds, 1.75 Baths. plus a Bonus Room, you may use it for your Office etc. Balcony, one car garage, Title kitchen Counter tops, garbage disposal, elevator, trash compactor, security Gate, en unit condo, include all appliances, DW/D, mini blinds stay, new water heater 2026, trails to City Beach Restaurant, store, College, Commissary all with walking distance etc, etc.

651 SE Bayshore . Drive Unit #B201, Oak Harbor

Listing courtesy of Coldwell Banker 360 Team.

$849,900
1 Beds ⋅ 1 Baths ⋅ 2535976 MLS ⋅ ACTIVE Status
Set on the tranquil shores of Penn Cove along sought-after Madrona Way, this waterfront retreat is all about the views, the setting & the lifestyle. Major remodel, top to bottom: NEW 50-year roof, concrete siding & trim, vinyl windows, gutters & synthetic decking — plus new carpet & LVP flooring, paint (inside & out), doors & updated bath over a treated crawl space. The big work is behind you, so weekends go to the water instead of the to-do list. Inside, 912 sq ft offers 2 bedrooms, 1 bath & a living room warmed by a cozy free-standing wood stove--where picture windows frame panoramic views of Penn Cove, Mount Baker & the Cascades. Outside, 50+ feet of no-bank waterfront & tideland rights open to your very own private beach. Kayak, paddle-board or beach-comb, then watch the sun set from the deck while sailboats drift across protected waters. Add in frequent Orca sightings & everyday life feels extraordinary. Minutes from historic Downtown Coupeville...and you've just unlocked something truly special...

1982 Madrona Way, Coupeville

Listing courtesy of Windermere Whidbey Island.

$1,499,500
2 Beds ⋅ 2 Baths ⋅ 2557573 MLS ⋅ ACTIVE Status
This builder's own personal home is a high-quality remodel! The large & level lot is low-bank & low-maintenance with stunning East-facing 180* mountain and sound views! On arrival, you are greeted by an oversized garage with an additional unfinished 704+/- sqft of endless possibilities. Plenty of room for an RV, large boat & projects here! As you enter the fully fenced courtyard, the cozy 160+/- sqft cottage is perfect for guests or a studio. Continue to the main house where beautiful French white oak engineered floors welcome you & incredible views abound the moment you open the door! A large laundry, bedroom & custom cabinetry kitchen make main-level living an easy option. The 2nd floor primary is also expansive, adorning a reading nook, large bathroom & equally sizeable walk-in-closet! The adjoining bonus room with a wall-to-wall closet is the ideal flex space with potential to be a 3rd bedroom! This home is very well cared for and built to last. The pride of ownership is immediately apparent upon arrival, a truly turn-key home where function and comfort blend beautifully. Watch sea life in Saratoga Passage from the large deck or beachcomb, fish, harvest from your own oyster beds, & enjoy fresh crab & shrimp with your very own private beach access & tideland rights! This is a truly special place with too many upgrades & features to include here-reach out for the list and check out the video for more!

2805 N Bluff Road, Greenbank

Listing courtesy of Windermere Real Estate/HLC.

$139,900
2556375 MLS ⋅ ACTIVE Status
Wonderful waterfront lot! Build your getaway cabin or forever home on this beautiful lot. Lot features 64 ft of waterfront and a small dock. Lake is stocked annually w/fish. Go fishing, kayak, or relax on your waterfront property. Possibilities are endless! Community water & electricity available. State parks, beaches, crabbing, golfing, & shopping nearby. No ferry Island. Come & enjoy Island Life!

Lake Drive, Camano Island

Listing courtesy of North48 Real Estate.

$885,000
2 Beds ⋅ 2 Baths ⋅ 2552913 MLS ⋅ ACTIVE Status
Wake up to the rhythm of the tides and spend your evenings watching the sun dance across Saratoga Passage from this beautifully maintained waterfront retreat. Tucked away at the end of a quiet dead-end road, this exceptional home enjoys one of Camano Island’s most sought-after waterfront settings. Surrounded by the beauty of Puget Sound, with outstanding privacy and no through traffic, it’s a place where the pace of life naturally slows. A private path leads directly to the beach, inviting shoreline walks, beachcombing, kayaking, eagle watching, and spectacular sunsets from your deck. Whether you’re searching for a full-time residence or the perfect island escape, this is a rare opportunity to own one of Camano Island’s truly special waterfront properties. Major investments provide lasting peace of mind, including a brand-new, top-of-the-line septic system and drain field, reinforced retaining wall, maintained bulkhead, updated flooring, modern appliances, a second bathroom with laundry hookups, smart thermostats, and crawlspace improvements. Ample parking completes the property. Expansive windows fill the home with natural light while showcasing breathtaking west-facing water views that become the backdrop for everyday living. Thoughtfully designed indoor and outdoor spaces make entertaining effortless, while the low-maintenance property lets you spend more time enjoying the island and this extraordinary setting.

1122 Rockaway Lane, Camano Island

Listing courtesy of Redfin.

$1,698,520
2 Beds ⋅ 2 Baths ⋅ 2546969 MLS ⋅ ACTIVE Status
No-bank waterfront home with 70+ ft of shoreline + owned tidelands! (Significant legal/premium value) Rare West-facing Utsalady Bay with spectacular sunsets. Direct steps-from-yard to beach for crabbing, clamming, kayaking or just relaxing and soaking up the sun. No ferry required. Sits on a private, gated dead-end street with NO HOA. Over $125k invested on new engineered concrete bulkhead (30+ yr protection), new Sierra Pacific windows/doors, new composite decking, and gas generator (warranty to 2028). Features 2BR + Den, 2 BA, fireplace, and a finished basement on a 15682 SF lot with a custom paved drive. Primary suite features French doors opening directly to the beach. Step from your yard to kayak, crab, or enjoy epic sunsets. Minutes to Stanwood!

1287 Gerdes Road, Camano Island

Listing courtesy of Skyline Properties, Inc..

$2,199,000
2 Beds ⋅ 3 Baths ⋅ 2554966 MLS ⋅ ACTIVE Status
This is the summer you've been waiting for. Fully furnished and completely turnkey, this iconic 1950s mid-century modern waterfront home is ready for you to arrive and start making memories before the season slips away. Perfectly positioned on 81 feet of no-bank sandy beachfront, enjoy breathtaking sunrise, water and mountain views, deep-water moorage, and effortless days spent kayaking, paddleboarding, beachcombing, or simply soaking in the coastal serenity. Thoughtfully updated to honor its architectural heritage, the home blends clean mid-century lines, warm wood interiors, walls of glass for taking in the views, and beautifully renovated with contemporary touches. Two spacious ensuite bedrooms and a guest room, as well as expansive entertaining spaces provide comfort for hosting guests. On coveted Camano Island—where no ferry is required—this is more than a home; it's a timeless waterfront retreat designed to be enjoyed from the moment you arrive.

1267 Beach Drive, Camano Island

Listing courtesy of The Agency Camano Island.

$875,000
2 Beds ⋅ 1 Baths ⋅ 2550317 MLS ⋅ ACTIVE Status
Turn-key ready and beautifully maintained, this Tyee Beach waterfront retreat offers a rare 1.38-acre setting with 80 feet of bulkheaded waterfront, tideland rights, and panoramic views of Port Susan Bay, the Cascade Mountains, and unforgettable sunrises. This charming cabin blends privacy, modern updates, and relaxed coastal living. The light-filled, open-concept layout showcases stunning water views from nearly every room and features luxury vinyl plank flooring, stainless steel kitchen appliances, newer double-pane storm windows, and French doors that open to an expansive Trex deck for seamless indoor-outdoor living. Offering 2 bedrooms and 1 bathroom, this charming cabin is perched above the shoreline to maximize the breathtaking views while providing an exceptional sense of privacy and room to enjoy the surrounding property. Outdoor amenities include a large covered cabana, multiple patio spaces, private beach stairs, a small craft launch ramp, a mooring buoy, and storage sheds at both the cabin and shoreline. Recent improvements include a newer roof and gutters (2020), decking and railings, and a reinforced bulkhead, making this waterfront escape ready to enjoy for years to come. No HOA.

3365 Shoreline Drive, Camano Island

Listing courtesy of Windermere Real Estate/CIR.

$1,285,000
3 Beds ⋅ 3 Baths ⋅ 2549550 MLS ⋅ ACTIVE Status
Wake at the Water’s Edge as morning sunlight sparkles across Holmes Harbor and the ever-changing tides unfold. Positioned about 30 feet from shore, this extensively updated home offers an unusually immersive connection to the water. Life isn’t measured by the things we own, but by the moments we share. Explore tide pools, search for shells and sea glass, kayak quiet waters, fish, swim, harvest shellfish from your own tidelands. As evening settles in, gather around a beach fire, linger beneath the stars, and listen to the water. Set on approx. 1 acre with 100± feet of low-bank saltwater frontage and 10,000± sq ft of private tidelands, Water’s Edge offers rare privacy, protected harbor waters, and convenience minutes from Freeland. Expansive water views fill virtually every room. Open living spaces, hand-hewn beams, and a custom stainless-steel spiral staircase add warmth and character. The main-level primary suite offers a freestanding tub and curbless shower; upstairs, a second ensuite features a showpiece bath, plus an additional bedroom and flexible gathering space. Enclosed 60x20 catio/garden, shed, RV parking, generator wiring, EV charging, and ample parking. No HOA; short-term rentals permitted. Potential DADU up to 1,200± sq ft—buyer to verify. Living on the waterfront changes how you spend your days. Trade screen time for tide pools, sunsets, and stories around a beach fire. The greatest luxury isn’t owning waterfront—it’s living it. Don’t wait for someday.

5341 S Bercot Road, Freeland

Listing courtesy of Coldwell Banker Danforth.

$2,800,000
2548704 MLS ⋅ ACTIVE Status
Positioned along one of Whidbey Island’s most iconic waterfront corridors, this rare mixed-use investment opportunity offers over 60 feet of coveted commercial frontage in the heart of historic Coupeville. The meticulously restored seven-unit property includes four street-level commercial spaces and three licensed short-term rental units, creating diversified income potential in a highly sought-after destination market. Nearly every unit captures sweeping views of Penn Cove, with front-row access to the island’s marine wildlife, boating activity, and vibrant waterfront atmosphere.Extensive capital improvements have already been completed, including new pilings, siding, and major system upgrades, allowing investors to step into a stabilized asset with strong operational history and immediate cash flow. Offered with two parcels, the property also presents future upside through expansion, redevelopment potential, or continued optimization of rental income. Located minutes from Fort Ebey, the Coupeville–Port Townsend ferry, and convenient routes to Seattle, Bellevue, and Everett, this is a rare opportunity to acquire a legacy waterfront asset in one of the Pacific Northwest’s most desirable tourism-driven markets.

10 Front Street NW, Coupeville

Listing courtesy of COMPASS.

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