Island County Homes with Conventional Terms

Island County Homes with Conventional Terms

Welcome to Island County, located in the beautiful state of Washington, USA. Known for its stunning natural landscapes and vibrant communities, Island County offers a unique and desirable living experience for those seeking a peaceful yet connected lifestyle.

Homebuyers in Island County have the opportunity to explore a wide range of properties available with conventional terms. Whether you are looking for a cozy cottage, a spacious family home, or a luxurious waterfront estate, Island County has something to suit every taste and budget.

With conventional terms, homebuyers can enjoy the benefits of a traditional mortgage, including fixed interest rates and predictable monthly payments. This provides stability and peace of mind for those looking to invest in their dream home in Island County.

In addition to its picturesque surroundings, Island County boasts a range of amenities and attractions. From charming downtown areas with local shops and restaurants to outdoor recreational opportunities like hiking, boating, and fishing, there is always something to do and explore in this vibrant county.

Island County is also home to excellent schools, making it an ideal place for families to settle down and raise children. The strong sense of community and friendly neighbors further enhance the quality of life in this area.

If you are considering purchasing a home in Island County, you can rest assured that you will find a property that meets your needs and desires. With conventional terms, you can make your dream of homeownership a reality in this captivating county.

Newest Island County Homes with Conventional Terms

225 NE Ernst Street Unit #104, Oak Harbor
$75,000
2 Beds ⋅ 2 Baths ⋅ 2601331 MLS ⋅ ACTIVE Status
Welcome to easy, comfortable living in this charming manufactured home nestled in a peaceful, well-maintained 55+ community in the heart of town! Featuring vinyl-plank flooring and modern light fixtures, this home offers a warm and inviting atmosphere throughout. The spacious primary bedroom includes a private ensuite bathroom for added comfort and convenience. Step outside and unwind on the covered porch, surrounded by mature grapevines and established fruit trees that add character and charm. Additional features include a covered carport, convenient storage shed, and side access ramp. Ideally located near shopping, dining, and everyday amenities, this home offers a wonderful blend of comfort, convenience, and low-maintenance living. Don't miss this opportunity to make it yours!

225 NE Ernst Street Unit #104, Oak Harbor

Listing Broker: Real Broker LLC; Blanca Hanson; 360-632-2040; blanca@hansonhometeam.com

1057 Coho Lane, Camano Island
$659,000
3 Beds ⋅ 3 Baths ⋅ 2601271 MLS ⋅ ACTIVE Status
Welcome to the desirable Thunder Ridge community on beautiful Camano Island! This spacious one-story home with a daylight basement offers the perfect blend of comfort, flexibility, and Pacific Northwest living, with partial views of Port Susan and the Cascade mountains. The main level features 3 bedrooms, while the basement offers an additional bonus bedroom or home office, along with a large recreation room perfect for movie nights, play, or entertainment. Enjoy numerous updates throughout the home, including improvements to the kitchen and both main-level bathrooms, a new water heater, new carpet in the bedrooms, and a brand new garage door. Outside, enjoy a spacious yard with the charm of a chicken coop adding a touch of country living. With versatile living spaces, thoughtful updates, and a wonderful location, this home is ready for its next chapter. Come enjoy all that Camano Island living has to offer! *Use our preferred lender to receive a 1-0 temporary rate buydown on your mortgage, potentially saving you thousands in your first year of ownership!

1057 Coho Lane, Camano Island

Listing Broker: CENTURY 21 North Homes Realty; Taylor Jordal; 920-257-6165; homewithtaylor@gmail.com

75 Utsalady Road, Camano Island
$1,295,000
2 Beds ⋅ 1 Baths ⋅ 2599979 MLS ⋅ ACTIVE Status
Utsalady Bay Waterfront at its best, this adorable full time or part time home has not been offered in over 40 years, truly one of a kind, with elbow room on each side that lets you enjoy your views with no obstruction, includes 45’ of private beach + tidelands. Relax and get cozy next to the natural gas fireplace with panoramic views of Sunsets and Wildlife, Large outdoor patio bulkhead provides the PERFECT spot for seaside dining or throw a fishing line out on high tide to catch dinner, no HOA great STR location, Layout is perfect with two bedrooms on main and a extra bonus room upstairs for guest or office with a view. Ladies Aid just across the street for gatherings or to be apart of the luncheons through out the year and gatherings like the parade on the 4th of July, This location has so much energy and love to make memories forever for everyone, from crabbing out front to boating in your front yard over to La Conner in 20 min for lunch. Beach Walking or Just Relaxing by the Fireplace watching the Seals, Ducks, Whales and Eagle and Heron swing by, no-ferry Camano Island ~ Just 1 hr. North of Seattle!

75 Utsalady Road, Camano Island

Listing Broker: Camano Island Real Estate; Mitzi C. Cameron; 425-308-1188; mitzi@previewnw.com

0 XXX Reindeer Road, Freeland
$50,000
2599771 MLS ⋅ ACTIVE Status
Looking for a peaceful spot to build on Whidbey Island? This beautiful lot sits just minutes north of Freeland on a quiet cul-de-sac, bordering the former Holmes Harbor Golf Course. No longer an active course, the rolling grounds now serve as a park-like setting residents can stroll and enjoy, with views of mature trees, local wildlife and wide open skies. A new community well has been drilled, and the current water moratorium is anticipated to be lifted by early 2027, making now a great time to plan your future home. Buyer to verify water availability and timeline with the water district. Enjoy everything island living offers: beaches, hiking trails, local mercantiles and markets, wineries and farm-to-table dining.

0 XXX Reindeer Road, Freeland

Listing Broker: Windermere RE/South Whidbey; Aaron Nils Martin; 206-551-3526; aaron.martin@windermere.com

37 La Cana Street, Coupeville
$80,000
2600358 MLS ⋅ ACTIVE Status
Sierra Country Club is an amazing community with private boat launch, private beach, club house and swimming pool. The charming town of Coupeville is Washington States second oldest historic community and is just a few miles away. Several social events throughout the year along with miles of hiking and biking. Lot is located on the west side of central Whidbey Island with views of the Olympic Mountains. Water share has been applied for, approval is based on length of owership. Current owner has owned this lot since 1995. This is your chance to Build your dream home.

37 La Cana Street, Coupeville

Listing Broker: Keller Williams Western Realty; Debbie Merritt; 360-929-6897; debbie@islandhomesonwhidbey.com

4081 Preserve Drive, Camano Island
$269,000
2601034 MLS ⋅ ACTIVE Status
High Bank waterfront property in the gated community of The Preserve, featuring stunning views of Port Susan and the Cascade Mountains, 32 acres of trails through the evergreens that lead to 425sf of private beach access. This is lot #5 of 9 lots in the secluded, private community of The Preserve. Property has all permits in place including 3 BDRM septic design, Clearing & grading permit including SEPS Review, Geotech Report & Bald Eagle Management Plan. Stair to the beach have just been replaced allowing even more access to the amazing beach and Port Susan. Crabbing, fishing, kayaking right out your back door! Orcas, Grey whales, Eagles & Herons are abundant in Port Susan and on Camano Island. Lot is through left gate of Preserve DR.

4081 Preserve Drive, Camano Island

Listing Broker: Windermere Real Estate/CIR; Holly Harbrige; 425-232-2325; hollyharbrige@windermere.com

849 Seabluff Terrace, Coupeville
$120,000
2600425 MLS ⋅ ACTIVE Status
Discover the possibilities on this 0.82-acre parcel at 849 Seabluff Terrace in Coupeville. Partial views of Saratoga Passage to the East offer a scenic backdrop, while connected water and electricity on site provide a head start for your plans. A sturdy outbuilding offers convenient storage and potential for additional uses. Explore two possible building sites, with a cleared RV site at the northwest corner off Northbluff Road and a cleared area along the southern edge off Seabluff Terrace. Hidden Beach is approximately three-quarters of a mile away for serene beachcombing and time by the water. Bring your vision to this inviting Whidbey Island property.

849 Seabluff Terrace, Coupeville

Listing Broker: COMPASS; Don Jaques; 360-672-5447; don.j@compass.com

24 Malabar Drive, Camano Island
$164,900
2599537 MLS ⋅ ACTIVE Status
Welcome to the beach community of Onamac on Camano Island! Long revered as one of Camano's most prized beaches, community members enjoy acres and acres of beach, a private boat launch, bbq and picnic areas framed around west side views of Saratoga Passage, the Olympic Mountains, sunsets, boat traffic, migrating Grey Whales, resident Orcas and more! One of very few building lots left in this special community. Great opportunity to build a full or part time home. Just over an hour to Seattle, close to Paine Field Airport and easy access to amenities.

24 Malabar Drive, Camano Island

Listing Broker: Windermere Real Estate/CIR; Julie Love; 425-530-0799; julielove@windermere.com

Old Polnell Road, Oak Harbor
$175,000
2600422 MLS ⋅ ACTIVE Status
In a quiet corner of the wonderful Polnell Shores area, this private 1.7-acres awaits your home plans. Perc testing and site registration compete! This vacant lot features a lovely mix of wooded and open space where you’ll find peaceful Whidbey island living is at its best.

Old Polnell Road, Oak Harbor

Listing Broker: COMPASS; Heidi VonGrey; 360-914-8613; heidi.vongrey@compass.com

1542 SW 10th Avenue, Oak Harbor
$519,900
4 Beds ⋅ 3 Baths ⋅ 2600558 MLS ⋅ ACTIVE Status
Welcome home to this spacious 4-bedroom, 2.5-bath split-entry home in Oak Harbor's Shannon Forest neighborhood! Featuring vaulted ceilings, abundant natural light, and an inviting living and dining area with durable laminate flooring. The kitchen offers generous counter space, ample oak cabinetry, and stainless steel appliances. Downstairs, a spacious fourth bedroom provides flexibility for a bonus room, home office, or additional living space. Step outside to enjoy the fully fenced backyard, complete with a large covered deck perfect for entertaining, outdoor dining, or relaxing year-round. Gather around the backyard fire pit, enjoy the privacy of mature trees, and take advantage of the attached two-car garage. Conveniently located near NAS Whidbey, downtown Oak Harbor, shopping, and dining, this home offers a wonderful blend of comfort, functionality, and convenience. Come see all it has to offer!

1542 SW 10th Avenue, Oak Harbor

Listing Broker: RE/MAX Gateway; Kelli Lang; 360-982-3249; team@kellilang.com

336 Moana Drive, Camano Island
$799,000
3 Beds ⋅ 2 Baths ⋅ 2600618 MLS ⋅ ACTIVE Status
Experience breathtaking views of Elger Bay, Saratoga Passage, Whidbey Island & the Olympic Mountains from this inviting Camano Island home! Enjoy spectacular sunsets, passing boats & the beauty of island living from your own retreat. Spacious living areas offer room to relax or entertain while embracing the stunning surroundings. Step onto two decks, accessed from the kitchen & primary suite, perfect for morning coffee, outdoor dining & soaking in the scenery. A charming pond w/ waterfall creates a peaceful setting, while the patio offers additional space for gatherings. The attached shop w/ roll-up door provides room for hobbies, projects, tools & storage. RV parking adds convenience! Enjoy community amenities including beach access, clubhouse & boat launch, ideal for boating, kayaking, fishing, crabbing & beachcombing. HOA dues include water! Located on Camano Island's sought-after west side near Elger Bay Preserve, Camano Island State Park & Cama Beach, with beautiful trails, beaches & outdoor recreation. Explore nearby shopping, dining & galleries, plus easy access to Stanwood & I-5 without a ferry. Whether you're seeking a full-time residence or peaceful island getaway, this property offers an opportunity to enjoy the best of Northwest coastal living! The waterfront setting makes every season special, from sunny afternoons to cozy evenings watching the changing skies. With room for outdoor entertaining, creative projects & recreational gear, embrace the island lifestyle.

336 Moana Drive, Camano Island

Listing Broker: Latham Realty Unlimited Inc; Jeff T. Latham; 425-345-4920; jeff@lathamre.com

4121 Noble Place, Oak Harbor
$579,950
4 Beds ⋅ 3 Baths ⋅ 2598444 MLS ⋅ ACTIVE Status
OVER AN ACRE OF FREEDOM—NO HOA, ROOM TO ROAM & UPDATES GALORE! Discover the rare combination of a spacious 4-bedroom home & 1.14 acres of usable, level land on a peaceful cul-de-sac! Since purchasing in 2024, sellers have installed NEW LVP FLOORING THROUGHOUT (NO CARPET!), refreshed the interior with new paint & repainted the expansive deck. Step inside to a bright, oversized living room that welcomes you home. A separate formal dining room easily accommodates holiday feasts & large gatherings, while the well-appointed kitchen includes all appliances & opens to a cozy family room with wood-burning fireplace and french doors to back yard. Upstairs, find 4 generously sized bedrooms, including a sunlit primary retreat with walk-in closet & bath. Outside is where this property truly shines! The sprawling, level grounds offer endless possibilities for gardening, hobbies, pets, play & entertaining. Enjoy a greenhouse, shop, outbuildings, RV parking, firepit & even nature trails! Host summer BBQs on the enormous deck or simply savor the tranquility of your own backyard sanctuary. Attached 2-car garage & convenient access to NAS Whidbey, shopping & schools. An exceptional opportunity to enjoy space, versatility & value—both inside and out!

4121 Noble Place, Oak Harbor

Listing Broker: Redfin; Marie H Hartung; 425-319-1513; Marie.Hartung@Redfin.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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