Tacoma Homes with USDA Loan Terms

Tacoma Homes with USDA Loan Terms

Located in the state of Washington, Tacoma is a vibrant city that offers a perfect blend of urban amenities and natural beauty. Situated in Pierce County, Tacoma is known for its stunning views of Mount Rainier and its proximity to the Puget Sound. With a population of over 200,000 residents, the city has a diverse community and a rich cultural heritage.

When it comes to real estate, Tacoma offers a wide range of options for homebuyers, including homes that qualify for USDA loan terms. The USDA loan program provides affordable financing options for eligible homebuyers in rural and suburban areas. These loans offer competitive interest rates and flexible credit requirements, making homeownership more accessible for many individuals and families.

By choosing a home with USDA loan terms in Tacoma, buyers can enjoy the benefits of living in a thriving city while still having access to the peacefulness of the surrounding countryside. Whether you're looking for a cozy bungalow in one of Tacoma's historic neighborhoods or a modern townhouse in a newly developed community, there are plenty of options available.

In addition to affordable housing options, Tacoma offers a wide range of amenities for residents to enjoy. From world-class museums and art galleries to outdoor recreational activities such as hiking, boating, and fishing, there is always something to do in this vibrant city.

If you're considering buying a home in Tacoma, exploring the options with USDA loan terms could be a great choice. With its beautiful landscapes, diverse community, and affordable housing options, Tacoma truly offers the best of both worlds.

Newest Tacoma Homes with USDA Loan Terms

$950,000
5 Beds ⋅ 3 Baths ⋅ 2571255 MLS ⋅ ACTIVE Status
Classic 1928 Tudor in North Tacoma, rich with original character and thoughtfully updated where it counts. A distinctive swooping roofline and arched entry open to generous living spaces with original wood floors, mahogany millwork, large picture windows and a gas fireplace. The dining room features a built-in hutch, while the spacious kitchen includes a tucked-away pantry. The finished daylight lower level offers exceptional flexibility with a separate entrance, kitchenette, living space, wood-burning fireplace and two non-conforming bedrooms. Major improvements include a 50-year roof installed in 2016, whole-house replumb in 2015 and new sewer line in 2023. Ductless heat-pump mini-splits provide heating and A/C. Outside, enjoy a fully fenced yard, 2-car attached carport and Level 2 EV charger. Seller-procured inspection available.

1115 N Cedar Street, Tacoma

Listing courtesy of COMPASS.

$1,235,000
3 Beds ⋅ 2 Baths ⋅ 2568720 MLS ⋅ ACTIVE Status
Escape to Your Own Private Compound! Secure 2+ Acre Estate with Unmatched Shop Space, & Finished ADU-Style Garage! Discover the ultimate live-work estate for hobbyists, creators, collectors, or entrepreneurs, blending a tranquil country feel with quick city and freeway access. Fully fenced with security gate, this landscaped property features a beautifully updated 3-bedroom home equipped with custom cabinetry, premium appliances, dimmable LED lighting, and hardwired computer data lines throughout—ideal for the high-bandwidth home entrepreneur. Complete peace of mind is guaranteed via an integrated security system and an 18-kW whole-house backup generator. The detached, fully finished ADU-style garage serves as an exceptional guest house or secondary office, boasting a functional kitchenette, new appliances, a ¾ bathroom, and data connectivity. Unparalleled workspace and storage await with three massive outbuildings: dual insulated mega-shops totaling 4,200 sq ft (70,000+ cu ft of storage) powered by a separate 200-amp service with 120V/220V outlets and 5 roll-up doors, plus an additional detached 625 sq ft shop. This agricultural oasis includes flat, rich farmland, mature fruit trees, grapevines, oversized raised beds, and a 10' x 20' powered, irrigated greenhouse. With immense space to expand the current layout or build a brand-new primary custom estate, this property is a generational investment. Privacy, security, and endless possibilities await!

5511 Waller Road E, Tacoma

Listing courtesy of John L. Scott Dupont.

$625,000
5 Beds ⋅ 3 Baths ⋅ 2568839 MLS ⋅ ACTIVE Status
Welcome to this charming modern cottage, where thoughtful design and a unique floor plan create a home full of character. Tucked away behind a private front yard, this home offers a peaceful setting that feels removed from the city while still keeping you close to everything. The fully fenced backyard provides even more privacy with plenty of space to relax, entertain, or enjoy the outdoors. Ideally located just minutes from Tacoma Mall with easy access to I-5, shopping, dining, parks, and everyday conveniences. A truly special home offering modern style, charm, privacy, and an unexpected sense of seclusion in the heart of Tacoma.

5017 S Trafton Street, Tacoma

Listing courtesy of Skyline Properties, Inc..

$598,000
3 Beds ⋅ 3 Baths ⋅ 2567984 MLS ⋅ ACTIVE Status
2023 rambler on nearly an acre! This 3 bedroom newer built home offers esthetic country living with all the amenities of town. Tucked back from the street behind trees, there is secluded space to build a shop, park all the toys you have & want. Established area next to the house for a RV water access there. The home was designed to allow for all stages of living. Spacious rooms, wide hallways, smooth flooring transitions, wide doorways, easy opening doors, & no steps anywhere! Primary bathroom consists of a tall toilet, grab bar, walk-in shower with fold-out seating & large linen closet. Access to the patio is right off the open kitchen, plenty of space to add a hot tub. Forced air/Heat pump for efficient heating + cooling. The large carport could be converted to a garage, or reinvent the space into additional living space & build your dream shop! Close to grocery stores, golf course, schools, Spanaway Park, and the university! Make your appointment today!

15715 E 5th Avenue, Tacoma

Listing courtesy of John L. Scott, Inc..

$369,999
2 Beds ⋅ 2 Baths ⋅ 2566884 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained Tacoma home offering the perfect blend of character, comfort, and versatility. The thoughtfully designed floor plan features inviting living spaces filled with natural light, an updated kitchen with quality finishes, and a flexible lower level that adapts to your lifestyle. Step outside to enjoy a fully fenced backyard with room to relax, garden, or entertain, along with a detached garage and generous off-street parking. Enjoy nearby parks and walking trails, perfect for getting outside and exploring the area. Conveniently located near shopping, dining, schools, and major commuter routes. A wonderful opportunity with timeless appeal and endless possibilities!

3842 E K Street, Tacoma

Listing courtesy of eXp Realty.

$1,890,000
5 Beds ⋅ 4 Baths ⋅ 2568412 MLS ⋅ ACTIVE Status
Custom-built estate tucked away at the end of private gated drive, offering a country feel minutes away from city & freeway access. Over 3,300 sqft of beautifully designed living space + 830 sqft finished garage & detached shop. 2.5+ acre property includes 1 acre fully fenced & landscaped with room to grow (sports courts, pools, ADU potential), & private forest with hiking trails for exercise, adventure or peaceful solitude. Vaulted ceilings, hardwood floors, & expansive windows fill the home with natural light. The chef's kitchen features quartz countertops, stainless steel appliances, professional propane range, walk-in pantry, oversized island, breakfast nook, & formal dining. Spacious main floor primary suite includes luxury bath area with freestanding tub, huge glass encased shower, radiant heated tile flooring, "Floating" cabinets with under-lighting & lighted mirrors & walk-in closet. Additional highlights include main-floor office/library, custom lighting & ceiling fan, laundry with custom wine rack & cooler, Wi-Fi controlled heating/cooling, security and sprinkler system, with attached fully finished 3-car garage with 65” flat screen & custom cabinets, fridge, exercise area, & a HUGE 120-gallon electric water heater. Never lose power with a 26kw whole house generator & 250 gal propane tank. Outdoor patio with propane outlets for BBQ & firepit, separate gazebo with wood fire pit, & an outdoor raised garden. A rare combination of luxury, privacy, and room to grow!

5507 Waller Road E, Tacoma

Listing courtesy of John L. Scott Dupont.

$309,000
3 Beds ⋅ 3 Baths ⋅ 2566164 MLS ⋅ ACTIVE Status
Affordable Townhome Move-in Ready! 3 bed and 2.5 bath condo feature an open floor plan, spacious living area, a half bath on the main floor. The upper floor leads to 2 bedrooms and 2 full baths. All appliances stay. Close to parks, restaurants, and stores. Quick access to I-5.

5621 S Lawrence Street Unit #D, Tacoma

Listing courtesy of Top Realty LLC.

$500,000
4 Beds ⋅ 2 Baths ⋅ 2564334 MLS ⋅ ACTIVE Status
Welcome to this beautifully Fully renovated 4-bedroom, 2-bath home featuring a bright open floor plan and modern upgrades throughout. The spacious kitchen opens directly to the dining and living room areas, creating an inviting space perfect for gatherings and entertaining. Modern fireplace, stylish finishes, and quality craftsmanship make this home stand out from the rest. Enjoy the large backyard with plenty of space for outdoor living, plus ample RV and boat parking for all your vehicles and toys.

308 E 84 Street, Tacoma

Listing courtesy of Best Choice Network LLC.

$463,900
4 Beds ⋅ 2 Baths ⋅ 2563313 MLS ⋅ ACTIVE Status
4 BR 2BA fully remodeled home. Lots of space and storage,9 foot ceilings throughout. New Roof, Doors, Windows. Updated electrical and plumbing. Fresh Int/Ext paint. Insulated. Large Kitchen with Pantry. Separate dining room. Large Bedrooms/Bathrooms. Bath off primary bedroom. Utility room with sink. Deck off Dining room. Fully fenced yard with Parking for two vehicles. Parking large enough for recreational vehicles. Fruit trees, Storage shed, easy to maintain yard. House sits high on street gets good light.

4611 S M Street, Tacoma

Listing courtesy of Skyline Properties, Inc..

$449,950
3 Beds ⋅ 1 Baths ⋅ 2559851 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, convenience, and outdoor living in this beautifully maintained 3-bedroom, 1 full bath rambler with over 1200 square footage of living in desirable NE Tacoma. The inviting living room features stunning engineered hardwood floors throughout shared with the updated kitchen, creating a warm and welcoming atmosphere. The remodeled kitchen showcases Stainless steel appliances, stylish cabinetry, and a sliding glass door leading to a beautiful deck great for BBQs and year-round entertaining and relaxing. Enjoy efficient year-round comfort with ductless mini-split heating and air conditioning. The functional floor plan includes three generously sized bedrooms, a spacious full hallway bath and a dedicated laundry room. Step outside to your own backyard oasis! The fully fenced yard offers plenty of room to garden plus storage shed. Ample parking for multiple vehicles and RV. Perfectly located with easy access to Federal Way, downtown Tacoma, I-5, shopping, dining, and everyday amenities. This home welcomes you to a peaceful neighborhood living with exceptional commuter convenience. Don't miss this move-in-ready rambler with incredible outdoor space in a prime NE Tacoma location! Priced to Sell!!!

6408 21st Street NE, Tacoma

Listing courtesy of 5 Corners Realty LLC.

$475,000
3 Beds ⋅ 3 Baths ⋅ 2541114 MLS ⋅ ACTIVE Status
This Brand new Townhome is equipped with Solar Panels, offering incredible energy efficiency and immediate monthly cost savings from day one! This end unit is a spacious 3 bedroom, 2.25 bath designed for functionality and contemporary lifestyle. The open-concept footprint maximizes natural light to make every room feel bright, airy, and inviting. At the heart of the home is a gorgeous kitchen that features modern cabinetry, Quartz countertops, and a suite of brand-new stainless steel appliances. The entire first floor features durable and stylish LVP flooring. Primary bedroom features en-suite bathroom and Quartz countertops. The thoughtfully landscaped front and back yards offer an exceptional oasis for outdoor dining, gardening, or pets. Parking and storage are effortless; each unit has an attached 1- car garage and ample street parking. Situated in an unbeatable, easy commuter location, this turnkey property keeps you minutes away from major transit routes, shopping, and dining, making it the perfect place to call home. $0 HOA. There are only three of these units available! *staged photos may be from similar identical townhomes*

1402 E 51st Street, Tacoma

Listing courtesy of Great NW Real Estate LLC.

$589,999
3 Beds ⋅ 2 Baths ⋅ 2558495 MLS ⋅ ACTIVE Status
This adorable 3 bed/1.5 bath rambler is one you won't want to miss! The layout is warm and functional, with extra living space that works perfectly for a home office or flex room. Step outside and you'll find a fully fenced yard on a level lot — plenty of room to spread out and enjoy the outdoors. Got a boat or trailer? No problem. There's ample parking to accommodate it. The setting is peaceful and away from the city buzz, yet you're only 10 minutes from a grocery store. The best of both worlds! Come see it today!

3707 128th Street E, Tacoma

Listing courtesy of Real Broker LLC.

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