Tacoma Homes with FHA Terms

Tacoma Homes with FHA Terms

Welcome to Tacoma, a vibrant city nestled in the heart of Pierce County, Washington. Known for its stunning natural beauty, vibrant arts scene, and thriving economy, Tacoma offers a high quality of life for its residents.

Located in the Pacific Northwest region of the United States, Tacoma is just a short drive away from the bustling city of Seattle. This prime location allows residents to enjoy the benefits of a smaller city while still having easy access to all the amenities and opportunities of a larger metropolitan area.

If you're looking to buy a home in Tacoma, you'll be pleased to know that there are plenty of options available with FHA terms. The Federal Housing Administration (FHA) provides loans that are backed by the government and offer more flexible lending criteria, making it easier for homebuyers to qualify for a mortgage.

With FHA terms, you can enjoy lower down payment requirements, lower credit score thresholds, and more lenient debt-to-income ratios. This means that even if you have less-than-perfect credit or a limited budget, you can still achieve your dream of homeownership in Tacoma.

Whether you're a first-time homebuyer or looking to upgrade to a larger space, Tacoma has a diverse range of housing options to suit every need and budget. From cozy bungalows in established neighborhoods to modern condos in the city center, there's something for everyone.

Don't miss out on the opportunity to call Tacoma home. Contact a local real estate agent today to explore the available homes with FHA terms and start your journey towards homeownership in this beautiful city.

Newest Tacoma Homes with FHA Terms

$770,000
3 Beds ⋅ 3 Baths ⋅ 2572186 MLS ⋅ ACTIVE Status
Rare Find-People don't move from here! Beyond the gate to the Nahane neighborhood, down the winding road you'll find this secluded, private 2-story home, backing directly to Dash Point State Park. No rooftops in view, no one watching you get the mail, just forest at the back of the property. The covered front porch spans the length of the house. Inside, are gorgeous hardwood floors, an office/dining room, connected to the kitchen through a swinging door, the kind you push through with your hip when your hands are full of plates, or coffee and files to start the business day from home. Off the living room, a huge bonus room has a private entrance off the porch: multigenerational/guest room, studio, or? The laundry room is bigger than it has any business being. 2-car garage with high ceilings for storage, projects, or the truck that doesn't fit in new construction garages. Out back is a big, private yard with an expansive deck. The invisible, expensive work has been done: tile roof repaired, cleaned, and sealed, new exterior paint including porch and deck, crawlspace + attic clean out with insulation to code, new hot water heater, fresh landscaping. What's left is the visible stuff, kitchen and baths ready for your ideas. Nahane sits minutes from Dash Point State Park's beach and forest trails, Dash Point Pier, North Shore Golf Course, and the Norpoint Community Center, with Browns Point Lighthouse and the Sound just down the road. Tacoma is close, but a world away from here.

6108 Nahane West NE, Tacoma

Listing courtesy of Real Broker LLC.

$525,000
5 Beds ⋅ 2 Baths ⋅ 2573280 MLS ⋅ ACTIVE Status
Charming 1890’s Victorian Style Home Nested In Tacoma. Tons of History and Charm In This Large 5 Bedroom, 2 Bathroom Home. Just Remodeled New Cabinets, Countertops, Interior + Exterior Paint, Flooring, Custom Tile. Just Minutes From Downtown Tacoma & Easy Freeway Access. Plenty of Parking In The Back w/ A Garage Parking Lot. Fully Fenced Yard w/ Lots of Off Street Parking. Near All Major Shopping Centers.

1408 S J St, Tacoma

Listing courtesy of John L Scott RE West Seattle.

$625,000
3 Beds ⋅ 1 Baths ⋅ 2571216 MLS ⋅ ACTIVE Status
Probably one of the easiest addresses to remember & definitely one of the great neighborhoods in Tacoma! Almost 100 years old, this home surely has stories to tell. The charming exterior draws you up to the porch & you'll be stepping into a home that has been well cared for with much of the original features intact. New paint welcomes you to the living/dining room with wonderful large coved crowned molding & hardwood floors. Kitchen with breakfast nook & appliances included. Primary bedroom & full bath on the main floor with 2 nice sized additional bedrooms upstairs. Large 1008 sq ft unfinished basement offers many opportunities! Newer washer & dryer included! Upgrades include vinyl insulated windows. Previous owner replaced the sewer line. Spacious fenced backyard for summer BBQ's, playing with your pets or simply relaxing at the end of your day! Alley access to your double car garage. Sprinkler system in the front yard. This is a great house just waiting for you! Location is perfect to enjoy the vibrant 6th Ave, Proctor & Stadium Districts and all their dining & shopping options!

3111 N 11th Street, Tacoma

Listing courtesy of Windermere Prof Partners.

$500,000
3 Beds ⋅ 3 Baths ⋅ 2574806 MLS ⋅ ACTIVE Status
Great home at a great price! Well-maintained 3-bedroom home in an established neighborhood with mature landscaping. Features include a formal living room with fireplace, dining room, family room, and updated eat-in kitchen with ample cabinetry and appliances. Primary suite offers a private retreat with bath. Large fully fenced backyard with patio, plus deck, RV parking, and outbuilding. Conveniently located near schools, shopping, and JBLM. Must see!

14512 26th Avenue Ct E, Tacoma

Listing courtesy of Imagine Real Estate.

$490,000
4 Beds ⋅ 2 Baths ⋅ 2570318 MLS ⋅ ACTIVE Status
Charming home in immaculate condition in the heart of Tacoma. Just shy 1400 sq ft, 4 bedroom 1.5 bath. Living room with wood burning fireplace, large skylight supplies lots of warmth and light. Black out curtains professionally installed with remotes for both curtains and window shades. Nice dining area off kitchen. Kitchen with lots of cabinets, SS steel appliances and slider leading out to large patio. One of the bedrooms is very large and could be an extra family space or second Master. Laundry room has possibility of plumbing for additional utilities as well as it has a second exterior door. Newer roof, A/C unit, 2 patios, huge covered RV parking with concrete pad, enclosed in the fully fenced back yard. Oversized detached 1 car garage with large work bench, shelves, garage door with remote control. Front door and front screen door both have digital locks. This home is a commuters dream and is close to all Tacoma has to offer. Schools, restaurants, shopping, water front and more.

6117 S G Street, Tacoma

Listing courtesy of RE/MAX Integrity.

$399,950
2 Beds ⋅ 1 Baths ⋅ 2575159 MLS ⋅ ACTIVE Status
Move in Ready! Beautifully remodeled 2bd 1ba home in Fern Hill. Stop paying rent and become a home owner in this charming, full updated house with an oversized and completely fenced yard. New UR2 zoning allows for future expansion such as an ADU or detached houses. Quiet street, solid neighborhood, great location and an affordable price. Won't last long, Come see it before its gone.

8633 S Thompson Avenue, Tacoma

Listing courtesy of Skyline Properties, Inc..

$559,950
4 Beds ⋅ 3 Baths ⋅ 2575035 MLS ⋅ ACTIVE Status
Welcome Home! This beautifully maintained 2021-built home blends modern style, comfort, and thoughtful features in a fantastic Parkland location! The bright, open-concept floor plan offers 4 bedrooms, 2.5 baths, and a stylish kitchen featuring quartz countertops, soft-close cabinets with sleek, modern hardware, a tile backsplash, and an oversized island, with seamless flow into the dining and living areas—perfect for everyday living and entertaining. Upstairs, enjoy a vaulted primary suite with walk-in closet and three additional bedrooms. Smart-wired throughout, ductless heating & A/C, energy-efficient features, and an attached 2-car garage with an automatic locking system add everyday convenience and peace of mind. The open garage ceiling also offers excellent potential for additional storage. Step outside to the fully fenced yard and patio—perfect for relaxing, entertaining, or enjoying your morning coffee. Meticulously cared for by the current owners and truly move-in ready! Conveniently located near shopping, schools, transit, SR-512 and I-5. No HOA! This one checks all the boxes!

324 123rd Street S, Tacoma

Listing courtesy of Terrafin.

$399,950
3 Beds ⋅ 2 Baths ⋅ 2575037 MLS ⋅ ACTIVE Status
SELLER OFFERING $10,000 TOWARD BUYER CLOSING COSTS! A rare opportunity to make your move into Tacoma homeownership more attainable. This 3 bed, 1.5 bath home offers a functional layout, great indoor-outdoor living, and plenty of space to make your own. The large kitchen features abundant counter space and bar seating and opens directly to the dining area. French doors lead to the deck and fully fenced backyard, while the fenced front yard adds even more usable outdoor space and privacy. An energy-efficient heat pump provides heating and A/C for year-round comfort. Conveniently located near bus routes, freeway access, shopping, dining, and everyday amenities, making commuting and errands a breeze. Whether you're looking for your first home or simply a more affordable way to own in Tacoma, this home delivers space, convenience, and value—with $10,000 from the seller to help with closing costs!

4813 S Oakes Street, Tacoma

Listing courtesy of Redfin.

$515,000
3 Beds ⋅ 2 Baths ⋅ 2574715 MLS ⋅ ACTIVE Status
Welcome home to this beautifully renovated, turnkey rambler situated on a spacious, fully fenced lot that offers the perfect blend of a peaceful rural atmosphere and quick access to the freeway, local schools, and neighborhood parks. Step up to the inviting, large covered front porch and take in the charming exterior, complete with a new roof, windows, and siding. Inside, you are greeted by a large, light-filled open family room that flows seamlessly into the fully renovated kitchen featuring stainless steel appliances, convenient counter seating, and a cozy breakfast nook. The floor plan highlights three comfortable bedrooms, stylishly updated bathrooms, and a utility room for added convenience. Every detail has been thoughtfully updated for modern living, including a ductless mini-split system for efficient year-round heating and cooling, a complete security camera system for peace of mind, and a newly installed 4-bedroom septic system. Out back, discover an entertainer’s paradise featuring an amazing covered deck complete with skylights, surrounded by an expansive yard and a large storage shed for all your gear. Don't miss out on this extraordinary, move-in-ready opportunity!

2115 121st Street E, Tacoma

Listing courtesy of Best Choice Realty LLC.

$695,000
3 Beds ⋅ 2 Baths ⋅ 2571014 MLS ⋅ ACTIVE Status
Welcome home to this 1915 Craftsman in the heart of Proctor, where original character and everyday comfort come together effortlessly. Wainscoting and deep window seats set the tone, while classic Craftsman columns and built-in bookshelves frame the light-filled living and dining rooms. Upstairs offers a sweet, old-fashioned charm, with bedrooms featuring closets sized more like small rooms than afterthoughts—a rare find in a home of this age. Fresh hardwood floors grace the main level, while the kitchen combines solid stone counters, newer stainless appliances, and convenient pantry storage. Step outside to enjoy the larger corner lot, fully fenced and surrounded by mature landscaping that creates a park-like setting with dedicated garden space. The rebuilt two-car garage adds valuable utility with EV charging and room for projects or storage. A clean, walk-out basement offers flexible space for a hobby room, workshop, or future expansion. Enjoy the best of the Proctor District, with Metropolitan Market, Cactus, Olympia Coffee, Compass Rose, and Washington Elementary all just around the corner.

3801 N 21st Street, Tacoma

Listing courtesy of Redfin.

$670,000
4 Beds ⋅ 3 Baths ⋅ 2574704 MLS ⋅ ACTIVE Status
Discover this beautiful 4 bedroom 2.5 bathroom home tucked away on a quiet cul-de-sac. Spanning 2,124 sq ft, the light filled main level flows seamlessly, featuring a formal dining room, a living room centered around a cozy nicely updated fireplace. This fireplace features a unique door concealed behind the shelving, leading to a nook perfect for a safe or secure storage. The primary suite, complete with its own bathroom, is on the main floor alongside two additional bedrooms. The lower level offers a spacious family room, a fourth bedroom, and a half-bath/laundry room. Three separate glass sliders open to an expansive deck overlooking a fully-fenced, oversized backyard. This outdoor oasis boasts mature plum and apple trees, a fire pit, garden space, a storage shed, and a swing gate for secure RV or boat parking. Enjoy peaceful living near the natural beauty of the Hylebos Creek habitat, all with quick access to excellent Fife schools, local shopping, and dining.

5813 14th St Court NE, Tacoma

Listing courtesy of Skyline Properties, Inc..

$558,000
2 Beds ⋅ 2 Baths ⋅ 2572264 MLS ⋅ ACTIVE Status
Welcome home to this Proctor-area mid-century gem, where single-level living, original character and thoughtful updates all come together. This home has personality you notice the moment you walk in. In the main living space, you’ll find a vaulted ceiling overhead, charming built-in's, generous windows pulling in the light, original hardwoods underfoot and a gas fireplace bringing warmth to it all. The home offers 2 bedrooms and 2 full bathrooms with a detached bonus space out back, perfect as an office, gym or whatever you can imagine. The private, fully fenced back yard features a patio, pergola and mature landscaping, making it perfect for entertaining. A single car garage off the alley provides ample storage or potential to convert to an ADU (buyer to verify). The character remains, while the updates have kept pace: interior and exterior paint (2025–2026), updated electrical system (2025), new house roof (2023), mini-split heat pump (2023), and updated plumbing (2018 & pre-2017). For more peace of mind, a seller procured pre-inspection is available upon request. All of this is located on a quiet street with ample parking and close proximity to restaurants and shopping in Proctor and 6th Avenue. Take a stroll on the Mason Trail, head to Jefferson park for some green space or spend Saturday morning at the Proctor Farmers Market. Or skip going anywhere at all, light a fire and settle in. Turns out, you really can have character, updates and location all in one.

1214 N Monroe Street, Tacoma

Listing courtesy of Windermere Abode.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.