Tacoma Homes with FHA Terms

Tacoma Homes with FHA Terms

Welcome to Tacoma, a vibrant city nestled in the heart of Pierce County, Washington. Known for its stunning natural beauty, vibrant arts scene, and thriving economy, Tacoma offers a high quality of life for its residents.

Located in the Pacific Northwest region of the United States, Tacoma is just a short drive away from the bustling city of Seattle. This prime location allows residents to enjoy the benefits of a smaller city while still having easy access to all the amenities and opportunities of a larger metropolitan area.

If you're looking to buy a home in Tacoma, you'll be pleased to know that there are plenty of options available with FHA terms. The Federal Housing Administration (FHA) provides loans that are backed by the government and offer more flexible lending criteria, making it easier for homebuyers to qualify for a mortgage.

With FHA terms, you can enjoy lower down payment requirements, lower credit score thresholds, and more lenient debt-to-income ratios. This means that even if you have less-than-perfect credit or a limited budget, you can still achieve your dream of homeownership in Tacoma.

Whether you're a first-time homebuyer or looking to upgrade to a larger space, Tacoma has a diverse range of housing options to suit every need and budget. From cozy bungalows in established neighborhoods to modern condos in the city center, there's something for everyone.

Don't miss out on the opportunity to call Tacoma home. Contact a local real estate agent today to explore the available homes with FHA terms and start your journey towards homeownership in this beautiful city.

Newest Tacoma Homes with FHA Terms

$1,699,950
6 Beds ⋅ 6 Baths ⋅ 2564020 MLS ⋅ ACTIVE Status
Magnificent 6-bedroom home with breathtaking 180° views of Puget Sound, Maury Island, Seattle skyline & Mt. Rainier! Beautiful leaded-glass double doors welcome you to this remarkable home on nearly ½ acre of magnificently landscaped grounds with an in-ground pool, gazebo & expansive wraparound decks. Spectacular great room & oversized kitchen are designed for entertaining, featuring top-of-the-line appliances, two islands, pantry, gas range, granite counters & tiled backsplashes. An octagon sitting room with leaded-glass Palladian windows adds architectural distinction. The luxurious primary suite is a private retreat with a cozy gas fireplace, private deck, beautifully tiled bath, soaking tub, spacious walk-in shower & HUGE walk-in closet with a sitting area. Two additional bedrooms enjoy private decks, while two others offer gorgeous Sound views. Two office areas on the upper floor provide flexible workspace. Expansive lower level with a separate entrance offers excellent potential for a 2-bedroom ADU (buyer to verify) or a private gym with a sauna. Abundant parking plus an oversized garage tall enough for an RV or boat. Exceptional privacy, luxury & unforgettable views--WOW!

6203 Watchtower Road NE, Tacoma

Listing courtesy of Keller Williams Realty PS.

$2,399,950
6 Beds ⋅ 6 Baths ⋅ 2564022 MLS ⋅ ACTIVE Status
Magnificent 6-bedroom home with breathtaking 180° views of Puget Sound, Maury Island, Seattle skyline & Mt. Rainier! Beautiful leaded-glass double doors welcome you to this remarkable home on nearly ½ acre of magnificently landscaped grounds with an in-ground pool, gazebo & expansive multilevel wraparound decks. Spectacular great room & oversized kitchen are designed for entertaining, featuring top-of-the-line appliances, two islands, pantry, gas range, granite counters & tiled backsplashes. An octagon sitting room with leaded-glass Palladian windows adds architectural distinction. The luxurious primary suite is a private retreat with a cozy gas fireplace, private deck, beautifully tiled bath, soaking tub, spacious walk-in shower & HUGE walk-in closet with a sitting area. Two additional bedrooms enjoy private decks, while two others offer gorgeous Sound views. Two office areas on the upper floor provide flexible workspace. Expansive lower level with a separate entrance offers excellent potential for a 2-bedroom ADU (buyer to verify) or a private gym with a sauna. Abundant parking plus an oversized garage tall enough for an RV or boat. PLUS---an additional .69-acre lot with a preliminary short plat completed for three more lots, or to just increase the area you have. There are so many options! Exceptional privacy, luxury & unforgettable views--WOW!

6203 Watchtower Road NE, Tacoma

Listing courtesy of Keller Williams Realty PS.

$449,900
3 Beds ⋅ 2 Baths ⋅ 2569267 MLS ⋅ ACTIVE Status
Fall in love with this adorable South Tacoma Craftsman in a revitalized, high-demand neighborhood where home values are rising. Move-in ready with major updates including a new roof and gutters (2022), fresh exterior paint, updated plumbing, floor insulation, and a stunning remodeled kitchen with quartz countertops and tile backsplash. Fresh interior paint and new laminate flooring throughout complete the look. Enjoy a large garage with alley access, ample off-street parking and a yard ready for your dream garden. Prime location near schools, shopping, restaurants, parks, with easy access to I-5 and SR-512. Pride of ownership throughout the neighborhood-this one checks all the boxes. Welcome home!

5033 S I Street, Tacoma

Listing courtesy of Lumin Brokers of Washington.

$550,000
3 Beds ⋅ 2 Baths ⋅ 2569244 MLS ⋅ ACTIVE Status
3 bedrooms, 1.75 bathrooms, 1400 sqft home in a desirable Westgate location. 2 bedrooms/office space on the main level with a flex room upstairs that could be a bedroom, family room, rec room, office. Spacious main-level living room has a wood-burning fireplace and adjacent dining area with slider to the back patio. Open and bright kitchen features quartz countertops and stainless appliances. Fenced yard with garden shed offer plenty of outdoor space for people & pets. 2-car garage and additional off-street parking. Very convenient access to shopping and highway.

1817 N Frace Street, Tacoma

Listing courtesy of Coldwell Banker Bain.

$574,950
5 Beds ⋅ 4 Baths ⋅ 2569051 MLS ⋅ ACTIVE Status
Opportunity, space, and value come together in this expansive multi-level Tacoma home on nearly half an acre. The flexible floor plan offers excellent potential for multi-generational living, separate living areas, a home office, recreation room, or guest accommodations. Generous bedrooms and multiple gathering spaces provide room to spread out, while the oversized lot offers abundant parking and space for gardening, pets, outdoor entertaining, and additional possibilities. Bring your vision and build sweat equity through cosmetic improvements and personalized updates. Conveniently located near shopping, dining, schools, parks, JBLM, and major commuter routes. Ideal for buyers seeking a spacious primary residence, large lot, flexible living space, or value-add real estate opportunity. Properties offering this combination of space, land, versatility, and investment potential are difficult to find at this price. Come explore the possibilities!

1520 156th Street Ct E, Tacoma

Listing courtesy of Epique Realty.

$424,950
2 Beds ⋅ 2 Baths ⋅ 2568427 MLS ⋅ ACTIVE Status
Fully remodeled Tacoma gem on an oversized 10,000 sq.ft lot! This beautifully updated 2 bedroom, 2 bath home offers 1,012 sq. ft. of thoughtfully designed living space with modern finishes throughout. Step inside to a fresh, move-in ready interior featuring brand a new kitchen with crisp white cabinetry, quartz countertops, and stainless steel appliances. This one level home offers new floors throughout and abundant windows that fill the space with natural light. Outside, the expansive lot offers exceptional space and endless possibilities. It is perfect for entertaining, gardening, potential second lot or space to build a DADU, buyer to verify. Detached 2 car garage providing parking, work space and storage. Conveniently located in Tacoma with easy access to shopping, dining, parks, schools and major commuting routes. Welcome home!

3574 S Crandall Lane, Tacoma

Listing courtesy of Realty One Group Turn Key.

$640,000
4 Beds ⋅ 3 Baths ⋅ 2567826 MLS ⋅ ACTIVE Status
Welcome to this beautiful 2-story home nestled in a quiet cul-de-sac, offering the perfect blend of privacy and community living. Boasting 2,456 square feet of meticulously designed space, this residence greets you with a versatile main-floor bonus room that is ideal for a home office, leading into a spacious, light-filled living room. The heart of the home features an upgraded kitchen, beautifully appointed with granite countertops, modern cabinetry, a center island and a full suite of stainless-steel Whirlpool® appliances. Upstairs, you will find a spacious second-floor loft that provides excellent flexible space for a media room, play area, or secondary lounge. The secondary bedrooms offer ample space and comfort, while the luxurious primary suite serves as your private retreat. This spacious sanctuary features a spa-like ensuite bathroom complete with a deep soaker tub, a separate walk-in shower, and a large double-sink vanity designed for effortless morning routines. The home is equipped with high-efficiency heating and cooling systems, delivering year-round comfort. The exterior of the home is just as impressive, featuring a fully fenced backyard for outdoor gatherings, gardening, or playtime. Located just steps away from a vibrant community playground, this home is perfect for anyone seeking a friendly neighborhood atmosphere. Combining modern upgrades with a thoughtful layout, this property is ready to welcome you home.

8722 13th Avenue Ct E, Tacoma

Listing courtesy of Realty One Group Pacifica.

$424,500
3 Beds ⋅ 3 Baths ⋅ 2566253 MLS ⋅ ACTIVE Status
Experience modern new construction in Tacoma’s Salishan community! This thoughtfully designed 3-bedroom, 2.5-bath home features an open-concept layout, abundant natural light, contemporary finishes, and a stylish kitchen with stainless steel appliances. Buy early for the opportunity to personalize your home by selecting from available builder finish options! Energy-efficient construction and a functional floor plan offer comfort and easy everyday living. Ideally located near neighborhood parks, green spaces, schools, local amenities, and convenient commuter routes. A great opportunity to own brand-new construction in an established Tacoma neighborhood.

4815 E Q Street, Tacoma

Listing courtesy of Kelly Right RE of Seattle LLC.

$448,000
4 Beds ⋅ 3 Baths ⋅ 2566247 MLS ⋅ ACTIVE Status
Experience modern new construction in Tacoma’s Salishan community! This thoughtfully designed 4-bedroom, 2.5-bath home features an open-concept layout, abundant natural light, contemporary finishes, and a stylish kitchen with stainless steel appliances. Buy early for the opportunity to personalize your home by selecting from available builder finish options! Energy-efficient construction and a functional floor plan offer comfort and easy everyday living. Ideally located near neighborhood parks, green spaces, schools, local amenities, and convenient commuter routes. A great opportunity to own brand-new construction in an established Tacoma neighborhood.

4813 E Q Street, Tacoma

Listing courtesy of Kelly Right RE of Seattle LLC.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2568444 MLS ⋅ ACTIVE Status
Welcome to North Tacoma. This home has charm, character, and room to grow. This beautiful 3-bedroom, 2-bath home delivers the perfect blend of comfort and style right in the heart of North Tacoma. Natural light floods this home, with living and dining space flowing effortlessly into a stunning sunroom that creates the ideal space for morning coffee or quiet evenings. The updated kitchen and bathroom bring a fresh, modern touch while preserving the character and charm that make North Tacoma homes so beloved. Thoughtful finishes, new carpet, and fresh tile work throughout the main level make this home feel polished and dialed in, without losing an ounce of the warmth and soul that makes it special. This property offers exceptional flexibility with space for Boat/RV parking, four covered parking spaces, including a two-car garage with alley access and DADU potential. A quick drive to Tacoma favorites like Vassault Park, Point Defiance Park, and Point Ruston waterfront.

5710 N 43rd Street, Tacoma

Listing courtesy of Windermere Abode.

$499,000
3 Beds ⋅ 3 Baths ⋅ 2567880 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, style, and functionality in this incredible home nestled within the peaceful Brooktree neighborhood, known for its prime location near Brookdale Road. Designed with effortless indoor-outdoor living in mind, this beautifully maintained 3-bedroom, 2.5-bath residence invites you in with warm hardwood floors, spacious living areas, and thoughtful upgrades throughout. The updated covered deck creates the ultimate entertaining space — perfect for hosting gatherings year-round or simply unwinding in your private backyard retreat. Outside, enjoy a fully fenced backyard complete with garden space. Inside, the open-concept kitchen and family room offer the ideal setting for both everyday living and entertaining, while the formal living room features radiant heat and a cozy fireplace, creating an inviting atmosphere during the cooler months. Stay comfortable year-round with mini-split A/C and ceiling fans for refreshing summer living. Retreat to the expansive primary suite showcasing a private ensuite bath, and a generous walk-in closet. Plenty of parking with a spacious 2-car garage, and expansive driveway parking. Conveniently located just minutes from shopping, dining, JBLM, PLU, and major commuter routes, this home truly offers the best of comfort and convenience.

14718 22nd Ave E Avenue E, Tacoma

Listing courtesy of Keller Williams Realty Bothell.

$619,000
3 Beds ⋅ 3 Baths ⋅ 2568670 MLS ⋅ ACTIVE Status
Discover the historic beauty and subtle grandeur of this beautiful stunningly renovated residence. From a newer 2020 roof, upscale fiberglass windows, newer hot water heater, and a custom kitchen, built for a chef. Anchoring this gorgeous kitchen is an oversized island with butcher block top. SubZero side-by-side fridge/freezer, Miele dishwasher, a commercial grade gas stove with pot filler. Gorgeous Carrara marble countertops and custom shaker cabinets rising up to the ceiling. Formal living with a gas fireplace, a lovely informal dining room off the kitchen with a bedroom and bath behind french doors. Upstairs find a spacious primary with a pass through walk-in closet into your updated ensuite with a rain shower head and custom bidet. Both main floor guest bedroom and upstairs guest bedroom have used armoire for closet space. 3rd floor loft also perfect as sleeping space or even office/storage. Pass through your mudroom with ample storage off the kitchen, to the back yard featuring a custom rolling gate for access and privacy and even a luxury covered cabana area for dining al fresco in the late day shade. Even enjoy using your enclosed front porch for plants or reading and relaxation. With a location incredibly close to University of Puget Sound and cornering the Grant Center For Expressive Arts, it's the perfect upscale location, moments to the 6th Ave corridor. Give your dreams a new address!

815 N Fife Street, Tacoma

Listing courtesy of Berkshire Hathaway HS NW.

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