Tacoma Homes with Assumable Terms

Tacoma Homes with Assumable Terms

Welcome to Tacoma, a vibrant city located in Pierce County, Washington. Known for its stunning natural beauty, Tacoma offers a high quality of life and a thriving real estate market. Situated in the heart of the Pacific Northwest, this city is an ideal place to call home.

Tacoma boasts a rich history and a diverse culture. The city is home to numerous museums, including the renowned Museum of Glass, which showcases stunning glass art and offers live demonstrations. The Tacoma Art Museum and Washington State History Museum are also popular attractions for art and history enthusiasts.

For outdoor enthusiasts, Tacoma offers a variety of recreational opportunities. The city is surrounded by picturesque landscapes, including Mount Rainier, which provides a stunning backdrop. Residents can enjoy hiking, biking, and camping in the nearby national parks and forests.

When it comes to real estate, Tacoma has something for everyone. One unique feature of the housing market in Tacoma is the availability of homes with assumable terms. This means that buyers have the option to take over the existing mortgage of the seller, making the home buying process more affordable and convenient.

Whether you're looking for a charming historic home in Tacoma's North End or a modern condo in the downtown area, Tacoma offers a wide range of housing options to suit every taste and budget. With its strong sense of community, beautiful surroundings, and convenient location, Tacoma is an excellent place to invest in real estate.

Don't miss out on the opportunity to call Tacoma home. Contact a local real estate agent today to explore the available homes with assumable terms and discover all that this wonderful city has to offer.

Newest Tacoma Homes with Assumable Terms

$545,000
3 Beds ⋅ 3 Baths ⋅ 2566209 MLS ⋅ ACTIVE Status
Rare 4.125% VA assumable loan opportunity, subject to lender approval and assumption requirements, which may be available to qualified buyers, including non-Veterans. Beautifully remodeled Midland home with extensive 2022 updates, open-concept living, vaulted ceilings, and abundant natural light. The renovated kitchen features quartz countertops, custom cabinetry, stainless steel appliances, tile backsplash, and an oversized island. Just a few steps down, the spacious living room offers a comfortable second living space, while upstairs features 3 bedrooms, including a spacious primary suite with walk-in closet and jetted tub. Updates include newer roof, siding, kitchen, bathrooms, flooring, millwork, doors, fence, and landscaping. Situated on a 9,000+ sq ft cul-de-sac corner lot, this home offers an extended driveway, RV parking, 2-car garage, storage shed, partially fenced yard, and brick patio with pergola, creating a great space for relaxing or entertaining. Convenient access to JBLM, shopping, schools, and major commuter routes. This Home qualifies for 1st Security Banks buyer advantage program. Qualified buyers can receive up to a 1% credit when using 1st Security Bank for financing.

107 105th Street Ct E, Tacoma

Listing courtesy of Portico Real Estate.

$699,000
7 Beds ⋅ 3 Baths ⋅ 2563525 MLS ⋅ ACTIVE Status
2.7% assumable loan is available to qualified VA and non-VA buyers! This spacious 1920s Craftsman Revival-style home offers flexible living options, including multigenerational living, live/work use, or rental potential. Original details include leaded-glass built-ins, French doors, crystal fixtures, oak floors, and stunning period fireplaces. The open main-level layout flows from the living room to the dining area and sunroom, with multiple deck access points. This level also includes three bedrooms and a kitchen with a breakfast nook. Upstairs offers two bedrooms, a living room, office or bonus room, 3/4 bath, and former kitchen space. It currently connects to the main level but could be separated and the kitchen reinstated, with access from the exterior stairs. The lower level adds two bedrooms with new code-compliant windows, a living room, 3/4 bath, kitchen space, laundry, and large storage or flex areas. Each level has private access, and the property provides nine parking spaces, including the garage. RCX zoning allows up to 25% commercial use, offering flexibility for a home-based business or professional office. Additional features include a garage with ADU potential, double lot, fully fenced yard, new 80-gallon hybrid water heater, and a pre-inspection. A special opportunity to own a piece of Tacoma’s architectural history!

7656 Pacific Avenue, Tacoma

Listing courtesy of RE/MAX Realty South.

$620,000
3 Beds ⋅ 3 Baths ⋅ 2558253 MLS ⋅ ACTIVE Status
48-hour notice required. Tenant occupied. Showings by appointment only through ShowingTime. Please do not disturb tenants. Inspection report available upon request

3813 N Mullen Street, Tacoma

Listing courtesy of Pellego, Inc..

$615,000
3 Beds ⋅ 3 Baths ⋅ 2554066 MLS ⋅ ACTIVE Status
Welcome to your dream home. This nearly-new 3 bed, 2.5 bath home perfectly blends contemporary design with total property freedom. Nestled on a sprawling lot of over one acre with absolutely no HOA, this property offers a rare combination of modern luxury and unrestricted privacy. The main house features a spacious interior and a primary suite with a walk-in closet and private bath, all kept perfectly comfortable by an efficient mini-split heating and cooling system. The outdoor space is a rare find. It features a 4-bedroom septic design, meaning you can easily build a Detached Accessory Dwelling Unit (DADU), a massive workshop, or expand the home. There is an abundance of parking ready for all your additional vehicles, RVs, or boats. Best of all, you can save a fortune by taking advantage of the rare, assumable 3.125% interest rate FHA loan. Schedule your tour today!

2111 Chesney Road E, Tacoma

Listing courtesy of eXp Realty.

$899,000
3 Beds ⋅ 3 Baths ⋅ 2555900 MLS ⋅ ACTIVE Status
Welcome home to this exquisite Browns Point residence, where coastal tranquility meets modern sophistication. From the moment you arrive, the grand circular driveway and meticulous, detailed landscaping invite you toward a soaring, vaulted entry flooded with natural light. Spanning an impressive 2,544 square feet, this 3-bedroom, 2.5-bathroom architectural gem seamlessly blends spacious daily living with effortless entertaining layout. Step inside to find a beautifully open floor plan adorned with brand-new flooring stretching across the entire home. The heart of the house features a newly renovated chef’s kitchen, boasting detailed carpentry, premium finishes, and expansive windows that frame serene territorial views. Upstairs, the oversized bedrooms provide an abundance of natural light and capture stunning, iconic views of Mt. Rainier. The outdoor space serves as your own private Pacific Northwest oasis. Relax on the covered back porch overlooking a completely fenced-in backyard—perfect for summer barbecues, pets, and peaceful morning coffee. Car enthusiasts and hobbyists will love the massive 3-car garage, which includes two dedicated storage rooms ideal for a custom workshop. Complete with a newer furnace, this immaculate home is entirely turn-key and ready for its next chapter.

4608 Browns Point Boulevard, Tacoma

Listing courtesy of Better Properties UP/Fircrest.

$476,000
3 Beds ⋅ 3 Baths ⋅ 2557318 MLS ⋅ ACTIVE Status
VA assumable Loan! Move-in ready and full of charm, this 3-bedroom, 2.5-bath Tacoma home offers a versatile layout and outdoor space! Relax on the inviting covered front porch with your morning coffee before stepping inside to an open-concept main level featuring a spacious living room, dining area, convenient half bath, and a gourmet kitchen with granite countertops, stainless steel appliances, and generous counter seating ideal for gathering and entertaining. Upstairs, you'll find the spacious primary suite with a full bath, along with an additional bedroom. The lower level includes a third bedroom with a sliding glass door providing direct access to the backyard, a 3/4 bath, and a dedicated laundry area, offering flexibility for guests, hobbies, or a home office. Outside, two storage sheds provide abundant room for tools, outdoor gear, or seasonal items, while ample parking includes attached garage and space for an RV or boat. Conveniently located near JBLM, shopping, dining, parks, and everyday amenities, this home combines comfort, functionality, and an excellent location. Don't miss the opportunity to make it yours!

11425 A Street S, Tacoma

Listing courtesy of Redfin.

$390,000
3 Beds ⋅ 3 Baths ⋅ 2553174 MLS ⋅ ACTIVE Status
Corner penthouse condominium in Apex Apartments featuring unobstructed south and southwest-facing views and abundant natural light from multiple exposures. High ceilings enhance the living area, creating an open and airy feel. Secure building with elevator access, one designated parking space, and a private storage unit. Community amenities include a pool, spa, fitness center, sauna, theater room, secured garage, onsite Amazon Locker and controlled building access. Conveniently located near shopping, dining, parks, and major commuter routes.

2424 S 41st Street Unit #B565, Tacoma

Listing courtesy of Skyline Properties, Inc..

$439,999
3 Beds ⋅ 2 Baths ⋅ 2550314 MLS ⋅ ACTIVE Status
Welcome home to this well maintained, move-in-ready rambler featuring an open-concept floor plan with vaulted ceilings and abundant natural light throughout. Spacious living & dining rooms flow right into the large kitchen with ample cabinetry, custom pull-out shelves & abundant counter space. Vaulted ceilings in the oversized living room with fireplace and sliding door to the yard. 2 generous sized secondary bedrooms, and a full bathroom down the hall along with the primary suite with an ensuite shower. Home offers disabled access throughout! Stay comfortable year-round with an efficient heat pump-providing you A/C along with a new roof, new gutters & new interior paint! Enjoy the fully fenced backyard with a patio and storage shed - the yard is perfect for relaxing or entertaining. Complete with a 2-car garage and tons of street parking - conveniently located near shopping, restaurants, parks, schools, and major commuter routes. *Ask about VA Assumable rate currently at 2.875%

628 S 117th Street, Tacoma

Listing courtesy of Skyline Properties, Inc..

$675,000
4 Beds ⋅ 3 Baths ⋅ 2552315 MLS ⋅ ACTIVE Status
Welcome to this 4 bed, 2.75 bath home on a large, secluded lot with beautiful territorial views and a peek-a-boo view of Mount Rainier. Come home every day to mature landscaping, extensive flower beds, a fully fenced and shaded backyard, plus a pond with a peaceful fountain. This home features newer Stainless Steel appliances, granite countertops, newer laminate vinyl plank floors throughout, engineered hardwood floors in the kitchen, and a newer heat pump for year-round comfort. Relax upstairs in the living room with a huge picture window, two-sided wood burning fireplace, and a balcony off the dining room. Down the hall, the spacious Primary bedroom has ample closet space and an ensuite bathroom. The Primary bathroom is fully updated featuring a glass shower door, luxury Italian tile floors, and a beautiful stone top vanity. The upstairs hallway bathroom is fully remodeled with granite counters, double vanity sinks, tri-fold glass shower doors, and luxury Italian tile flooring. Downstairs, you will find an additional bedroom plus a spacious family room with a wood burning fireplace and sliding glass doors out to the patios and pond. The downstairs bathroom is also fully updated with all new light fixtures, plumbing, bathroom fixtures, and ceramic tile flooring. The utility room contains natural light, ample custom cabinetry, and granite tile counters for ease of use. With no HOA and RV parking, this is a home you can't miss!

6804 47th Avenue E, Tacoma

Listing courtesy of Better Properties Real Estate.

$585,000
4 Beds ⋅ 2 Baths ⋅ 2542930 MLS ⋅ ACTIVE Status
The North Tacoma lifestyle, without the project list. Set minutes from Point Ruston waterfront, Point Defiance and Proctor, this refreshed single-level rambler allows you to actually spend your weekends enjoying the location- not tackling a honey-do list. Inside, fresh interior paint, all-new hardwood flooring, brand new carpet in bedrooms, and a wood-burning fireplace create a warm, move-in ready feel from the moment you walk in. The home features 4 bedrooms, including a spacious bedroom currently staged as the primary suite, offering flexibility for a larger bedroom setup, guest space, second living area, or bonus room. Bright open kitchen with stainless appliances and slider to courtyard, ideal for entertaining. A private gated front entrance adds charm and privacy, while the courtyard-style outdoor space with large apple tree offers room to relax, entertain, garden, or create a low-maintenance retreat. The oversized 2-car garage is a major bonus, with generous space for parking, storage, hobbies, or workspace needs, plus an additional covered storage area between the home and garage. Additional parking adds even more everyday function in a highly desirable North Tacoma location. With recent maintenance completed for added peace of mind, this North End home is ready for its next chapter.

3708 N Orchard Street, Tacoma

Listing courtesy of eXp Realty.

$299,999
1 Beds ⋅ 1 Baths ⋅ 2542222 MLS ⋅ ACTIVE Status
Beautifully updated 1-bedroom, 1-bath condo in the heart of downtown Tacoma! This 3rd-floor unit features a fully renovated kitchen and bathroom, full-size stacked washer/dryer, and secure storage. Enjoy building amenities including a clubhouse, game room, theater room, fitness center, and gated parking. Conveniently located near UW Tacoma, I-5, JBLM, coffee shops, restaurants, nightlife, museums, and the waterfront. A great option for those looking for low-maintenance city living! Purchase subject to short sale approval, and is VA Assumable!

1501 Tacoma Avenue S Unit #311, Tacoma

Listing courtesy of Operation Red Dot.

$649,900
6 Beds ⋅ 3 Baths ⋅ 2536853 MLS ⋅ ACTIVE Status
Rare East Tacoma Opportunity! 6-bedroom, 2¾-bath updated home offering two living spaces. Total 2,620 sq. ft. home on a rare 13,068 sq. ft. UR-2 zoned lot in East Tacoma. Ideal for multigenerational living, extended households, or buyers seeking flexible living arrangements. The oversized lot offers potential for an ADU, detached garage, workshop, RV parking, garden space, or future development opportunities. Buyers should verify permitted uses with the City of Tacoma.The main level features 3 bedrooms, 1¾ baths, a spacious living room with a remote-controlled gas fireplace, newer oversized vinyl windows, laundry hookups, and numerous updates throughout. The lower level includes a separate entrance, attached garage with direct access, second kitchen, walk-in pantry, fireplace, laundry hookups, 3 bedrooms plus a potential 4th bedroom, office, or bonus room, and 1 full bath, creating an ideal self-contained living space. Recent improvements include a new roof in 2026, fresh interior and exterior paint, and a new furnace installed in 2023. The backyard is fully fenced and their is a huge side yard with fruit trees. Conveniently located near Pacific Avenue transit, schools, shopping, JBLM, and I-5. Qualified veterans may have the opportunity to assume the existing VA loan with an approximate balance of $500,000 at 3.25% interest, subject to lender and VA approval.

502 E 82nd Street, Tacoma

Listing courtesy of MLS4owners.com.

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