Spanaway Homes with USDA Loan Terms

Spanaway Homes with USDA Loan Terms

Spanaway, a charming city located in Pierce County, Washington, offers a wonderful place to call home. Situated in the United States, Spanaway is known for its picturesque landscapes, friendly community, and convenient access to urban amenities.

For homebuyers looking for affordable housing options, Spanaway is an ideal choice as it offers homes with USDA loan terms. The USDA loan program provides financing options for eligible low to moderate-income homebuyers in rural areas. This means that qualified buyers in Spanaway can take advantage of favorable loan terms, such as low-interest rates and zero down payment requirements, making homeownership more accessible and affordable.

Spanaway's real estate market offers a diverse range of properties to suit various preferences and budgets. From cozy single-family homes to spacious townhouses, there is something for everyone in this vibrant city. Many of these homes are nestled amidst beautiful natural surroundings, allowing residents to enjoy the tranquility and beauty of the area.

In addition to its affordable housing options, Spanaway boasts a range of amenities and attractions. Residents can explore the nearby Spanaway Lake Park, which offers opportunities for fishing, boating, and picnicking. The city is also conveniently located near shopping centers, restaurants, and schools, making it a convenient place to live for families and individuals alike.

If you're looking for a place to settle down that offers affordability, natural beauty, and a welcoming community, Spanaway is the perfect choice. With its homes offering USDA loan terms, this city provides an excellent opportunity for prospective homebuyers to achieve their homeownership dreams.

Newest Spanaway Homes with USDA Loan Terms

$509,999
3 Beds ⋅ 2 Baths ⋅ 2569789 MLS ⋅ ACTIVE Status
Fully renovated, one story home. Two car garage, parking pad, Plus graveled area and room for an RV or other uses. Home is in a like new condition, with high quality finishes. All new flooring, new 6 panel white doors and trim, a new roof, new paint in and out few light and plumbing fixtures, granite in both baths, and more. Gas heat. Large, flat lot. Seller has added top soil and will hydroseed up to 3000 sq ft for a new lawn within 3 days of closing or as directed by buyer. Wait is so that new owner can adequately water lawn. All work was done by a licensed contractor with over 35 years experience. A must see for someone needing a large lot with no HOA or restrictions.

4415 E 228th Street, Spanaway

Listing courtesy of Dove Realty, Inc..

$500,000
3 Beds ⋅ 3 Baths ⋅ 2566966 MLS ⋅ ACTIVE Status
Looking for more space without giving up convenience? This 3-bedroom, 2-bath Autumn Woods home delivers with oversized bedrooms, a flexible loft and an open-concept layout designed for the way you live today. Step inside to fresh interior paint and carpet just one year old, giving the home a clean, move-in-ready feel. The open living, dining and kitchen areas create an easy flow for everyday life and entertaining, while the eat-in dining space gives you even more flexibility. Upstairs, the generously sized bedrooms provide plenty of room to spread out. The spacious primary suite features an oversized bath, while the loft gives you that valuable extra space everyone is looking for—home office, playroom, media room, workout area or second living room…the choice is yours! Outside, the backyard is ready for your imagination. Picture a private retreat with a hot tub and gazebo, an outdoor entertaining area, garden space or simply a place to relax and unwind. Enjoy neighborhood parks and sidewalks for morning walks, evening strolls or walking the dog. With convenient access to shopping, JBLM and major commuting routes, Autumn Woods puts everyday necessities within easy reach. More space. More possibilities. A location that keeps you connected. Come see what you can make your own!

5102 200th Street Ct E, Spanaway

Listing courtesy of Best Choice Realty LLC.

$435,000
3 Beds ⋅ 1 Baths ⋅ 2564219 MLS ⋅ ACTIVE Status
Completely Remodeled Rambler w/ Over $90K in Updates on this 3 Bed & 1 Bath home on Huge .22 Fully Fenced Corner Lot w/RV Parking! This home has every Upgrade imaginable incl All New SS Appliances, Quartz Counter Tops, Mosaic Tile Backsplash, Farmhouse Sink, Kitchen Cabinetry, LVP Hardwood Flooring, Bathroom Vanity & Mosaic Tile Backsplash, Tiled Bathroom Shower & Flooring, Plumbing fixtures, Light Fixtures, Electrical updates, White Trim Package & Doors, Carpet, Freshly Painted Interior & Exterior, Double Pane Windows, Brick Fireplace, & Tons More! Other features incl Tons of New Kitchen Cabinetry & Counterspace, Custom Front Door, Newer Gutters, New Energy Efficient Wall Heaters in every room, Covered Front Porch w/Trex Decking, RV Parking, 12X8 Shed, Deep 1 Car Garage, & More! This home is a Must See & Incredible Opportunity. Great Location near Shopping, Restaurants, Schools, Parks, Trails, Golfing, & More!

17203 5th Avenue E, Spanaway

Listing courtesy of Skyline Properties, Inc..

$550,000
4 Beds ⋅ 3 Baths ⋅ 2560646 MLS ⋅ ACTIVE Status
Welcome to this exceptional home in the sought after gated community of Fairway Estates! Tucked away on a quiet cul-de-sac, this well-maintained home has been lovingly cared for over the years and offers a wonderful opportunity to make it your own. The remodeled kitchen features timeless white cabinetry and quartz countertops, creating a warm and inviting space for everyday living. Just off the kitchen is a spacious dining area with a cozy gas fireplace. Additional updates, including newer solid core interior doors and trim, adds a fresh touch while still leaving room for your own vision and personal style. All appliances are included for added convenience. One of the standout features of this property is the expansive, fully fenced backyard. Beautifully landscaped with lush green grass, a spacious patio, and three mature pear trees, it’s the perfect setting for entertaining, summer barbecues, gardening, or simply relaxing outdoors. RV parking provides added flexibility for your recreational vehicles or additional parking needs. 220V in garage ready to make your own EV charging system. Conveniently located just minutes from shopping, dining, schools, and everyday amenities, this home offers a great combination of comfort, thoughtful updates, and opportunity. It’s a well-loved home that’s ready for its next owners to enjoy. Come see everything this Fairway Estates home has to offer!

4621 212th Street E, Spanaway

Listing courtesy of Lynch Home Team.

$624,995
4 Beds ⋅ 2 Baths ⋅ 2550164 MLS ⋅ CONTINGENT Status
Welcome to your own private retreat on 3.120 acres across two tax parcels! This beautifully remodeled 2,016 sq. ft. home offers 4 bedrooms plus an office/bonus room that could easily serve as a 5th bedroom, 1.75 updated bathrooms, and modern finishes throughout. The stunning new kitchen features quartz countertops, stylish cabinetry, and opens to spacious living areas designed for everyday comfort and entertaining. Additional updates include a new furnace, new flooring throughout, new lighting, new cabinets and so much more allowing you to move in with peace of mind.Outside, enjoy your own backyard oasis with an above-ground pool, hot tub, barn, and fenced pastures making it ideal for animals, hobby farming, or simply enjoying the extra space. With over 3 acres, there's plenty of room for RVs, toys, gardening, and more.Conveniently located just minutes from JBLM, shopping, dining, schools, and major commuter routes, this property offers the perfect combination of modern updates, acreage, and accessibility. Don't miss this rare opportunity to own a turnkey home with room to live, work, and play!

28114 22nd Avenue E, Spanaway

Listing courtesy of eXp Realty.

$574,950
3 Beds ⋅ 3 Baths ⋅ 2549222 MLS ⋅ ACTIVE Status
Welcome to this stunning new construction home on 1 full acre! This new 3 bedroom 2 1/2 bath home features a very open concept, with the spacious kitchen and living room flowing together for that great room feeling. The kitchen has gorgeous granite countertops and a walk-in pantry. The bedrooms are all upstairs, the primary bedroom includes a full bath, granite counters and a large walk-in closet. The two additional bedrooms, a loft or office as well as the laundry room are also upstairs. The home features modern comforts with a ductless mini-split system for A/C and heat. Lots of room for detached garage, so bring all the toys! Located close to JBLM, freeways, restaurants, and shopping. Do not use GPS. Must turn off HWY 7 and Weiler RD

29116 31st Avenue E, Spanaway

Listing courtesy of John L. Scott R.E. Lake Tapps.

$595,000
4 Beds ⋅ 3 Baths ⋅ 2547434 MLS ⋅ ACTIVE Status
Nice 4 bedroom 2.5 bath home located in Spanaway. This home has a great floor plan and is located on a large 1.62 acre lot. Easy access to all amenities. Nice 2 car garage and additional parking in the driveway. Nicely updated kitchen with stainless appliance and updated flooring. Large composite deck for outdoor entertaining. Generator in the garage will stay. Wired up to panel.

7518 211th Street E, Spanaway

Listing courtesy of Better Properties Gig Harbor.

$499,950
3 Beds ⋅ 3 Baths ⋅ 2545611 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 2-story residence in the sought-after English Gardens III community! This home boasts fantastic curb appeal and is ready for you to move in!The main floor offers a versatile, open-concept layout perfect for modern living. You'll find a bright, open kitchen with a convenient eating space that flows into a spacious great room, along with a formal living room, a formal dining room, and a flexible den space to suit your lifestyle needs.Upstairs, retreat to your large primary suite featuring a walk-in closet and a relaxing 5-piece bathroom. Two additional bedrooms and the convenience of an upstairs laundry room complete the upper level.Enjoy year-round comfort with a brand-new heat pump, and extend your living space outdoors with a new covered patio—perfect for entertaining in the oversized, fully fenced 0.21-acre backyard. The yard also features raised garden beds for those who love to grow their own produce.Located within a community that features sidewalks and a huge neighborhood park, this home offers easy access to JBLM, and is just minutes away from local shopping, restaurants, and major corridors like Canyon Road and Meridian. Complete with a large 2-car garage, this property truly has it all!

8218 203rd Street Ct E, Spanaway

Listing courtesy of Gateway Real Estate.

$830,000
3 Beds ⋅ 2 Baths ⋅ 2543574 MLS ⋅ ACTIVE Status
Brand new HVAC system just installed! Country living meets modern convenience!Situated on a private dead-end street, this picturesque 2.6- acre property offers a peaceful retreat surrounded by mature trees and thoughtfully designed outdoor spaces. The fully fenced acreage features multiple garden spaces, a fenced pasture, and several outbuildings for storage, hobbies, or homesteading endeavors. A spacious shop provides abundant room for equipment, recreational vehicles, and projects of every kind. Inside, this home offers 3 bedrooms plus a bonus room and 2 bathrooms. Hardwood floors and exposed beam add warmth and character, while the cozy fireplace creates the perfect setting for Pacific Northwest evenings. Enjoy the flexibility of two generous living spaces and a large kitchen designed for gathering, entertaining, and everyday living. Thoughtful updates throughout blend modern comforts with timeless country charm. The finished daylight basement expands the living space and features a pellet stove with direct access to the patio- ideal for entertaining guests or simply enjoying the tranquil surroundings. Conveniently located just 15 mintues from the freeway and within easy reach of JBLM, this property combines rural serenity with everyday convenience. A rare opportunity to enjoy privacy, space, and the lifestyle you've been dreaming of.

21016 E 26th Ave, Spanaway

Listing courtesy of eXp Realty.

$1,399,000
4 Beds ⋅ 2 Baths ⋅ 2541287 MLS ⋅ ACTIVE Status
This architect-designed Pierce County equestrian estate is hitting the market for the first time in over 50 years. Lovingly cared for by the same family, it's ready for its next chapter. Set on just under 15 acres on a dead-end road with stunning Mt. Rainier views, this is the lifestyle that's becoming increasingly difficult to find. Fully fenced with an automatic entry gate, private, secure, and convenient. With JBLM trails directly across the street, you can saddle up and ride straight from your property. Racing lovers will appreciate the Mt. Hwy go-kart track just minutes away. The main home offers 4 beds plus an office that easily functions as a fifth. A separate 1,620 sq ft second residence with 3 beds and 2 baths adds incredible flexibility for multigenerational living, rental income, or additional space. The land is flat, dry, and highly usable. This Spanaway horse property already has equestrian infrastructure in place: a 7-stall barn, tack room, additional stable, greenhouse, and extensive garden space. An oversized shop fits a semi truck, plus three additional office spaces throughout the property. Perfect for equestrians, home-based businesses, or anyone craving space and privacy. Brand-new septic system already in place. Properties like this are rare and this one is available now.

26117 34th Avenue E, Spanaway

Listing courtesy of eXp Realty.

$648,000
4 Beds ⋅ 3 Baths ⋅ 2540132 MLS ⋅ ACTIVE Status
Welcome to Castle Pines, a quiet gated community of only 19 homesites! Home sits on a picturesque, private, 1 acre lot with a fully fenced backyard and space for RVs behind the double gate. This thoughtfully designed home is perfect for everyday living as well as entertaining. Grand yet welcoming entrance features vaulted ceilings, an open staircase, and classic oak hardwood floors. Living room features built-in shelving, a gas fireplace and opens to the kitchen and informal eating area. Kitchen boasts timeless wood cabinetry, light granite countertops, and newer print-proof stainless appliances. Step right outside to the huge covered patio that seamlessly connects indoor and outdoor living. Formal dining and office/study area complete the main floor. Upstairs includes the spacious primary bedroom with views of the backyard, 5 piece bath with soaking tub, and a cedar lined walk in closet. 3 bedrooms and a full bath complete the 2nd floor. All appliances stay! NEW FURNACE AND HEAT PUMP FOR CENTRAL A/C installed in 2025 & NEW ROOF installed last month! 3-car garage, large storage shed, & closets throughout for tons of storage. Short walk to neighborhood park and basketball court. Just minutes to the East gate of JBLM, shopping, and other amenities, as well as parks, camping, off road areas, etc. Ride-on mower stays! Come check this one out and imagine how peaceful your home life could be!!

825 267th Street Ct E, Spanaway

Listing courtesy of Every Door Real Estate.

$579,950
3 Beds ⋅ 2 Baths ⋅ 2539792 MLS ⋅ ACTIVE Status
Beautiful single-story home by KB Home in our BRAND-NEW SPANAWAY COMMUNITY Sunset Ridge. Home features This thoughtfully designed 3-bedroom, 2-bath residence offers an open-concept layout with spacious great room, modern kitchen, and seamless flow for everyday living and entertaining. Enjoy a private primary suite with en-suite bathroom and walk-in closet, plus two additional bedrooms for flexibility. Quality craftsmanship, ENERGY STAR certified features, and personalized choices available throughout. Conveniently located near JBLM, shopping, dining, and major commuter routes. Don’t miss this opportunity! Below market interest rate available with preferred lender KBHS Home Loans and other incentives. Quick Move in with September completion.

2311 206 Street Ct E Unit #56, Spanaway

Listing courtesy of KB Home Sales.

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