Spanaway Homes with FHA Terms

Spanaway Homes with FHA Terms

Spanaway is a charming city located in Pierce County, Washington, in the United States. Known for its scenic beauty and friendly community, Spanaway offers a peaceful and tranquil living environment for its residents.

Situated in the heart of Washington state, Spanaway provides easy access to major cities like Tacoma and Seattle, making it an ideal location for those who want to enjoy a quieter lifestyle while still having the convenience of urban amenities within reach.

For homebuyers looking for affordable housing options, Spanaway has a range of homes available with FHA (Federal Housing Administration) terms. FHA loans are government-backed mortgages that offer flexible lending criteria and lower down payment requirements, making homeownership more accessible for first-time buyers or those with lower credit scores.

Whether you're a young professional, a growing family, or a retiree looking for a peaceful place to settle down, Spanaway has something to offer everyone. From cozy single-family homes to spacious townhouses, the real estate market in Spanaway caters to various budgets and preferences.

In addition to its affordable housing options, Spanaway boasts beautiful parks, recreational facilities, and excellent schools, making it an attractive destination for families. The city's natural beauty, including nearby lakes and forests, provides ample opportunities for outdoor activities such as hiking, fishing, and boating.

With its welcoming community, affordable homes with FHA terms, and convenient location, Spanaway is an excellent place to call home in Washington state.

Newest Spanaway Homes with FHA Terms

$1,150,000
2574588 MLS ⋅ ACTIVE Status
Unique Spanaway Lake property, .767 acres, 100 sq ft of lakefront. 2 homes. 915 - lakefront 1,216 sq ft, 3 bedrooms, bath and a half, one story, gas insert, newer wall heaters, newer floors and windows, renovated bath, Upgraded sunporch, 1,200 sq ft shop, 400 sq ft toolshed. 917 - 1,236 sq ft, 2 bedrooms, bath and 3/4, story and a half, newer floors and windows. Tankless hotwater and insta hot. All appliances stay with sale of home. All buildings have newer roofs and gutters. Newer vapor barriers beneath both homes. 3 covered parking spots with many added driveway spots. Heritage apple and cherry trees on the lot. Garden area. Close to JBLM - enjoy the Blue Angels performance from the deck. Fireworks display over the water on the 4th of July. Swim, fish, waterski, jet ski, or canoe, count bird varieties. RV parking. New Dock. Each home has its own Detached Garage with plenty of storage.

915 to 917 173rd Street S, Spanaway

Listing courtesy of Northwest Home Sales.

$489,990
4 Beds ⋅ 2 Baths ⋅ 2574324 MLS ⋅ ACTIVE Status
Welcome home to this beautiful Spanaway home, tucked away on a quiet street with no through traffic. The bright, open layout features vaulted ceilings, abundant LED lighting, and a stylish kitchen with quartz countertops and stainless steel appliances. Updated bathrooms with marble vanities add a modern touch, while a mini-split system and electric fireplace provide year-round comfort. The partially converted garage offers flexible bonus space perfect for entertaining, a home gym, office, or hobby room, while still providing additional garage storage. Step outside to a spacious backyard with a Trex deck and porch, plus a storage shed and plenty of room to relax, garden, or gather. Conveniently located near schools, shopping, dining, Spanaway Lake, Spanaway Park, and local recreation, with easy access to JBLM. A well-maintained home offering space, comfort, and convenience in a peaceful neighborhood setting.

902 194th Street E, Spanaway

Listing courtesy of Best Choice Realty LLC.

$675,000
4 Beds ⋅ 3 Baths ⋅ 2572409 MLS ⋅ ACTIVE Status
Enjoy exceptional space, privacy, and versatility in this custom 4-bedroom, 2.5-bath rambler situated on a generous .87-acre lot. The thoughtfully designed single-level layout features generous living areas, a home office or guest bedroom, and an oversized primary suite with a private bath and walk-in closet. Fresh new carpet throughout. A formal living room with a gas fireplace adds warmth and character, while the impressive attached 4-car garage provides exceptional parking and storage. Outside, you'll find a large shop, covered RV parking, an additional RV pad with utilities, expansive covered front and back decks, and plenty of garden space. Tucked away at the end of a quiet dead-end street, this unique property offers a rare combination of privacy, usable space, storage, and room for all your hobbies, vehicles, and toys.

19009 10th Avenue Ct E, Spanaway

Listing courtesy of John L. Scott, Inc.

$499,900
3 Beds ⋅ 2 Baths ⋅ 2573462 MLS ⋅ ACTIVE Status
Welcome home to this charming 3-bedroom split-level nestled on a spacious 1/3-acre wooded lot at the end of a quiet cul-de-sac. Inside, enjoy the fresh, updated feel of new LVP flooring throughout (carpet on stairs) and a freshly painted interior. The exterior has also been freshly painted, giving the home a crisp, refreshed look. Newer vinyl windows provide energy efficiency and natural light, while two wood-burning fireplaces - including a wood stove - add warmth and cozy character. The roof is 5 years old, and insulated garage doors offer added comport and efficiency. Outside, the fully fenced, wooded yard provides privacy and room to enjoy the outdoors, complete with a storage shed for added storage. A great combination of updates, space, privacy, and a peaceful cul-de-sac setting!

18922 9th Avenue Ct E, Spanaway

Listing courtesy of Berkshire Hathaway HS SSP.

$540,000
4 Beds ⋅ 3 Baths ⋅ 2573738 MLS ⋅ ACTIVE Status
Beautifully updated 4-bedroom, 2.75-bath home offering over 2,000 sq. ft. in a convenient central Spanaway location! Step inside to find new flooring throughout and a completely remodeled kitchen designed with both style and function in mind. The open-concept kitchen flows into the informal dining area and inviting family room with cozy fireplace, creating a wonderful space for everyday living and entertaining. The spacious living and dining rooms feature impressive vaulted ceilings and abundant natural light. Retreat to the large primary suite with walk-in closet and private 5-piece bath. Stay comfortable year-round with air conditioning. Outside, enjoy a fully fenced backyard and patio with plenty of space to relax, play or entertain. Conveniently located near shopping, dining, schools, and everyday amenities. Move-in ready. Ask your agent about the available Lender credit!

20116 14th Avenue Ct E, Spanaway

Listing courtesy of Every Door Real Estate.

$515,000
4 Beds ⋅ 3 Baths ⋅ 2572450 MLS ⋅ ACTIVE Status
Welcome to Summer Place! Wonderful home in a great location. Enjoy a peaceful country feel on a dead-end street, tucked away from the hustle and bustle. This spacious home features an open-concept floor plan with 4 large bedrooms and 2.5 baths. The front room, framed by French doors, offers flexibility as a living room, dining room, or home office. The family room features a cozy gas fireplace and flows into the well-appointed kitchen with a large island and all appliances included. The primary bedroom has a huge adjoining bath with a soaking tub and walk-in closet. A 3-car garage provides plenty of room for vehicles, toys, and extra storage, with shelving already in place. Outside, the home has been freshly painted and features a Trex deck with a gas firepit—perfect for relaxing or entertaining guests. So much to offer in a wonderful setting. Don't miss the opportunity to make this lovely home your own!

1314 182nd Street Ct E, Spanaway

Listing courtesy of Better Properties N. Proctor.

$499,950
3 Beds ⋅ 2 Baths ⋅ 2573972 MLS ⋅ ACTIVE Status
Beautiful single-story home by KB Home in our BRAND-NEW SPANAWAY COMMUNITY Sunset Ridge. Home features This thoughtfully designed 3-bedroom, 2-bath residence offers an open-concept layout with spacious great room, modern kitchen, and seamless flow for everyday living and entertaining. Enjoy a private primary suite with en-suite bathroom and walk-in closet, plus two additional bedrooms for flexibility. Quality craftsmanship, ENERGY STAR certified features, and personalized choices available throughout. Conveniently located near JBLM, shopping, dining, and major commuter routes. Don’t miss this opportunity! Below market interest rate available with preferred lender KBHS Home Loans and other incentives. Quick Move in with September completion.

20616 22nd Avenue Ct E Unit #10, Spanaway

Listing courtesy of KB Home Sales.

$400,000
3 Beds ⋅ 1 Baths ⋅ 2567254 MLS ⋅ ACTIVE Status
Welcome home to this charming Spanaway property nestled on a spacious lot with a large, private yard! With 3 bedrooms, 1 bathroom and 1,056 square feet of living space, this home offers a comfortable layout and plenty of room to make it your own. Enjoy the privacy and outdoor space the generous yard provides. Perfect for relaxing, gardening, entertaining, or enjoying time outdoors or picking cherries from your own tree. This yard comes with an extra sliver of land that could be used for a garden or horseshoe pits to see this area review the red highlighted areal shot in photos. Nice oversized two car garage too. Conveniently located near local schools, shopping, dining, and everyday amenities. A wonderful opportunity to create your own home in a desirable Spanaway location!

17221 13th Avenue Ct E, Spanaway

Listing courtesy of Skyline Properties, Inc..

$549,950
3 Beds ⋅ 3 Baths ⋅ 2571186 MLS ⋅ ACTIVE Status
Tucked inside the gated Hidden Meadows community on a quiet cul-de-sac, this well-maintained home offers comfort, flexibility, and lifestyle appeal. Multiple living areas support everyday living while providing space to gather, relax, or work from home. Natural light and a warm feel create an inviting atmosphere from the moment you enter.The spacious primary suite serves as a peaceful retreat, while the layout offers practical separation between bedrooms and living spaces. A quality deck expands outdoor living and overlooks a private, usable backyard blending open space with landscaped charm.Situated on nearly one-third acre, the property delivers rare flexibility with RV and boat parking, an oversized driveway for guests, and a standout 3-car garage offering exceptional storage and hobby potential. Conveniently located near JBLM, shopping, and everyday amenities, the home combines accessibility with the quiet benefits of a gated neighborhood known for pride of ownership and low-traffic streets.Homes offering this blend of space, parking, and setting are hard to find. Schedule your showing and experience it in person.

20414 2nd Avenue E, Spanaway

Listing courtesy of eXp Realty.

$475,000
3 Beds ⋅ 2 Baths ⋅ 2572421 MLS ⋅ ACTIVE Status
Better than New! This awesome home shows what pride of home ownership and renovation look like after 30 years!!! Starting outside with the curb appealing landscaping, Hot Tub off the large Deck, stick built Shed, backyard gated access and brand new roof. Step inside and discover the attention to detail custom Kitchen Cabinets, Stainless Steel appliances, Quartz Counter tops, Breakfast Bar, propane fireplace, washer & dryer, custom tiled bathrooms and hardwood flooring throughout the house. Enjoy the spacious yard ideal for relaxing, gardening, or hosting gatherings, all while being conveniently located near schools, shopping, dining, and JBLM. Fridge in the garage & security system stay.

614 191st Street E, Spanaway

Listing courtesy of RE2K.com.

$663,950
5 Beds ⋅ 3 Baths ⋅ 2572445 MLS ⋅ ACTIVE Status
LOT 49: Now debuting the brand new Sequoia Floor Plan at Perimeter Point! This 2,612 sq ft brand new home offers:Open flowing main floor living, Guest Suite on main with .75 bath, Dining area, oversized kitchen island, extensive greatroom windows & large sliding glass door to covered back patio. Open Railing on main. 3 bedrooms up & large PrimarySuite with French Door entry spa-inspired bath including walk-in shower, stand alone tub, dual vanity with hand pickeddesigner finishes. Luxury Vinyl Plank flooring on main, 36" uppers with Crown Molding in Kitchen. Quartz counter tops& so much more with these brand new 2026 spec features! Cat6 Data package for all of your Tech needs. Garage includesplenty of storage space, EV charging & electric garage doors. Fully Fenced. With 8 thoughtfully designed floor plans,Soundbuilt Homes welcomes you to Perimeter Point! Tucked into a wooded enclave of just 60 homes near Spanaway Lake,Perimeter Point offers something rare: Spacious floor plans (2,262-3,019 sq ft) surrounded by towering trees, nearby trails,and natural beauty all while being just minutes from JBLM gates. This rare, intimate community boasts privacy &convenience, with outdoor adventures at your doorstep. Make sure to ask about our 2026 BUYER BONUS PACKAGE tohelp you increase your purchasing power! SOUNDBUILT HOMES IS AN AWARD WINNING HOME BUILDERRANKED IN THE TOP 10 FOR WA STATE AS THE ONLY LOCAL BUILDER ON THE LIST COMING OUT OF 2025IN HOMES SOLD!

14716 18th Avenue S, Spanaway

Listing courtesy of John L. Scott, Inc..

$454,950
3 Beds ⋅ 2 Baths ⋅ 2571950 MLS ⋅ ACTIVE Status
This 3-bedroom, 2-bath rambler offers a functional one-level layout on a generous lot with no HOA! The living and dining areas flow into the kitchen, with direct access to the deck and spacious fenced backyard. Major improvements include a roof replaced in 2018, water heater in 2019 and heat-pump mini split installed in 2016, along with fresh exterior paint, neutral interior paint in select areas, newer refrigerator and range. Enjoy the home as it is while personalizing and updating at your own pace. The recently stained deck overlooks an established backyard with mature apple and cherry trees, Star Magnolia and lilac bushes. RV parking provides additional space and flexibility. Conveniently located near shopping, dining, everyday amenities, and JBLM.

21817 48th Avenue Ct E, Spanaway

Listing courtesy of Wilcox Real Estate.

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