Spanaway Homes with FHA Terms

Spanaway Homes with FHA Terms

Spanaway is a charming city located in Pierce County, Washington, in the United States. Known for its scenic beauty and friendly community, Spanaway offers a peaceful and tranquil living environment for its residents.

Situated in the heart of Washington state, Spanaway provides easy access to major cities like Tacoma and Seattle, making it an ideal location for those who want to enjoy a quieter lifestyle while still having the convenience of urban amenities within reach.

For homebuyers looking for affordable housing options, Spanaway has a range of homes available with FHA (Federal Housing Administration) terms. FHA loans are government-backed mortgages that offer flexible lending criteria and lower down payment requirements, making homeownership more accessible for first-time buyers or those with lower credit scores.

Whether you're a young professional, a growing family, or a retiree looking for a peaceful place to settle down, Spanaway has something to offer everyone. From cozy single-family homes to spacious townhouses, the real estate market in Spanaway caters to various budgets and preferences.

In addition to its affordable housing options, Spanaway boasts beautiful parks, recreational facilities, and excellent schools, making it an attractive destination for families. The city's natural beauty, including nearby lakes and forests, provides ample opportunities for outdoor activities such as hiking, fishing, and boating.

With its welcoming community, affordable homes with FHA terms, and convenient location, Spanaway is an excellent place to call home in Washington state.

Newest Spanaway Homes with FHA Terms

$540,000
3 Beds ⋅ 3 Baths ⋅ 2566891 MLS ⋅ ACTIVE Status
Rare opportunity to own a beautiful home on nearly 1/3 acre in a private cul-de-sac, offering space, privacy, and flexibility. Massive parking for 6+ vehicles and space for an RV, boat, camping trailer or motorhome. The impressive approach creates an exceptional first impression with a custom diamond-cut exposed aggregate driveway and walkway, landscaped grounds, mature trees, flowering plants, stone retaining walls and a custom granite water feature. Hardie-plank siding, crisp exterior finishes, new garage doors and thoughtful landscaping create a distinctive presence! The versatile floor plan offers three bedrooms plus a large family room ideal for recreation, hobbies, guests, a home office or everyday living. The home features vaulted ceilings, abundant natural light, a living room, dining area and kitchen with stainless steel appliances. Outdoor living continues with a fully fenced backyard featuring usable areas, mature landscaping, gated access and a powered Tough Shed. The enormous, level backyard is perfect for entertaining, BBQs and parties. Additional updates include a new heat pump with centralized A/C and skylights. Oversized 3-car garage includes a workshop, EV charging capability and overhead storage. Seller will complete a new 30-year roof and backyard hydroseeding prior to closing with an acceptable offer. Gated community, Bethel School District and easy JBLM access! This distinctive home is a must-see!

21302 38th Avenue Ct E, Spanaway

Listing courtesy of eXp Realty.

$449,950
3 Beds ⋅ 2 Baths ⋅ 2566343 MLS ⋅ ACTIVE Status
A well-maintained single-story home on a shy quarter-acre lot in Spanaway — and it's move-in ready. Start with what matters: a brand-new roof installed June 2024, fresh interior paint, new carpet and flooring throughout, and updated appliances — all staying with the home. The open floor plan is bright and inviting, with a large family room that handles any size gathering with ease. The kitchen has generous counter space and plenty of room to move — whether you're cooking for two or feeding a crowd. The primary suite is private and spacious, complete with an attached 3/4 bath. Two additional bedrooms and a full bath round out a thoughtful, functional floor plan that works for just about any situation. Step outside and the lot opens up — the backyard is oversized for the neighborhood, with a large entertainment-sized deck that's built for summer evenings and weekend get-togethers. The fully fenced yard gives you space to breathe and room to make it your own. Location hits the mark too. JBLM is roughly 15 minutes away, making this an easy commute for anyone stationed on base. Walmart Supercenter and Safeway are just minutes from your door, and Spanaway Park — with its lake, trails, and year-round recreation — is just around the corner.Updated, move-in ready, and room to spread out. Schedule your showing today.

2014 166th Street Ct E, Spanaway

Listing courtesy of Keller Williams Realty.

$1,495,000
4 Beds ⋅ 3 Baths ⋅ 2566379 MLS ⋅ ACTIVE Status
A rare blend of luxury, privacy & space—welcome to The Legacy. Set on nearly 5 acres within an intimate 4-lot gated community, this stunning 3,208 SF single-story home was thoughtfully designed for elevated everyday living. Offering 4 bedrooms & 3 baths, the versatile floor plan includes a private MIL suite with its own living room, bedroom, full bath & walk-in closet—ideal for multigenerational living or hosting guests in comfort. Elevated finishes include custom cabinetry, quartz surfaces & luxury vinyl plank flooring, complemented by a showstopping gourmet kitchen, oversized walk-in pantry and abundant storage. The spa-inspired primary suite features a luxurious steam shower and offers a serene escape. Step outside to your own private retreat with a sprinkler system, fire pit, outdoor heater, raised garden beds & plenty of room to entertain, unwind and enjoy the acreage. With a 3-car garage, RV parking and ample space to build your dream shop, ADU or additional outbuildings, this property offers the freedom to make it truly your own. Where elevated design meets effortless living—come experience The Legacy.

4416 232nd Lane E, Spanaway

Listing courtesy of Skyline Properties, Inc..

$550,000
3 Beds ⋅ 3 Baths ⋅ 2565096 MLS ⋅ ACTIVE Status
This beautiful & Quality Constructed house was built in 2014. House has an excellent layout, AC, an open concepts design w/separate dining rm & bonus rm(could be a forth bedroom) Large entertaining kitchen w/ granite slab counter tops w/ Huge Island, beautiful white cabinets, walk-in pantry & gas range. Overlooking living rm w/ Vintage designed laminate floors w/gas fireplace. Spacious master w/5 piece bath & Huge walk in closet.. Fully fenced back yard. 2-car garage and lots of street parking. Mins to JBLM, essentials, and schools. Move in and enjoy

2131 186th Street Ct E, Spanaway

Listing courtesy of ANB Homes.

$549,000
3 Beds ⋅ 3 Baths ⋅ 2566139 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained home in the desirable Cascade Vista community! Situated on a spacious corner lot, this 2,189 sq ft home offers rare privacy with protected open space behind and to the right of the property, meaning no future homes can be built, creating a peaceful, open setting. Inside, you'll find an open concept great room with a cozy gas fireplace featuring a modern stainless steel surround. The chef inspired kitchen boasts white cabinetry, quartz countertops, tile backsplash, stainless steel appliances, pantry, laminate flooring, and a large island with bar seating. Upstairs, the spacious primary suite features a walk in closet and private ¾ bath. Two additional bedrooms, a full bath, upstairs laundry, and a versatile loft provide flexible living space. Enjoy the oversized, fully fenced backyard with an extended patio, perfect for entertaining, relaxing, or summer BBQs while taking advantage of the added privacy. Community amenities include a park and sports court. Conveniently located near JBLM, I-5, Highway 512, shopping, dining, golf, entertainment, and schools, this home offers the perfect blend of comfort, style, convenience, and privacy.

19964 25th Avenue Ct E, Spanaway

Listing courtesy of Best Choice Realty LLC.

$499,900
4 Beds ⋅ 3 Baths ⋅ 2566050 MLS ⋅ ACTIVE Status
Take a look at this 2,046 square foot split level home nestled in a quiet cul-de-sac with no HOA. This four bedroom, 2.75 bathroom home features recently installed furnace, garage door opener, water supply line, additional outlets, interior paint, cabinet hardware, and beautiful Brazilian hardwood. The large deck overlooks low maintenance yard, and the attached garage features a large separate shop. Move quickly as this opportunity won't last long.

19528 71st Avenue E, Spanaway

Listing courtesy of Lumin Brokers of Washington.

$1,495,000
3 Beds ⋅ 5 Baths ⋅ 2565659 MLS ⋅ ACTIVE Status
A true equestrian estate on 4.67 gated acres — peaceful & private dead-end road framed by Mt. Rainier views, within walking distance to JBLM military trail systems. Two barns offer 8 stalls with automatic watering, an indoor riding arena (60x120), hot/cold wash rack, and two tack rooms, connecting to multiple fenced and cross-fenced paddocks with treated fencing & ample hay storage. The second barn bathroom has laundry hookups & shower. A detached apartment/studio offers flexible living space for guests, farm hand, a home office, or income potential. Inside, skylights bring in natural light & hardwood floors flow throughout with tiled bathrooms. The chef's kitchen features granite counters, a Sub-Zero built-in fridge, and a gas 6-burner Viking range with double oven and commercial hood. The primary suite offers French doors to the patio, heated tile floors, a rain shower, and a spacious walk-in closet. A Murphy bed with en-suite bathroom adds guest sleeping space. Two fireplaces add warmth. Outside, enjoy the covered patio with fire pit, water feature, and included hot tub. Irrigation keeps the grounds lush. Parking for 12+ vehicles includes a 4-car garage, 36x48 RV garage, heated shop with apartment & loft, and two income-generating RV sites with full hookups. A rare offering for equestrians and multigenerational living alike — turn-key, private, peaceful, functional, income-producing, and set against the region's most iconic views! Buyer to verify information.

26304 34th Avenue E, Spanaway

Listing courtesy of John L. Scott, Inc..

$535,000
4 Beds ⋅ 3 Baths ⋅ 2565383 MLS ⋅ ACTIVE Status
Beautifully well maintained 4-bedroom + Flex room, 2.5 bath home in the convenient epic community Ridge at Southwood! Interior freshly painted in August '26. Generous 2279 sf of open concept living. Two story home features a spacious kitchen with eating area plus breakfast bar, generous eating area opens to great room with gas fireplace, plus a separate dining room, a versatile flex room perfect for an office, media room or playroom. New roof approx 7 yrs old, attached 2-car garage. A/C/Heat pump! Enjoy sidewalks, parks, walking trails, and two gated community entrances. Minutes to JBLM, east gate or main gate. Shopping, dining, schools, and amenities close by. A welcoming place to call home!

2101 199th Street E, Spanaway

Listing courtesy of John L. Scott, Inc..

$799,000
3 Beds ⋅ 3 Baths ⋅ 2565801 MLS ⋅ ACTIVE Status
Discover the perfect blend of privacy, flexibility, and modern updates on approximately 2.5 secluded acres in Spanaway! Tucked away at the end of a private drive behind a gated entrance, this beautifully updated property offers endless possibilities for multigenerational living, rental income, or a private guest retreat.The main residence features 3 spacious bedrooms and 1 full bathroom, while the separate loft-style living space includes an open-concept bedroom with a full en-suite bath and an additional half bath on the main level. With two full kitchens, this unique layout provides exceptional versatility.Recent upgrades include a newer roof, brand-new windows, updated electrical, fresh interior and exterior paint, stylish new finishes, and an efficient heat pump providing year-round heating and air conditioning. Outside, you’ll find abundant parking, plenty of room for RVs, toys, or future projects, all surrounded by the peace and privacy of your own acreage.Whether you’re looking for a home with income potential, space for extended living, or simply a private retreat with modern conveniences, this one-of-a-kind property is a must-see!

23111 58th Avenue E, Spanaway

Listing courtesy of Keller Williams Realty PS.

$685,000
4 Beds ⋅ 3 Baths ⋅ 2563948 MLS ⋅ ACTIVE Status
Welcome to this better-than-new home where modern design, thoughtful upgrades, and effortless indoor-outdoor living come together. From the moment you step inside, you'll appreciate the bright, open layout filled with natural light and a floor plan designed for both everyday comfort and entertaining. The stunning kitchen features abundant cabinetry, generous counter space, quality finishes, and a large island that naturally becomes the gathering place for friends. The seamless flow into the living area creates a warm, inviting atmosphere perfect for hosting or relaxing at home. Step outside and discover one of this home's standout features—a covered patio with a cozy outdoor fireplace, creating a true year-round extension of your living space. Whether you're enjoying summer evenings, fall football weekends, or quiet mornings with coffee, this backyard retreat is designed to be enjoyed in every season. Meticulously maintained and showing like new, this home offers the peace of mind of newer construction without the wait. Conveniently located near parks, schools, shopping, dining, and JBLM, you'll enjoy the perfect balance of comfort, convenience, and lifestyle. This is the kind of home buyers have been waiting for—schedule your private showing today before it's gone.

17318 21st Avenue E, Spanaway

Listing courtesy of John L. Scott, Inc..

$599,990
3 Beds ⋅ 2 Baths ⋅ 2565489 MLS ⋅ ACTIVE Status
Spacious Updated Rambler on 1/2 Acre Beautifully rebuilt in 2020, this expansive one-level home features modern laminate flooring throughout and sits on a generous half-acre lot. The fully fenced, level backyard provides exceptional space for outdoor living, gardening, pets, or future projects. Inside, enjoy a large kitchen island, a roomy pantry, and comfortable gathering areas. The primary suite offers French doors that open to the backyard and a large deck—an ideal spot for entertaining or unwinding. An oversized garage adds standout functionality with abundant room for parking, storage, or hobbies. A fantastic property with room to live, grow, and enjoy.

8312 217TH Street E, Spanaway

Listing courtesy of eXp Realty.

$499,950
3 Beds ⋅ 3 Baths ⋅ 2564904 MLS ⋅ ACTIVE Status
Finding a home that's been tastefully updated without stretching your budget isn't always easy - but this one delivers. Offering 3 bedrooms, a main-floor office, an upstairs loft, updated kitchen and bathrooms, fresh paint and a functional floor plan, this move-in ready home is one you'll want to experience in person. As you step inside, you'll immediately appreciate the durable flooring, fresh finishes and open-concept. The beautifully updated kitchen features quartz countertops, white cabinetry, stainless steel appliances and a center island overlooking the living and dining areas - creating the perfect space to gather with friends. Upstairs, you'll find three spacious bedrooms, a versatile loft and a comfortable primary suite complete with a beautifully updated 5-piece bathroom, soaking tub, walk-in shower and walk-in closet. Whether you're looking for a second living area, media room, playroom, or homework space, the loft provides the flexibility today's buyers love. Downstairs, the dedicated office offers the perfect setup for working from home, a home gym or even a guest room. Step outside to a fully fenced backyard featuring a stamped concrete patio that's perfect for summer BBQs, morning coffee or simply unwinding after a long day. Conveniently located near schools, parks, shopping and JBLM, this home has been thoughtfully updated and is ready for its next chapter.

211 177th Street E, Spanaway

Listing courtesy of Timber Real Estate.

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