South Bend Homes with USDA Loan Terms

South Bend Homes with USDA Loan Terms

South Bend, located in Pacific County, Washington, is a charming city known for its natural beauty and small-town atmosphere. Nestled in the heart of the state, South Bend offers a peaceful and tranquil lifestyle for its residents.

Surrounded by lush forests, picturesque rivers, and stunning coastal landscapes, South Bend is a haven for outdoor enthusiasts. Whether you enjoy hiking, fishing, boating, or birdwatching, this city has it all. The Willapa River, which runs through South Bend, provides ample opportunities for water-based activities and breathtaking views.

When it comes to housing options, South Bend offers a range of choices for homebuyers. One notable feature is the availability of homes with USDA loan terms. The USDA loan program provides eligible buyers with affordable financing options for purchasing homes in rural areas. South Bend, with its serene surroundings and small-town charm, qualifies for this program, making it an attractive option for those seeking homeownership.

With USDA loan terms, buyers can take advantage of low-interest rates and flexible credit requirements. This program aims to make homeownership more accessible to individuals and families with moderate incomes, providing an opportunity to settle down in a beautiful and peaceful community like South Bend.

If you're looking for a place that offers a balance between nature and a close-knit community, South Bend should be on your radar. With its stunning natural landscapes and the availability of homes with USDA loan terms, this city is an ideal destination for those seeking a tranquil and affordable lifestyle.

Newest South Bend Homes with USDA Loan Terms

$249,900
3 Beds ⋅ 2 Baths ⋅ 2568892 MLS ⋅ ACTIVE Status
Welcome to this charming 3-bedroom, 2-bath home located up on the hill in South Bend, just a short walk from downtown and local amenities. Offering approximately 1,197 sq ft, this home features classic character, comfortable living spaces, and plenty of natural light. The inviting exterior showcases a distinctive cedar-shake style finish, crisp white trim, detailed architectural accents, and a welcoming covered front porch. The porch is the perfect place to enjoy your morning coffee or relax at the end of the day. The elevated setting and attractive front yard give this home great curb appeal and a warm, welcoming feel. Inside, beautiful wood floors, warm wood accents, and large windows create an inviting atmosphere. The spacious kitchen offers abundant cabinetry, generous counter space, and a functional layout, with all appliances included. A classic staircase and thoughtful details throughout add to the home's character. Enjoy outdoor living from the back deck, ideal for entertaining, summer BBQs, or relaxing with friends and family. The property also includes a large shed that can be use or converted for convenient parking, storage, and workspace. With downtown South Bend, restaurants, shopping, services, and other amenities within close walking distance, this home offers the perfect combination of charm, convenience, and location. Don't miss the opportunity to make this South Bend home your own!

306 B Street, South Bend

Listing courtesy of Keller Williams South Sound.

$350,000
2 Beds ⋅ 1 Baths ⋅ 2564178 MLS ⋅ ACTIVE Status
Thoughtful recent updates provide peace of mind for the next owner, with many of the home's major improvements already completed. From the new 30-year composite roof with new plywood sheathing and insulated glass window replacements to refreshed flooring, interior and exterior paint and landscaping. This move-in ready home offers the comfort, safety, & functionality today's buyers are looking for. The home's electrical & plumbing systems were updated throughout in the 1980s, & the detached shop was also constructed during that time, providing added versatility & value. Full of timeless character, this charming home blends original architectural details with modern improvements. Inside, you'll find a spacious living room with a generous seating area, a dedicated dining room, and inviting spaces filled with warmth and charm. The flexible floor plan includes an upstairs retreat with a cozy sitting area and bedroom, while the basement offers an additional bedroom or the perfect space for a home office, business, guest or hobby room. Step outside to enjoy the welcoming covered front porch, complete with covered storage below. The attached garage beneath the home provides convenient parking with direct interior access. Completing the property is an impressive, fully electrified shop offering over 1,000 square feet of workspace with five 30-amp outlets, a 4-inch sewer stub, and recent roof & fascia improvements—ideal for projects, storage, hobbies, or future expansion possibilities.

401 B Street, South Bend

Listing courtesy of Keller Williams South Sound.

$580,000
2 Beds ⋅ 1 Baths ⋅ 2553541 MLS ⋅ ACTIVE Status
Two-bedroom home situated on 5.54 acres in South Wilson Point. Overlooking beautiful pasture with fruit trees. Home offers a spacious open floor plan with vaulted ceilings. 2336 sq. Ft. 3 bay shop with breezeway attached to the home. Located approximately 10 minutes from downtown South Bend. Great private location.

55 Wilson Lane, South Bend

Listing courtesy of The Harbor Realty LLC.

$425,000
3 Beds ⋅ 2 Baths ⋅ 2545060 MLS ⋅ ACTIVE Status
Perched above South Bend with panoramic views of the Willapa Bay & that surrounding hills, this captivating 3-bedroom + Office, 1.75-bath Victorian blends historic charm with an unbeatable setting. A welcoming covered front porch invites you to relax & enjoy the scenery, while beautiful stained-glass windows, original woodwork, & classic architectural details showcase the home's timeless character.Step through the entryway featuring built-in foyer seating, setting the tone for the craftsmanship found throughout the home.Inside, you'll find hardwood floors, spacious rooms filled with natural light, maximized closet spaces, & period details rarely found today.The beautiful kitchen retains its original cabinetry, offering timeless charm & functionality, with an adjoining dining area perfect for everyday living and entertaining.A distinctive turret adds architectural elegance and creates a unique space ideal for a reading nook, office, or sitting area with elevated views. Additional features include a dedicated laundry room, a private back patio perfect for relaxing or hosting guests, & convenient off-street alley parking. This remarkable home offers the perfect blend of history, character, & comfort.Conveniently located near downtown South Bend, schools, local shops, and outdoor recreation.Rich in character, filled with original details, and showcasing stunning views, this is truly a must-see home and a rare opportunity to own one of South Bend's treasured Victorian residences.

714 W First Street, South Bend

Listing courtesy of Keller Williams South Sound.

$375,000
3 Beds ⋅ 2 Baths ⋅ 2538188 MLS ⋅ ACTIVE Status
Perched on a beautifully landscaped corner lot, this well-maintained home offers stunning river and bay views along with the convenience of in-town living. Large corner windows in the living room frame the scenery and fill the home with natural light, creating a bright and inviting atmosphere. Warm bamboo flooring flows throughout the main living areas, complementing the spacious layout and generously sized bedrooms with excellent closet space. The dining area features a sliding glass door that opens to the outdoors, providing an easy connection between indoor and outdoor living while taking advantage of the surrounding views. The functional main bathroom offers double sinks and abundant storage, providing convenience for everyday living. Downstairs, the partially finished basement adds valuable flexibility with a bathroom, laundry area, workshop space, and additional room for hobbies, recreation, storage, or guest accommodations. Outside, mature landscaping creates exceptional curb appeal, while the attached two-car garage with separate access and ample off-street parking offer both convenience and versatility. Enjoy the best of small-town living with shops, restaurants, and local trails just a short walk away. Combining scenic views, comfortable living spaces, and a highly desirable location, this home is ready for its next chapter.

209 Harrison Street, South Bend

Listing courtesy of Keller Williams South Sound.

$239,900
2 Beds ⋅ 1 Baths ⋅ 2508975 MLS ⋅ ACTIVE Status
This two-bedroom, one-bathroom home in South Bend is freshly painted and boasts new carpet and flooring throughout. The spacious home is situated on a large, level lot near South Bend schools and offers easy access to Highway 101. A detached garage is located in the back of the home with alley access. The property is partially fenced.

518 California Avenue, South Bend

Listing courtesy of The Harbor Realty LLC.

$879,000
3 Beds ⋅ 2 Baths ⋅ 2504314 MLS ⋅ ACTIVE Status
Nestled at the very end of a quiet cul-de-sac in desirable Willapa Bay Estates, this beautifully designed 3-bedroom, 1.75-bath home offers privacy, tranquility, and truly one-of-a-kind views from the moment you step inside. Situated on just over 2 acres, the property provides the perfect blend of space and functionality, ideal for those seeking room to live, work, and play. The open-concept layout welcomes you with a spacious dining area right off the entry, seamlessly flowing into a stunning kitchen featuring a distinctive hexagon island, sleek stainless steel appliances, and elegant granite countertops, perfect for both everyday living and entertaining. The main living room continues to impress with vaulted ceilings, large windows, wood stove, and direct access to the large front deck w/ glass railing, trex decking and an outdoor firepit. Retreat to the generously sized primary suite, complete with a walk-in closet and a private bath, offering a peaceful haven at the end of the day. Additional to the attached 2-car garage, the property continues to impress with a massive 3-bay, 2,000 sq. ft., 40x50 insulated shop complete with a ¾ bathroom, 200 amp service, wood stove, and 2x12" + 1x14" high garage doors. There’s also dedicated RV parking with full hookups, plus a 10 x 12 garden shed for additional storage. With its unique setting, over 2 acres of usable land, impressive shop space, and breathtaking views, this is truly a rare opportunity in the Pacific Northwest.

47 Willapa Sands Lane, South Bend

Listing courtesy of Spivey Realty Group, LLC.

$349,500
1 Beds ⋅ 1 Baths ⋅ 2504013 MLS ⋅ ACTIVE Status
Welcome to this inviting 1-bedroom, 1-bath home in the sought-after Lake in the Woods community, where peaceful living meets everyday convenience. Offering 812 square feet, this home sits on a spacious, level lot surrounded by a tranquil setting that’s hard to find. Inside, vaulted ceilings enhance the natural light and create an open, airy feel throughout the main living space. Enjoy year-round outdoor living with both a covered front porch and a private covered back porch—perfect for morning coffee or winding down at the end of the day. Just off the back porch, a finished flex space offers exciting potential for a second bathroom, guest area, or bonus room tailored to your needs. A detached shop is 22x35ft offering 770 square feet and adds even more versatility for storage, hobbies, or workspace. Directly across the street, take advantage of community lake access where you can kayak, paddleboard, fish, or simply enjoy the water and surrounding nature. Whether you’re looking for a full-time residence or a peaceful getaway, this well-maintained property offers comfort, flexibility, and a lifestyle you’ll love.

23 Sunrise Lane, South Bend

Listing courtesy of Keller Williams South Sound.

$399,000
3 Beds ⋅ 2 Baths ⋅ 2480715 MLS ⋅ ACTIVE Status
This beautiful three-bedroom, two-bathroom, one-level home in South Bend was built in 2020. It features an open floor plan with spacious bedrooms and vaulted ceilings. The home is situated on just under a half-acre, offering beautiful territorial views. It’s conveniently located near downtown South Bend, the Willapa Trail, and a bus route..

600 Harrison Street N, South Bend

Listing courtesy of The Harbor Realty LLC.

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