South Bend Homes with State Bond Terms

South Bend Homes with State Bond Terms

Welcome to South Bend, a charming city located in Pacific County, Washington. Known for its stunning natural beauty and small-town charm, South Bend offers a peaceful and serene lifestyle for its residents.

South Bend is a hidden gem in the Pacific Northwest, nestled between the Willapa River and the picturesque Willapa Bay. The city is surrounded by lush forests, rolling hills, and breathtaking water views, making it a paradise for nature lovers and outdoor enthusiasts.

If you are looking to settle down in South Bend, you'll be pleased to know that there are plenty of homes available with State Bond terms. This means that you can take advantage of special financing options and affordable loan programs to make your dream of homeownership a reality.

Whether you're seeking a cozy cottage by the river or a spacious family home with panoramic bay views, South Bend has something for everyone. With its friendly community, top-rated schools, and easy access to outdoor recreational activities, South Bend is the perfect place to call home.

Come and discover the beauty and tranquility of South Bend. Find your perfect home in this idyllic city and start living the life you've always dreamed of.

Newest South Bend Homes with State Bond Terms

$299,900
3 Beds ⋅ 2 Baths ⋅ 2569746 MLS ⋅ ACTIVE Status
SPACE, SHOP & MOVE-IN READY UPDATES! This 3-bedroom, 1.75-bath South Bend home offers 1,680 sq ft of comfortable living with an open layout, vaulted ceilings, updated flooring, carpet and paint. The kitchen stands out with stainless steel appliances, butcher block countertops, tile backsplash and a walk-in pantry, while the pellet stove adds warmth and character. Outside is where this property really delivers! Sitting on approximately .23 acres, you’ll find a fenced yard, covered decks, greenhouse, garden space, storage shed, RV parking and a detached garage/shop with built-in workbenches. Add alley access, a level lot, high-speed internet and NO HOA, and you’ve got plenty of room for vehicles, hobbies, projects and outdoor living. More space. More possibilities. Come see what 521 Central Ave has to offer!

521 Central Avenue, South Bend

Listing courtesy of eXp Realty.

$249,900
3 Beds ⋅ 2 Baths ⋅ 2568892 MLS ⋅ ACTIVE Status
Welcome to this charming 3-bedroom, 2-bath home located up on the hill in South Bend, just a short walk from downtown and local amenities. Offering approximately 1,197 sq ft, this home features classic character, comfortable living spaces, and plenty of natural light. The inviting exterior showcases a distinctive cedar-shake style finish, crisp white trim, detailed architectural accents, and a welcoming covered front porch. The porch is the perfect place to enjoy your morning coffee or relax at the end of the day. The elevated setting and attractive front yard give this home great curb appeal and a warm, welcoming feel. Inside, beautiful wood floors, warm wood accents, and large windows create an inviting atmosphere. The spacious kitchen offers abundant cabinetry, generous counter space, and a functional layout, with all appliances included. A classic staircase and thoughtful details throughout add to the home's character. Enjoy outdoor living from the back deck, ideal for entertaining, summer BBQs, or relaxing with friends and family. The property also includes a large shed that can be use or converted for convenient parking, storage, and workspace. With downtown South Bend, restaurants, shopping, services, and other amenities within close walking distance, this home offers the perfect combination of charm, convenience, and location. Don't miss the opportunity to make this South Bend home your own!

306 B Street, South Bend

Listing courtesy of Keller Williams South Sound.

$425,000
3 Beds ⋅ 2 Baths ⋅ 2545060 MLS ⋅ ACTIVE Status
Perched above South Bend with panoramic views of the Willapa Bay & that surrounding hills, this captivating 3-bedroom + Office, 1.75-bath Victorian blends historic charm with an unbeatable setting. A welcoming covered front porch invites you to relax & enjoy the scenery, while beautiful stained-glass windows, original woodwork, & classic architectural details showcase the home's timeless character.Step through the entryway featuring built-in foyer seating, setting the tone for the craftsmanship found throughout the home.Inside, you'll find hardwood floors, spacious rooms filled with natural light, maximized closet spaces, & period details rarely found today.The beautiful kitchen retains its original cabinetry, offering timeless charm & functionality, with an adjoining dining area perfect for everyday living and entertaining.A distinctive turret adds architectural elegance and creates a unique space ideal for a reading nook, office, or sitting area with elevated views. Additional features include a dedicated laundry room, a private back patio perfect for relaxing or hosting guests, & convenient off-street alley parking. This remarkable home offers the perfect blend of history, character, & comfort.Conveniently located near downtown South Bend, schools, local shops, and outdoor recreation.Rich in character, filled with original details, and showcasing stunning views, this is truly a must-see home and a rare opportunity to own one of South Bend's treasured Victorian residences.

714 W First Street, South Bend

Listing courtesy of Keller Williams South Sound.

$312,000
2 Beds ⋅ 1 Baths ⋅ 2538900 MLS ⋅ ACTIVE Status
Step into the charm of a bygone era with this beautifully restored 1930s Craftsman, ideally located in what locals affectionately call “Bay Center.” Originally built by a local ship builder, this home is rich in history & filled with authentic character, featuring stunning woodwork, original ship lap details, & period-specific finishes throughout. Thoughtfully updated while preserving its timeless appeal, major improvements include updated electrical and septic systems, along with a new roof, gutters, and septic installed in 2013. Situated on a spacious double lot, this property offers plenty of room to add a future shop or garage while still maintaining an expansive yard to enjoy. The outdoor spaces are a true highlight, featuring a greenhouse & beautifully & thoughtfully landscaped garden areas that create a private oasis feel—perfect for relaxing, growing, and enjoying the coastal setting year-round. Inside, you’ll find two comfortable bedrooms, a full bathroom, inviting living spaces, and an upstairs bonus room perfect for guests, a home office, hobby room, or additional storage. Large windows bring in natural light & offer partial views of the bay, adding to the home’s peaceful coastal setting. Enjoy being just a short stroll from the post office, waterfront, local beaches, & nearby parks. Full of warmth, history, & coastal charm, this turn-key Craftsman is a rare opportunity to own a beautifully preserved piece of Bay Center history with modern updates already in place.

12 Main Street E, South Bend

Listing courtesy of Keller Williams South Sound.

$375,000
3 Beds ⋅ 2 Baths ⋅ 2538188 MLS ⋅ ACTIVE Status
Perched on a beautifully landscaped corner lot, this well-maintained home offers stunning river and bay views along with the convenience of in-town living. Large corner windows in the living room frame the scenery and fill the home with natural light, creating a bright and inviting atmosphere. Warm bamboo flooring flows throughout the main living areas, complementing the spacious layout and generously sized bedrooms with excellent closet space. The dining area features a sliding glass door that opens to the outdoors, providing an easy connection between indoor and outdoor living while taking advantage of the surrounding views. The functional main bathroom offers double sinks and abundant storage, providing convenience for everyday living. Downstairs, the partially finished basement adds valuable flexibility with a bathroom, laundry area, workshop space, and additional room for hobbies, recreation, storage, or guest accommodations. Outside, mature landscaping creates exceptional curb appeal, while the attached two-car garage with separate access and ample off-street parking offer both convenience and versatility. Enjoy the best of small-town living with shops, restaurants, and local trails just a short walk away. Combining scenic views, comfortable living spaces, and a highly desirable location, this home is ready for its next chapter.

209 Harrison Street, South Bend

Listing courtesy of Keller Williams South Sound.

$349,500
1 Beds ⋅ 1 Baths ⋅ 2504013 MLS ⋅ ACTIVE Status
Welcome to this inviting 1-bedroom, 1-bath home in the sought-after Lake in the Woods community, where peaceful living meets everyday convenience. Offering 812 square feet, this home sits on a spacious, level lot surrounded by a tranquil setting that’s hard to find. Inside, vaulted ceilings enhance the natural light and create an open, airy feel throughout the main living space. Enjoy year-round outdoor living with both a covered front porch and a private covered back porch—perfect for morning coffee or winding down at the end of the day. Just off the back porch, a finished flex space offers exciting potential for a second bathroom, guest area, or bonus room tailored to your needs. A detached shop is 22x35ft offering 770 square feet and adds even more versatility for storage, hobbies, or workspace. Directly across the street, take advantage of community lake access where you can kayak, paddleboard, fish, or simply enjoy the water and surrounding nature. Whether you’re looking for a full-time residence or a peaceful getaway, this well-maintained property offers comfort, flexibility, and a lifestyle you’ll love.

23 Sunrise Lane, South Bend

Listing courtesy of Keller Williams South Sound.

$420,000
3 Beds ⋅ 3 Baths ⋅ 2471231 MLS ⋅ ACTIVE Status
Thoughtfully designed and built to last, this 3-bed, 2.5-bath home offers a clean, modern aesthetic without sacrificing warmth. The main floor features an easy, open-concept flow and soaring ceilings that bring in plenty of light. In the kitchen, quartz countertops and custom cabinets are paired with a walk-in pantry and a large island made for gathering. Radiant in-floor heating keeps the space comfortable year-round, while the covered back patio extends your living space outdoors. The primary suite is well-appointed with a soaking tub and walk-in tile shower. With smart built-in storage in the laundry and hallways, the home is as functional as it is stylish. Timeless finishes throughout and the furniture is negotiable.

111 1st E, South Bend

Listing courtesy of LPT Realty LLC.

$499,000
3 Beds ⋅ 2 Baths ⋅ 2464086 MLS ⋅ ACTIVE Status
Welcome to one of the most sought-after settings in South Bend—now with the added value of an additional buildable lot, offering flexibility for future development, expansion, or added privacy in an already exceptional setting. Where privacy, security, and a true sense of community come together behind the gates, this property delivers a lifestyle buyers are actively searching for but rarely find. Tucked within this exclusive neighborhood, the home offers quiet streets, well-maintained surroundings, and a peaceful atmosphere that feels removed from the everyday yet still close to town. Deer and elk are often seen roaming through the area, adding to the natural beauty and creating a serene, park-like environment right outside your door.Inside, the home is designed for both comfort and connection, with a layout that flows effortlessly between living spaces and invites natural light throughout. Thoughtful updates and well-kept interiors make this move-in ready, while still leaving room to personalize.Step outside and experience what truly sets this property apart—the setting. Whether you’re enjoying your morning coffee, hosting friends, or unwinding at the end of the day, the surroundings offer a rare sense of calm and privacy. With wildlife passing through and nature all around, it feels like your own private retreat within a gated community.

15 Spruce Lane, South Bend

Listing courtesy of Keller Williams South Sound.

$450,000
3 Beds ⋅ 3 Baths ⋅ 2421102 MLS ⋅ ACTIVE Status
If you’ve been searching for space, views, and a home that truly stands out—this is it. Set just minutes from the Willapa River and the heart of South Bend, this property offers a rare combination of size, setting, and scenery. From the moment you arrive, you’re greeted with sweeping territorial, river, and mountain views that create a constantly changing backdrop to everyday life. Inside, the home immediately feels warm and inviting. The main living space is filled with natural light and anchored by striking wood beams and an airtight wood stove—bringing both character and comfort together in a way that feels timeless. The layout offers room to truly live, with generous living areas, a spacious dining room, and a kitchen designed for both everyday use and entertaining, complete with ample cabinetry, counter space, and a functional breakfast bar. With over 2,600 square feet, this home provides the flexibility buyers are looking for—whether that’s hosting, working from home, or simply having space to spread out. Outside, the surrounding landscape enhances the experience, offering privacy, greenery, and a peaceful setting that feels removed while still being close to town. Properties that combine this level of space, character, and views are rarely available in South Bend. This isn’t just a home—it’s one people remember.

431 B Street, South Bend

Listing courtesy of Keller Williams South Sound.

$403,000
3 Beds ⋅ 2 Baths ⋅ 2338854 MLS ⋅ ACTIVE Status
Don't miss this incredible opportunity to own a waterfront home in a prime location, just 10 minutes from town, 40 minutes from Oregon, and 20 minutes to the beach. Built in 2022, this beautifully designed 3-bedroom, 1.75-bathroom home offers a bright and inviting interior, perfect for relaxing or entertaining. Enjoy peaceful water views from the covered back deck, providing the perfect spot to unwind year-round. Nestled on a quiet cul-de-sac, this property offers both privacy and convenience. Whether you're looking for a full-time residence or a vacation retreat, this home is a must-see!

4 Lakeview Lane, South Bend

Listing courtesy of Keller Williams South Sound.

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