Shelton Homes with USDA Loan Terms

Shelton Homes with USDA Loan Terms

Shelton: A Charming City in Mason County, Washington

Nestled in Mason County, Washington, Shelton is a charming city that offers a peaceful and picturesque setting for residents and visitors alike. Located in the heart of the Pacific Northwest, this city provides a perfect blend of natural beauty and small-town charm.

Shelton is known for its stunning landscapes, with lush forests, sparkling lakes, and breathtaking views of the nearby Olympic Mountains. Outdoor enthusiasts will find plenty of activities to enjoy, from hiking and camping in the nearby national parks to fishing and boating on the pristine waters of Hood Canal.

One of the unique features of Shelton is its affordability and accessibility to homeownership through USDA loan terms. The USDA loan program provides eligible buyers with an opportunity to purchase a home with little to no down payment, low-interest rates, and flexible credit requirements. This makes it easier for individuals and families to achieve their dream of owning a home in Shelton.

With USDA loan terms available, prospective homebuyers can explore a range of housing options in Shelton. From cozy cottages and traditional single-family homes to spacious ranch-style residences, there is something to suit every taste and budget.

In addition to its natural beauty and affordable homeownership options, Shelton boasts a vibrant community with a thriving downtown area. Residents can enjoy a variety of local shops, restaurants, and cultural attractions, creating a close-knit and welcoming atmosphere.

Whether you're looking to settle down or invest in real estate, Shelton offers an idyllic setting with a range of housing options and the opportunity to achieve homeownership through USDA loan terms. Experience the beauty and charm of this Pacific Northwest gem and make Shelton your home.

Newest Shelton Homes with USDA Loan Terms

$425,000
2 Beds ⋅ 2 Baths ⋅ 2571846 MLS ⋅ ACTIVE Status
Charming Timberlakes rambler! This home has a spacious entry that leads into an open concept living/kitchen area, and opens out into a fabulous new back deck. You will appreciate the ample cabinet space in the kitchen, and the recent updates of new micro-vent, upgraded sink, dual fuel propane top & electric oven. Heating/cooling is a breeze with two super efficient ductless heat pumps, and a cozy propane fireplace. All flooring & trim has been updated as well! With a separate mud room/pantry, large 2 car garage and a 20'x 10' workshop, there's plenty of room for storage & projects! The home has a two bedroom septic and a third bedroom to be used as you wish. Fully fenced back yard, complete with multiple fruit trees & a fire pit. Residents enjoy exclusive access to two private freshwater lakes, perfect for kayaking, swimming and fishing, as well as a private waterfront dock and boat launch on Pickering passage.

90 E Park Loop, Shelton

Listing courtesy of Alder Creek Real Estate LLC.

$399,000
2 Beds ⋅ 2 Baths ⋅ 2569980 MLS ⋅ ACTIVE Status
Welcome to Lake Limerick living! This updated 2-bedroom, 2-bath rambler with a 2-car garage is fresh, inviting, and ready to enjoy. Step inside to warm wood floors that lead into a spacious great room overlooking the peaceful backyard (no neighbors behind you)—complete with your own Northwest forest backdrop. The kitchen has been nicely updated, both bedrooms feature new carpet, and the home has been cleaned, refreshed, and prepared for its next owner. Outside, the landscaped front yard delivers great curb appeal and privacy, while extra parking means there’s room to bring the boat—and with the nearest boat launch just 2 minutes away, getting on the water couldn’t be easier! Here, the lifestyle comes with the address. Enjoy two lakes, a 9-hole golf course and pro shop, café, private restaurant and lounge, parks, playgrounds, sports courts, and year-round community events. Morning tee time, afternoon on the lake, dinner at the clubhouse—this is what living in Lake Limerick is all about.

321 E Penzance Road, Shelton

Listing courtesy of eXp Realty.

$525,000
3 Beds ⋅ 2 Baths ⋅ 2570503 MLS ⋅ ACTIVE Status
Set on 2.5 peaceful acres, this charming rambler offers a rare blend of open space, wooded privacy, and established gardens. The property is filled with character, featuring a mature orchard with chestnut, quince, hazelnut, fig, apple, and other fruit-bearing trees, along with berry plants, a gazebo, firepit, private lake access, and a peaceful wetland setting. Inside, the home offers a spacious kitchen and an open, light-filled layout with real hardwood floors and a cozy wood stove in the living room. Eco-friendly cork flooring continues throughout much of the home, while fresh interior and exterior paint give the property an updated feel. With open fields, shaded forest, room to garden and gather, and plenty of space to simply enjoy the outdoors, this unique property feels like a private retreat while still being just a short drive from town.

600 E Probert Road, Shelton

Listing courtesy of Keller Williams Greater 360.

$899,000
3 Beds ⋅ 3 Baths ⋅ 2561226 MLS ⋅ ACTIVE Status
In Dawnview community, a beautifully appointed home where privacy, craftsmanship, and spectacular views come together. A gently curved, shaded drive creates a welcoming approach and opens to sweeping views of Mount Rainier and Totten Inlet. Inside, a grand entrance with an elegant arched hallway sets the tone for the home. The spacious kitchen and great room are designed for both everyday living and entertaining, with expansive views that bring the beauty of the Pacific Northwest indoors. Eastern exposure fills the living spaces with warm morning sunshine. The luxurious primary suite provides a peaceful retreat, featuring a jetted tub and oversized walk-in shower, complemented by quality fixtures throughout the home. Comfort is thoughtfully engineered with a geothermal heat pump providing both heating and cooling, offering efficient year-round climate control. The entire crawl space has approximately 5 feet of clearance, creating an exceptional amount of accessible storage. Car enthusiasts, hobbyists, and craftsmen will appreciate the oversized three-car garage, complete with dedicated His and Hers workshop spaces. Outside, a convenient 10' x 12' garden shop provides ample room for the lawnmower and other yard equipment. Mature landscaping creates a private, established setting, complemented by deer-resistant fencing to help protect the grounds. From the serene approach to the extraordinary views, generous storage, versatile workshop spaces, and geothermal comfort,

30 SE Dawnview Crest, Shelton

Listing courtesy of Keller Williams South Sound.

$555,000
3 Beds ⋅ 2 Baths ⋅ 2569645 MLS ⋅ ACTIVE Status
10 Acres?! Two Parcels?! Tons of Storage?! Offered below appraised value?! YEP! Step into this beautifully remodeled manufactured home set on a perfectly prepped 10-acre estate. A huge circle drive welcomes you, your RV, all your toys and anything else you dream of parking! Inside you'll find a beautiful kitchen and open concept living space, two bedrooms and a full bath on one side of the home and the primary en suite opposing. The utility room is located off the kitchen & features a dog door with direct access to the fully fenced dog yard. New roof & hot water tank, too. Hold your horses; the BEST features have yet to be mentioned! 24'x42'x14' shop, 30'x65'x15' commercial storage tent, 8'x10' predator-proof chicken coop & 10'x30' attached run, 90'x90' dog run, custom raised garden beds, and even your own little farm stand for sharing the harvest. With two separate parcels, the possibilities are wide open — build a second home, expand your hobby farm, add horses, or create the compound you've always dreamed of. Whether you're seeking self-sufficiency, room to roam, or a canvas for your vision, this property delivers space & versatility. This is true country living. Friendly competition at the horseshoe pits, anyone?!

320 E Lonesome Creek Road, Shelton

Listing courtesy of Riley Jackson Real Estate Inc..

$415,000
3 Beds ⋅ 3 Baths ⋅ 2569219 MLS ⋅ ACTIVE Status
Don't miss this 3-bed, 2.25-bath home with 2,104 sq ft of living space on a huge .40-acre wooded lot on a quiet cul-de-sac in Shelton! Featuring new carpet throughout, vaulted ceilings with wood detailing, a sunroom, two wood-burning fireplaces, and no HOA! Upstairs you will find the primary bedroom with ensuite 3/4 bath, 2 additional bedrooms, an additional full bath, and the huge formal dining and living room with an impressive stone fireplace, the large kitchen with tons of storage, island with new 5-burner cooktop being installed & a breakfast bar, plus, additional dining space, french door access to the light-filled sunroom, and access to the backyard and large deck. On the lower level, you will find the large family room with a fireplace, 1/2 bath, and a storage room, which would make a great laundry area or space to expand the bath to create an impressive primary suite! Outside, you will find the 2-car attached garage, plenty of parking, storage shed, deck, fire pit, terraced lot, and plenty of room for a garden or entertaining, all while maintaining your sense of privacy with the terraced, wooded lot and quiet location on a cul-de-sac. Great location with access to the Hwy 101, shopping, restaurants, and more. Schedule your tour to see this great home before it is gone!

51 E Park Lane, Shelton

Listing courtesy of Keller Williams Realty.

$425,000
3 Beds ⋅ 2 Baths ⋅ 2568682 MLS ⋅ ACTIVE Status
Located on a spacious half-acre lot with picturesque views of Oakland Bay and the Olympic Mountains, this nicely refreshed 3-bedroom, 1.5-bath home offers comfort, character, and modern updates. Built in 1948, it features fresh interior and exterior paint, brand-new carpet, new vinyl windows, a new electrical panel, and a new hot water heater backed by a 20-year warranty. Stay comfortable year-round with a ductless mini-split providing efficient heating and air conditioning, while the free-standing pellet stove creates a warm and inviting atmosphere on cooler evenings. Step outside to enjoy the covered patio overlooking the expansive yard, complete with mature fruit trees and a stately walnut tree—perfect for gardening, entertaining, or simply relaxing. A detached one-car garage provides additional storage and workspace. Ideally located near Oakland Bay, you'll enjoy easy access to boating, kayaking, fishing, crabbing, and shellfish harvesting, along with countless nearby lakes and saltwater beaches. Explore the hiking trails and breathtaking scenery of Olympic National Park and the Olympic Mountains, all just a short drive away. Whether you're looking for a peaceful retreat or an outdoor enthusiast's paradise, this property offers the very best of the Pacific Northwest lifestyle.

1306 Center Street, Shelton

Listing courtesy of John L. Scott Shelton.

$379,000
1 Beds ⋅ 1 Baths ⋅ 2566794 MLS ⋅ ACTIVE Status
STOP and enjoy the view - and the 75 feet of no bank waterfront! This lake retreat delivers what buyers search for most: low-bank waterfront with direct access to the water and privacy. Compact 1-bedroom, .75-bath layout makes efficient use of every square foot. Cedar paneling and a cedar tongue-and-groove ceiling set the tone inside, along with a tiled walk-in shower in the clean, updated bathroom. The kitchen is efficient with island storage and seating, and a countertop dishwasher. Walk through a large slider onto an expansive deck that is covered for year round enjoyment. From the inside, a wall of windows frames the lake view from inside. Newer Whirlpool washer, mini-split for year-round efficiency, and a wood stove for cozy winter nights. Enjoy the last stretch of summer on the water! The Little Timberlake fountain runs May through October. Timberlakes members have access to parks, playgrounds, boat launches, and salt-water gated access off Pickering. Little Timberlake is non-motorized.

550 E Lakeshore Drive W, Shelton

Listing courtesy of eXp Realty.

$699,000
3 Beds ⋅ 2 Baths ⋅ 2566388 MLS ⋅ ACTIVE Status
Welcome to this versatile 3-bed, 2-bath homestead situated on 1.25 acres, offering plenty of room to live, work, garden, & raise animals. The oversized 35'x22' garage provides approximately 770sqft, w/ 440sqft dedicated to 2-car parking & the remaining space finished into 2 storage rooms built to code. Entire home & garage, along w/ the storage rooms, is insulated for improved temperature control, noise reduction, & added fire safety. A pull-down ladder provides access to add'l storage space above the garage. The home is wired for a mini-split & features an Ascend roofing system installed 12/22. Outside, the property is designed for those looking to embrace a more self-sufficient lifestyle. An established mature fruit orchard is complemented by blackberry, blueberry, raspberry, strawberry, & grape plantings, along with raised garden beds. Multiple chicken coops, rabbit hutches, storage sheds, & a dedicated feed shed provide excellent infrastructure for gardening, animals, & storage. Previously used as a working homestead for sheep, pigs, chickens, ducks, quail, & rabbits, this property offers a unique opportunity to continue the homestead tradition or create a vision of your own. More features include RV parking w/ 50amp and 110v hookups, plus a generator hookup w/ a dedicated circuit. W/ 1.25 acres, established fruit & berry plantings, functional outbuildings, and animal infrastructure, this property offers the flexibility & amenities to make country living work for you.

154 SE Mill Creek Road, Shelton

Listing courtesy of Keller Williams South Sound.

$665,000
3 Beds ⋅ 2 Baths ⋅ 2564874 MLS ⋅ ACTIVE Status
Discover the best of Harstine Island living on 5 beautifully situated acres where refined comfort meets the charm of a true island homestead. This 1,940 sq ft home features 3 bedrooms and 2 full baths, with an inviting open-concept design filled with natural light. Engineered hardwood floors, fresh new carpet, and new paint create a polished, move-in-ready feel, while the covered porch and hot tub offer a beautiful place to relax and enjoy the peaceful setting. The property is thoughtfully equipped for the homestead lifestyle, featuring an impressive 1,296 sq ft shop with abundant space for projects, equipment, storage, or a workshop. A separate barn adds even more versatility and is currently home to emus, goats, turkeys, and chickens, all of whom would love to stay at no value. Whether you envision gardens, animals, creative pursuits, or simply more room to breathe, this property offers the space and infrastructure to make it your own. A rare opportunity to enjoy the privacy, natural beauty, and relaxed pace of Harstine Island with the comforts of a beautifully updated home.

2617 E Harstine Island Road N, Shelton

Listing courtesy of Windermere RE/Himlie.

$264,950
3 Beds ⋅ 2 Baths ⋅ 2565059 MLS ⋅ ACTIVE Status
Check Out This Golden Opportunity To Buy A Home In The Sought After Community Of Timberlake's! This 3 Bedroom, 2 Full Bath Home Has Been Lovingly Updated With A Newer Kitchen, Newer Stainless Appliances, Laminate Flooring And Much More! Come And Enjoy The Community Lake Access With Plenty Of Great Fishing, Watersports And All The Timberlake's Community Has To Offer Including A Wide Array Of Amenities To Enhance Your Lifestyle, Two Beautiful Lakes, The Lush Greenery Of Six Meticulously Maintained Parks, Walking Trails, A Multipurpose Center At The Heart Of The Community And Additionally A Community Saltwater Beach For Crabbing, Fishing, Hunting For Shells Or Just Playing On The Beach! This Is One Of The Most Awesome Communities You Can Live In, Go See For Yourself. This Is A Short Sale And the Bank Is Aware Of The Sale.

40 E Totten Place, Shelton

Listing courtesy of Legacy Northwest.

$335,000
3 Beds ⋅ 2 Baths ⋅ 2559443 MLS ⋅ ACTIVE Status
Welcome to Shorecrest and your new home at 70 E Panorama Dr! Shorecrest is a beautiful, friendly Saltwater community. This brand new home features 3 large bedrooms, 2 full baths with a great open floor plan. Offers a large, open kitchen with fabulous center island and upgraded appliances. You can enjoy all the Shorecrest amenities including: beach rights, community pool, parks, clubhouse, covered picnic BBQ areas, and Saltwater boat launch! Easy commute to Shelton, Olympia or Bremerton. Special Financing Options available with Mitch Smith at Guild Mtg. One of the best remaining lots in Shorecrest, facing the water! Room to place a garage or outbuilding.

70 E Panorama Drive, Shelton

Listing courtesy of Berkshire Hathaway HS NW.

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