Shelton Homes with FHA Terms

Shelton Homes with FHA Terms

Welcome to Shelton, a charming city located in Mason County, Washington, in the United States. Nestled in the heart of the beautiful Pacific Northwest, Shelton offers a unique blend of natural beauty and small-town charm.

Situated in the lush greenery of the Olympic Peninsula, Shelton is known for its stunning landscapes, including picturesque forests, sparkling lakes, and breathtaking mountain views. Outdoor enthusiasts will find plenty of opportunities for hiking, fishing, boating, and exploring the great outdoors. The city is also home to several parks and recreational areas, providing a perfect setting for family picnics, sports activities, and leisurely walks.

Shelton is a vibrant community that boasts a rich history and a thriving arts scene. The downtown area is filled with shops, restaurants, and art galleries, offering a diverse range of shopping and dining experiences. The city also hosts various cultural events and festivals throughout the year, showcasing local talent and creativity.

If you're looking to purchase a home in Shelton, you'll be pleased to know that there are options available with FHA terms. The Federal Housing Administration (FHA) offers loans with more flexible qualification requirements and lower down payment options, making homeownership more accessible for individuals and families. With FHA terms, you can find a home that suits your needs and budget while enjoying the benefits of a government-backed loan.

Whether you're drawn to Shelton for its natural beauty, cultural attractions, or affordable homeownership options, this city has something to offer everyone. Discover the charm of Shelton and make it your home today.

Newest Shelton Homes with FHA Terms

$399,950
2 Beds ⋅ 2 Baths ⋅ 2569835 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 1927 Shelton home, where vintage character meets modern style on a spacious, fully fenced .27-acre corner lot! Step inside to a warm, personality-filled interior featuring a striking kitchen with rich olive cabinetry, stainless appliances, statement lighting, black tile accents and generous workspace. Enjoy a beautifully remodeled bathroom, spacious walk-in closet and ductless mini-splits for efficient heating and cooling. Outside, this property shines with a charming front garden, covered front porch, deck and concrete patio—multiple spaces to relax, entertain and enjoy the outdoors. The large fenced yard offers plenty of room to garden, play or simply spread out, while a detached garage and ample off-street parking add storage and flexibility. And the location is hard to beat—close to downtown Shelton, shopping, restaurants, schools, parks and everyday amenities, putting everything Shelton has to offer within easy reach. Character, space, style and an ideal in-town location!

1239 Laurel Street, Shelton

Listing courtesy of eXp Realty.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2564401 MLS ⋅ ACTIVE Status
[Rural Retreat] Private, spacious, and surrounded by the best of the Pacific Northwest! Set on 1.44 acres, this beautiful 3-bedroom, 2-bath rambler offers 2,112 square feet of comfortable one-level living with plenty of room to relax, entertain, and enjoy the outdoors. The inviting Great Room design is underscored by gorgeous hardwoods and features vaulted ceilings and skylights that flood the home with natural light and create an impressive sense of space. The modern kitchen offers ample storage & counter space and an eat-in bar that opens to the main living areas—perfect for gatherings. Slider off dining area flows to outdoor living on an oversized trex deck facing the huge backyard and private greenspace beyond. Spacious Primary Suite with 5 piece bath and walk-in closet. Two additional bedrooms and a Bonus Room provide exceptional flexibility for guests, office, or multi-generational living. Mostly level front and back yards with room to garden, play, park your RV, or build a detached shop or potential ADU. Situated on a quiet, non-through street just minutes to Highway 3 and close to all Shelton amenities including parks, shops, dining, and the beautiful shores of Oakland Bay. Welcome Home!

1671 Dickinson Avenue, Shelton

Listing courtesy of CENTURY 21 Real Estate Center.

$615,000
2 Beds ⋅ 2 Baths ⋅ 2568672 MLS ⋅ ACTIVE Status
Wake up to Hood Canal views and step out to a private community beach, boat launch, and dock — ideally set between the Hoodsport Hatchery and the renowned Skokomish River fishery. Completely remodeled in 2026, this turnkey getaway pairs vaulted, beam-lined ceilings with fresh luxury vinyl plank and hardwood floors. The bright, open main level offers a white island kitchen with quartz countertops, a large deep-basin sink, and new appliances — dishwasher, range, washer, and dryer — plus a sun-filled dining room framed by rhododendrons, a cozy wood stove, and a spa-style bath with a soaking tub and custom tilework. A new furnace and heat pump (2025) keep it comfortable year-round.Room to spread out and a floor plan built for flexibility: a spacious media room, a dedicated home office, and separate guest quarters perfect for hosting or extended stays — plus two decks for soaking in the summer vibes. All on two lots with an easy-care backyard. (Dog Run!)And the toys have a home too — a massive two-story, three-bay garage with an oversized unfinished bonus room above, an open canvas ready for your vision.This is Hood Canal living: harvest clams, oysters, off the private community beach, launch the kayaks, and watch for eagles, otters, seals, and porpoise from shore — and, on lucky days, you might see either the salmon-eating resident orcas and the seal-hunting transient pods (BIGS) pass through the canal.

20 N Tillicum Beach Lane N, Shelton

Listing courtesy of Nightingale Realty.

$415,000
3 Beds ⋅ 3 Baths ⋅ 2569219 MLS ⋅ ACTIVE Status
Don't miss this 3-bed, 2.25-bath home with 2,104 sq ft of living space on a huge .40-acre wooded lot on a quiet cul-de-sac in Shelton! Featuring new carpet throughout, vaulted ceilings with wood detailing, a sunroom, two wood-burning fireplaces, and no HOA! Upstairs you will find the primary bedroom with ensuite 3/4 bath, 2 additional bedrooms, an additional full bath, and the huge formal dining and living room with an impressive stone fireplace, the large kitchen with tons of storage, island with new 5-burner cooktop being installed & a breakfast bar, plus, additional dining space, french door access to the light-filled sunroom, and access to the backyard and large deck. On the lower level, you will find the large family room with a fireplace, 1/2 bath, and a storage room, which would make a great laundry area or space to expand the bath to create an impressive primary suite! Outside, you will find the 2-car attached garage, plenty of parking, storage shed, deck, fire pit, terraced lot, and plenty of room for a garden or entertaining, all while maintaining your sense of privacy with the terraced, wooded lot and quiet location on a cul-de-sac. Great location with access to the Hwy 101, shopping, restaurants, and more. Schedule your tour to see this great home before it is gone!

51 E Park Lane, Shelton

Listing courtesy of Keller Williams Realty.

$399,950
3 Beds ⋅ 2 Baths ⋅ 2569158 MLS ⋅ ACTIVE Status
Nestled on 2.5 acres surrounded by mature nature, this fully remodeled 3-bedroom, 2-bath home offers privacy, space, and a long list of thoughtful updates. Highlights include a new roof, updated windows, new exterior siding, gutters, exterior paint, and a completely remodeled interior. Outside, enjoy new fencing in the front yard, a newly-fenced patio area, a spacious front deck with two staircases, newly added flower beds, and a dedicated barbecue area—perfect for enjoying the peaceful surroundings or entertaining. A storage shed sitting on fresh gravel is also included for added convenience. Located on a quiet road with an annual road maintenance fee, this property offers a private acreage setting with the comfort of a move-in-ready home.

771 SE Fireweed Road, Shelton

Listing courtesy of John L. Scott R.E.Tacoma North.

$625,000
3 Beds ⋅ 2 Baths ⋅ 2568166 MLS ⋅ ACTIVE Status
Wake up to breathtaking Oyster Bay and Mount Rainier views from your own private waterfront retreat just 25 minutes from Olympia. This 3-bedroom, 2-bath home with new flooring and carpet is situated on approximately 3.19 acres upon completion of the current subdivision and offers approximately 215 feet of saltwater frontage, an incredible opportunity to create your dream Pacific Northwest escape. Recently updated with high-speed fiber optic internet, you'll enjoy the perfect balance of peaceful waterfront living and modern connectivity for working remotely, streaming, or staying connected. Take in spectacular sunrises, watch coastal wildlife, or launch your kayak right from your own beach to explore the peaceful waters of Oyster Bay. The expansive waterfront deck is the perfect place to entertain, unwind, or simply soak in the ever-changing views. Ready for your personal vision and updates, this property offers the rare combination of privacy, waterfront, and spectacular scenery. If you've been searching for a peaceful bayfront retreat with unforgettable views and room to make it your own, this is your opportunity to own a slice of the Pacific Northwest.

241 SE Oyster Beach Road, Shelton

Listing courtesy of eXp Realty.

$425,000
3 Beds ⋅ 2 Baths ⋅ 2568682 MLS ⋅ ACTIVE Status
Located on a spacious half-acre lot with picturesque views of Oakland Bay and the Olympic Mountains, this nicely refreshed 3-bedroom, 1.5-bath home offers comfort, character, and modern updates. Built in 1948, it features fresh interior and exterior paint, brand-new carpet, new vinyl windows, a new electrical panel, and a new hot water heater backed by a 20-year warranty. Stay comfortable year-round with a ductless mini-split providing efficient heating and air conditioning, while the free-standing pellet stove creates a warm and inviting atmosphere on cooler evenings. Step outside to enjoy the covered patio overlooking the expansive yard, complete with mature fruit trees and a stately walnut tree—perfect for gardening, entertaining, or simply relaxing. A detached one-car garage provides additional storage and workspace. Ideally located near Oakland Bay, you'll enjoy easy access to boating, kayaking, fishing, crabbing, and shellfish harvesting, along with countless nearby lakes and saltwater beaches. Explore the hiking trails and breathtaking scenery of Olympic National Park and the Olympic Mountains, all just a short drive away. Whether you're looking for a peaceful retreat or an outdoor enthusiast's paradise, this property offers the very best of the Pacific Northwest lifestyle.

1306 Center Street, Shelton

Listing courtesy of John L. Scott Shelton.

$375,000
3 Beds ⋅ 2 Baths ⋅ 2568154 MLS ⋅ ACTIVE Status
Centrally located in Shelton’s Mountain View area, this 3-bedroom, 1.75-bath home offers easy access to shopping, downtown, and Hwy 101. Originally crafted in 1956, the home retains its classic charm with beautifully refinished original hardwood floors while offering modern comfort with a new mini-split. The functional floor plan includes a welcoming living room, galley-style kitchen, and large bonus room—ideal for additional living space, home office, hobbies, or entertaining. Out back, enjoy a level, fully fenced yard with plenty of usable space for gardening, play, pets, or outdoor gatherings. The detached garage, conveniently accessed from the alley, includes a workshop area and additional storage potential. Driveway and street parking provide added flexibility. A well-located home with character, versatile spaces, and convenient access to everyday amenities!

2015 Adams Street, Shelton

Listing courtesy of Windermere PeninsulaProperties.

$482,000
3 Beds ⋅ 3 Baths ⋅ 2566332 MLS ⋅ ACTIVE Status
Exceptional curb appeal and pride of ownership in the quiet Angleside neighborhood! Oversized windows and high ceilings add to the open and spacious feel of this 3 bedroom, 2.5 bath home. Primary bedroom with a large 5 piece bath located on the main floor. Two more bedrooms upstairs for privacy with den/office space/sitting area and a full bath complete the second floor layout. The country kitchen with hickory cabinents has a good sized pantry and generous counter space will make this truly the heart of the home for the holidays or any gathering. There is a a spacious utilty room in the middle of this well laid out main floor with washer and dryer that stay with the home. Sellers have recently installed a new heat pump for year around comfort and reasonable power bills. Nice wooden shed in the backyard with attractively tiered landscaping.

313 Grandview Avenue, Shelton

Listing courtesy of Abbey Realty Inc.

$399,000
5 Beds ⋅ 3 Baths ⋅ 2563317 MLS ⋅ ACTIVE Status
This great home is priced below market and ready for its next chapter. This four bedroom, two story home sits on a very large lot in an established neighborhood — so while you'll enjoy the quiet, remote island lifestyle Harstine is known for, you're not starting from scratch. Neighbors, roads, and community are already here. From the outside, you'll notice the covered front porch, a deck, two car garage, and a peaceful, wooded setting that feels like home the moment you pull in. Step inside to a bright, open kitchen with granite countertops, white cabinets, and plenty of natural light streaming in over the sink. It flows right into a warm living room with wood floors and a cozy electric fireplace insert framed by built-in shelving. Slide open the glass door and you're out in the backyard — easy, everyday indoor-outdoor living. The primary bedroom is tucked away on the main floor with its own bathroom and walk-in closet, so there's no need for stairs in your daily routine. A separate family room, dining room, and a den or office round out the main level — plenty of room to spread out, work from home, or just unwind. Built in 2008, this 2,302 square foot home offers space to grow into. With some TLC, this home would shine and bring many years of enjoyment to its new owner.

5151 E Pickering Road, Shelton

Listing courtesy of Coldwell Banker Bain.

$379,000
1 Beds ⋅ 1 Baths ⋅ 2566794 MLS ⋅ ACTIVE Status
STOP and enjoy the view - and the 75 feet of no bank waterfront! This lake retreat delivers what buyers search for most: low-bank waterfront with direct access to the water and privacy. Compact 1-bedroom, .75-bath layout makes efficient use of every square foot. Cedar paneling and a cedar tongue-and-groove ceiling set the tone inside, along with a tiled walk-in shower in the clean, updated bathroom. The kitchen is efficient with island storage and seating, and a countertop dishwasher. Walk through a large slider onto an expansive deck that is covered for year round enjoyment. From the inside, a wall of windows frames the lake view from inside. Newer Whirlpool washer, mini-split for year-round efficiency, and a wood stove for cozy winter nights. Enjoy the last stretch of summer on the water! The Little Timberlake fountain runs May through October. Timberlakes members have access to parks, playgrounds, boat launches, and salt-water gated access off Pickering. Little Timberlake is non-motorized.

550 E Lakeshore Drive W, Shelton

Listing courtesy of eXp Realty.

$699,000
3 Beds ⋅ 3 Baths ⋅ 2564956 MLS ⋅ ACTIVE Status
Set in the tranquil Skokomish Valley, this timeless country home is a must see! 29 acres of fertile grounds provide ample room for farming, gardening & outdoor living. You can further enjoy your outdoor space relaxing on the wrap around covered porch, the view of the surrounding farmland and hills is very magical. Marvelous wood plank floors throughout the main level, these, along with many of the updates in this home have been sourced and reclaimed from a neighboring farmhouse, you have to see these in person! Wonderful kitchen space with beautiful red alder cabinets and a vintage wood cookstove, she is a nickel-plated beauty! Two main floor living areas, one is currently being used as a pool room. Large primary suite, complete with an ensuite bath and walk-in closet. Two additional bedrooms upstairs, and one full bath. This home has tons of natural light, it has plenty of space and storage for everyone and everything, while still maintaining traditional farmhouse cozy feel. Oversized, attached garage, plus a very impressive traditional red barn. Paved access is a huge plus. Whether you’re looking for a space to work, raise animals, or simply enjoy the peace and beauty of country living, this versatile property could be the perfect fit for you!

1621 W Skokomish Valley Road, Shelton

Listing courtesy of Alder Creek Real Estate LLC.

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