Seattle Homes with VA Loan Terms

Seattle Homes with VA Loan Terms

Located in the beautiful Pacific Northwest, Seattle is a vibrant city that offers a unique blend of natural beauty, cultural diversity, and a booming real estate market. Situated in the state of Washington, Seattle is the largest city in the Pacific Northwest region.

Seattle is known for its stunning landscapes, with the iconic Mount Rainier to the southeast and the picturesque Puget Sound to the west. The city is also surrounded by lush forests, making it a haven for outdoor enthusiasts and nature lovers. With its mild climate, residents can enjoy a variety of outdoor activities year-round, from hiking and biking to kayaking and skiing.

When it comes to real estate, Seattle offers a wide range of options to suit every lifestyle and budget. From historic craftsman homes in neighborhoods like Queen Anne and Capitol Hill to modern high-rise condos in downtown, there is something for everyone. The real estate market in Seattle has been thriving in recent years, with home values steadily increasing.

For those looking to purchase a home in Seattle using a VA loan, you're in luck. The city is home to many lenders who offer VA loan terms, making it easier for veterans and active-duty military personnel to achieve their dream of homeownership. With a VA loan, eligible borrowers can take advantage of benefits such as no down payment, competitive interest rates, and no private mortgage insurance requirement.

Whether you're drawn to Seattle for its natural beauty, thriving job market, or vibrant arts and culture scene, this city has something to offer everyone. With the option of VA loan terms, purchasing a home in Seattle has never been more accessible for our brave servicemen and women.

Newest Seattle Homes with VA Loan Terms

$820,000
3 Beds ⋅ 3 Baths ⋅ 2530878 MLS ⋅ ACTIVE Status
Rare combination alert: a 2019 Green Built rowhouse-style townhome with radiant heated floors, TWO decks (including a rooftop deck with City/Mountain/Territorial views), dedicated off-street parking, and NO HOA—all on a no-through-traffic dead-end street steps from the heart of Ballard. The chef's kitchen features a premium gas range and full appliance package; a tankless system delivers luxurious radiant floor heat plus hot water, while ductless mini-splits keep every season comfortable. Retreat to a primary suite with dual custom-organized closets and an oversized en-suite bath; the third bedroom flexes easily for guests or a home office. Freshly landscaped, partially fenced, and vacant for a quick, confident close. With a Walk & Bike Score of 92 ('Walker's Paradise'), you're moments from the Sunday Ballard Farmers Market, top restaurants and shops, and the Ballard Community Center & playground. Move right in!

2440 NW 60th Street Unit #A, Seattle

Listing courtesy of VerraTerra.

$324,950
2 Beds ⋅ 2 Baths ⋅ 2568293 MLS ⋅ ACTIVE Status
Discover this impeccably updated 2-bedroom, 1.5-bathroom condominium nestled in the serene North Queen Anne neighborhood. Spanning 770 square feet of thoughtfully designed living space, this home features high-end upgrades including designer LVP flooring, fresh interior paint, and energy-efficient Mysa Smart Wi-Fi thermostats. The kitchen is a chef's delight with granite tile countertops, stainless steel appliances, and a new refrigerator. Unique to this urban oasis are two owned off-street parking spaces (#21 and #8), a rare find in Seattle. Enjoy the privacy of a Jack & Jill bathroom layout, a cozy granite tile fireplace, and a private deck for outdoor relaxation. Additional amenities include in-unit laundry, attic storage, and updated vinyl windows, all situated just moments from Seattle Pacific University and the vibrant shops of Fremont.

301 W Raye Street Unit #106, Seattle

Listing courtesy of AUM Real Estate LLC.

$659,500
4 Beds ⋅ 3 Baths ⋅ 2566787 MLS ⋅ ACTIVE Status
Rare opportunity! First time to market since 1963, this lovely Arbor Heights home is ready for a new owner. Tucked away on a quiet street in this wonderful community, the home is surrounded with mature landscaping for year round beauty and privacy. Upon entering the home, you're greeted by a light-filled living room, graced by original hardwood floors. The dining room opens out to a back deck overlooking the yard, offering an easy entertaining layout. Enjoy the retro mid-century finishes throughout, or update to your own designs and modern touches! Updated homes nearby sell from $800K to $1M. On the main level is a primary suite with private bath, and two additional bedrooms. On the lower level is a fourth bedroom, offering space for everyone. Also downstairs is a spacious family room, half bath and laundry. The generous 480 sq ft garage offers great storage, with a door to the backyard. Invite friends for summer barbeques in the shaded, landscaped backyard. Nearby is the coveted Arbor Heights Swim and Tennis Club, with delightful outdoor fun all summer! Just two miles away is the stunning waterfront Lincoln Park, with 135 acres of trails, trees, and shoreline. Downtown Seattle is just 8 miles away, with its rich cultural life, newly completed waterfront, and sports events. Seller procured home inspection and sewer scope available upon request. Bring your modern updates or enjoy as-is! More photos in the virtual tour link. Come fall in love and make it yours!

10634 32nd Avenue SW, Seattle

Listing courtesy of SASH Realty.

$1,075,000
4 Beds ⋅ 2 Baths ⋅ 2557819 MLS ⋅ ACTIVE Status
Just a few short blocks from Green Lake you’ll find this beautifully updated & perfectly charming 4 bed, 2 bath Cape Cod-style home. The freshly refinished hardwood floors draw you into the open & bright living room, set with classic touches like coved ceilings & a wood burning fireplace; effortlessly flowing into the dining room, & kitchen with SS appliances. Rounding out the main floor is a full bathroom & two well sized bedrooms, one with a ceiling fan & French doors that lead you out to the back deck. Downstairs is a finished basement (remodeled in 2015) with two more bedrooms, an oversized bath/utility room, & access to the attached garage. The fully fenced backyard is the perfect blend of garden & private entertaining space, masterfully redesigned (2017) to include a large Ipe deck, fire pit with built-in seating, elegant pavers, & an ample shed. Enjoy the low maintenance space as is, or redesign for an ADU - so many options to choose from! Just outside the fence you’ll find two large sheds (home gym?!), additional off-street parking, & alley access. Other updates include: new siding & insulation + exterior repainted (2021), whole house fan (2022), new HVAC system w/furnace, central AC, heat pump, air handler, & mini-split (2024), freshly repainted interior (2026). Impressive 84 walk, 82 bike, & 56 transit scores - ideal for active, urban lifestyles. With easy access to schools, dining, & recreation, truly blending historic charm & modern convenience. Come see it today!

8106 Stone Avenue N, Seattle

Listing courtesy of Redfin.

$398,000
1 Beds ⋅ 1 Baths ⋅ 2567706 MLS ⋅ ACTIVE Status
Welcome to Duncan Place, a well-maintained condominium in the heart of Seattle’s vibrant University District. This west-facing residence features an open-concept layout with abundant natural light, a private balcony, and a functional floor plan designed for comfortable everyday living. The well-appointed kitchen flows seamlessly into the living and dining areas, while the spacious bedroom provides a relaxing retreat. Enjoy the convenience of in-unit washer and dryer, reserved garage parking, and a dedicated storage unit. Rare for the building, this home is equipped with air conditioning to keep you comfortable year-round. The building is also fiber internet capable, making it ideal for working from home or high-speed connectivity. Duncan Place offers secure controlled access and a rooftop deck with neighborhood and city views. The pet-friendly community allows up to two pets and has no rental cap, providing exceptional flexibility for both homeowners and investors. Ideally located just blocks from the University of Washington, Trader Joe’s, neighborhood cafés, restaurants, shopping, parks, and the Roosevelt Link Light Rail station, this home offers outstanding convenience with easy access to downtown Seattle, South Lake Union, and beyond. Whether you’re looking for your first home, a low-maintenance city residence, or an investment property, this move-in-ready condo presents an exceptional opportunity in one of Seattle’s most desirable neighborhoods.

4547 8th Avenue NE Unit #504, Seattle

Listing courtesy of Pellego, Inc..

$640,000
2 Beds ⋅ 2 Baths ⋅ 2568137 MLS ⋅ ACTIVE Status
Enjoy all-inclusive living at the highly sought-after University Plaza. This expansive, light-filled residence showcases sweeping mountain views and a spacious private deck, perfect for relaxing and taking in the scenery. The generous primary suite offers a comfortable retreat, while an in-unit washer and dryer adds everyday convenience. Residents enjoy an impressive collection of amenities, including an exercise room, sauna, outdoor pool with cabana and BBQ area, hobby room, rooftop deck, secure garage parking, and guest parking. Ideally located near the University of Washington, groceries, restaurants, shops, theaters, the Farmers Market, medical facilities, library, playfield, tennis courts, and convenient bus lines. Best of all, HOA dues include all utilities except internet, making this an exceptional opportunity for effortless, lock-and-leave living in a prime location.

4540 8th Avenue NE Unit #1605, Seattle

Listing courtesy of John L. Scott R.E.Tacoma North.

$698,000
3 Beds ⋅ 3 Baths ⋅ 2568021 MLS ⋅ ACTIVE Status
Exceptional mixed use opportunity in the heart of Seattle's coveted Whittier neighborhood. Perfect for entrepreneurs, investors, or anyone seeking a true live/work lifestyle, this one of a kind property offers incredible flexibility and long term potential. The ground floor features a versatile commercial space with ADA access, two separate entrances, and excellent visibility, while a private entrance leads to the residential living area. The second floor offers two spacious bedrooms, a full bath, and a utility closet. Upstairs, the open concept living room and kitchen feature stainless steel appliances, expansive west facing windows, and access to a private deck. The top floor serves as a spacious primary suite or bonus room with an ensuite bath and direct access to a rooftop deck showcasing views of Elliot Bay, and the Olympic Mountains. With no HOA, you'll enjoy maximum flexibility and fewer restrictions. Just moments from downtown Ballard, parks, restaurants, breweries, shopping, and public transit with easy access into the city. Whether you're looking to run a business, generate rental income, or add a unique mixed use property to your portfolio, this opportunity checks all the boxes.

6704 15th Avenue NW, Seattle

Listing courtesy of Windermere R.E. Shoreline.

$769,000
3 Beds ⋅ 3 Baths ⋅ 2566912 MLS ⋅ ACTIVE Status
Don't miss this charming 3 bedroom, 3 bathroom home in Pinehurst. Main level offers an open concept layout with a brand-new kitchen, all-new cabinetry, and a cozy fireplace in the family room that flows right into the kitchen. Perfect for entertaining, with a covered front porch, fully fenced front yard and quiet street appeal.The finished lower level offers a private retreat, featuring a luxury ensuite primary bathroom with new tub, tile, and vanity, plus an additional full bath. New egress windows bring natural light throughout.Prime Pinehurst location minutes from Northgate Link light rail and quick I-5 access, with neighborhood parks, cafes, and shops nearby. Great neighborhood feel throughout.

813 NE 125th Street, Seattle

Listing courtesy of eXp Realty.

$375,000
1 Beds ⋅ 1 Baths ⋅ 2567568 MLS ⋅ ACTIVE Status
Enjoy abundant natural light, Puget Sound & downtown skyline views from this fabulous south-facing home at Belltown Court!! Plus, it's one of just a few Seattle buildings that allows short-term rentals, providing you unlimited flexibility! Fresh paint & new LVP floors shine in the warm sunlight streaming through oversized bay windows, showcasing ever-changing city views. The efficient floor plan lives larger than its sqft, with a comfortable, easy flow. Grab takeout from Belltown’s endless dining options or prepare a meal at home in the open kitchen, featuring quartz counters, generous storage & stylish open shelving. Spacious bdrm accommodates a king-sized bed & opens to the balcony, where you can welcome the morning sun, take in Puget Sound views, or unwind beneath sparkling city lights at night. In-unit W/D, secure garage parking & additional storage included. Belltown Court offers an impressive array of amenities: indoor pool & hot tub, sauna, expansive fitness center, beautiful courtyard, lounge, secure lobby w/ concierge & rooftop deck w/ sweeping Elliott Bay & Olympic Mtn views. Step outside to everything Belltown has to offer: restaurants, Pike Place Market, waterfront parks/trails, shops, Climate Pledge Arena, light rail & more. From this unbeatable location, the energy of the city is right outside your door!

2415 2nd Avenue Unit #432, Seattle

Listing courtesy of Windermere Mercer Island.

$825,000
3 Beds ⋅ 2 Baths ⋅ 2567914 MLS ⋅ ACTIVE Status
Tucked away just off the beaten path in Northgate, this home is walkable to just about everything. Northgate Light Rail is an easy 0.8-mile walk away, and shopping is even closer. This one lives bigger than it looks. With 3 bedrooms, 2 full baths, and 1,880 square feet, there’s room to spread out. The generous 6,930-square-foot lot gives you a private backyard with space to garden, entertain, play, or just hang out. There’s plenty of off-street parking out front, too. The sellers tackled the big-ticket improvements. Both bathrooms have been remodeled, there’s new LVP flooring upstairs and brand-new carpet downstairs, and mini-splits in every room deliver energy-efficient heating and ice-cold air conditioning. The kitchen has granite counters, the downstairs rec room is ready for movies, workouts, guests, or working from home, and the oversized laundry room, complete with a utility sink, offers tons of useful storage. More space than you’d expect, the updates you actually want, and a location that makes everyday life easier.

11526 3rd Avenue NE, Seattle

Listing courtesy of Bushwick.

$695,000
3 Beds ⋅ 3 Baths ⋅ 2566738 MLS ⋅ ACTIVE Status
Gorgeous light-filled end unit townhome w/stunning 360 views of the Seattle skyline, Olympics, Mt. Rainier, Mt. Baker & Cascades from the entertainment-sized rooftop deck. You'll love the comfortable, connected, open concept floor plan, with modern elements including wood/steel staircase, large windows, gas fireplace, luxurious kitchen with subway tile backsplash & quartz countertops. Ensuite main floor primary bedroom leads out to a beautiful, private, fully fenced garden. Almost new heat pump with mini-splits for AC and heat! Second floor has 2 more bedrooms or office, plus full bath. With space for 8 people to sit comfortably around a dining table, the third floor great room offers tons of sunlight and a flowing living space that is perfectly suited for gatherings. This floor features an open kitchen w/gas range stove & convenient pot rack, island, pantry, & quaint, convenient 1/2 bath. Close to shops, restaurants, stadiums & downtown Seattle. Tremendous walkability to Jefferson Park and only 15-min to the heart of Beacon Hill, Chinatown/International District, or to the light rail. Easy access to great restaurants, such as Musang, Homer, Bar del Corso, Little Thing, El Quetzal. Around the corner from buses 36 & 60. And, easy to hop on the freeway in any direction, with quick drives to Eastside hikes, SeaTac airport, and great Seattle neighborhoods. Great investment opportunity and no HOA dues.

1519 14th Avenue S Unit #C, Seattle

Listing courtesy of Windermere West Metro.

$1,249,000
3 Beds ⋅ 4 Baths ⋅ 2567795 MLS ⋅ ACTIVE Status
Discover refined new construction living in the heart of Seattle’s sought-after Ravenna neighborhood. Thoughtfully designed for modern life, this exceptional home pairs elevated finishes with a highly functional, light-filled floorplan and the rare convenience of abundant off-street parking. The open-concept living, dining, and kitchen level is ideal for both everyday living and entertaining, featuring contemporary finishes, a generous walk-in pantry, and a convenient powder bath. Upstairs and below, three comfortable bedrooms, a dedicated home office, and 2.75 well-appointed baths offer flexible space for work, guests, and growing households. An attached garage, EV-ready parking, and driveway space for two additional vehicles provide an uncommon three-car parking solution in this premier in-city location. Enjoy the ease of proximity to the University of Washington, Burke-Gilman Trail, Seattle Children's Hospital, everyday conveniences, and the dining, shopping, and services of nearby University Village. A polished blend of quality new construction, practical design, and an outstanding Ravenna address.

2726 NE Blakeley Street, Seattle

Listing courtesy of Blue Pacific Real Estate.

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