Seattle Homes with VA Loan Terms

Seattle Homes with VA Loan Terms

Located in the beautiful Pacific Northwest, Seattle is a vibrant city that offers a unique blend of natural beauty, cultural diversity, and a booming real estate market. Situated in the state of Washington, Seattle is the largest city in the Pacific Northwest region.

Seattle is known for its stunning landscapes, with the iconic Mount Rainier to the southeast and the picturesque Puget Sound to the west. The city is also surrounded by lush forests, making it a haven for outdoor enthusiasts and nature lovers. With its mild climate, residents can enjoy a variety of outdoor activities year-round, from hiking and biking to kayaking and skiing.

When it comes to real estate, Seattle offers a wide range of options to suit every lifestyle and budget. From historic craftsman homes in neighborhoods like Queen Anne and Capitol Hill to modern high-rise condos in downtown, there is something for everyone. The real estate market in Seattle has been thriving in recent years, with home values steadily increasing.

For those looking to purchase a home in Seattle using a VA loan, you're in luck. The city is home to many lenders who offer VA loan terms, making it easier for veterans and active-duty military personnel to achieve their dream of homeownership. With a VA loan, eligible borrowers can take advantage of benefits such as no down payment, competitive interest rates, and no private mortgage insurance requirement.

Whether you're drawn to Seattle for its natural beauty, thriving job market, or vibrant arts and culture scene, this city has something to offer everyone. With the option of VA loan terms, purchasing a home in Seattle has never been more accessible for our brave servicemen and women.

Newest Seattle Homes with VA Loan Terms

$929,000
4 Beds ⋅ 2 Baths ⋅ 2563088 MLS ⋅ ACTIVE Status
Down to earth restored Beacon Hill farmhouse in a pocket of total privacy. Classic without pretense, “Lucy” has borne witness to 115 years from her corner lot and is ready for the next century. Two stories sit high up off the street. Front door opens to a brilliant dining/living/kitchen configuration, each space distinct but connected. High ceilings, charming nooks, and many creative thoughtful touches by the architect-owner who has nurtured and restored this treasure. The kitchen was recently remodeled and is essentially brand new. Updated full bath tucked away at the bottom of the stairs. Main level bedroom perfect for home office, den, or guest room. Hidden away from the living space, it opens onto the backyard for a tiptoe into the sauna. The upper level offers an ideal cluster of full bath and three large bedrooms with independent radiant floor heating. Wide hallway and a landing with space for reading or homework. Surrounded by mature native plants and cedar/corten steel fencing that were both designed to completely seclude, the yard is a paradise for urban farmers or entertainers. Fruit trees, garden beds, shed; plus shady patio, firepit, 100% cedar sauna. Steel framed gate off alley opens wide enough for a double size driveway. Flat accessible space ideal for future plans: DADU, garage, or both. Major updates include electrical, plumbing, windows, water heater, and more. Quiet neighborhood, nearby hidden staircase for easy access to Flora Bakehouse and Cleveland HS.

2001 S Lucile Street, Seattle

Listing courtesy of John L. Scott, Inc.

$997,000
4 Beds ⋅ 4 Baths ⋅ 2568420 MLS ⋅ ACTIVE Status
Arbor Heights, West Seattle • Fully fenced yard • Rooftop deck with Olympic Mountain views. 2022-built 4-bedroom, 3.5-bath home with 2,260 sq ft, attached garage, ductless mini-split heating and A/C, and an open-concept main level. Chef’s kitchen features a double-waterfall island, Bertazzoni range, pot filler, and abundant storage. The primary suite includes a walk-in closet, heated tile floors, soaking tub, and dual shower heads. The third floor adds a bedroom, 3/4 bath, wet bar, and vaulted bonus room ideal for office, media, or flex space, with direct rooftop access. Expansive rooftop deck offers Olympic Mountain and peekaboo Puget Sound views, plus gas, water, and electricity. Additional features include a gas fireplace, whole-home smart blinds, main-level garage entry, and deck off the main living area. Includes 3D walkthrough. Minutes from Lincoln Park, the Fauntleroy ferry, Westwood Village, Alki, and the West Seattle Junction.

10240 40th Avenue SW Unit #A, Seattle

Listing courtesy of Portico Real Estate.

$1,995,000
4 Beds ⋅ 3 Baths ⋅ 2567192 MLS ⋅ ACTIVE Status
This Queen Anne Park home was rebuilt by its owners over 6 years — not for a quick resale & it shows in what they chose. The main & lower levels were taken to the studs, walls came down & the original attached garage was absorbed into the floor plan, becoming the main living room in one continuous space under exposed beams, on wide-plank engineered hdwd. The kitchen is built for cooking & double its original size: Viking range, plus a Miele suite — built-in coffee system, steam oven & microwave — w/ quartz counters & an island w/ beverage fridge and seating. The windows are Marvin composite, dual-tone & color-matched inside and out, w/ replicated architectural grids. A dedicated home office sits off the formal living room, w/ a flex room downstairs that easily works as a second. The finished lower level also holds a legal BR, 3/4 BA, second family room, plus utility & storage. Upstairs, 3 BRs w/ original hdwds & a bath taken to the studs. And underneath it all, the expensive, invisible work is already done: roof, siding, electrical, central A/C, high-efficiency furnace, tankless hot water, French drains, and plumbing replaced end to end — repiped throughout in PEX, new incoming supply line, main waste stack replaced, sewer lined. Four true BRs on a corner lot, moments from transit, parks, Queen Anne Ave shops & restaurants, Fremont, and SPU. Built in 1929, rebuilt for how we live now — nothing left to do but move in.

803 W Etruria Street, Seattle

Listing courtesy of COMPASS.

$511,000
2 Beds ⋅ 2 Baths ⋅ 2567404 MLS ⋅ ACTIVE Status
Welcome to Meridian Park Cottages, where modern design meets easy, low-maintenance living. Built in 2023, this thoughtfully designed 2-bedroom, 2-bath home offers a bright, open-concept layout with the kitchen, dining, and living spaces flowing naturally together—perfect for everyday living or gathering with friends. Large windows bring in abundant natural light, while the energy-efficient heat pump provides comfortable heating and cooling year-round. Upstairs, the spacious primary suite offers a relaxing retreat, while the second bedroom provides flexibility for guests, a home office, or additional living space. Enjoy peaceful territorial views, a dedicated parking space conveniently located just outside your front door, and nearby bike storage. The location is hard to beat, with Northgate, Light Rail, the transit hub, Kraken Community Iceplex, shopping, dining, parks, and major commuter routes all just minutes away. Whether you're a first-time buyer, looking to simplify, or searching for a newer home in a connected Seattle neighborhood, Meridian Park Cottages offers the comfort, convenience, and modern lifestyle you've been looking for.

10354 Wallingford Ave N Unit #B, Seattle

Listing courtesy of Windermere R.E. Shoreline.

$1,435,888
4 Beds ⋅ 3 Baths ⋅ 2568100 MLS ⋅ ACTIVE Status
Mid-century meets modern in this once-in-a-lifetime home, fully remodeled in 2021 with a seamless blend of timeless design, modern updates, and exceptional outdoor living. The stunning chef’s kitchen is designed for everyday living and effortless entertaining. The lower level offers a private mother-in-law suite, ideal for guests, extended living, or rental income. Enjoy the extensive deck space for outdoor dining and relaxation, while viewing a lush garden area complete with chicken coop. The dedicated EV charging station adds modern convenience. The attention to detail and thoughtful design of the entire home allows seamless indoor-outdoor living, comfort, style, function, and rare lifestyle amenities is hard to match.

2752 NE 103rd Street, Seattle

Listing courtesy of RE/MAX Metro Realty, Inc..

$639,000
2 Beds ⋅ 2 Baths ⋅ 2568522 MLS ⋅ ACTIVE Status
Discover this beautifully maintained 2-bed, 2-bath home, built in 2023 and cared for by its first and only owners since. Tall ceilings and windows fill the home with abundant natural light, complemented by modern finishes throughout. The main floor is equipped with its own mini-split, offering personalized comfort with both AC and heating. Upstairs, the layout offers privacy: a spacious second bedroom and full bathroom on the middle floor, and a serene primary suite on its own top floor with a private en suite bath and mini-split. This home lives like a true townhome — with minimal shared wall space and no monthly HOA dues. Plus, the sewer capacity charge has already been paid off and a dedicated off-street parking spot on the back side of the home adds everyday convenience. Outside, a cozy fenced front yard offers a rare patch of outdoor space to relax, garden, or let pets roam — all within a meticulously cared-for home that shows true pride of ownership. Location is everything here. You’re close to the vibrant restaurant scenes of Phinney Ridge and Ballard, with the Ballard Brewery District nearby. Woodland Park Zoo is a short distance up the hill, groceries are close by too, and the Burke-Gilman Trail is just minutes away. Easy access to Highway 99 connects you to all corners of the city in minutes. This is low-maintenance, high-quality living in one of Seattle’s most sought-after neighborhoods. Don’t miss this one!

5513 B 6th Avenue NW, Seattle

Listing courtesy of Windermere Real Estate Co..

$1,750,000
3 Beds ⋅ 2 Baths ⋅ 2566791 MLS ⋅ ACTIVE Status
Classic mid-century modern home within the Laurelhurst Beach Club boundaries. Single-story living with a great layout, including 3 beds, an office, and 2 baths. Vaulted ceilings with exposed beams, oak hardwoods, wood paneling, and floor-to-ceiling windows look out to the lush, private backyard. Significant environmentally conscious updates in 2025 include a metal roof with solar panels and skylights, an induction cooktop, and EV charging. Incredible location with easy access to drop a canoe in Lake WA or dine at one of the many restaurants in University Village, all without getting in the car! You’ll probably never want to leave the backyard, but if you’re looking for even more tranquility, head across the street for a sunset stroll at the Center for Urban Horticulture. Great spot for bike commuters near the Burke Gilman Trail, plus the ease of a 2-car garage and oversized driveway. This is a dreamy home in a sought after location!

3844 Surber Drive NE, Seattle

Listing courtesy of Real Broker LLC.

$1,995,980
5 Beds ⋅ 3 Baths ⋅ 2568047 MLS ⋅ ACTIVE Status
Distinctive design, exceptional flexibility, and spectacular gardens come together in this beautifully renovated Madrona home. The showstopping kitchen features an oversized quartz waterfall island, extensive custom cabinetry, Thor six-burner range, Subzero, pot filler, wood-trimmed hood, beverage refrigerator, in island microwave drawer, floating wood shelves, designer lighting, and generous pantry and prep space. Black-framed windows and warm hardwood floors extend into the light-filled dining and living areas, where a floor-to-ceiling slatted-wood fireplace creates a dramatic architectural focal point. The primary suite includes a spa-inspired bath with a double vanity, quartz counters, dimensional tile, and an oversized frameless shower accented by striking blue-green tile and multiple shower fixtures. An additional upper-level bedroom currently serves as an expansive walk-in closet; remove the built-ins & preserve its versatility as a bedroom, office, or flex space. The finished lower level expands the possibilities with a bedroom, full bath, recreation room, dedicated office (currently served as a home workout studio), wet bar with cabinetry and beverage refrigerator, plus an additional workspace nook. AC to keep cool all summer long. Outside, mature, thoughtfully cultivated gardens offer vibrant seasonal color and plantings designed to attract hummingbirds, bees and give you a colorful escape. Close to Madrona’s shops, cafés, parks, and Lake Washington recreation

3302 E Pine Street, Seattle

Listing courtesy of COMPASS.

$1,185,000
5 Beds ⋅ 2 Baths ⋅ 2568517 MLS ⋅ ACTIVE Status
Step inside & prepare to be surprised by a spacious, peaceful home w/ a thoughtful layout & versatility to spare. Freshly renovated & move-in ready, this 2,300 sq ft home offers 5 bedrooms & 2 baths across two levels. The upper level features peekaboo views of Lake Union & the Seattle Skyline from the light & bright, open living room. The spacious kitchen comes w/ Quartz counters, plenty of workspace, storage, & new SS appliances. 3 large bedrooms & a refreshed bath round out the top while the lower level provides 2 additional bedrooms, one of which could serve so many purposes due to its exceptionally large size! An additional family room could provide room for movie nights & fun. With a second separate entry, the lower offers options for multigenerational living, your extended-stay guests, or home-based business. Live throughout the home or tailor each level to fit your lifestyle. The three-car driveway parking adds everyday convenience. With a Walk Score of 82, enjoy easy access to Gas Works Park, Lake Union, the Burke-Gilman Trail, & all the restaurants and shops nearby. Feeds to John Stanford Int’l too. With its proximity to UW, all the major medical centers & the like, it could also make a great rental investment. Lastly, this lot also offers value for its future DADU potential, as seen by nearby development. So many options! Buyer to verify intended uses & future development potential to their satisfaction. Don't sleep on this one - its flexibility is hard to find!

4042 5th Avenue NE, Seattle

Listing courtesy of KW Lake Washington So.

$635,000
2 Beds ⋅ 1 Baths ⋅ 2567630 MLS ⋅ ACTIVE Status
Tucked onto a quiet, tree-lined street in the heart of Greenwood, this storybook bungalow is pure charm from the first glance. Mature wisteria drapes a pergola-covered porch and wraparound deck, creating a magical outdoor room that opens to a private, fenced garden shaded by established trees. Inside, gleaming hardwood floors, fresh paint, and abundant natural light give the home a warm, welcoming glow. The eat-in kitchen features solid wood cabinetry, a gas range, tile backsplash, and a garden-view window, with French doors leading out to the deck. Sunlit bedrooms open to the backyard through their own French doors, blurring the line between indoors and out, while the full bath keeps its timeless character. In-home laundry adds everyday convenience. Out back, a large lot offers room to roam, a detached garage for storage or a workshop, alley access, and tall fencing for true privacy. And then there's Greenwood — one of Seattle's most beloved neighborhoods, where cozy coffee shops, great restaurants, craft breweries, and local shops line the streets and neighbors truly know one another. With parks, farmers markets, and light rail close at hand, the best of Seattle is right at your doorstep. A rare, character-filled retreat to call home.

346 N 102nd Street, Seattle

Listing courtesy of Redfin.

$1,450,000
3 Beds ⋅ 2 Baths ⋅ 2566337 MLS ⋅ ACTIVE Status
An absolutely magical refuge in Madrona—this charming Craftsman pairs timeless character with beautifully considered modern updates. At the heart of the home is a brand-new, high-end kitchen featuring elegant cabinetry and strategically sourced, one-of-a-kind Calacatta Bella marble counters and backsplash—a dramatic backdrop that punctuates the chic, contemporary design. A deep Kohler sink, KitchenAid dishwasher, and other high end appliances combined with clever storage and an opened-up layout complete the space. Newly refinished white-washed oak floors flow throughout. Inviting interiors include a serene primary bedroom with walk-in closet and spacious ensuite bath, eat-in kitchen with built-in seating, generous formal dining room, wine storage, designer-selected paint and an exceptional home office. A well designed and renovated guest bath adds polish and function. Outside, a private backyard oasis awaits, with a new deck, expansive flagstone paver paths and meticulously designed landscaping offering all-season beauty—made for morning coffee, garden parties, BBQs and evenings under the stars or days spent sunbathing. A new heat pump and A/C provide year-round comfort. Tucked into one of Seattle’s most beloved neighborhoods, just a stroll from Madrona’s parks, cafés, restaurants and shops along 34th. Historic charm, elevated design, and a backyard begging for a dinner party!

716 32nd Avenue, Seattle

Listing courtesy of COMPASS.

$349,000
1 Beds ⋅ 1 Baths ⋅ 2567663 MLS ⋅ ACTIVE Status
Discover easy North Seattle living at Thornton Creek! This spacious condo offers a generous primary bedroom plus a versatile den that provides valuable extra space for a home office, guest accommodations, or everyday flex space. Updated flooring creates a clean, welcoming feel throughout, while oversized windows bring in abundant natural light. The kitchen features granite countertops, ample cabinetry, and bar seating that opens seamlessly to the main living area. Step outside to the private covered balcony—perfect for morning coffee or unwinding at the end of the day. Additional conveniences include an in-unit full-size washer and dryer, excellent storage, and a community with no rental cap. Ideally situated near everyday essentials, neighborhood dining, the Lake City Farmers Market, transit, and major commuter routes.

12534 15th Avenue NE Unit #22, Seattle

Listing courtesy of John L. Scott, Inc..

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