Seattle Homes with FHA Terms

Seattle Homes with FHA Terms

Seattle, located in the state of Washington, is a vibrant city known for its stunning natural beauty, thriving tech industry, and diverse culture. Situated in King County, Seattle offers a unique blend of urban living and outdoor adventures.

Seattle's real estate market is equally captivating. For homebuyers looking for flexible financing options, there are plenty of homes available with FHA terms. FHA, or Federal Housing Administration, loans are backed by the government and offer more lenient credit requirements, making homeownership more accessible for many.

With FHA terms, buyers can enjoy benefits such as a low down payment requirement, competitive interest rates, and the ability to finance closing costs. This makes it an attractive option for first-time homebuyers or those with limited funds for a down payment.

Seattle's real estate market offers a wide range of homes with FHA terms, from cozy condos in downtown to spacious single-family houses in the suburbs. Whether you're looking for a modern high-rise apartment with stunning city views or a charming craftsman-style home in a family-friendly neighborhood, Seattle has something to suit every taste and budget.

If you're considering buying a home in Seattle, exploring the options with FHA terms can be a great way to make your homeownership dreams a reality. With the help of an experienced real estate agent, you can navigate the market and find the perfect home that meets your needs and budget.

Newest Seattle Homes with FHA Terms

$899,900
3 Beds ⋅ 2 Baths ⋅ 2570784 MLS ⋅ ACTIVE Status
$10,000 Buyer Bonus! Explore this Capitol Hill’s townhome community by AIA award-winning builder GProjects, just steps from Volunteer Park. Located near Volunteer Park, this home includes custom cabinetry, Caesarstone countertops, hardwood flooring, and premium appliances. The main level features a vaulted living, dining, and kitchen area. The second floor offers an oversized bedroom and full bath. The third floor serves as the primary suite with floor-to-ceiling windows. the top floor is an amamzing flex space allowing for a 3rd bedroom or skylounge with deck access. Lower level bonus room suitable for media, gym, or storage use. Sweeping views of the Space Needle and Downtown Seattle skyline. With its sunny, expansive windows, the home is flooded with natural light throughout the day, creating a bright and inviting modern retreat in the heart of Capitol Hill. The Capitol Hill Light Rail Station is just 0.6 miles away, with convenient access to Route 49 and nearby Lime and Bird scooters. With a Walk Score of 80, this is modern Capitol Hill living at its most convenient and design-forward. Stay connected - the seller will contribute up to $250 per month toward parking for 12 months, plus a $10,000 buyer bonus. Don’t miss your chance to call it home!

629 13th Avenue E, Seattle

Listing courtesy of John L. Scott, Inc..

$489,000
3 Beds ⋅ 1 Baths ⋅ 2569205 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated single-family townhouse, with 3 bedroom and one bathroom, offering the perfect blend of modern style, low-maintenance living, and an incredible outdoor retreat. Perfectly positioned in Seattle, this light-filled home is completely move-in ready and designed for both effortless daily living and vibrant entertaining. Tucked away in a quiet enclave, this charming townhouse delivers all the space and privacy of a single-family home with maximum convenience. The main floor boasts a bright living space that flows effortlessly into the dining room and kitchen, making host nights a breeze. Slide open the back doors to discover an outdoor living space rarely found at this price point—a peaceful stone paver patio illuminated by string lighting and enclosed for ultimate privacy. Upstairs, light-filled bedrooms provide quiet sanctuaries for sleep, work, or hobbies, complemented by a full bathroom with generous vanity storage. Conveniently located near local parks, transit, light rail access, and South Seattle dining staples, this turnkey home offers urban proximity alongside your own private garden retreat. Don't miss out on this move-in ready Seattle gem—schedule your tour today!

3308 S Holly Place, Seattle

Listing courtesy of Globenex Realty.

$749,900
2 Beds ⋅ 2 Baths ⋅ 2570792 MLS ⋅ ACTIVE Status
13th & Roy by GProjects, an AIA award-winning builder. Located near Volunteer Park, this home includes custom cabinetry, Caesarstone countertops, hardwood flooring, and premium appliances. The main level features a vaulted living, dining, and kitchen area with a full wall of built-ins. The second floor offers an oversized bedroom and full bath. The third floor serves as the primary suite with floor-to-ceiling windows and additional custom storage. Lower level bonus room suitable for media, gym, or storage use. Above it all, a private rooftop deck captures sweeping views of the Space Needle and Downtown Seattle skyline. With its sunny, expansive windows, the home is flooded with natural light throughout the day, creating a bright and inviting modern retreat in the heart of Capitol Hill. Stay connected - the seller will contribute up to $250 per month toward parking for 12 months, plus a $10,000 buyer bonus. The Capitol Hill Light Rail Station is just 0.6 miles away, with convenient access to Route 49 and nearby Lime and Bird scooters. With a Walk Score of 80, this is modern Capitol Hill living at its most convenient and design-forward.

633 13th Avenue E, Seattle

Listing courtesy of John L. Scott, Inc..

$750,000
3 Beds ⋅ 2 Baths ⋅ 2570112 MLS ⋅ ACTIVE Status
Tucked away and back from the street, welcome to your in-city oasis! Just a few minutes walk to Light Rail and close to dozens of parks and restaurants, this sweet townhome is just right. Enter to your spacious living room that sits open with your kitchen and dining spaces, great for entertaining! The kitchen offers high ends finishes and stainless appliances, plus great storage. Your second level houses two bedrooms and a full bathroom, plus your washer/dryer. The top floor is reserved for your large primary suite, boasting a walk-in closet, 5 piece bathroom, and a private balcony. From its easy access to convenient city arterials, plus easy commuting to I-90 and I-5, this home fits so many lifestyles! Reserved parking space and NO HOMEOWNER'S DUES! Close to Central District, Mt. Baker, the International District, & various parks including Leschi Park, Colman Park Beach, Judkins Playfield, & Blue Dog Pond off leash dog park.

918 Martin Luther King Jr. Way S Unit #D, Seattle

Listing courtesy of Lake & Company.

$663,000
2 Beds ⋅ 2 Baths ⋅ 2570942 MLS ⋅ ACTIVE Status
How does that happen? This special townhome condominium is one block away from the heart of Fremont, yet it is so very quiet and private. Tucked off the street you enter into the back of the community to find a “secret garden” and patio under a beautiful Japanese maple tree.  Off the entry foyer, is the over-sized private garage, and stairs to the living space.  You will appreciate the well-designed kitchen for maximum storage, large dining area and a deck overlooking the garden off the living room. Strike up the gas fireplace for cooler nights, or you can use the AC on warmer days. A half-bath completes this level. Upstairs find 2 bedrooms and 1 bath, with the same maple floors as downstairs. A walk-in closet and Juliette balcony make it special. Continue to the sunny rooftop deck and large attic storage. Location-FANTASTIC. Quiet and private- CHECK. New roof, and new exterior paint- COMPLETED. Easy access to SLU and downtown- DONE. Welcome home!

3648 Francis Avenue N Unit #D, Seattle

Listing courtesy of Coldwell Banker Bain.

$1,395,000
3 Beds ⋅ 4 Baths ⋅ 2570387 MLS ⋅ ACTIVE Status
Experience inspired living in the heart of Montlake, where exceptional craftsmanship, refined finishes, and an enviable Seattle location come together. A rare 2-car garage adds outstanding convenience. The stunning chef’s kitchen is anchored with a glorious kitchen island and an abundance of cabinetry with hidden surprises behind many doors, while vaulted ceilings bring an airy sense of volume to the luxurious primary suite, complete with a spa-inspired shower. A private lower-level guest suite offers comfortable, flexible accommodations, and the patio and thoughtfully sized yard create an inviting setting for outdoor dining and relaxation. Ideally located near Husky Stadium and the Arboretum, with easy access to Highway 520 and the Eastside, this beautifully finished home places the best of Montlake within easy reach.

1970 25th Avenue E, Seattle

Listing courtesy of RE/MAX Metro Realty, Inc..

$2,300,000
2570809 MLS ⋅ ACTIVE Status
Positioned in the heart of Seattle’s highly sought-after University District, this exceptional property offers a rare blend of versatility, comfort, and income potential just minutes from the University of Washington. Featuring three separate living spaces, including a beautifully remodeled 3,092 sqft main residence with a fully finished lower level complete with its own private entrance and kitchen, plus a stunning detached 1,058 sqft DADU, this is an outstanding opportunity for investors, multi-generational living, or owner-occupants seeking rental income. Extensively renovated with permits, the property features a new roof, siding, windows, updated plumbing, modern electrical systems, and brand-new air conditioning systems in both the main home and DADU to keep you comfortable year-round. Inside, you'll find beautifully remodeled kitchens and bathrooms, designer cabinetry, premium countertops, ceramic tile, stainless steel appliances, and quality finishes throughout. The lower level offers excellent flexibility for rental income or extended living, while the detached DADU provides privacy and strong rental appeal. Outside, enjoy professionally landscaped, fully fenced grounds with a secure electric gate, ample parking and easy maintenance yard. With three separate living areas, extensive updates, and a prime location in one of Seattle’s most desirable neighborhoods, this property is a rare opportunity with exceptional investment and lifestyle potential.

5520 Brooklyn Avenue NE, Seattle

Listing courtesy of KW Lake Washington So.

$1,695,000
6 Beds ⋅ 3 Baths ⋅ 2570470 MLS ⋅ ACTIVE Status
Born in 1909, this 4,400 square foot Old Grand Dame sits majestically above the street, one block from Green Lake's beloved 2.8-mile loop, three blocks from the charming Tangle town business district, & at the heart of Seattle's most coveted trifecta: Green Lake, Tangle town & Wallingford. Rare, storied, & alive with possibility. Originally built as a live-in boarding house, this turn-of-the-century treasure spans Woodlawn to Meridian w/ views out to the lake & the kind of bones that make architects & dreamers go quiet. High ceilings on every floor, box-beam ceiling details, classic fixtures & finishes, two full kitchens & an oversized three-car garage/shop space. Whether you envision a grand single-family restoration, a boutique bed-&-breakfast, a co-housing sanctuary, multigenerational living, or a savvy legal duplex income property, this open palette awaits your vision. Six to seven bedrooms (though 2-3 presently non-conforming), three baths & LR1 RC(M) zoning, unlocks multi-family as well as residential commercial potential & puts multiple possibilities, firmly in your hands. Step outside & the neighborhood does the rest; two PCC Markets, Whole Foods, boutique fitness studios, beloved local restaurants & bars, w/ the energy of Phinney Ridge, Maple Leaf, Fremont, Greenwood, Wallingford & the university, just blocks away. Walk Score 81, Bike Score 87, & ten minutes to Downtown. If you've ever dreamed of breathing new life into something truly one of a kind.

6238 Woodlawn Avenue N, Seattle

Listing courtesy of Windermere RE Greenwood.

$735,000
2 Beds ⋅ 2 Baths ⋅ 2564138 MLS ⋅ ACTIVE Status
Location and views! Modern end-unit townhome in coveted North Admiral! Soaring ceilings and expansive view windows fill the home with natural light. The open main level features hardwood floors, spacious living and dining areas, and a generous kitchen with slab counters and abundant storage. Upstairs, the private full-floor primary suite includes an en-suite bath. The lower-level bedroom with separate entrance offers ideal flexibility for guests, an office or bonus space. Enjoy city, Elliott Bay and mountain views from the rooftop deck, plus dedicated off-street parking. Moments from Admiral Junction, Alki Beach, Hamilton Viewpoint, restaurants, shops, parks and transit.

1633 California Avenue SW Unit #B, Seattle

Listing courtesy of Realty ONE Group Orca Gold.

$800,000
2 Beds ⋅ 2 Baths ⋅ 2569452 MLS ⋅ ACTIVE Status
Fall for the kind of home that makes you want to linger. Hardwood floors, coved ceilings and an arched fireplace set the tone, while handmade Spanish tile, stained glass and a Jøtul wood-burning stove give this Victory Heights cottage layers of character all its own. Settle in by the fire on a rainy Seattle evening, curl up with a book in the loft, or follow the sunlight outside to a peaceful yard framed by towering Western Red Cedars. A generously sized kitchen is ready for everything from morning coffee to holiday baking, with new granite counters, appliances and handmade brass cabinet hardware. A fully remodeled bathroom continues the home’s attention to detail with unique built-in storage, while a flexible guest room with custom, handcrafted Murphy bed make everyday living convenient. Upstairs, the loft with built-in bookshelves creates a tucked-away destination for reading, working or creating. Outside, enjoy quiet mornings, summer dinners and afternoons in a space designed for both privacy and connection. Underlying all this personality are meaningful investments: A/C, a substantial unfinished basement with excellent ceiling height offers an exciting opportunity to add finished living space with plumbing in place for a future full bath; heat pump, rebuilt fireplace chimneys, French drain, new wood stove, fencing and more add to significant infrastructure improvements. A home with stories, loads of individuality and room for what comes next. Creative. Cozy. Connected.

10708 17th Avenue NE, Seattle

Listing courtesy of Ensemble.

$2,125,000
5 Beds ⋅ 4 Baths ⋅ 2569194 MLS ⋅ ACTIVE Status
Some homes occupy a street. This one answers to a forest. Directly opposite 135 acres of old growth and Puget Sound shoreline, The Nest at Lincoln Park is new construction of a caliber West Seattle almost never releases: 3,182 heated square feet, three levels, engineered to catch every hour of Northwest light. Enter beneath a lofted ceiling that lifts the whole house with it. Nine-foot ceilings and floor-to-ceiling glass carry the main level, where a chef's kitchen with commanding island and walk-in pantry presides over open living and dining. Double sliders vanish into the wall and the room becomes a 285sf covered patio. The fifth bedroom is the rarest thing here. A flexible suite with kitchenette, bath, private entry and dedicated garage access, it opens to the home as guest quarters, studio or work-from-home wing, and closes off just as easily for a long-term tenant or nightly guests drawn to the park. Buyer to verify short-term rental licensing. Four bedrooms share the level above, 3.5 baths, primary with five-piece bath and walk-in closet. The laundry commands the center of that floor. Double doors sweep open to sink, deep cabinetry, a folding counter. Nothing travels a staircase. 467sf garage, 11' ceilings. High-efficiency systems. Then the ascent: a covered third-floor deck, and above it 575 square feet of open rooftop where the sky runs unbroken and the Sound burns silver past the treeline. Mornings begin with birdsong. Evenings end with the tide.

8022 Fauntleroy Way SW, Seattle

Listing courtesy of The Sunny Company.

$925,000
4 Beds ⋅ 2 Baths ⋅ 2568881 MLS ⋅ ACTIVE Status
This refreshed Maple Leaf home is ready for new owners. Featuring 4 bedrooms and 1.75 bathrooms on a large, level lot, this well-loved home is truly move-in ready. Fresh interior paint, newly refinished hardwood floors on the main level, and new luxury vinyl plank flooring on the lower level create comfortable, updated living spaces. The south-facing backyard receives abundant sunlight for gardening, while a charming treehouse offers a unique outdoor getaway. Ideally situated near Maple Leaf Reservoir Park, neighborhood cafés and restaurants, Northgate shopping, Kraken Community Iceplex, and Green Lake, with easy access to I-5 and the Northgate Link light rail for a quick trip downtown.

1025 NE 103rd Street, Seattle

Listing courtesy of Portico Real Estate.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.