Seattle Homes with FHA Terms

Seattle Homes with FHA Terms

Seattle, located in the state of Washington, is a vibrant city known for its stunning natural beauty, thriving tech industry, and diverse culture. Situated in King County, Seattle offers a unique blend of urban living and outdoor adventures.

Seattle's real estate market is equally captivating. For homebuyers looking for flexible financing options, there are plenty of homes available with FHA terms. FHA, or Federal Housing Administration, loans are backed by the government and offer more lenient credit requirements, making homeownership more accessible for many.

With FHA terms, buyers can enjoy benefits such as a low down payment requirement, competitive interest rates, and the ability to finance closing costs. This makes it an attractive option for first-time homebuyers or those with limited funds for a down payment.

Seattle's real estate market offers a wide range of homes with FHA terms, from cozy condos in downtown to spacious single-family houses in the suburbs. Whether you're looking for a modern high-rise apartment with stunning city views or a charming craftsman-style home in a family-friendly neighborhood, Seattle has something to suit every taste and budget.

If you're considering buying a home in Seattle, exploring the options with FHA terms can be a great way to make your homeownership dreams a reality. With the help of an experienced real estate agent, you can navigate the market and find the perfect home that meets your needs and budget.

Newest Seattle Homes with FHA Terms

$735,000
2 Beds ⋅ 2 Baths ⋅ 2564138 MLS ⋅ ACTIVE Status
Location and views! Modern end-unit townhome in coveted North Admiral! Soaring ceilings and expansive view windows fill the home with natural light. The open main level features hardwood floors, spacious living and dining areas, and a generous kitchen with slab counters and abundant storage. Upstairs, the private full-floor primary suite includes an en-suite bath. The lower-level bedroom with separate entrance offers ideal flexibility for guests, an office or bonus space. Enjoy city, Elliott Bay and mountain views from the rooftop deck, plus dedicated off-street parking. Moments from Admiral Junction, Alki Beach, Hamilton Viewpoint, restaurants, shops, parks and transit.

1633 California Avenue SW Unit #B, Seattle

Listing courtesy of Realty ONE Group Orca Gold.

$800,000
2 Beds ⋅ 2 Baths ⋅ 2569452 MLS ⋅ ACTIVE Status
Fall for the kind of home that makes you want to linger. Hardwood floors, coved ceilings and an arched fireplace set the tone, while handmade Spanish tile, stained glass and a Jøtul wood-burning stove give this Victory Heights cottage layers of character all its own. Settle in by the fire on a rainy Seattle evening, curl up with a book in the loft, or follow the sunlight outside to a peaceful yard framed by towering Western Red Cedars. A generously sized kitchen is ready for everything from morning coffee to holiday baking, with new granite counters, appliances and handmade brass cabinet hardware. A fully remodeled bathroom continues the home’s attention to detail with unique built-in storage, while a flexible guest room with custom, handcrafted Murphy bed make everyday living convenient. Upstairs, the loft with built-in bookshelves creates a tucked-away destination for reading, working or creating. Outside, enjoy quiet mornings, summer dinners and afternoons in a space designed for both privacy and connection. Underlying all this personality are meaningful investments: A/C, a substantial unfinished basement with excellent ceiling height offers an exciting opportunity to add finished living space with plumbing in place for a future full bath; heat pump, rebuilt fireplace chimneys, French drain, new wood stove, fencing and more add to significant infrastructure improvements. A home with stories, loads of individuality and room for what comes next. Creative. Cozy. Connected.

10708 17th Avenue NE, Seattle

Listing courtesy of Ensemble.

$2,125,000
5 Beds ⋅ 4 Baths ⋅ 2569194 MLS ⋅ ACTIVE Status
Some homes occupy a street. This one answers to a forest. Directly opposite 135 acres of old growth and Puget Sound shoreline, The Nest at Lincoln Park is new construction of a caliber West Seattle almost never releases: 3,182 heated square feet, three levels, engineered to catch every hour of Northwest light. Enter beneath a lofted ceiling that lifts the whole house with it. Nine-foot ceilings and floor-to-ceiling glass carry the main level, where a chef's kitchen with commanding island and walk-in pantry presides over open living and dining. Double sliders vanish into the wall and the room becomes a 285sf covered patio. The fifth bedroom is the rarest thing here. A flexible suite with kitchenette, bath, private entry and dedicated garage access, it opens to the home as guest quarters, studio or work-from-home wing, and closes off just as easily for a long-term tenant or nightly guests drawn to the park. Buyer to verify short-term rental licensing. Four bedrooms share the level above, 3.5 baths, primary with five-piece bath and walk-in closet. The laundry commands the center of that floor. Double doors sweep open to sink, deep cabinetry, a folding counter. Nothing travels a staircase. 467sf garage, 11' ceilings. High-efficiency systems. Then the ascent: a covered third-floor deck, and above it 575 square feet of open rooftop where the sky runs unbroken and the Sound burns silver past the treeline. Mornings begin with birdsong. Evenings end with the tide.

8022 Fauntleroy Way SW, Seattle

Listing courtesy of The Sunny Company.

$925,000
4 Beds ⋅ 2 Baths ⋅ 2568881 MLS ⋅ ACTIVE Status
This refreshed Maple Leaf home is ready for new owners. Featuring 4 bedrooms and 1.75 bathrooms on a large, level lot, this well-loved home is truly move-in ready. Fresh interior paint, newly refinished hardwood floors on the main level, and new luxury vinyl plank flooring on the lower level create comfortable, updated living spaces. The south-facing backyard receives abundant sunlight for gardening, while a charming treehouse offers a unique outdoor getaway. Ideally situated near Maple Leaf Reservoir Park, neighborhood cafés and restaurants, Northgate shopping, Kraken Community Iceplex, and Green Lake, with easy access to I-5 and the Northgate Link light rail for a quick trip downtown.

1025 NE 103rd Street, Seattle

Listing courtesy of Portico Real Estate.

$250,000
1 Beds ⋅ 1 Baths ⋅ 2552897 MLS ⋅ ACTIVE Status
This 620 square foot residence is both elegant and serene. The spacious layout boasts abundant natural light throughout, complemented by a neutral color palette and modern finishes. The expansive living area provides ample room for relaxation, while the spacious bedroom offers a comfortable retreat. Adjacent to the bed and bath are large storage/closet spaces. The kitchen is equipped with modern s/s appliances, ample stone countertop space, and sleek cabinetry, creating an inviting culinary space. New Mohawk SmartStrand carpet, and fresh paint just added. The home includes large wall unit and mounted TV. Open windows frame the vibrant urban skyline, featuring towering skyscrapers and a bustling city landscape, offering a visually captivating backdrop. The inviting entrance and charming exterior contribute to the property's curb appeal, while the convenient location provides easy access to this dynamic city.

1105 Spring Street Unit #1203, Seattle

Listing courtesy of Coldwell Banker Bain.

$624,950
2 Beds ⋅ 3 Baths ⋅ 2570245 MLS ⋅ ACTIVE Status
Welcome to Salmon Creek Townhomes! 12 sleek, modern townhomes nestled on a quiet street in the growing SW Seattle neighborhood. Boasting floor plans that live large, with an abundance of natural light, two- to four-bedroom spacious floor plans & a generous 2-car garage. Open-style living, with gorgeous kitchens featuring eat-in breakfast bars, quartz countertops, flattering SS appliances, Bellmont cabinetry, & ample counter space. W/D is included and conveniently located on the upper floors with the bedrooms and bathrooms, making living easy & comfortable. The upper floors feature peek-a-boo views of Mt. Rainier & Downtown Seattle. (Views will vary) Only 8 homes left! Minutes to Hwy 509, dining, grocery, & parks. Completion late November. Broker registration required for full commission.

1411 SW 111th Lane, Seattle

Listing courtesy of Teambuilder KW.

$614,950
4 Beds ⋅ 3 Baths ⋅ 2570307 MLS ⋅ ACTIVE Status
Welcome to Salmon Creek Townhomes! 12 sleek, modern townhomes nestled on a quiet street in the growing SW Seattle neighborhood. Boasting floor plans that live large, with an abundance of natural light, two- to four-bedroom spacious floor plans & a generous 2-car garage. Open-style living, with gorgeous kitchens featuring eat-in breakfast bars, quartz countertops, flattering SS appliances, Bellmont cabinetry, & ample counter space. W/D is included and conveniently located on the upper floors with the bedrooms and bathrooms, making living easy & comfortable. The upper floors feature peek-a-boo views of Mt. Rainier & Downtown Seattle. (Views will vary) Move-in ready - Only 8 homes left! Minutes to Hwy 509, dining, grocery, & parks. Broker registration required for full commission.

1419 SW 111th Lane, Seattle

Listing courtesy of Teambuilder KW.

$609,950
4 Beds ⋅ 3 Baths ⋅ 2570337 MLS ⋅ ACTIVE Status
Welcome to Salmon Creek Townhomes! 12 sleek, modern townhomes nestled on a quiet street in the growing SW Seattle neighborhood. Boasting floor plans that live large, with an abundance of natural light, two- to four-bedroom spacious floor plans & a generous 2-car garage. Open-style living, with gorgeous kitchens featuring eat-in breakfast bars, quartz countertops, flattering SS appliances, Bellmont cabinetry, & ample counter space. W/D is included and conveniently located on the upper floors with the bedrooms and bathrooms, making living easy & comfortable. The upper floors feature peek-a-boo views of Mt. Rainier & Downtown Seattle. (Views will vary) Move-in ready - Only 8 homes left! Minutes to Hwy 509, dining, grocery, & parks. Broker registration required for full commission.

1405 SW 111th Lane, Seattle

Listing courtesy of Teambuilder KW.

$749,000
3 Beds ⋅ 3 Baths ⋅ 2570124 MLS ⋅ ACTIVE Status
Be the first to own one of only three homes in this stunning new three-home development in the sought-after Greenwood neighborhood! This beautifully designed 3-bedroom, 2.25-bath home features an open-concept layout with a spacious kitchen flowing seamlessly into the living area, highlighted by soaring vaulted ceilings that create a bright and inviting atmosphere. The primary suite offers a private deck—perfect for enjoying your morning coffee or unwinding at the end of the day—along with the luxury of heated bathroom floors. Additional highlights include an attached garage, modern finishes, and thoughtful design throughout. Don't miss your opportunity to own the first home available in this boutique development, ideally located in the heart of Greenwood. Ask about our builder financing.

9251 Palatine Avenue N Unit #C, Seattle

Listing courtesy of Keller Williams Rlty Bellevue.

$729,000
3 Beds ⋅ 2 Baths ⋅ 2570092 MLS ⋅ ACTIVE Status
Welcome home to this beautifully designed townhome! The ground level offers incredible flexibility with a private bedroom, a full bath featuring a soaking tub, and a massive 12'x16' dedicated office space with double doors—perfect for working from home or hosting longterm guests. Head up to the second level to find a bright, wide-open great room that includes a modern kitchen, a designated dining area, and a spacious living room built for entertaining. The third floor serves as your private sanctuary, featuring a primary suite complete with a walk-in closet, a dual-vanity bathroom, dedicated laundry, and a private balcony. The crown jewel: an expansive, 400+ sq ft private rooftop deck offering the perfect space for summer BBQs and evening relaxation.

10331 Ashworth Avenue N, Seattle

Listing courtesy of Pellego, Inc..

$894,950
2 Beds ⋅ 2 Baths ⋅ 2565284 MLS ⋅ ACTIVE Status
A REAL CLASSIC! Nestled in the Ballard / Greenwood district there's a Brick House of nearly 2000sqft with living and dining rooms, an inviting kitchen with a breakfast nook, 2 bedrooms and a full bath upstairs and a separate living area downstairs, which includes a living/family room, a full kitchen, a could-be bedroom and a 3/4 bathroom. This home shouts RETRO! Though it's got some age to it, you won't believe just how good the condition of this home, especially the woodwork, actually is. It's now ready for you to take ownership and add your very own personal classic touches. As far as the location, let's be clear, the Ballard / Greenwood has a personality all of it's own. With high walk and bike scores, activities that can easily be reached include restaurants, coffee shops, boutiques, breweries and entertainment, all intermingled with well established residential neighborhoods. Outdoor amenities include Golden Gardens Park which provides a sandy Puget Sound beach, trails , picnic areas, volleyball, fire pits and impressive sunset views. Nearby is the fascinating Ballard Locks that offers salmon viewing, beautiful grounds, including the Botanical Garden. You get ability to have an active urban lifestyle without feeling as though you live downtown. Plus, Greenwood Park is a neighborhood gathering place with open lawn, playground facilities, picnic areas and games. Definitely an easy reach to Green Lake, Woodland Park and of course, the Zoo.. Location - Location - Location!

8361 30th Avenue NW, Seattle

Listing courtesy of Realty One Group Bold.

$700,000
3 Beds ⋅ 3 Baths ⋅ 2569888 MLS ⋅ ACTIVE Status
Freshly updated and move-in ready! Recent improvements include new flooring throughout and full interior paint, creating a bright, modern feel. New roof and skylight. Exceptionally well maintained and includes a buyer home warranty. Enjoy stunning panoramic views of Lake Union, Downtown Seattle, and Mount Rainier from this beautifully refreshed home in one of Seattle’s most desirable neighborhoods. Open-concept living spaces are filled with natural light and designed to maximize the incredible views. Prime location with easy access to Fremont, Wallingford, South Lake Union, Downtown Seattle, parks, dining, shopping, and major employers. Minutes to Gas Works Park, Lake Union, local cafés, and commuter routes. Low-maintenance living with thoughtful updates already completed, allowing you to move in and enjoy from day one. Rare opportunity to own a turnkey home with spectacular views and unbeatable convenience.

936 N 35th Street Unit #E, Seattle

Listing courtesy of FIRST AND MAIN.

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