Seattle Homes with FHA Terms

Seattle Homes with FHA Terms

Seattle, located in the state of Washington, is a vibrant city known for its stunning natural beauty, thriving tech industry, and diverse culture. Situated in King County, Seattle offers a unique blend of urban living and outdoor adventures.

Seattle's real estate market is equally captivating. For homebuyers looking for flexible financing options, there are plenty of homes available with FHA terms. FHA, or Federal Housing Administration, loans are backed by the government and offer more lenient credit requirements, making homeownership more accessible for many.

With FHA terms, buyers can enjoy benefits such as a low down payment requirement, competitive interest rates, and the ability to finance closing costs. This makes it an attractive option for first-time homebuyers or those with limited funds for a down payment.

Seattle's real estate market offers a wide range of homes with FHA terms, from cozy condos in downtown to spacious single-family houses in the suburbs. Whether you're looking for a modern high-rise apartment with stunning city views or a charming craftsman-style home in a family-friendly neighborhood, Seattle has something to suit every taste and budget.

If you're considering buying a home in Seattle, exploring the options with FHA terms can be a great way to make your homeownership dreams a reality. With the help of an experienced real estate agent, you can navigate the market and find the perfect home that meets your needs and budget.

Newest Seattle Homes with FHA Terms

$818,000
4 Beds ⋅ 3 Baths ⋅ 2566557 MLS ⋅ ACTIVE Status
Welcome to this spacious tri-level home in Seattle’s Rainier Valley! Offering 4 bedrooms, 2.75 bathrooms, and approximately 2,430 sq. ft. of living space, this home provides a versatile layout with room for everyone. The main level features a bright living room with vaulted ceilings, a generous kitchen with ample cabinet and counter space, dining area, and convenient powder room. Upstairs, the primary suite offers a private bathroom and walk-in closet, along with two additional bedrooms and a full bath. The lower level includes a comfortable family room with fireplace, fourth bedroom, and laundry area—ideal for guests, a home office, or additional living space. Enjoy outdoor entertaining on the spacious deck and backyard. Attached 2-car garage plus additional parking. Conveniently located near light rail, bus routes, major freeways, shopping, dining, and everyday amenities. A wonderful opportunity to make this spacious Seattle home your own!

5018 Ryan Way, Seattle

Listing courtesy of Liberty Real Estate, LLC.

$750,000
2 Beds ⋅ 2 Baths ⋅ 2566693 MLS ⋅ ACTIVE Status
Stunning 2 bedroom, 1.75 bath new construction home in the heart of much sought after Phinney Ridge neighborhood, walking distance to all its wonderful amenities. Meticulously finished home with thoughtfully designed floor plan. Entry level includes spacious entry flex area, large bedroom and full bath - ideal for guest room or home office separate from main living area. Heart of the home is on the second level includes open floor plan, 9' ceilings, living and dining room with big picture windows providing tons of natural light. Beautiful kitchen with quartz countertops, professional grade stainless appliances. Covered deck off living room great, for year round usage. Top floor includes primary suite with vaulted ceilings, walk in closet and spa-like bath and nice views. Utility room completes the top floor. Spectacular panorama Mt Rainier, Cascade Mountain and territorial views from your rooftop deck. One off street parking spot. Great location, one block to the heart of Phinney Ridge with numerous restaurants, coffee houses, pubs, eateries, grocery, and so much more. Also, walking distance to Green Lake and all it has to offer. Wonderful home and wonderful location.

7403 Dayton Avenue N, Seattle

Listing courtesy of Windermere RE Greenwood.

$894,990
5 Beds ⋅ 3 Baths ⋅ 2566464 MLS ⋅ ACTIVE Status
Tucked away in a peaceful setting, this spacious 5-bedroom, 3-bath split-entry home offers the perfect balance of privacy and convenience. Set back from the street with a lush greenbelt backdrop, you'll enjoy a quiet retreat while remaining just minutes from downtown Seattle, Columbia City, and all that Beacon Hill has to offer. Inside, you'll find over 2,120 square feet of flexible living space, ideal for entertaining, working from home, or accommodating multi-generational living. Natural light fills the home, while the private rear deck creates an inviting place to relax or host guests surrounded by mature greenery. Commuting is a breeze with nearby Light Rail access and quick connections throughout the city. A rare opportunity to enjoy extra privacy without sacrificing location.

5210 30th Avenue S, Seattle

Listing courtesy of John L. Scott, Inc.

$799,000
3 Beds ⋅ 2 Baths ⋅ 2566503 MLS ⋅ ACTIVE Status
Tucked high into the hillside on a rare double-lot setting, 2517 23rd Ave S is a N Beacon Hill retreat wrapped in mature landscaping - private, quiet, and open to spectacular territorial and city views. Fully remodeled and turnkey: new windows throughout, new flooring over the original hardwoods, and an expansive deck built for morning coffee and long evenings with the view. Upstairs, a gorgeous kitchen with new appliances opens to dining and living with a cozy fireplace, plus a bedroom and 3/4 bath. The walk-out garden level adds two more bedrooms, a full bath and direct access to a second yard with fresh grass and new landscaping. The sale includes two tax parcels - the adjacent 2518 22nd Ave S parcel offers a private drive, elevated two-car carport and storage shed, plus a large flat yard with room to build. Potential to convert the carport to a garage or DADU, or develop the flat lot; buyer to verify lot lines. Address can be updated to 22nd Ave S. Set between Beacon Hill and Mount Baker, minutes from light rail, restaurants, parks and downtown. Rare land, rare privacy, rare views - won't last long.

2517 23rd Avenue, Seattle

Listing courtesy of Every Door Real Estate.

$1,680,000
5 Beds ⋅ 4 Baths ⋅ 2566640 MLS ⋅ ACTIVE Status
Rare opportunity to own a fully remodeled waterfront home with 60 ft of shoreline on Bitter Lake. Perfectly positioned as the last home on the street, this exceptional property enjoys only one neighboring residence with a park bordering the side, creating a uniquely private setting rarely found on Seattle waterfront. Inside, 2,040 sq ft of beautifully reimagined living space showcases luxury finishes, an open-concept design, and dramatic accordion doors that seamlessly connect the interior to the expansive lakefront deck. Designed with exceptional flexibility, the home can function as an expansive 4-bedroom, 4-bath residence or be configured to accommodate multiple independent living spaces with up to three potential rental opportunities (buyer to verify permitted uses). A second kitchen further enhances the home’s versatility for multi-generational living, guests, or income potential. Enjoy both a waterfront deck and patio overlooking the lake. Just steps from the adjacent community center featuring tennis courts, pickleball, fitness facilities, arts and crafts, dance classes, and other recreational programs. Combining luxury finishes, unmatched flexibility, and a premier waterfront setting with only one neighboring home, this is a rare offering on Bitter Lake. Welcome Home!

13202 Bitter Place N, Seattle

Listing courtesy of Best Choice Realty LLC.

$795,000
2 Beds ⋅ 2 Baths ⋅ 2555185 MLS ⋅ ACTIVE Status
Experience exceptional urban living in this rare two-bedroom townhouse-style residence in the heart of downtown Seattle. Perched on the top floor of the boutique Western Triangle Building, this unique home showcases breathtaking, unobstructed views of Puget Sound, the Olympic Mountains, the Seattle waterfront, Waterfront Park, and the ever-changing parade of Washington State ferries. Ideally located just moments from Pike Place Market, acclaimed restaurants, shopping, the waterfront, and countless downtown attractions, you'll enjoy the convenience of having some of Seattle's most iconic destinations just outside your door. The secure Western Triangle building offers controlled key-access entry, a gated parking garage, and secure access to the top-floor residence for added peace of mind. With only three residential homes in the building, this unique setting provides a quiet and private atmosphere rarely found in the city. A neighborhood coffee shop on the ground floor adds to the convenience and charm of this exceptional location. Whether you're looking for a full-time residence or an ideal city retreat, this distinctive home offers an extraordinary opportunity to enjoy iconic Seattle views, modern convenience, and an unmatched downtown lifestyle.

2125 Western Avenue Unit #3, Seattle

Listing courtesy of Windermere Bellevue Commons.

$975,000
2566617 MLS ⋅ ACTIVE Status
Turnkey 4-plex Investment in Seattle. 4 spacious units with functional layouts. 3 units are 2 bed, 1 full bathroom and 1 unit is 1 bed, 1 full bathroom. Recently remodeled units including, kitchens, bathrooms, windows, doors, floors, SS appliances and hot water heaters. Newer roof, recently painted exterior, interior and updated plumbing. Remodeled laundry room. 6 off street parking spots. Coin operated laundry brings in additional income. The building's thoughtful layout ensures plenty of natural light. Quiet neighborhood offers accessibility to everything in the city. Just a short walk to Duwamish River Waterfront Park, residents can enjoy scenic river views. Walking distance to popular restaurants, providing easy access to dining and entertainment. Near Major Tech companies, Downtown Seattle, Costco, SeaTac Airport, HWY 99, I-5, Boeing, shopping malls, restaurants, parks, schools and light rail. A solid Cash-flowing property for Investors, owner-occupied buyer, VA or a 1031 exchange.

701 S Kenyon Street, Seattle

Listing courtesy of Skyline Properties, Inc..

$850,000
2566584 MLS ⋅ ACTIVE Status
Two living spaces. Multiple income strategies. One unbeatable Seattle location. Here is house-hacking opportunity in the heart of the Central Area/First Hill. Live in one unit while renting the other to help offset your mortgage, space for multigenerational living, or rent both for added income potential. The spacious main-level residence offers 2 bed and 1 full bathroom, an open & light-filled floor plan, and beautifully refinished original hardwood floors. The updated kitchen features white shaker cabinetry, quartz countertops, stainless-steel appliances, and a gas range. Upstairs, the bright 1 bed, 1 bath residence has its own kitchen, dining, in-unit washer/dryer combination, and an abundance of windows that fill the space with natural light. This property delivers something increasingly difficult to find in central Seattle: real outdoor space. The fully fenced grounds include an expansive front yard, backyard space, and a private side yard with a covered gazebo perfect for entertaining, gardening, pets, or simply relaxing outside. Fresh exterior paint, one dedicated parking space, and plentiful street parking complete the package. With a 98 Walk Score, this location puts Seattle U, Swedish Medical, Harborview, Seattle Central College, cafés, restaurants, groceries, and transit within easy reach. Whether you are searching for a home that can help pay for itself, a multigenerational setup, or a property rental potential, this is the flexibility you have been waiting for.

1609 E Alder Street, Seattle

Listing courtesy of Windermere R.E. Shoreline.

$989,000
3 Beds ⋅ 3 Baths ⋅ 2566529 MLS ⋅ ACTIVE Status
Discover Wallingford Collective, an exceptional new community by Jake’s D Corporation—Seattle’s premier builder of thoughtfully designed urban in-fill homes. This limited collection of 12 distinctive residences blends modern style with everyday functionality, offering spacious floor plans, expert craftsmanship, and elevated finishes throughout. Perfectly situated in the heart of Wallingford, you’re just moments from Green Lake, Fremont, and downtown Seattle, with endless dining, shopping, and recreation right outside your door. Each home is filled with natural light and designed for the way you live—featuring generous primary suites that comfortably accommodate king-sized beds, main-level dining spaces ideal for entertaining, and rooftop decks ready for sunset gatherings. Enjoy the convenience of easy-access parking via a wide 16-foot driveway—an uncommon luxury in the city. With multiple floor plan options available, there’s a home here to match your lifestyle. Experience the best of modern Seattle living—your new home at Wallingford Collective awaits.

1413 A N 48th Street, Seattle

Listing courtesy of Windermere Real Estate/East.

$824,900
2 Beds ⋅ 2 Baths ⋅ 2566309 MLS ⋅ ACTIVE Status
Welcome to Cleopatra, a thoughtfully designed new construction home tucked away on a quiet residential street in the heart of Phinney Ridge. This spacious 2-bedroom residence pairs modern design and quality craftsmanship with exceptional privacy, outdoor space, and everyday convenience. The open-concept main level is designed for effortless living and entertaining, with a beautifully appointed kitchen, dining area, and light-filled living room flowing seamlessly to an expansive, fully fenced private backyard. With plenty of room to entertain, garden, play, or relax, this rare outdoor space is especially ideal for pet lovers and anyone looking for a true backyard retreat in the city. Throughout the home, abundant natural light, high-end finishes, and contemporary details create a refined yet comfortable atmosphere. Upstairs, the spacious primary suite features a private ensuite bath, complemented by a second bedroom and additional full bathroom. An attached garage plus a dedicated parking pad provides parking for two vehicles—an exceptional convenience! Ideally situated just blocks from The Barking Dog Alehouse, Kirke Park, and Ken’s Market, Cleopatra offers excellent neighborhood walkability with easy access to Ballard, Phinney Ridge, and Greenwood, all while maintaining the tranquility of a residential setting.

7064 Cleopatra Place NW, Seattle

Listing courtesy of John L. Scott, Inc..

$1,125,000
4 Beds ⋅ 2 Baths ⋅ 2566009 MLS ⋅ ACTIVE Status
Charming original Craftsman lovingly maintained and thoughtfully updated to blend timeless architecture with today's comforts. This 4-bedroom, 1.5-bath home features new carpet, flooring, and light fixtures throughout, plus updated bathrooms. The spacious living room offers a lake view and cozy fireplace—perfect for relaxing evenings. Beautifully landscaped front and back yards create wonderful curb appeal, while the private, fully fenced backyard includes a garden shed for extra storage. Enjoy a private setting with serene lake and mountain views and incredible sunrises, in a safe and secure neighborhood. Additional features include central air conditioning and five off-street parking spaces, with room to build a garage. Conveniently located just 20 minutes to Seattle and Bellevue, and 15 minutes to SeaTac Airport. Move-in ready—come make it yours!

11237 84th Avenue S, Seattle

Listing courtesy of Windermere Real Estate/East.

$799,000
3 Beds ⋅ 3 Baths ⋅ 2564589 MLS ⋅ ACTIVE Status
Special Financing available, No Downpayment options for qualified borrowers! Modern living in the heart of Seattle's Central District, brand-new 4-unit townhome community. Each unit features sleek, contemporary designs with open-concept layouts, high-end finishes, and abundant natural light. Enjoy spacious living areas, gourmet kitchens with stainless steel appliances, heated bathroom floors and private rooftop decks perfect for relaxation. Located just minutes from downtown Seattle, 92 walk score to vibrant local shops, restaurants, and parks, this development combines urban convenience with stylish comfort. Experience the best of city living in a thoughtfully designed, eco-friendly environment.

117 22nd Avenue Unit #B, Seattle

Listing courtesy of Berkshire Hathaway HS NW.

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