Seattle Homes with FHA Terms

Seattle Homes with FHA Terms

Seattle, located in the state of Washington, is a vibrant city known for its stunning natural beauty, thriving tech industry, and diverse culture. Situated in King County, Seattle offers a unique blend of urban living and outdoor adventures.

Seattle's real estate market is equally captivating. For homebuyers looking for flexible financing options, there are plenty of homes available with FHA terms. FHA, or Federal Housing Administration, loans are backed by the government and offer more lenient credit requirements, making homeownership more accessible for many.

With FHA terms, buyers can enjoy benefits such as a low down payment requirement, competitive interest rates, and the ability to finance closing costs. This makes it an attractive option for first-time homebuyers or those with limited funds for a down payment.

Seattle's real estate market offers a wide range of homes with FHA terms, from cozy condos in downtown to spacious single-family houses in the suburbs. Whether you're looking for a modern high-rise apartment with stunning city views or a charming craftsman-style home in a family-friendly neighborhood, Seattle has something to suit every taste and budget.

If you're considering buying a home in Seattle, exploring the options with FHA terms can be a great way to make your homeownership dreams a reality. With the help of an experienced real estate agent, you can navigate the market and find the perfect home that meets your needs and budget.

Newest Seattle Homes with FHA Terms

4347 Jill Place S, Seattle
$693,000
3 Beds ⋅ 4 Baths ⋅ 2601423 MLS ⋅ ACTIVE Status
Discover more space, comfort, and flexibility than you thought possible in Seattle! Tucked into a quiet residential setting near vibrant Columbia City, this spacious 3-bedroom, 3-bath home offers the perfect balance of city convenience and room to breathe.The inviting main level features an open, easy-flowing layout, a cozy fireplace, and access to outdoor space—ideal for entertaining or relaxing at home. Upstairs, the vaulted primary suite feels like a private retreat, while additional bedrooms offer comfort and versatility.The lower level adds even more possibilities with flexible space for a home office, media room, fitness studio, or guests. Thoughtfully designed with multiple living areas and separation between spaces, this home offers privacy and functionality rarely found at this price point.Enjoy nearby parks, light rail, Columbia City's restaurants and shops, and easy access to downtown Seattle and beyond.More space. More possibilities. An exceptional opportunity to make Seattle home.

4347 Jill Place S, Seattle

Listing Broker: COMPASS; Anne Marie Peterson; 206-779-2174; annemarie.peterson@compass.com

10832 3rd Avenue S, Seattle
$575,000
2 Beds ⋅ 2 Baths ⋅ 2601285 MLS ⋅ ACTIVE Status
Welcome home to this charming, extensively remodeled 2-bedroom, 2-bath home tucked away on a quiet street in the White Center/Top Hat neighborhood. Thoughtfully updated throughout, this inviting home blends modern style with warm character. Step inside to discover gorgeous vaulted ceilings with beams and wood detailing, warm hardwood floors, and a bright, open living space filled with natural light. The stylish kitchen features crisp white cabinetry on top brightening up the kitchen and dark wood lowers, stainless steel appliances, and an island with eating bar. The spacious primary bedroom offers a peaceful retreat, while the beautifully updated bathrooms add a fresh, contemporary touch. Outside, enjoy the thoughtfully landscaped front yard, inviting entry, while the back offers privacy, fruit trees, storage shed and a deck for entertaining or relaxing. One car detached garage with ample off street parking. A wonderful opportunity to enjoy move-in-ready living in a convenient location close to neighborhood favorites, parks, shopping, and easy commuter access. The perfect alternative to a townhome or condo. Charming, stylish, and full of personality—this one is a must-see!

10832 3rd Avenue S, Seattle

Listing Broker: Windermere RE Greenwood; Leslie Fox; 206-527-5250; lfox@windermere.com

2536 A 30th Avenue W, Seattle
$1,699,000
5 Beds ⋅ 5 Baths ⋅ 2601565 MLS ⋅ ACTIVE Status
One of five single-family homes centrally located to Magnolia schools and Magnolia Village on 30th Ave W. This 2,467-square-foot residence by Mirra Homes pairs generous space with thoughtful details. Nine-foot ceilings and an open kitchen with Bosch appliances connect the dining and living areas, with a powder room, mudroom, and direct access to a spacious, fenced patio. Perfect for entertaining or star gazing. Three bedrooms are located on the second floor, one with a full ensuite bath and a separate three-quarter bath serving the other two. Upstairs, the primary suite features a walk-in closet, heated floors in the ensuite bath, and a private deck with views of Puget Sound, the Olympics, the Cascades, and the surrounding landscape. Watch the ferries cross the Sound from home. A fifth bedroom on this level offers a private space for guests, or at home office. Every bedroom has its own mini-split. The finished basement adds a bonus space with massive storage area. The attached private garage is EV-ready and easily accessed through the mudroom on the main floor. Discovery Park and South Lake Union are minutes from home.

2536 A 30th Avenue W, Seattle

Listing Broker: COMPASS; Michael Green; 917-873-3497; michael@michaelgreenandco.com

3225 27th Avenue W Unit #B, Seattle
$1,045,000
3 Beds ⋅ 3 Baths ⋅ 2601478 MLS ⋅ ACTIVE Status
Distinctive location at the top of Magnolia!  This special enclave of 4 newly constructed homes is a head-turner. Built to be different, each unit is thoughtfully designed and crafted for versatility. Easily accessible, yet tucked away on a quiet residential street, it’s the best of both worlds. This is your opportunity to own a low-maintenance modern home that enjoys being one block from Magnolia Manor Park + community P-patch + off-leash dog park.  The first home available is 3225 B which fronts 27th Ave West w/territorial sunrise views of the Cascades, north to Mt. Baker.  Catch views of the Olympics, downtown and Space Needle from the rooftop deck.  Flooded with natural light, the floorplan is well suited for a home office separate from the living area. You’ll love entertaining & cooking in the spacious kitchen complete with generous quartz counter space and pantry. Top floor primary suite with vaulted ceilings & dual closets has plenty of storage.  Efficient mini splits with A/C & cozy heated tile floors in all bathrooms will make you feel right at home no matter the season. Where some builders might cut corners, you’ll find the opposite - wide plank wood flooring, built in closet storage systems, tiled laundry rooms and quality craftsmanship.  No HOA & dedicated parking off the alley w/ EV chargers.  Easy commute to downtown Seattle and South Lake Union, great proximity to Discovery Park.  Your friends can’t wait to come over - don’t miss it!

3225 27th Avenue W Unit #B, Seattle

Listing Broker: Keller Williams Seattle Metro; Kristen Meyer; 206-769-2537; kristen@sweetliving.com

8062 31st Avenue NW, Seattle
$950,000
3 Beds ⋅ 2 Baths ⋅ 2601687 MLS ⋅ ACTIVE Status
Tucked along a quiet street in Seattle’s Sunset Hill neighborhood, this well-cared-for 1945 Cape Cod offers 3 bedrooms, 1.75 baths, and a flexible two-level layout. Natural light fills the main living room, where hardwood floors and a wood-burning fireplace lend warmth and character. A spacious kitchen with stainless steel appliances and two bedrooms complete the main level. Downstairs, a second living room, a full kitchen, and the third bedroom give the home a duplex-style layout that works well for extended stays or multigenerational living. There’s room to update the interiors at your own pace. Outside, enjoy a private backyard and generous off-street parking. Take a morning stroll to Caffè Fiore, catch the sunset at Sunset Hill Park, or spend an afternoon at Golden Gardens. Neighborhood restaurants are also an easy walk away.

8062 31st Avenue NW, Seattle

Listing Broker: Keller Williams Greater 360; Scott Leaver; 253-226-6208; scottleaver@kw.com

8056 31st Avenue NW, Seattle
$845,000
4 Beds ⋅ 2 Baths ⋅ 2601690 MLS ⋅ ACTIVE Status
Tucked along a quiet street in Seattle’s Sunset Hill neighborhood, this 1945 Cape Cod pairs classic character with the chance to make it your own. The 3-bedroom, 1.75-bath home is ready for a full refresh, with hardwood floors and a wood-burning fireplace anchoring the light-filled main living room. A spacious kitchen and two bedrooms round out the main level. Downstairs, the third bedroom and a flexible bonus room give you space for a home office, media room, or hobbies. Outside, a private backyard and generous off-street parking offer room to spread out. Stroll to Caffè Fiore for your morning coffee, catch the sunset at Sunset Hill Park, or spend an afternoon at Golden Gardens. Neighborhood restaurants are also an easy walk away.

8056 31st Avenue NW, Seattle

Listing Broker: Keller Williams Greater 360; Scott Leaver; 253-226-6208; scottleaver@kw.com

2230 A NW 60th Street, Seattle
$659,950
2 Beds ⋅ 2 Baths ⋅ 2601619 MLS ⋅ ACTIVE Status
Ask about the preferred lender's 1% credit! Welcome to Vela by MRN Homes, an exceptional new construction residence offering elevated Ballard living with a thoughtful blend of modern design, spacious interiors, and everyday functionality. Expansive windows and soaring ceilings fill the home with natural light, complemented by luxe LVP flooring and designer finishes throughout. The beautifully appointed chef's kitchen serves as the heart of the home, showcasing quartz countertops, custom cabinetry, a modern backsplash, and premium stainless steel appliances. Generously sized bedrooms offer flexibility and comfort, including a serene primary suite featuring a spa-inspired ensuite with dual vanities, a frameless glass shower, and striking designer finishes. Extend your living outdoors to a spacious private deck, ideal for morning coffee or effortless entertaining. EV-READY PARKING INCLUDED, with NO HOA DUES. Ideally situated near the best of Ballard, enjoy easy access to acclaimed dining, neighborhood cafés, breweries, boutiques, parks, and the Burke-Gilman Trail. A beautiful balance of sophisticated design, comfortable living, and an exceptional neighborhood setting.

2230 A NW 60th Street, Seattle

Listing Broker: Real Property Associates; Grecia Thomas; 425-583-6101; gthomas@rpare.com

4721 9th Avenue NE, Seattle
$950,000
3 Beds ⋅ 3 Baths ⋅ 2601386 MLS ⋅ ACTIVE Status
Welcome to modern urban living at its finest. Defined by an enviable Walk Score & unmatched everyday convenience, this freestanding home delivers the perfect balance of thoughtful design and functional space. Clean architectural lines and bright, sunlit spaces immediately set a welcoming tone, while generous closet space & smart storage throughout provide rare practicality for city living. The entry level features a foyer, two spacious bedrooms - one of which has it's own private deck - & a full bathroom. The main living & entertaining level features a wide-open layout perched up above the street looking out over treetops with city lights twinkling in the background. Primary suite spans the entire top floor and feels like a true getaway, complete with a separate seating area, private view deck, walk-in closet & an en-suite bathroom. Spend quiet mornings or active afternoons enjoying direct access to the local public library & neighboring green parks. Dedicated off-street parking, although daily errands & weekend relaxation can be completely car-free, with Trader Joe’s & countless neighborhood favorite shops and restaurants right down the block. Commuting is effortless with easy access to light rail, major bus routes, & key highway corridors. So many options within 15 minutes to explore the best the area has to offer: take a short walk to the vibrant University District commercial core, a quick drive to U-Village or Northgate Mall, or hop on the train for a ride into downtown

4721 9th Avenue NE, Seattle

Listing Broker: John L. Scott, Inc; Nick Gerisilo; 206-372-0218; info@HappyHomeTeam.com

1107 E Denny Way Unit #84, Seattle
$365,000
1 Beds ⋅ 1 Baths ⋅ 2601650 MLS ⋅ ACTIVE Status
Seated in a coveted neighborhood touting the convenience of city life coupled with the palatable charm of the historic 1909 Lorington cooperative, you’ll find this light filled unit perfect for the enjoyment of life at home, nestled among numerous cafés, restaurants, bookstores, many groceries, and independent shops. It is your chance to be a part of a highly sought after cooperative community! The kitchen is fresh, bright, and full of storage, ripe for the organization minded.The bliss of stepping out your door and walking to the end of the block to the Capitol Hill’s Sunday Farmers market is a Farm-to-Table feel in the middle of the city. Cal Anderson Park sits directly across from the Lorington cooperative, and Volunteer Park is less than a mile away boasting beautiful gardens, a greenhouse, seasonal music, performances, as well as the Asian Art Museum. In any direction one can find additional, quaint Burroughs with cafés, comedy clubs, and fine dining.Via recently expanded light rail 1 1/2 blocks from door you’ll have expansive access from Capitol Hill, to downtown Seattle, and as far as Federal way in 55 mins., with SeaTac along the way in 35 mins, Downtown Mercer Island to Metropolitan Market in 20 mins on Line 2, downtown Bellevue in 20 minutes on line 2, Redmond Town Center in 52 mins, and north as far as Lynnwood in 29 mins.HOA fees include: water, heat, common area housekeeping, WiFi with Google fiber, laundry use, property taxes, cooperative shared expenses

1107 E Denny Way Unit #84, Seattle

Listing Broker: William E. Johnson; Bill Johnson; 760-760-4320; broker@drslisting.com

4701 A Wallingford Avenue N, Seattle
$675,000
2 Beds ⋅ 2 Baths ⋅ 2601197 MLS ⋅ ACTIVE Status
Ask about the preferred lender's 1% credit! Discover the Vera Collection, an exceptional new community by MRN Homes, a premier local builder known for thoughtfully designed homes and elevated finishes. Set along a quiet, non-arterial street in the heart of Wallingford, this distinctive collection blends modern style with everyday functionality, offering beautifully appointed interiors and versatile living spaces. The open-concept living space features a designer kitchen with quartz countertops, sleek cabinetry, premium stainless steel appliances, and expansive windows that fill the home with natural light while showcasing beautiful views. A main-level bedroom and bath provide flexibility for guests, roommates, or a dedicated home office, while the peaceful primary suite offers a serene retreat above it all. Enjoy panoramic views and outdoor entertaining from your private rooftop deck. With 4-Star Built Green certification, EV-ready parking, and NO HOA DUES, these homes offer lasting value and flexibility. Ideally situated near Gas Works Park, the Burke-Gilman Trail, Fremont, UW, and downtown Seattle, with neighborhood favorites like Stone Way Café and The Whale Wins just moments away. Now preselling!

4701 A Wallingford Avenue N, Seattle

Listing Broker: Real Property Associates; Grecia Thomas; 425-583-6101; gthomas@rpare.com

3812 SW Morgan Street, Seattle
$649,000
3 Beds ⋅ 2 Baths ⋅ 2601635 MLS ⋅ ACTIVE Status
Stunning new construction in the heart of West Seattle, thoughtfully designed to elevate everyday living. This 2-story stand alone home blends refined style with exceptional functionality. The open-concept main floor features a spacious living room and dining area, and a beautifully appointed kitchen with upgraded quartzite countertops, an induction range, and full-height cabinetry for extra storage. Upstairs, the primary suite includes a luxurious ensuite bath and a large closet with built-in organizers. Two additional bedrooms and another full bathroom complete the upper level. Additional features include upgraded rift-cut white oak flooring throughout, designer lighting, extensive tile work, and abundant closet space. Parking is a breeze with the attached 1-car garage. Enjoy the outdoor patio area, fully fenced for privacy or pets. Excellent location, close to restaurants, shops, grocery, coffee, transit and more!

3812 SW Morgan Street, Seattle

Listing Broker: Keller Williams Seattle Metro; Jodi M. Hill; 206-412-6118; jodi@jodihill.com

1122 C 23rd Avenue S, Seattle
$869,950
3 Beds ⋅ 3 Baths ⋅ 2601476 MLS ⋅ ACTIVE Status
Why settle for a typical townhome! Here's one you'll actually want to show off! Don't be fooled by the address. Set back from 23rd, this Green Built, sun-filled end-unit townhome, designed by Workshop AD and built by gProjects, is anything but ordinary. Its unique reverse floorplan puts the main living spaces on the top floor, where soaring vaulted ceilings, exposed beams, skylight and expansive windows create openness and light. Enjoy views of Mt. Rainier and the cozy sound of rain on the metal roof. Even on those overcast Seattle days, it's hard to feel blue here! Beautifully designed kitchen is as functional as it is stylish, with generous counter space, Caesarstone countertops, custom steel details and European stainless appliances. Recent upgrades incl a Samsung Bespoke oven and fridge/freezer columns. Enjoy toasty radiant heated hardwood floors powered by an all-new, nearly $20,000 high-efficiency boiler and heating system installed in 2026. A/C keeps things cool in summer, while custom built-ins, multiple walk-ins and smart home features add convenience throughout. Plus, separate utility room with sink and freezer, and massive storage potential in large crawl space. And the location? Just a block from Judkins Park LIGHT RAIL station and steps from P-Patch and park, with nearby trails and neighborhood faves including Temple Pastries, The Fish Guys, Wood Shop BBQ, Reckless Noodle House, Jackson Street Pizza and Heyday. Come see what makes this townhome so different!

1122 C 23rd Avenue S, Seattle

Listing Broker: Ensemble; Phillip Belenky; 206-200-7842; phillip@pbnwhomes.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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