Rochester Homes with VA Loan Terms

Rochester Homes with VA Loan Terms

Rochester, a charming city in the state of Washington, is a hidden gem for those seeking a peaceful and close-knit community. Nestled in the heart of Thurston County, Rochester offers a tranquil living environment while still being conveniently located near major cities like Olympia and Tacoma.

With its picturesque landscapes and friendly atmosphere, Rochester is an ideal place to call home. The city boasts a variety of amenities, including parks, recreational facilities, and a vibrant downtown area. Residents can enjoy exploring the nearby Chehalis Western Trail, which offers miles of scenic walking and biking paths.

For those looking to purchase a home in Rochester, the option of VA loan terms is available. VA loans are a great opportunity for veterans and active-duty military personnel to achieve their dream of homeownership. These loans offer favorable terms, such as low or no down payment requirements and competitive interest rates.

Rochester's real estate market provides a range of housing options to suit different preferences and budgets. From cozy single-family homes to spacious ranch-style properties, there is something for everyone. Many homes in Rochester feature large yards, perfect for gardening or outdoor activities, and some even come with breathtaking views of the surrounding countryside.

If you're looking for a peaceful and welcoming community with VA loan options, Rochester should be at the top of your list. With its small-town charm and convenient location, this city offers the best of both worlds for those seeking a tranquil yet connected lifestyle.

Newest Rochester Homes with VA Loan Terms

$899,000
3 Beds ⋅ 3 Baths ⋅ 2564985 MLS ⋅ ACTIVE Status
Escape to your own private Northwest retreat on just over 4.6 acres bordering Scatter Creek Wildlife Area and Washington Dept of Fish & Wildlife land, offering exceptional privacy, peaceful surroundings and beautiful Mt Rainer views. Situated on a park like setting, this beautifully maintained 2,100+ sq. ft. home features 3 bedrooms plus a den, 2.75 baths, and an open-concept floor plan designed for comfortable everyday living and effortless entertaining. The spacious country kitchen is the heart of the home, showcasing granite countertops, abundant cabinetry, generous workspace, and a seamless flow into the dining and living areas. Expansive windows and a dramatic 12-foot sliding patio door fill the home with natural light while opening to an impressive 60-foot patio with a covered seating area, creating the perfect indoor-outdoor lifestyle. Cozy up beside the wood stove on cool evenings or enjoy peaceful mornings overlooking your private acreage. The oversized 3-car garage features a mini-split heating and cooling system plus a huge finished bonus room with a 30' deck. Ideal for a home office, gym, hobby room, or guest space. Need additional workspace? The detached 3-bay shop includes an office area and its own mini-split, making it perfect for projects, a home business, or storing all your toys. Additional highlights include 2 covered RV parking areas with a 30-amp power hookup. Don't miss the 17'x20' hot tub building and 10'x20' garden shed! Home is Wired for generator.

17910 Guava Street SW, Rochester

Listing courtesy of Northfork Realty.

$600,000
3 Beds ⋅ 2 Baths ⋅ 2561763 MLS ⋅ ACTIVE Status
Welcome home! This custom-designed, move-in-ready home offers privacy, space, and exceptional features on a nearly 20,000 sq. ft. lot in the center of a quiet loop. The property includes a 768 sq. ft. insulated, heated shop with built-in shelving, separate water line, natural light, plus a 550 sq. ft. insulated attached garage, gated drive-through access, and abundant parking. Inside, enjoy an open floor plan with vaulted ceilings, luxury vinyl plank and tile flooring, fresh interior paint, and a designer kitchen featuring granite countertops, custom cabinetry, and a large island. The home also includes a private office, laundry room, and custom bathroom cabinetry. The spacious primary suite features a custom-tiled shower, walk-in closet, and custom closet system, while both additional bedrooms also include custom closet organizers. Stay comfortable year-round with a heat pump and cozy fireplace. Outdoor living shines with a covered front porch, nearly 300 sq. ft. covered deck, fully fenced and gated yard, fire pit, propane BBQ stub, an established apple and cherry tree, and plenty of space for gardening, pets, recreation, or entertaining. Newer exterior paint and roof add peace of mind. Propane tank is owned. Conveniently located near Scatter Creek Wildlife trails, I-5, and midway between Seattle and Portland, this rare property is one you won't want to miss!

6119 189th Loop SW, Rochester

Listing courtesy of Northfork Realty.

$750,000
2 Beds ⋅ 2 Baths ⋅ 2564885 MLS ⋅ ACTIVE Status
Tucked away on a sprawling 5.62 acre oasis with a lush lavender farm, orchard & evergreen views, this newly constructed 2025 rambler was custom-designed to age in place ~ welcome to your forever home! Thoughtfully crafted with lofty open spaces and effortless 1-story living, the 1,464sf floor plan features 2 beds, 2 baths & luxurious designer finishes throughout. Upscale millwork, 3-panel Craftsman doors, premium hardware, elegant fixtures, arched entryways, stunning wide-plank hickory hardwoods, central A/C and so much more. Captivating curb appeal with extended covered front porch & ornate stained glass door. Dramatic living room with soaring ceilings, towering stone fireplace & high-efficiency wood stove opens to formal dining & extraordinary showcase kitchen with stacked transom cabinets, opulent quartz counters, full-height glass tile backsplash, curved range hood, high-end appliances, sweeping center-island bar, walk-in pantry & clerestory windows with pine tongue & groove accents. Primary suite with cedar walk-in closet, extravagant tiled bath with oversized shower & French doors to full-length patio with hot tub. Lavishly appointed laundry room with abundant cabinetry, storage bench & utility sink. An outdoor living wonderland with French doors to covered back patio, massive lawn, irrigated gardens, chicken coop, outbuildings & shed with loft & fully-finished bonus room/office. Site plan approved for 40x60 shop. Commercial zoning & multi-generational upside potential!

18507 Sargent Road, Rochester

Listing courtesy of Upgrade Realty.

$650,000
4 Beds ⋅ 2 Baths ⋅ 2564886 MLS ⋅ ACTIVE Status
Nestled on a 1.26 acre gated estate with mountain views in Rochester, this sprawling 2,232sf rambler is a custom-designed masterpiece with timeless Craftsman appeal and modern luxury finishes throughout. Built in 2015, the brilliant open floor plan boasts upscale millwork, 3-panel shaker doors, high-end hardware, elegant fixtures, stunning wide-plank hickory hardwoods and so much more. Covered porch with stone columns opens to grand foyer with French doors to den/4th bedroom. Spacious family room with towering fireplace, soap stone hearth, expansive picture windows & dramatic cathedral ceilings opens to dream kitchen with massive center-island bar, abundant cabinet space, walk-in pantry, full-height tile backsplash & custom range hood. Formal dining with tray ceilings. Huge primary suite with cedar walk-in closet & lavish bath with quartz vanity, soaking tub & generous tiled shower. Sweeping covered back porch overlooking colossal level lawn with ample space to garden, play, entertain & expand. Welcome Home!

18443 Sargent Road, Rochester

Listing courtesy of Upgrade Realty.

$500,000
4 Beds ⋅ 2 Baths ⋅ 2564660 MLS ⋅ ACTIVE Status
Welcome to an incredible 4-bedroom rambler offering the perfect blend of rural charm and convenience-just 10 minutes from I-5! Before we get to the interior features, let's address a standout feature that saves you SS. This home includes a paid-off solar power system—no lease, no payment, just exceptional energy savings. The current owners have enjoyed electric bills of less than S10 per month over the past year. This move-in ready home features nearly 2,000 sq. ft. of thoughtfully designed living space with an open-concept floor plan ideal for everyday living and entertaining. The spacious kitchen boasts abundant cabinetry, a large walk-in pantry, and flows seamlessly into the dining and living areas. The primary suite offers a private retreat, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Outside, the fully fenced yard offers room to garden, play, entertain, or simply enjoy the peaceful setting. Whether you're looking for rural tranquility or an easy commute, this home delivers comfort, efficiency, and space to thrive. VA Assumable loan at 5.25%. Rarely does a 4-bedroom single-level home with this much space, efficiency, and value become available-don't miss this opportunity!

17930 Littlerock Road SW, Rochester

Listing courtesy of Olympic Sotheby's Int'l Realty.

$729,900
3 Beds ⋅ 3 Baths ⋅ 2563463 MLS ⋅ ACTIVE Status
Escape to your own country paradise! This meticulously maintained 3BR, 2.5BA home is nestled on 6.7 level, fenced & cross-fenced acres, perfect for equestrians, hobby farmers, or anyone seeking room to roam. The property features a 3-stall barn with tack room, and brightly lit, spacious isle-way. A large shop with roll-up door & office space, and a circular driveway provides easy access. Inside, you'll love the light-filled great room with soaring vaulted ceilings, and spacious kitchen designed for gathering with custom wood cabinetry, large deep sink, and granite countertops. The oversized laundry room with 1/2 bath, just off the garage, adds convenience, while the luxurious primary bedroom offers large walk-in closet and the private en suite offers radiant-heated tile floors, a jetted soaking tub, and a walk-in glass-door shower for a spa-like retreat. Step outside to enjoy the covered front porch or relax on the covered concrete patio overlooking the tall timbers and a fully fenced backyard. Fruit trees around and meticulously landscaped. Every inch of this property reflects pride of ownership and thoughtful care. Whether you're bringing horses, working on projects, this turnkey, move-in ready property offers the perfect blend of comfort and functionality. A rare opportunity to own the lifestyle you've been dreaming of! Close to I-5 and amenities of the growing Grand Mound area.

17745 Case Road SW, Rochester

Listing courtesy of Realty One Group Pacifica.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2562637 MLS ⋅ ACTIVE Status
NEW PRICE!!! Freshly Updated, Move-In Ready & Perfectly Located! Welcome to this beautifully refreshed 3-bedroom, 2-bath home on just over an acre, offering the ideal blend of modern comfort, privacy, and outdoor living. Tucked away on a quaint cul-de-sac, this property provides a peaceful setting while remaining conveniently located approximately halfway between Portland and Seattle. Step inside to discover brand-new flooring throughout, fresh interior paint, and bright, inviting spaces ready for your personal touch. The desirable split-bedroom floor plan offers added privacy, with the spacious primary suite separated from the secondary bedrooms. Relax on the covered front porch with your morning coffee or unwind on the covered back porch while taking in peaceful territorial views. The expansive fenced property features mature fruit trees and plenty of room for pets, gardening, entertaining, recreation, or future improvements, creating your own private outdoor retreat. Whether you're buying your first home, downsizing, or simply looking for more space to spread out, this move-in-ready property offers the serenity of country living with easy access to shopping, dining, and commuter routes. Don't miss this rare opportunity to enjoy acreage, privacy, and convenience all in one beautiful home!

18303 Ivan Street SW, Rochester

Listing courtesy of Northfork Realty.

$850,000
3 Beds ⋅ 3 Baths ⋅ 2562035 MLS ⋅ CONTINGENT Status
Sparkle clean 2 yr old custom design on 5 wooded acres. Uniquely secluded at the end of this private lane past fir tree groves opening to the homesite looking over a grassy meadow. Southern exposures. Corners to 100's of acres of state land. Bountiful wildlife! This gorgeous custom freshly completed in 2024 with over 2600 sq ft features an open floorplan with the kitchen overlooking the living and dining rooms. Great kitchen workspace features quartz countertops, ample cabinetry, large pantry and a huge prep island/eating bar. Very efficient wood stove warms cool evenings. Energy efficient heat pump provides the HVAC. Split floorplan offer 2 bedrooms + bath on 1 side of the home and the spacious primary bdrm suite on the other. Includes office/den PLUS a rec room upstairs. Huge, bright primary bdrm has beautifully tiled bathroom and walk-in closet. All useable 5 acres, a few young fruit trees, great gardening area, surrounded by trees. Enjoy evenings out on the large, covered BBQ deck protected by a remotely controlled wind/sun screen. Plenty of room for vehicles and toys with an attached 3-car garage plus a 36x36 shop. Far enough out of town for peace and seclusion, yet a quick, easy drive back to the I-5 for shopping/commuting. Great, hilltop location with an easy 35 minute trip to Tumwater Costco or just 15 minutes to Safeway and Factory outlets in Centralia.

9007 Davis Road SW, Rochester

Listing courtesy of Dream Weavers Inc..

$539,000
3 Beds ⋅ 2 Baths ⋅ 2558789 MLS ⋅ ACTIVE Status
Like a new house! This stunning 3-bedroom, 2-bath home on just shy of a half-acre is truly move-in ready! Every detail has been thoughtfully updated, beginning with a new roof, durable Hardie siding, fresh interior and exterior paint, and all-new waterproof luxury vinyl plank flooring throughout. The beautifully redesigned kitchen is the heart of the home, featuring a massive 7-foot quartz island, abundant cabinetry, brand-new stainless appliances, a new sink, walk-in pantry, and expansive counter space that's perfect for cooking, entertaining, or gathering with friends. Bright new recessed LED lighting enhances the open living spaces, while both bathrooms have been completely transformed with new tubs and showers, stylish vanities, sinks, toilets, and modern finishes. Step outside to enjoy the brand-new patio complete with a built-in fire pit, creating the perfect setting for relaxing evenings or weekend entertaining. Need room for hobbies, projects, or a home-based business? The impressive 30' x 48' insulated two-bay shop is sheet rocked and painted, features two 12-foot roll-up doors, and includes a private office, offering endless possibilities for work or recreation. With nearly half an acre of usable property, quality updates throughout, and an incredible shop, this property delivers the perfect blend of modern comfort, functionality, and outdoor living in a peaceful Rochester setting. Simply unpack and enjoy—everything has already been done for you!

19210 Pecan Street SW, Rochester

Listing courtesy of Northfork Realty.

$399,990
2 Beds ⋅ 2 Baths ⋅ 2555161 MLS ⋅ ACTIVE Status
Welcome to this quiet and cozy 2-bedroom, 1.5-bathroom home. This park like setting is situated on a spacious corner lot of nearly half an acre. Large windows fill the main level with abundant natural light, creating a warm and inviting atmosphere. Relax on the charming country-style covered front porch, complete with a porch swing—the perfect spot to enjoy peaceful mornings or unwind at the end of the day. This quaint home features durable Hardie Plank siding, a newer roof, fresh kitchen paint, a new kitchen sink, and a newer refrigerator. Ductless heating and cooling units on both the main and upper levels provide year-round comfort and energy-efficient climate control. The expansive, level lot offers endless possibilities, whether you're dreaming of a garden, shop, outdoor entertaining space, or future expansion. There is ample of space for parking including for an RV. For added peace of mind, the septic system received a new pump and alarm in August 2025. Don't miss the opportunity to make this charming property your own!

10443 SW 184th Avenue, Rochester

Listing courtesy of Virgil Adams Real Estate, Inc..

$1,150,000
3 Beds ⋅ 3 Baths ⋅ 2554193 MLS ⋅ ACTIVE Status
PRIVATE 11.36-ACRE PNW RESORT ESTATE W/DUAL LIVING ADU ON 2 ATTACHED PARCELS! Tucked behind a private gated courtyard with a stone water fountain, this 3,660 sq ft daylight rambler offers an incredible luxury retreat designed for complete privacy and true mulit-generational living. MAIN LEVEL LIVING: Single-level convenience with a primary suite & private 5 piece bath on the main floor, sitting room, family room with a wood burning fireplace, formal dining room, & light-filled kitchen with granite counters. Glass French doors open to an expansive deck with peaceful territorial views. LOWER LEVEL DUAL LIVING ADU: Fully finished lower level featuring its own private entrance, complete 2nd kitchen with pantry, 2 bedrooms, full bath, and flex/family room complete with a wood stove. Ideal for multi-gen living or guests! PRIVATE OUTDOOR OASIS: Peaceful stone KOI pond with giant multi-colored KOI and water feature, plus a fully fenced in-ground pool complete with pool house/changing room and shower. 11.36 ACRES SPAN 2 PARCELS: Enjoy unmatched space and privacy across 2 parcels featuring a multi-bay shop for projects and vehicles, a barn to house your tractor, beautiful landscaping and a vegetable garden! This has fantastic potential as an equestrian property! Flat and perfect for pasture with plenty of room for stables, and arenas. Classic, and luxurious this property is in an incredible rural area with EZ I-5 access. Close in to Olympia, Centrailia and Chehalis. EZ JBLM commute.

18525 Paulson Street SW, Rochester

Listing courtesy of Yelm Windermere.

$449,000
3 Beds ⋅ 2 Baths ⋅ 2555830 MLS ⋅ ACTIVE Status
** $10,000 Seller Credit Available toward Buyer closing costs, prepaids, and/or mortgage interest rate buydown ** Discover comfortable country living in this move-in ready 3-bedroom, 1.75-bath home featuring a well-designed, functional floor plan. Upstairs, you'll find a spacious primary suite complete with its own private bath. Outside, there's plenty of room for RV parking, gardening, and an oversized 2-car garage that offers abundant space for vehicles, hobbies, or extra storage. Enjoy the convenience of quick I-5 access for an easy commute to Centralia, Chehalis, Olympia, and Tacoma, while remaining just minutes from the shopping, dining, and services of Grand Mound and Centralia. This is a wonderful opportunity to enjoy the space and convenience you've been looking for.

18005 Iris Place SW, Rochester

Listing courtesy of John L. Scott, Inc.

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