Rochester Homes with FHA Terms

Rochester Homes with FHA Terms

Rochester: A Charming Town in Thurston County, Washington

Nestled in the heart of Thurston County, Washington, the town of Rochester offers a delightful blend of small-town charm and natural beauty. With a population of just over 2,000, Rochester provides a peaceful and close-knit community for its residents.

Located in the United States, Rochester is known for its picturesque landscapes and serene surroundings. The town boasts a rich history, with its origins dating back to the mid-19th century. Today, Rochester is a thriving community that offers a range of amenities and attractions for its residents to enjoy.

One of the notable features of Rochester is its collection of homes with FHA terms. The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders, making it easier for homebuyers to secure financing. With FHA terms available in Rochester, prospective homeowners have the opportunity to purchase their dream home with more flexible loan options.

Whether you're looking for a cozy single-family home or a spacious property for your growing family, Rochester has a diverse range of housing options to suit every need and budget. From charming bungalows to modern townhouses, there's something for everyone in this idyllic town.

With its tranquil setting, friendly community, and convenient access to nearby amenities, Rochester is an ideal place to call home. Whether you're a first-time homebuyer or looking to relocate, consider exploring the homes with FHA terms in Rochester and discover the perfect place to settle down.

Newest Rochester Homes with FHA Terms

$418,000
3 Beds ⋅ 2 Baths ⋅ 2571994 MLS ⋅ ACTIVE Status
Enjoy a newly remodeled home in a prime location at an affordable price! This 3 bedroom 2 bath home lives large with over 1800 Sq. Ft. of open living space. New vinyl plank flooring throughout, new roof, new furnace, new septic system, fresh paint throughout & all new appliances! The open floor plan is flooded with natural light. The open kitchen boasts plenty of counter & cabinet space. Spacious bedrooms, updated bathrooms and a beautifully landscaped yard with room for a small garden if you desire. Close to freeway, schools and amenities! Don't miss this opportunity to own a like new home in a prime location! 1 year free home warranty! New asphalt completed in driveway/parking area since photos were taken.

9418 180th Way SW, Rochester

Listing courtesy of Skyline Properties, Inc..

$425,000
3 Beds ⋅ 2 Baths ⋅ 2571875 MLS ⋅ ACTIVE Status
Looking for space, privacy and room to spread out—without giving up the convenience of being close to town? This well-located 3-bedroom, 1¾-bath home offers 1.43 acres of level, usable property in a quiet Rochester neighborhood, providing plenty of room for gardening, pets, recreation, parking and projects.Built in 1975, the approximately 1,400 sq. ft. home offers a practical floor plan with a solid foundation for comfortable everyday living and the opportunity to make it your own. The property truly shines outdoors, with an established, fruit producing orchard area, a large garden space with amended soil ideal for anyone who enjoys gardening, growing their own food or giving pets plenty of room to roam. For those needing serious workspace or storage, this property offers an impressive amount of covered space. The 500 sq. ft. attached garage is complemented by an additional 864 sq. ft. detached garage/shop, built in 1995. There is also abundant outdoor parking for vehicles, trailers, recreational equipment or additional guests.The property is served by its own private well and septic system, giving you the independence.There is a water filtration system installed under the kitchen sink.The property is on its own private well and septic system.Additional propane connection is available.

8411 SW 173rd Avenue, Rochester

Listing courtesy of Keller Williams South Sound.

$1,200,000
2 Beds ⋅ 2 Baths ⋅ 2566967 MLS ⋅ ACTIVE Status
Discover a truly exceptional property offering space, quality, flexibility, & income potential w/features that go far beyond the ordinary home. The main residence is a beautifully crafted just under 1,200 sq. ft. open concept home featuring 2 beds & 2 baths. No detail was overlooked, from the gorgeous kitchen w/beautiful cabinetry & top of the line appliances to the vaulted ceilings and abundant natural light that create a warm, inviting atmosphere. The grand utility room provides an abundance of storage, while the beautifully landscaped, park-like private grounds offer a peaceful setting & plenty of room to enjoy the outdoors. But step outside, & you'll discover what truly sets this property apart. A stunning 916 sq. ft. ADU is incorporated into the custom-built 4-bay garage. This additional living space features: vaulted ceilings, gas fireplace, custom finishes,comfortable, versatile living space. Perfect for multigenerational living, guests, a home office, or potential rental income. The property continues to impress with an additional completely finished 4 bay shop, including a bathroom, covered RV storage, full RV hookups, & pull-through access for easy entry & exit. Whether you're looking to work from home, accommodate multiple generations, store RVs & recreational equipment, operate a business, or create additional income, this property offers many possibilities. This is more than a home it's an opportunity to own a custom-built property designed to adapt to your life

17035 Sargent Road SW, Rochester

Listing courtesy of John L. Scott CNT.

$599,900
4 Beds ⋅ 3 Baths ⋅ 2571605 MLS ⋅ ACTIVE Status
Bright and inviting 4 bedroom home in the popular Applegate Loop neighborhood. Well maintained rambler style home has been updated and upgraded since it was built in 2002. includes the feature of an additional primary bdrm suite designed and tailored to accommodate ADA access and features a kitchenette and roll-in shower. The other primary bdrm suite features an additional private dressing room. Propane services the recent new hot water heater, furnace, the recent new oven, and living room fireplace. A propane valve is also stubbed to the large covered back patio for supply to a BBQ or outdoor firepit. Timeless Oak kitchen cabinets provide ample storage space, topped with new quartz countertops to add durability and a decor' modern flair. Very level site, easy to maintain, and fully fenced back yard for the pets. The roomy 3/4 acre lot has 2 storage sheds, greenhouse for the early tomato starts, and large concrete patio with firepit. Fresh 30 year architectural comp roof and skylights replaced appx 1 year ago. The Applegate neighborhood, one of the nicer communities in South County. Many residents walk the 1 mile "loop" for exercise and there is always a festive Halloween event, popular with a huge number of community costumed participants. A solid home and neighborhood to consider with many features to appreciate.

9214 Applegate Loop SW, Rochester

Listing courtesy of Dream Weavers Inc..

$579,900
3 Beds ⋅ 3 Baths ⋅ 2568893 MLS ⋅ ACTIVE Status
Enjoy room to spread out on 1.15 acres with a fully fenced level yard, covered wraparound porch, and plenty of space to make your own! Inside, vaulted ceilings and abundant natural light create a bright, welcoming feel. The spacious kitchen opens to the family room with a cozy wood stove, while a finished bonus room offer flexible space for a home office, media room, hobbies or more. Upstairs, you'll find the primary bedroom plus two additional bedrooms. Step outside to a large shop/storage building. An attached 2-car garage provides additional parking and storage. Conveniently located with access to I-5, this Rochester property offer the space, flexibility, and outdoor living you've been looking for!

19636 Denmark Street SW, Rochester

Listing courtesy of Redfin.

$414,900
3 Beds ⋅ 2 Baths ⋅ 2569712 MLS ⋅ ACTIVE Status
On approximately 1.2 acres, this home offers the kind of space and flexibility that is getting harder to find. Inside, the open concept layout feels bright & open, with fresh interior & exterior paint and brand new appliances. An oversized primary suite with seating area & private bath. plus a second full bathroom and generous living and dining spaces for everyday living & entertaining Step outside to a back deck overlooking a fenced yard with garden space and a shed, ideal for pets, projects, or quiet evenings. A covered front patio with a vaulted roofline looks out to mature trees. With room for RV or boat parking, gardening, or a mini farm, this property supports a lifestyle, not just a house. This is a Fannie Mae HomePath Property.

18231 Doris Lane SW, Rochester

Listing courtesy of Evergreen State Homes.

$599,900
3 Beds ⋅ 2 Baths ⋅ 2569473 MLS ⋅ ACTIVE Status
Secret garden escape in the heart of Rochester! Roomy one level home featuring 1900 sq ft, setting on 1.4 acres of both lush garden, flower beds, and cross-fenced pasture land. Recent updating includes luxury vinyl plank flooring and a chef's kitchen. "Leathered" finish slab granite countertops sit on the newer stylish cabinets and island. Multiple kitchen pantry pull-outs give ample space for storage. Enjoy evening sunsets over the Black Hills or entertaining guests around the garden and fish pond. Large covered back deck for BBQ's. Professional style accommodations for the animal enthusiast include 6 stalls, multiple concrete floor kennels, and thoughtfully set-up common areas. Fully fenced with the back 1/2 cross fenced with covered stalls. 5 covered parking spots, one large enough for an RV, and two additional RV parking spots. This home and property have been expertly maintained and improved, providing comfortable and convenient living while having endless possibilities for entertaining and hobbies.

9220 183rd Avenue SW, Rochester

Listing courtesy of Dream Weavers Inc..

$750,000
2 Beds ⋅ 2 Baths ⋅ 2564885 MLS ⋅ ACTIVE Status
Tucked away on a sprawling 5.62 acre oasis with a lush lavender farm, orchard & evergreen views, this newly constructed 2025 rambler was custom-designed to age in place ~ welcome to your forever home! Thoughtfully crafted with lofty open spaces and effortless 1-story living, the 1,464sf floor plan features 2 beds, 2 baths & luxurious designer finishes throughout. Upscale millwork, 3-panel Craftsman doors, premium hardware, elegant fixtures, arched entryways, stunning wide-plank hickory hardwoods, central A/C and so much more. Captivating curb appeal with extended covered front porch & ornate stained glass door. Dramatic living room with soaring ceilings, towering stone fireplace & high-efficiency wood stove opens to formal dining & extraordinary showcase kitchen with stacked transom cabinets, opulent quartz counters, full-height glass tile backsplash, curved range hood, high-end appliances, sweeping center-island bar, walk-in pantry & clerestory windows with pine tongue & groove accents. Primary suite with cedar walk-in closet, extravagant tiled bath with oversized shower & French doors to full-length patio with hot tub. Lavishly appointed laundry room with abundant cabinetry, storage bench & utility sink. An outdoor living wonderland with French doors to covered back patio, massive lawn, irrigated gardens, chicken coop, outbuildings & shed with loft & fully-finished bonus room/office. Site plan approved for 40x60 shop. Commercial zoning & multi-generational upside potential!

18507 Sargent Road, Rochester

Listing courtesy of Upgrade Realty.

$650,000
4 Beds ⋅ 2 Baths ⋅ 2564886 MLS ⋅ ACTIVE Status
Nestled on a 1.26 acre gated estate with mountain views in Rochester, this sprawling 2,232sf rambler is a custom-designed masterpiece with timeless Craftsman appeal and modern luxury finishes throughout. Built in 2015, the brilliant open floor plan boasts upscale millwork, 3-panel shaker doors, high-end hardware, elegant fixtures, stunning wide-plank hickory hardwoods and so much more. Covered porch with stone columns opens to grand foyer with French doors to den/4th bedroom. Spacious family room with towering fireplace, soap stone hearth, expansive picture windows & dramatic cathedral ceilings opens to dream kitchen with massive center-island bar, abundant cabinet space, walk-in pantry, full-height tile backsplash & custom range hood. Formal dining with tray ceilings. Huge primary suite with cedar walk-in closet & lavish bath with quartz vanity, soaking tub & generous tiled shower. Sweeping covered back porch overlooking colossal level lawn with ample space to garden, play, entertain & expand. Welcome Home!

18443 Sargent Road, Rochester

Listing courtesy of Upgrade Realty.

$500,000
4 Beds ⋅ 2 Baths ⋅ 2564660 MLS ⋅ ACTIVE Status
Welcome to an incredible 4-bedroom rambler offering the perfect blend of rural charm and convenience-just 10 minutes from I-5! Before we get to the interior features, let's address a standout feature that saves you SS. This home includes a paid-off solar power system—no lease, no payment, just exceptional energy savings. The current owners have enjoyed electric bills of less than S10 per month over the past year. This move-in ready home features nearly 2,000 sq. ft. of thoughtfully designed living space with an open-concept floor plan ideal for everyday living and entertaining. The spacious kitchen boasts abundant cabinetry, a large walk-in pantry, and flows seamlessly into the dining and living areas. The primary suite offers a private retreat, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Outside, the fully fenced yard offers room to garden, play, entertain, or simply enjoy the peaceful setting. Whether you're looking for rural tranquility or an easy commute, this home delivers comfort, efficiency, and space to thrive. VA Assumable loan at 5.25%. Rarely does a 4-bedroom single-level home with this much space, efficiency, and value become available-don't miss this opportunity!

17930 Littlerock Road SW, Rochester

Listing courtesy of Olympic Sotheby's Int'l Realty.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2562637 MLS ⋅ ACTIVE Status
NEW PRICE!!! Freshly Updated, Move-In Ready & Perfectly Located! Welcome to this beautifully refreshed 3-bedroom, 2-bath home on just over an acre, offering the ideal blend of modern comfort, privacy, and outdoor living. Tucked away on a quaint cul-de-sac, this property provides a peaceful setting while remaining conveniently located approximately halfway between Portland and Seattle. Step inside to discover brand-new flooring throughout, fresh interior paint, and bright, inviting spaces ready for your personal touch. The desirable split-bedroom floor plan offers added privacy, with the spacious primary suite separated from the secondary bedrooms. Relax on the covered front porch with your morning coffee or unwind on the covered back porch while taking in peaceful territorial views. The expansive fenced property features mature fruit trees and plenty of room for pets, gardening, entertaining, recreation, or future improvements, creating your own private outdoor retreat. Whether you're buying your first home, downsizing, or simply looking for more space to spread out, this move-in-ready property offers the serenity of country living with easy access to shopping, dining, and commuter routes. Don't miss this rare opportunity to enjoy acreage, privacy, and convenience all in one beautiful home!

18303 Ivan Street SW, Rochester

Listing courtesy of Northfork Realty.

$395,000
2 Beds ⋅ 2 Baths ⋅ 2555161 MLS ⋅ ACTIVE Status
Welcome to this quiet and cozy 2-bedroom, 1.5-bathroom home. This park like setting is situated on a spacious corner lot of nearly half an acre. Large windows fill the main level with abundant natural light, creating a warm and inviting atmosphere. Relax on the charming country-style covered front porch, complete with a porch swing—the perfect spot to enjoy peaceful mornings or unwind at the end of the day. This quaint home features durable Hardie Plank siding, a newer roof, fresh kitchen paint, a new kitchen sink, and a newer refrigerator. Ductless heating and cooling units on both the main and upper levels provide year-round comfort and energy-efficient climate control. The expansive, level lot offers endless possibilities, whether you're dreaming of a garden, shop, outdoor entertaining space, or future expansion. There is ample of space for parking including for an RV. For added peace of mind, the septic system received a new pump and alarm in August 2025. Don't miss the opportunity to make this charming property your own!

10443 SW 184th Avenue, Rochester

Listing courtesy of Virgil Adams Real Estate, Inc..

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.