Rochester Homes with FHA Terms

Rochester Homes with FHA Terms

Rochester: A Charming Town in Thurston County, Washington

Nestled in the heart of Thurston County, Washington, the town of Rochester offers a delightful blend of small-town charm and natural beauty. With a population of just over 2,000, Rochester provides a peaceful and close-knit community for its residents.

Located in the United States, Rochester is known for its picturesque landscapes and serene surroundings. The town boasts a rich history, with its origins dating back to the mid-19th century. Today, Rochester is a thriving community that offers a range of amenities and attractions for its residents to enjoy.

One of the notable features of Rochester is its collection of homes with FHA terms. The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders, making it easier for homebuyers to secure financing. With FHA terms available in Rochester, prospective homeowners have the opportunity to purchase their dream home with more flexible loan options.

Whether you're looking for a cozy single-family home or a spacious property for your growing family, Rochester has a diverse range of housing options to suit every need and budget. From charming bungalows to modern townhouses, there's something for everyone in this idyllic town.

With its tranquil setting, friendly community, and convenient access to nearby amenities, Rochester is an ideal place to call home. Whether you're a first-time homebuyer or looking to relocate, consider exploring the homes with FHA terms in Rochester and discover the perfect place to settle down.

Newest Rochester Homes with FHA Terms

$600,000
3 Beds ⋅ 2 Baths ⋅ 2561763 MLS ⋅ ACTIVE Status
Welcome home! This custom-designed, move-in-ready home offers privacy, space, and exceptional features on a nearly 20,000 sq. ft. lot in the center of a quiet loop. The property includes a 768 sq. ft. insulated, heated shop with built-in shelving, separate water line, natural light, plus a 550 sq. ft. insulated attached garage, gated drive-through access, and abundant parking. Inside, enjoy an open floor plan with vaulted ceilings, luxury vinyl plank and tile flooring, fresh interior paint, and a designer kitchen featuring granite countertops, custom cabinetry, a large island, and a high-end fireplace. The home also includes a private office, laundry room, and custom bathroom cabinetry. The spacious primary suite features a custom-tiled shower, walk-in closet, and custom closet system, while both additional bedrooms also include custom closet organizers. Stay comfortable year-round with a heat pump and cozy fireplace. Outdoor living shines with a covered front porch, nearly 300 sq. ft. covered deck, fully fenced and gated yard, fire pit, propane BBQ stub, an established apple and cherry tree, and plenty of space for gardening, pets, recreation, or entertaining. Newer exterior paint and roof add peace of mind. Conveniently located near Scatter Creek Wildlife trails, I-5, and midway between Seattle and Portland, this rare property is one you won't want to miss!

6119 189th Loop SW, Rochester

Listing courtesy of Northfork Realty.

$750,000
2 Beds ⋅ 2 Baths ⋅ 2564885 MLS ⋅ ACTIVE Status
Tucked away on a sprawling 5.62 acre oasis with a lush lavender farm, orchard & evergreen views, this newly constructed 2025 rambler was custom-designed to age in place ~ welcome to your forever home! Thoughtfully crafted with lofty open spaces and effortless 1-story living, the 1,464sf floor plan features 2 beds, 2 baths & luxurious designer finishes throughout. Upscale millwork, 3-panel Craftsman doors, premium hardware, elegant fixtures, arched entryways, stunning wide-plank hickory hardwoods, central A/C and so much more. Captivating curb appeal with extended covered front porch & ornate stained glass door. Dramatic living room with soaring ceilings, towering stone fireplace & high-efficiency wood stove opens to formal dining & extraordinary showcase kitchen with stacked transom cabinets, opulent quartz counters, full-height glass tile backsplash, curved range hood, high-end appliances, sweeping center-island bar, walk-in pantry & clerestory windows with pine tongue & groove accents. Primary suite with cedar walk-in closet, extravagant tiled bath with oversized shower & French doors to full-length patio with hot tub. Lavishly appointed laundry room with abundant cabinetry, storage bench & utility sink. An outdoor living wonderland with French doors to covered back patio, massive lawn, irrigated gardens, chicken coop, outbuildings & shed with loft & fully-finished bonus room/office. Site plan approved for 40x60 shop. Commercial zoning & multi-generational upside potential!

18507 Sargent Road, Rochester

Listing courtesy of Upgrade Realty.

$650,000
4 Beds ⋅ 2 Baths ⋅ 2564886 MLS ⋅ ACTIVE Status
Nestled on a 1.26 acre gated estate with mountain views in Rochester, this sprawling 2,232sf rambler is a custom-designed masterpiece with timeless Craftsman appeal and modern luxury finishes throughout. Built in 2015, the brilliant open floor plan boasts upscale millwork, 3-panel shaker doors, high-end hardware, elegant fixtures, stunning wide-plank hickory hardwoods and so much more. Covered porch with stone columns opens to grand foyer with French doors to den/4th bedroom. Spacious family room with towering fireplace, soap stone hearth, expansive picture windows & dramatic cathedral ceilings opens to dream kitchen with massive center-island bar, abundant cabinet space, walk-in pantry, full-height tile backsplash & custom range hood. Formal dining with tray ceilings. Huge primary suite with cedar walk-in closet & lavish bath with quartz vanity, soaking tub & generous tiled shower. Sweeping covered back porch overlooking colossal level lawn with ample space to garden, play, entertain & expand. Welcome Home!

18443 Sargent Road, Rochester

Listing courtesy of Upgrade Realty.

$500,000
4 Beds ⋅ 2 Baths ⋅ 2564660 MLS ⋅ ACTIVE Status
Welcome to an incredible 4-bedroom rambler offering the perfect blend of rural charm and convenience-just 10 minutes from I-5! Before we get to the interior features, let's address a standout feature that saves you SS. This home includes a paid-off solar power system—no lease, no payment, just exceptional energy savings. The current owners have enjoyed electric bills of less than S10 per month over the past year. This move-in ready home features nearly 2,000 sq. ft. of thoughtfully designed living space with an open-concept floor plan ideal for everyday living and entertaining. The spacious kitchen boasts abundant cabinetry, a large walk-in pantry, and flows seamlessly into the dining and living areas. The primary suite offers a private retreat, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Outside, the fully fenced yard offers room to garden, play, entertain, or simply enjoy the peaceful setting. Whether you're looking for rural tranquility or an easy commute, this home delivers comfort, efficiency, and space to thrive. VA Assumable loan at 5.25%. Rarely does a 4-bedroom single-level home with this much space, efficiency, and value become available-don't miss this opportunity!

17930 Littlerock Road SW, Rochester

Listing courtesy of Olympic Sotheby's Int'l Realty.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2562637 MLS ⋅ ACTIVE Status
NEW PRICE!!! Freshly Updated, Move-In Ready & Perfectly Located! Welcome to this beautifully refreshed 3-bedroom, 2-bath home on just over an acre, offering the ideal blend of modern comfort, privacy, and outdoor living. Tucked away on a quaint cul-de-sac, this property provides a peaceful setting while remaining conveniently located approximately halfway between Portland and Seattle. Step inside to discover brand-new flooring throughout, fresh interior paint, and bright, inviting spaces ready for your personal touch. The desirable split-bedroom floor plan offers added privacy, with the spacious primary suite separated from the secondary bedrooms. Relax on the covered front porch with your morning coffee or unwind on the covered back porch while taking in peaceful territorial views. The expansive fenced property features mature fruit trees and plenty of room for pets, gardening, entertaining, recreation, or future improvements, creating your own private outdoor retreat. Whether you're buying your first home, downsizing, or simply looking for more space to spread out, this move-in-ready property offers the serenity of country living with easy access to shopping, dining, and commuter routes. Don't miss this rare opportunity to enjoy acreage, privacy, and convenience all in one beautiful home!

18303 Ivan Street SW, Rochester

Listing courtesy of Northfork Realty.

$539,000
3 Beds ⋅ 2 Baths ⋅ 2558789 MLS ⋅ ACTIVE Status
Like a new house! This stunning 3-bedroom, 2-bath home on just shy of a half-acre is truly move-in ready! Every detail has been thoughtfully updated, beginning with a new roof, durable Hardie siding, fresh interior and exterior paint, and all-new waterproof luxury vinyl plank flooring throughout. The beautifully redesigned kitchen is the heart of the home, featuring a massive 7-foot quartz island, abundant cabinetry, brand-new stainless appliances, a new sink, walk-in pantry, and expansive counter space that's perfect for cooking, entertaining, or gathering with friends. Bright new recessed LED lighting enhances the open living spaces, while both bathrooms have been completely transformed with new tubs and showers, stylish vanities, sinks, toilets, and modern finishes. Step outside to enjoy the brand-new patio complete with a built-in fire pit, creating the perfect setting for relaxing evenings or weekend entertaining. Need room for hobbies, projects, or a home-based business? The impressive 30' x 48' insulated two-bay shop is sheet rocked and painted, features two 12-foot roll-up doors, and includes a private office, offering endless possibilities for work or recreation. With nearly half an acre of usable property, quality updates throughout, and an incredible shop, this property delivers the perfect blend of modern comfort, functionality, and outdoor living in a peaceful Rochester setting. Simply unpack and enjoy—everything has already been done for you!

19210 Pecan Street SW, Rochester

Listing courtesy of Northfork Realty.

$399,990
2 Beds ⋅ 2 Baths ⋅ 2555161 MLS ⋅ ACTIVE Status
Welcome to this quiet and cozy 2-bedroom, 1.5-bathroom home. This park like setting is situated on a spacious corner lot of nearly half an acre. Large windows fill the main level with abundant natural light, creating a warm and inviting atmosphere. Relax on the charming country-style covered front porch, complete with a porch swing—the perfect spot to enjoy peaceful mornings or unwind at the end of the day. This quaint home features durable Hardie Plank siding, a newer roof, fresh kitchen paint, a new kitchen sink, and a newer refrigerator. Ductless heating and cooling units on both the main and upper levels provide year-round comfort and energy-efficient climate control. The expansive, level lot offers endless possibilities, whether you're dreaming of a garden, shop, outdoor entertaining space, or future expansion. There is ample of space for parking including for an RV. For added peace of mind, the septic system received a new pump and alarm in August 2025. Don't miss the opportunity to make this charming property your own!

10443 SW 184th Avenue, Rochester

Listing courtesy of Virgil Adams Real Estate, Inc..

$599,000
3 Beds ⋅ 2 Baths ⋅ 2556139 MLS ⋅ ACTIVE Status
Welcome to 9015 183rd Ave SW, Rochester! This beautifully remodeled home offers 3 bedrooms plus a BONUS ROOM that provides flexible living space. Situated on approximately 283,140 sq ft (6.5 acres), the property features 2 RV hookups, two wells, and a large 5-car carport with electricity, washer and dryer hookups, and its own electrical panel. The expansive acreage offers endless possibilities for recreation, storage, hobbies, or future improvements, subject to buyer verification. The property's versatile features may also provide potential income-producing opportunities, with all intended uses to be verified by the buyer. Don't miss this unique opportunity to own a move-in-ready home with space, functionality, and room to grow.

9015 183rd Avenue SW, Rochester

Listing courtesy of eXp Realty.

$449,000
3 Beds ⋅ 2 Baths ⋅ 2555830 MLS ⋅ ACTIVE Status
Discover comfortable country living in this move-in ready 3-bedroom, 1.75-bath home featuring a well-designed, functional floor plan. Upstairs, you'll find a spacious primary suite complete with its own private bath. Outside, there's plenty of room for RV parking, gardening, and an oversized 2-car garage that offers abundant space for vehicles, hobbies, or extra storage. Enjoy the convenience of quick I-5 access for an easy commute to Centralia, Chehalis, Olympia, and Tacoma, while remaining just minutes from the shopping, dining, and services of Grand Mound and Centralia. This is a wonderful opportunity to enjoy the space and convenience you've been looking for.

18005 Iris Place SW, Rochester

Listing courtesy of John L. Scott, Inc.

$585,000
3 Beds ⋅ 2 Baths ⋅ 2555686 MLS ⋅ ACTIVE Status
Looking for room to spread out without signing up for endless maintenance? This newer home offers nearly 2,000 square feet of living space on 1.76 acres, giving you the benefits of a large home and yard without the upkeep that often comes with older acreage properties. Inside, the open concept living area keeps everyone connected whether you're making dinner, helping with homework, or hosting friends. Stay comfortable all summer with central A/C, then step outside to enjoy the deck overlooking your property. The attached 2-car garage adds everyday convenience, while the partially fenced pasture gives you room to garden, keep animals, or simply enjoy having a large yard. Established garden beds already include blueberries, lemonade berries, strawberries, and mint, along with cherry and pear trees and both red and white grape vines. Whether you're hoping to grow your own food or simply enjoy spending time outdoors, this property offers the space and flexibility to make it your own.

18408 Kohse Lane SW, Rochester

Listing courtesy of eXp Realty.

$699,000
3 Beds ⋅ 3 Baths ⋅ 2554422 MLS ⋅ ACTIVE Status
*No HOA* Beautiful 5.56-acre country retreat featuring a well-maintained 3-bedroom, 2.5-bath rambler bordering picturesque Scatter Creek. A beautifully landscaped entrance welcomes you home, with classic white three-rail vinyl fencing along the Mi Lane frontage, mature evergreens, and a charming covered front porch. Inside, vaulted ceilings, wood-wrapped windows, hardwood floors in the dining room, granite kitchen countertops, and spacious living areas create a warm, inviting atmosphere. The primary suite features a beautifully renewed tiled walk-in shower. Step outside to the expansive deck overlooking fenced pastures and Scatter Creek, complete with a hot tub—the perfect place to entertain, unwind, or enjoy the abundant wildlife. The fenced fields are ready for livestock, horses, or your hobby farm dreams, while the rustic barn, built from rough-cut lumber milled from the property, adds authentic country charm. Additional features include an attached one-car garage, detached two-car shop with RV cover, 30-amp electric RV hookups, a separate woodshed, and helmet-style gutter covers for low-maintenance exterior care. Recent updates include a cleaned roof and a recently serviced wood stove. Offering exceptional privacy with no neighbors in direct view, this is a rare opportunity to own a peaceful country retreat where comfort, functionality, and the beauty of the Pacific Northwest come together. * Added peace of mind with flood determination available in supplements.*

18121 Mi Lane SW, Rochester

Listing courtesy of Best Choice Realty LLC.

$520,000
3 Beds ⋅ 2 Baths ⋅ 2553694 MLS ⋅ ACTIVE Status
Beautifully updated 3-bedroom, 2-bath home offering 1,502 sq ft on a spacious and usable 0.81-acre lot. This property combines modern upgrades with outdoor living and room to spread out. The remodeled kitchen features quartz countertops, updated cabinetry, newer appliances, and tile flooring. Throughout the home you'll find solid natural wood doors, dimmable LED recessed lighting, updated shower heads, newer toilets, and smart-home features including a smart thermostat, electronic front door lock, smart lighting, and Ethernet wiring in multiple rooms. Enjoy seamless indoor-outdoor living with the stunning 20' x 22' Trex deck and upgraded folding patio door installed in 2023. The fully fenced backyard includes a 14' vehicle gate and 5' walk-through gate, providing easy access for RVs, trailers, and equipment. Additional outdoor amenities include a 10' x 20' barn-style shed built in 2023, a 24' x 29' x 12' VersaTube carport installed in 2026, a gazebo, chicken run, and six large raised garden beds ready for your homegrown harvest. The exterior was professionally refreshed and painted in recent years, including updated sealants and matching shed paint. Additional improvements include a newer hot water heater and a spacious 2-car garage. Washer and dryer, carport, gazebo, and chicken run all convey with the sale. A rare opportunity to enjoy updated living, outdoor space, and versatility all in one property.

5921 184th Lane SW, Rochester

Listing courtesy of BHGRE - Northwest Home Team.

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