Poulsbo Homes with VA Loan Terms

Poulsbo Homes with VA Loan Terms

Poulsbo, a charming city located in Kitsap County, Washington, is a hidden gem in the Pacific Northwest. Known for its Scandinavian heritage and picturesque waterfront, Poulsbo offers a unique blend of small-town charm and modern amenities.

Situated in the beautiful state of Washington, Poulsbo is surrounded by stunning natural landscapes, including the majestic Olympic Mountains and the pristine waters of the Puget Sound. With its proximity to Seattle, residents of Poulsbo can enjoy the benefits of a peaceful suburban lifestyle while still having easy access to the bustling city.

If you're a veteran or active-duty military personnel looking to buy a home in Poulsbo, you'll be happy to know that there are plenty of options available with VA loan terms. The VA loan program offers several advantages, including no down payment requirements, competitive interest rates, and flexible credit requirements. This makes it easier for veterans to achieve their dream of homeownership in Poulsbo.

Whether you're looking for a cozy cottage in the heart of downtown or a spacious family home with a view of the water, Poulsbo has a wide range of housing options to suit every taste and budget. From historic homes with character to newly built modern residences, there is something for everyone in this vibrant community.

In addition to its natural beauty and affordable housing options, Poulsbo boasts a thriving downtown area with a variety of shops, restaurants, and cultural attractions. The city's strong sense of community is evident in its numerous festivals and events, including the popular Viking Fest, which celebrates Poulsbo's Scandinavian heritage.

With its small-town charm, stunning surroundings, and homes available with VA loan terms, Poulsbo is an ideal place to call home for veterans and military personnel. Discover the beauty and warmth of this unique city and start your journey to homeownership in Poulsbo today.

Newest Poulsbo Homes with VA Loan Terms

$899,000
5 Beds ⋅ 4 Baths ⋅ 2567205 MLS ⋅ ACTIVE Status
Views of Liberty Bay and the Olympic Mountains frame this two-story home with a daylight basement in Poulsbo Place. Designed for practical everyday living, the main floor places the primary suite, laundry, and open living spaces close at hand, where the kitchen and dining area flow into a comfortable living room anchored by a gas fireplace. A slider leads off the main living room to a covered deck, perfect for taking in the scenery. Upstairs, a central family room serves two bedrooms and a full bath. Below, the finished daylight basement expands your options with two additional bedrooms, a 3/4 bathroom, storage, and a secondary living area prepped for a potential kitchenette and washer/dryer hookups—opening out to a large patio with garden beds and stunning views of downtown. Complete with ductless mini-split heating and cooling, a two-car garage, and easy access to local parks and downtown Poulsbo.

19431 Willet Lane NE, Poulsbo

Listing courtesy of Keller Williams Greater 360.

$815,000
4 Beds ⋅ 3 Baths ⋅ 2570346 MLS ⋅ ACTIVE Status
Here's an Unbeatable Value for a home of this size in Poulsbo's Avondale Glen neighborhood. House hunters: In case you thought you "missed all the good ones" this summer? You didn't! This home is over 3000 square feet with a large 3 car garage and the perfect pairing of functionality and style. It also features a BRAND NEW ROOF! This is the kind of neighborhood where people wave and smile :) The main level den/office could serve a variety of uses. Maybe you want a huge theater room, play room, or enough rooms to have two offices and living spaces on both the main level and on the upper level. This is the home for every one and every thing! A big fenced yard keeps the furry ones and the gardeners happy, too. You'll love the open kitchen with quartz countertops, a large center bar, tile floors and backsplash plus an adjacent daily eating area. There is an easy flow from kitchen in to the formal dining room. You may never want to leave this Primary Suite with a 5 pc bath that includes a deep soaking tub AND a tile surround shower. The marble tile floors + TWO W/I closets make it extra dreamy! The 17x21' bonus room has a closet also. Some of you will love this home's proximity to schools, groceries and downtown shopping. Others of you may love how close this home is to restaurants, yacht club & marina, galleries and pickleball. When you want a day in Seattle, the ferry is a short distance away. This home is completely ready for YOU.

2741 NE Noll Valley Loop, Poulsbo

Listing courtesy of Manette Real Estate Co..

$322,500
3 Beds ⋅ 2 Baths ⋅ 2569149 MLS ⋅ ACTIVE Status
Welcome to the Viking Crest community, where this beautifully refreshed 3-bedroom, 2-bath condo is ready to welcome you home. Thoughtfully updated with new interior paint, new carpet, a new stove, new microwave, stylish light fixtures, and granite countertops, this move-in-ready home offers comfort, style, and low-maintenance living. The spacious primary suite features its own private bathroom, while the private balcony overlooks a peaceful greenbelt, providing the perfect place to enjoy your morning coffee or unwind at the end of the day. Enjoy the convenience of one assigned parking space and outstanding HOA amenities, including a swimming pool, fitness room, clubhouse with kitchen, EV charging station, water, sewer, and common area maintenance. Ideally located just minutes from charming downtown Poulsbo, you'll enjoy easy access to the waterfront, marinas, local boutiques, restaurants, coffee shops, parks, and the town's year-round festivals and Scandinavian charm. Shopping, schools, medical facilities, and convenient access to the Bainbridge Island and Kingston ferry terminals make commuting and everyday living a breeze. This is your opportunity to enjoy the best of Poulsbo living in a beautifully updated home!

20156 Vikings Crest NE Unit #7-101, Poulsbo

Listing courtesy of SASH Realty.

$899,900
5 Beds ⋅ 3 Baths ⋅ 2568270 MLS ⋅ ACTIVE Status
Tri Pointe Homes is back in Poulsbo! Homesite 24: Move-In Ready This September. There’s a reason our 290 plan is a favorite: Designed with flexibility, style, and everyday living in mind, this home delivers spaces that simply work. The main level features a bedroom that adapts to your life—ideal for overnight guests, multi-generational living, or a private home office. The heart of the home opens up beautifully, with a gourmet kitchen made for inspired cooks and effortless entertaining, a generous walk-in pantry, and a welcoming Great Room anchored by a gas fireplace. Step outside to the expansive covered patio overlooking green space—a peaceful extension of your living space and a place you’ll want to enjoy year-round. Thoughtful details continue throughout, including a convenient valet just off the garage entry. Upstairs, the primary suite feels like a true retreat. Unwind in the deck-mounted soaking tub and enjoy a seriously impressive walk-in closet with room for it all. And then there’s the sense of space. Nine-foot ceilings on both the main and second floors, 8-foot doors, and an abundance of natural light give this home an airy, elevated feel from the moment you walk in. Reg Policy #4675: Buyer Broker must accompany and personally register Buyer at first visit, or no BBC will be paid. Call to schedule a tour!

19288 Bergen Drive NW Unit #24, Poulsbo

Listing courtesy of Tri Pointe Homes Real Estate.

$779,000
4 Beds ⋅ 3 Baths ⋅ 2569564 MLS ⋅ ACTIVE Status
Poulsbo 4-bedroom home on a quiet cul-de-sac in sought-after Vinland Crest, offering privacy, space, and convenience in an established neighborhood. Don’t compromise with a small lot—enjoy a private, wooded backyard with abundant room for gardening, play, entertaining, and relaxing around the flagstone patio firepit. A light-filled living room welcomes you inside, while the formal dining room features a handsome coffered ceiling and flows into the spacious kitchen with stainless steel appliances, granite counters, and a large pantry. The main floor also includes a second living space with a fireplace and well-appointed family room. Upstairs offers four bedrooms, including a spacious primary suite featuring an attractive slate tile ensuite bath and walk-in closet, plus a large bonus room with skylights. Crown molding throughout, designer-selected paint, custom glass hardware, and EV charging add thoughtful touches. New refrigerator (2025), washer & dryer (2026) and garage wired for EV charging. Outside, a custom detached shed with power, shelving and skylights provides excellent space for storage and yard equipment. Roof replacement and siding repairs have been scheduled. Vinland Elementary is just down the street, with easy access to downtown Poulsbo, Bangor, shopping, the Bainbridge Island-Seattle ferry, and everyday amenities.

22394 Nordkyn Lane NW, Poulsbo

Listing courtesy of Windermere RE West Sound Inc..

$620,000
5 Beds ⋅ 3 Baths ⋅ 2569778 MLS ⋅ ACTIVE Status
Welcome to this inviting 5-bedroom, 3-bathroom home nestled in the desirable Forest Hills neighborhood. Ideally situated on a quiet cul-de-sac. This home offers a wonderful blend of space, privacy, and convenience, all just minutes from the charm and character of historic downtown Poulsbo. Enjoy the best of the Poulsbo lifestyle with easy access to the marina, waterfront, boutique shops, local restaurants, and the interactive aquarium. Whether you're exploring downtown, enjoying the waterfront, or simply relaxing at home, this location makes it easy to experience all that Poulsbo has to offer. Inside, the spacious layout provides plenty of room for guests, along with flexibility for a home office, hobbies, or additional living space. Step outside to a beautiful backyard designed for enjoying the outdoors, complete with raised garden beds—perfect for growing flowers, herbs, and vegetables or creating your own private garden retreat. Conveniently located close to local schools and everyday amenities, this Forest Hills home combines a peaceful neighborhood setting with easy access to downtown Poulsbo and the surrounding community. A wonderful opportunity to enjoy comfortable living in one of the area's most desirable locations. Pride of ownership shines throughout this well-maintained home, ready to welcome its next chapter. Don't miss out!

1565 Nordic Place, Poulsbo

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$589,950
3 Beds ⋅ 3 Baths ⋅ 2564901 MLS ⋅ ACTIVE Status
Welcome to this spacious 3 bed/2.25 bath home located in the Liberty Hill community. Vaulted ceiling entry with tons of natural light transforms the 1st floor of this home. A large great room, fireplace, powder room with a premier kitchen creates a space to entertain all year long. Large eat in kitchen with island, SS appliances and open dining room concept makes cooking and serving effortless. New flooring and interior paint make the downstairs a living oasis. Enjoy your private patio and backyard with garden space through the lower level sure to please. The 2nd floor offers a family room flex space and a full bath to support the upper bedrooms. Primary bedroom offers an En-suite bathroom and WIC. The entire 2nd floor is complete with brand new carpet and interior paint. Central AC. Spacious two car garage has great parking and storage options. Situated close to the community playground and a walkable community. Minutes from stores, shops and restaurants.

21602 NW Monterey Loop, Poulsbo

Listing courtesy of Acre Real Estate.

$720,000
4 Beds ⋅ 3 Baths ⋅ 2567788 MLS ⋅ ACTIVE Status
Experience exceptional living in this spacious 3,656-square-foot home situated on one of the largest lots in the neighborhood. Offering four bedrooms and three bathrooms, this thoughtfully designed home features a luxurious primary suite with a beautifully remodeled, spa-inspired bath, plus a junior primary suite—ideal for multi-generational living, guests, a main-level primary bedroom, or a private home office. Designed for both everyday comfort and entertaining, the heart of the home opens to an expansive deck complete with a built-in bar area, creating seamless indoor-outdoor living just off the kitchen. The terraced backyard is ready for your vision, featuring raised garden beds and plenty of space to grow your favorite vegetables, flowers, and herbs while still offering room to relax or play. Quality craftsmanship shines throughout with stunning Acacia and Australian Bamboo flooring, complemented by rich Knotty Alder doors and trim that add warmth and character to every room. Ideally located just minutes from shopping, dining, schools, and everyday conveniences, this home also offers easy highway access for commuters. Enjoy neighborhood walking trails, parks, a basketball court, and all the charm and amenities that make Poulsbo such a wonderful place to call home. This is a rare opportunity to own a beautifully appointed home with generous living space, exceptional finishes, and one of the premier lots in the community.

20901 Dr NW Nordby, Poulsbo

Listing courtesy of John L. Scott, Inc..

$775,000
3 Beds ⋅ 3 Baths ⋅ 2568949 MLS ⋅ CONTINGENT Status
Lake life starts right outside your door! Swim on a summer afternoon, launch your kayak or paddleboard for a morning or evening on the water, relax in the hot tub overlooking the lake, or simply settle into a chair at the shoreline and enjoy the view. Beautifully remodeled, this distinctive 3-bedroom, 3-bath chalet-style home on Island Lake pairs a wonderfully private waterfront setting with dramatic vaulted architecture, exposed beams, walls of glass, warm hardwood floors and multiple decks and patios connecting the home to the water. The gourmet kitchen features a 40" professional-style gas range, Thermador refrigerator/freezer, wine fridge, extensive cabinetry and walk-in pantry. Two private bedroom suites offer exceptional flexibility, including an upper suite with lake views, office and bath, plus a spacious lower primary suite with fireplace and its own outdoor living area and hot tub. Four tax parcels totaling approximately .40 acre include additional lakefront land, creating exciting possibilities for additional garage/shop space, an ADU, boathouse or other future use. Attached garage with shop space, pass-through drive and additional boat/trailer parking. Less than 10 minutes from Silverdale, St. Michael Medical Center and Bangor—yet once you're home, it feels a world away.

12995 Lake Shore Drive NW, Poulsbo

Listing courtesy of REally Properties Inc.

$1,750,000
3 Beds ⋅ 3 Baths ⋅ 2567244 MLS ⋅ ACTIVE Status
Experience Hood Canal waterfront living where the views are truly the centerpiece. Walls of windows sweep across the living spaces, capturing breathtaking Hood Canal and mountain views from nearly every angle. Thoughtful craftsmanship is found throughout this 3-bedroom, 2.25-bath home, from custom built-in shelving and a shiplap fireplace surround to the beautifully designed kitchen featuring custom cabinetry, granite countertops and backsplash, a large island, a butler’s pantry and coffee bar. The dining room opens directly to the expansive deck, creating a seamless connection between indoor and outdoor living and an incredible setting for entertaining. Wake up to the water from the primary suite, complete with its own private balcony. A versatile bonus room provides additional space for guests, an office, or media room. Outside, approximately 95 feet of medium-bank waterfront invites you to embrace life on Hood Canal. A 3-car garage completes this exceptional property where beautiful design, quality craftsmanship, and unforgettable Pacific Northwest scenery come together. Just minutes from Port Gamble & Poulsbo amenities.

31879 S Bridge Way NE, Poulsbo

Listing courtesy of Keller Williams Greater 360.

$775,000
3 Beds ⋅ 3 Baths ⋅ 2568585 MLS ⋅ CONTINGENT Status
Lake life starts right outside your door! Swim on a summer afternoon, launch your kayak or paddleboard for a morning or evening on the water, relax in the hot tub overlooking the lake, or simply settle into a chair at the shoreline and enjoy the view. Beautifully remodeled, this distinctive 3-bedroom, 3-bath chalet-style home on Island Lake pairs a wonderfully private waterfront setting with dramatic vaulted architecture, exposed beams, walls of glass, warm hardwood floors and multiple decks and patios connecting the home to the water. The gourmet kitchen features a 40" professional-style gas range, Thermador refrigerator/freezer, wine fridge, extensive cabinetry and walk-in pantry. Two private bedroom suites offer exceptional flexibility, including an upper suite with lake views, office and bath, plus a spacious lower primary suite with fireplace and its own outdoor living area and hot tub. Four tax parcels totaling approximately .40 acre include additional lakefront land, creating exciting possibilities for additional garage/shop space, an ADU, boathouse or other future use. Attached garage with shop space, pass-through drive and additional boat/trailer parking. Less than 10 minutes from Silverdale, St. Michael Medical Center and Bangor—yet once you're home, it feels a world away.

12995 Lake Shore Drive NW, Poulsbo

Listing courtesy of REally Properties Inc.

$950,000
3 Beds ⋅ 2 Baths ⋅ 2567784 MLS ⋅ ACTIVE Status
Embrace the opportunity to own a waterfront property in beautiful Poulsbo, featuring sweeping views of Liberty Bay and downtown Poulsbo! This inviting single-level home set on approximately 0.57 acres offers approximately 2,400 square feet of comfortable living space. Rooms are spacious and the versatile floor plan offers room to live, work, and entertain. This home offers tremendous potential to create a customized retreat that reflects your style. Whether you're dreaming of a full-time residence, weekend getaway, or waterfront project, this is an opportunity to bring new life to a truly special Poulsbo setting. A detached 480-square-foot garage adds valuable space for vehicles, hobbies, storage, or workshop use.

16406 Thorpe Road NE, Poulsbo

Listing courtesy of Windermere RE West Sound Inc..

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