Poulsbo Homes with Assumable Terms

Poulsbo Homes with Assumable Terms

Poulsbo: A Charming City in Kitsap County, Washington

Nestled in the heart of Kitsap County, Washington, Poulsbo is a picturesque city that offers a unique blend of small-town charm and natural beauty. Known as "Little Norway," Poulsbo is famous for its Scandinavian heritage, evident in its architecture, festivals, and local traditions.

Located just a short drive from Seattle, Poulsbo is an ideal place to call home for those seeking a peaceful and close-knit community while still having easy access to urban amenities. The city boasts a thriving downtown area with an array of shops, restaurants, and art galleries, making it a delightful place to explore and unwind.

One notable feature of the real estate market in Poulsbo is the availability of homes with assumable terms. This means that when you purchase a home with assumable terms, you can take over the seller's existing mortgage, potentially saving you time and money. This can be an attractive option for buyers looking for more flexible financing options or who want to take advantage of favorable interest rates.

Whether you're searching for a cozy cottage with a view of the water or a spacious family home in a quiet neighborhood, Poulsbo offers a variety of housing options to suit different tastes and budgets. With its scenic surroundings, excellent schools, and friendly community, Poulsbo truly has something for everyone.

If you're considering making Poulsbo your home, reach out to a local real estate agent who can guide you through the process and help you find the perfect property with assumable terms. Don't miss out on the opportunity to be part of this charming city in the heart of Kitsap County.

Newest Poulsbo Homes with Assumable Terms

$749,999
5 Beds ⋅ 3 Baths ⋅ 2562152 MLS ⋅ ACTIVE Status
Assumable VA loan! Welcome home to Calavista, where modern comfort meets the charm of Poulsbo w/ Peekaboo mountain views—the beloved "Little Norway" of the Pacific Northwest. Built just 3 years ago, this beautifully designed 5-bedroom home offers the perfect balance of space, style, & everyday functionality in one of Kitsap County's most desirable communities. From the moment you step inside, you'll appreciate the open-concept design featuring quartz countertops, stainless steel appliances, soft-close cabinetry, a spacious island, & inviting living spaces made for gathering. The flexible main-floor bedroom & ¾ bath provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, retreat to the spacious primary suite, where peekaboo views of the Olympic Mountains greet you each morning. Unwind in the spa-inspired ensuite featuring a deep freestanding soaking tub positioned to take in the peaceful scenery. Three additional bedrooms, a versatile loft, & an upstairs laundry rm complete the second level. Outside, enjoy a private patio overlooking a tranquil greenbelt, low maintenance back yard and a fully fenced—ideal for summer BBQs, entertaining, or simply relaxing after a long day. Just minutes from Poulsbo's waterfront, locally owned shops, restaurants, parks, marinas, & easy commuting options, this home offers the lifestyle you've been waiting for.

1685 NE Halden Glen Drive, Poulsbo

Listing courtesy of Paramount Real Estate Group.

$599,000
2 Beds ⋅ 2 Baths ⋅ 2542782 MLS ⋅ ACTIVE Status
VA Assumable Loan (for qualified buyers)! Fantastic opportunity to own a private 1.5-acre certified backyard wildlife sanctuary in one of Poulsbo's most desirable locations. Property offers seasonal water views and is the perfect setting for entertaining or simply enjoying peaceful living. Recent updates include mini-split heating and cooling, newer electrical, insulation, water heater, water softener. New paint inside and outside. Double-pane windows, and LeafFilter gutter guards. Most appliances stay, and a seller provided flooring allowance gives buyers the opportunity to add their own finishing touches. Build equity through updates, expand the existing home, or explore ADU potential while creating your dream property. The unfinished basement offers additional storage, workshop space, or future expansion possibilities. Enjoy a private well, no HOA dues, and a level, usable lot with room for gardens, recreation, RV parking, or outbuildings. Conveniently located just minutes from downtown Poulsbo, waterfront activities, shopping, dining, marinas, ferry terminals, and the casino. Properties offering this combination of acreage, privacy, updates, seasonal views, and future potential are increasingly rare. Come explore the possibilities and make this special property your own!

5618 NE Arrowhead Place, Poulsbo

Listing courtesy of Hawkins Poe.

$764,900
3 Beds ⋅ 4 Baths ⋅ 2542155 MLS ⋅ ACTIVE Status
Experience the best of both worlds at 395 NW Blomster Way—a beautifully updated modern country retreat nestled on a private 1-acre lot in Poulsbo's desirable Scandia area. Surrounded by the charm of local farms, flower stands, open spaces, and peaceful country roads, this property offers the lifestyle so many buyers dream about while remaining just minutes from both Silverdale and downtown Poulsbo's waterfront, restaurants, shops, and everyday conveniences. With 2,608 square feet of thoughtfully updated living space, this home features 3 bedrooms, plus bonus room, and 3.5 bathrooms. While technically a 3-bedroom home, the flexible floor plan lives like a 4-bedroom, providing valuable space for guests, a home office, or multi-generational living. Inside, you're welcomed by an open-concept kitchen/dining space with quartz counters and stainless steel appliances. Newer roof, windows, appliances, & finishes mean all the hard work has been done for you. Outside, a shaded fenced area provides a nice space to entertain & play, while the full, private acre offers room to relax, garden, or simply enjoy the sights & sounds of country living. RV hook-ups, too! Located within the sought-after North Kitsap School District and conveniently positioned near Naval Base Kitsap, Bangor, PSNS, Keyport, this property offers an exceptional opportunity for anyone seeking space, privacy, & a short commute to it all. Enjoy the tranquility of rural living without sacrificing convenience.

395 NW Blomster Way, Poulsbo

Listing courtesy of Coldwell Banker Park Shore RE.

$798,000
4 Beds ⋅ 3 Baths ⋅ 2516678 MLS ⋅ ACTIVE Status
Welcome to this East-facing, 2,893 sqft home, featuring 4 Bed, 3 Full Bath + Office/Den + Loft Space. Built in 2021, this home is located in the highly desirable Poulsbo Meadows community—where modern design meets everyday functionality. This home offers a versatile floor plan, including a bedroom and full bath on the first-floor main level—perfect for guests, multigenerational living, or flexible use. The main floor also features a dedicated office/den, ideal for remote work or creative space. Enjoy an open-concept layout, walk-in kitchen pantry, abundant natural light, and seamless flow from the living, dining, and kitchen areas. Step outside to a fully fenced backyard designed for relaxation, shaded for most of the day. The covered back patio includes a convenient gas hookup for BBQs, making outdoor entertaining effortless year-round. Additional highlights include a 2-car garage with EV charging hookup, energy-efficient systems, and newer construction peace of mind. Located just minutes from downtown Poulsbo, shopping, dining, schools, and easy access to ferries and bases, this home blends comfort, convenience, and lifestyle. Modern living, smart upgrades, and a prime location—house sits just across from the neighborhood park and playground, visible from the office/den window. This Poulsbo Meadows gem and its friendly neighbors are ready to welcome you home. Ask about seller's 2.375% assumable loan!

2466 NE Athlon Court, Poulsbo

Listing courtesy of Realty ONE Group Orca Gold.

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