Port Townsend Homes with USDA Loan Terms

Port Townsend Homes with USDA Loan Terms

Welcome to the charming city of Port Townsend, located in Jefferson County, Washington, USA. Known for its stunning natural beauty, rich history, and vibrant arts community, Port Townsend offers a unique blend of small-town charm and modern amenities.

For those looking to make Port Townsend their home, the good news is that there are homes available with USDA loan terms. This is a fantastic opportunity for homebuyers who may not qualify for traditional home loans, as USDA loans offer low interest rates and flexible credit requirements.

Imagine owning a beautiful home in Port Townsend, with easy access to outdoor activities like hiking, kayaking, and beachcombing. Explore the historic downtown area with its quaint shops, art galleries, and delicious restaurants. Attend local festivals, farmers markets, and live music events that showcase the community's vibrant spirit.

Whether you're a first-time homebuyer or looking to relocate to a more peaceful setting, Port Townsend has something for everyone. With homes available with USDA loan terms, now is the perfect time to make your dream of owning a home in this picturesque city a reality. Experience the magic of Port Townsend and find your perfect place to call home.

Newest Port Townsend Homes with USDA Loan Terms

$450,000
3 Beds ⋅ 2 Baths ⋅ 2569470 MLS ⋅ ACTIVE Status
Experience private acreage living in Port Townsend on 2.5 tree-lined acres. This 3-bedroom, 2-bath manufactured home offers 1,620 square feet and has new roof and interior paint. Floor-to-ceiling windows fill the main living area with natural light, while multiple skylights brighten the home throughout. A large kitchen provides generous space for everyday living and gathering. The wooded setting creates added privacy, with a spacious deck and two storage sheds adding practical outdoor appeal. Enjoy the relaxed Olympic Peninsula lifestyle with Port Townsend’s historic waterfront downtown, Victorian architecture, maritime culture, galleries, dining and local events. Fort Worden Historical State Park offers beaches, forest trails, historic military batteries, museums and the Port Townsend Marine Science Center. A peaceful wooded property with room to breathe, abundant natural light and access to the arts, recreation and coastal character that define Port Townsend.

752 Jolie Way, Port Townsend

Listing courtesy of Ideal Real Estate.

$595,000
3 Beds ⋅ 2 Baths ⋅ 2564753 MLS ⋅ ACTIVE Status
Enjoy the beauty of the Olympic Mountains from this versatile property set on 1.93 acres in Port Townsend. Offering 1,692 sq ft, 2 bedrooms, 1.75 baths, and flexible living spaces, this home combines comfortable indoor living with exceptional outdoor space. The bright kitchen and dining area capture mountain views, while the living room provides a welcoming place to gather. The spacious primary bedroom includes an en-suite bath, and the second bedroom offers flexibility for a variety of uses. An additional area with a separate entrance, kitchenette, and ¾ bath provides added functionality. Step outside to enjoy the magical meadow views, where open space creates a picturesque backdrop in every season, with plenty of room for gardening, outdoor recreation, or simply enjoying the surrounding landscape. The property also features fenced pasture, fruit trees, RV parking, a detached shop, and an additional outbuilding that was previously used as a garage, offering flexible space for storage, projects, or equipment. Conveniently located near shopping, dining, schools, and the Port Townsend waterfront, this property combines scenic surroundings, usable acreage, and versatile spaces ready for your next chapter.

3295 Hastings Avenue, Port Townsend

Listing courtesy of LPT Realty LLC.

$438,950
3 Beds ⋅ 3 Baths ⋅ 2565706 MLS ⋅ ACTIVE Status
Welcome to the Coral plan at Madrona Ridge, a beautiful Lennar community. This home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first-floor also features a back patio for outdoor living. Upstairs offers a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1636 Pacifica Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$474,950
4 Beds ⋅ 3 Baths ⋅ 2561139 MLS ⋅ ACTIVE Status
Welcome to the Harbor plan at Lennar's newest community! This home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first floor includes a bedroom and full bathroom, ideal for a home office or guest suite. Outside, enjoy a covered back patio. Upstairs offers a versatile loft and three bedrooms, including the owner’s suite with a spa-like bathroom and walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1625 Pacifica Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$499,950
3 Beds ⋅ 3 Baths ⋅ 2559584 MLS ⋅ ACTIVE Status
Welcome to the Lighthouse plan at the new beautiful Lennar community., Madrona Ridge! The home features an open-concept layout among the great room, dining area, and gourmet kitchen, plus an outdoor patio. Enjoy extra storage space on the main floor for added convenience. Upstairs hosts a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

2724 Wonderland Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$449,950
3 Beds ⋅ 3 Baths ⋅ 2559579 MLS ⋅ ACTIVE Status
Welcome to the Driftwood plan at the new beautiful Lennar community. This move-in ready home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first-floor also features a back patio for outdoor living. Upstairs hosts a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. A convenient carport completes the home. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1630 Pacifica Drive, Port Townsend

Listing courtesy of Lennar Sales Corp..

$750,000
3 Beds ⋅ 2 Baths ⋅ 2557731 MLS ⋅ ACTIVE Status
Originally built in 1910 as Port Townsend's first Lutheran church and thoughtfully converted into a residence in the 1950s, this unique home is a rare opportunity to own a piece of local history. Perfectly situated in the heart of Uptown, you'll enjoy Olympic Mountain views, partial Port Townsend Bay views, and the convenience of being just moments from downtown shops, restaurants, parks, and waterfront attractions. The spacious floor plan features three generously sized bedrooms on the upper level, accessed by two separate staircases that add both character and flexibility to the home's design. Rich in architectural charm, this one-of-a-kind property offers endless possibilities for those who appreciate historic craftsmanship paired with modern living. A detached 384 square foot ADU with its own separate address provides exceptional versatility for guests, multi-generational living, a home office, or potential rental income (buyer to verify). Whether you're drawn to its remarkable history, inspiring views, or prime Uptown location, this is a truly unique Port Townsend property that offers character and opportunity unlike any other.

1619 Blaine Street, Port Townsend

Listing courtesy of The Agency - Port Townsend.

$770,000
4 Beds ⋅ 4 Baths ⋅ 2506518 MLS ⋅ ACTIVE Status
Welcome home to 3000+ sq ft of beautiful, functional design resting on over half an acre, in the perfect Port Townsend location. This marvelous home, built in 2024 next to protected wetlands, let you spread out in comfort and ease. Water views from both levels! Two primaries, each with ensuites and walk-in closets, one upstairs and one on the main. Two more bedrooms, a flexible bonus room, and central family room complete the upper level. Stunning kitchen design includes walk-in pantry and unique, elegant tile. Living and dining rooms connect to the outdoor space, with access to your backyard wonderland. Additional office on main level! The spacious 2 car garage is plumbed and ready for parking, storage and hobbies. Close to countless Port Townsend landmarks: 3 min to the hospital, 4 min to Fort Worden, 6 min to Chetzemoka and the waterfront. Only a half mile from Salish Coast Elementary, 4 min to Blue Heron Middle and Port Townsend High. Don’t miss this rare combination of size, charm, quality and location!

2610 Sheridan Street, Port Townsend

Listing courtesy of COMPASS.

$8,000,000
3 Beds ⋅ 2 Baths ⋅ 2370867 MLS ⋅ ACTIVE Status
Rare opportunity: Rich with natural beauty, over 70 idyllic acres (property is combined with two other parcels for a total of 70+ acres), first time on the market in 40+ years. Ideal for an exclusive equestrian estate, luxury residential community, or visionary development. Diverse terrain, lush timberland, open meadows, an existing vintage residence, multiple garages, and outbuildings. Close to vibrant downtown, top-rated schools, and coastal charm. Seize this exceptional investment opportunity and chance to build an enduring legacy or elite equestrian haven. With its commanding acreage, excellent location, and versatile zoning, your canvas for luxury living awaits.

511 Loftus Road, Port Townsend

Listing courtesy of Real Broker LLC.

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