Port Townsend Homes with FHA Terms

Port Townsend Homes with FHA Terms

Welcome to the charming city of Port Townsend, located in Jefferson County, Washington, USA. This picturesque coastal town is known for its stunning natural beauty, rich history, and vibrant arts scene.

Port Townsend offers a unique blend of small-town charm and urban amenities. With its historic Victorian architecture, quaint shops, and waterfront restaurants, this city has something to offer for everyone. Outdoor enthusiasts will appreciate the numerous parks, trails, and beaches that surround Port Townsend, providing ample opportunities for hiking, biking, and water activities.

For those looking to make Port Townsend their home, there are plenty of housing options available, including homes with FHA terms. This means that buyers may be eligible for Federal Housing Administration (FHA) loans, which offer competitive interest rates and lower down payment requirements, making homeownership more accessible.

Whether you are drawn to Port Townsend for its natural beauty, cultural attractions, or friendly community, this city has a lot to offer. Come and discover why so many people are proud to call Port Townsend home.

Newest Port Townsend Homes with FHA Terms

$925,000
2 Beds ⋅ 2 Baths ⋅ 2573506 MLS ⋅ ACTIVE Status
‘Right-sized homes feel bigger than they are.’ This Ross Chapin home showcases the architect’s signature design of efficient floor plans, abundant natural light and indoor/outdoor connection. The 1665sqft, 2 bed/1.5 bath home and 440sqft 1/.75 bath ADU, boast craftsman features, custom built-ins and warmth throughout. The spacious main-level bedroom with a large walk-in closet can easily serve as the primary bedroom, or escape upstairs to an oversized bedroom/workspace with a half bath and a glass door that opens to a sizable rooftop deck. The entry to the living room features a cozy reading nook that seamlessly flows to the kitchen and dining areas. Thoughtfully placed windows throughout the home bring the outdoors in while framing vistas of Port Townsend, Mt. Rainier, Mt. Baker and PT Bay. A large, private Trex deck surrounded by established vegetation creates a whimsical retreat, but step off the deck and you may forget you’re in town altogether. Abundant garden beds, mature plantings, fruit trees and walkways create a space meant to be wandered; with a good chance you’ll find something ready to harvest along the way. Toward the back of the property, the ADU offers so much flexibility. Whether hosting friends, proving a rental, or creating an artist studio, there’s plenty of opportunity to make it your own. The outbuilding & greenhouse provide ample storage. Located on a quiet corner in the heart of Port Townsend you’re just minutes to trails, uptown & downtown.

762 29th Street, Port Townsend

Listing courtesy of Windermere R.E. Port Townsend.

$449,000
3 Beds ⋅ 2 Baths ⋅ 2557480 MLS ⋅ ACTIVE Status
Tucked away in a quiet, off-the-beaten-path neighborhood, this charming single-level cottage offers the perfect blend of comfort, privacy, and community. Thoughtfully designed with 3 bedrooms and 2 baths, the easy-flowing floor plan is ideal for everyday living, whether you're looking for your first home, a peaceful retreat, or a place to simplify without sacrificing space. An attached single-car garage provides convenience, while the spacious detached shed offers endless possibilities for storage, hobbies, gardening, or creative pursuits. Enjoy the welcoming, neighborly atmosphere where quiet streets encourage evening strolls and friendly conversations, all while remaining just minutes from Port Townsend's shops, restaurants, waterfront, and everyday amenities. A delightful home in a location that feels tucked away, yet close to everything that makes Port Townsend so special.

2515 Sherman Street, Port Townsend

Listing courtesy of The Agency - Port Townsend.

$419,000
3 Beds ⋅ 2 Baths ⋅ 2567958 MLS ⋅ ACTIVE Status
Awaken to the sound of birds in this delightful 3 bedroom, 2 bath home situated on a non-through, quiet lane with only 4 houses, just outside the city limits of Port Townsend. Open, split floor plan provides spacious living and nice separation between primary bedroom suite and additional 2 bedrooms. Dining area has sliding glass doors to the back deck, overlooking the fenced tree lined yard and garden space. Separate utility room, with door to the outside, facilitating hanging laundry outside to dry during the summer months. Detached 2 car garage with workbench for vehicles, storage and tinkering. Access trail to the Larry Scott & Olympic Directory Trail is a few blocks away off S Discovery Rd. Just minutes into Port Townsend and all this historic Victorian charming town has to offer. This home qualifies for the !st Security Bank's Buyer Advantage Program for up to a 1% lender credit to the Buyer.

106 Cape George Road, Port Townsend

Listing courtesy of John L. Scott Port Townsend.

$735,000
2 Beds ⋅ 2 Baths ⋅ 2566409 MLS ⋅ ACTIVE Status
This property with water and mountain views checks all the boxes! Perfectly positioned to capture desirable southern exposure, this quality-built home has so much to offer. The thoughtfully planned single-level layout features warm hardwood floors, custom cabinetry, and a cozy propane fireplace that makes the living room an inviting gathering place year-round. A spacious deck seamlessly blends indoor and outdoor living and provides the perfect setting for entertaining guests and enjoying your morning coffee. The unfinished basement offers incredible potential to customize the space to fit your lifestyle, whether you envision a workshop, home gym, hobby room, additional storage, or future finished living space. An attached two-car garage provides plenty of room for vehicles, tools, and extra storage. Located in the sought-after Ocean Grove community minutes from Port Townsend, you'll enjoy exceptional neighborhood amenities including miles of scenic walking trails, a gated private beach with easy access to the shoreline, and a dedicated dog park. The homeowner's association maintains these wonderful amenities while keeping annual dues remarkably affordable at just $50 per year. Whether you're looking for a full-time residence or a relaxing getaway, this is more than a home it is a lifestyle.

5391 Cape George Road, Port Townsend

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2564753 MLS ⋅ ACTIVE Status
Enjoy the beauty of the Olympic Mountains from this versatile property set on 1.93 acres in Port Townsend. Offering 1,692 sq ft, 2 bedrooms, 1.75 baths, and flexible living spaces, this home combines comfortable indoor living with exceptional outdoor space. The bright kitchen and dining area capture mountain views, while the living room provides a welcoming place to gather. The spacious primary bedroom includes an en-suite bath, and the second bedroom offers flexibility for a variety of uses. An additional area with a separate entrance, kitchenette, and ¾ bath provides added functionality. Step outside to enjoy the magical meadow views, where open space creates a picturesque backdrop in every season, with plenty of room for gardening, outdoor recreation, or simply enjoying the surrounding landscape. The property also features fenced pasture, fruit trees, RV parking, a detached shop, and an additional outbuilding that was previously used as a garage, offering flexible space for storage, projects, or equipment. Conveniently located near shopping, dining, schools, and the Port Townsend waterfront, this property combines scenic surroundings, usable acreage, and versatile spaces ready for your next chapter.

3295 Hastings Avenue, Port Townsend

Listing courtesy of LPT Realty LLC.

$438,950
3 Beds ⋅ 3 Baths ⋅ 2565706 MLS ⋅ ACTIVE Status
Welcome to the Coral plan at Madrona Ridge, a beautiful Lennar community. This home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first-floor also features a back patio for outdoor living. Upstairs offers a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1636 Pacifica Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$474,950
4 Beds ⋅ 3 Baths ⋅ 2561139 MLS ⋅ ACTIVE Status
Welcome to the Harbor plan at Lennar's newest community! This home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first floor includes a bedroom and full bathroom, ideal for a home office or guest suite. Outside, enjoy a covered back patio. Upstairs offers a versatile loft and three bedrooms, including the owner’s suite with a spa-like bathroom and walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1625 Pacifica Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$575,000
2 Beds ⋅ 2 Baths ⋅ 2559615 MLS ⋅ ACTIVE Status
Perched above Palmer Drive on a desirable corner lot, this charming 2-bedroom, 2-bath home blends mid-century design with European flair in the sought-after Cape George Colony community. Enjoy views of Discovery Bay, the Olympic Mountains, and Protection Island, with spectacular sunsets creating the perfect backdrop each evening. Thoughtful updates include energy-efficient ductless heating and cooling and a new electrical panel, providing modern comfort and peace of mind. A cozy propane insert in the living room set within the brick hearth adds both warmth and inviting ambiance. Established landscaping enhances the home's curb appeal while creating a serene setting to relax and take in the scenery. Covered front deck that wraps around to a covered side deck with access from the living room- perfect for entertaining and relaxing. As a resident of Cape George Colony, you'll enjoy an exceptional array of amenities, including a marina, private beach, indoor swimming pool, fitness room, pickleball courts, community workshop, and more. From sunrise over the mountains to glowing evening skies, this home offers an inspiring setting to enjoy the beauty and recreation of the Olympic Peninsula every day.

320 N Palmer Drive, Port Townsend

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

$525,000
3 Beds ⋅ 2 Baths ⋅ 2558178 MLS ⋅ ACTIVE Status
Move in, unpack, and start enjoying your new home! This charming, move-in ready 3-bedroom, 2-bath rambler offers comfortable one-level living on a level, sunny lot with thoughtful updates throughout. The beautifully updated kitchen is the heart of the home, featuring new cabinetry, stunning quartz countertops, and newer appliances, including the dishwasher and refrigerator. Fresh interior and exterior paint create a bright, inviting feel, while new carpet adds warmth and comfort underfoot. A new roof installed in November comes with a transferable warranty, providing added peace of mind, and the newer water heater (approximately three years old) is another valuable improvement already taken care of for you. The functional floor plan offers comfortable living spaces with room to gather, relax, or work from home. An attached garage provides everyday convenience, while the detached storage shed offers extra space for tools, gardening supplies, outdoor gear, or hobbies. Plus a cement pad for a hot tub if you wish. Outside, the level, sunny yard is perfect for entertaining, gardening, play, or simply unwinding in your private backyard. All the hard work has been done- just bring your furniture, settle in, and start making memories.

52 Penny Lane, Port Townsend

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

$499,950
3 Beds ⋅ 3 Baths ⋅ 2559584 MLS ⋅ ACTIVE Status
Welcome to the Lighthouse plan at the new beautiful Lennar community., Madrona Ridge! The home features an open-concept layout among the great room, dining area, and gourmet kitchen, plus an outdoor patio. Enjoy extra storage space on the main floor for added convenience. Upstairs hosts a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

2724 Wonderland Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$449,950
3 Beds ⋅ 3 Baths ⋅ 2559579 MLS ⋅ ACTIVE Status
Welcome to the Driftwood plan at the new beautiful Lennar community. This move-in ready home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first-floor also features a back patio for outdoor living. Upstairs hosts a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. A convenient carport completes the home. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1630 Pacifica Drive, Port Townsend

Listing courtesy of Lennar Sales Corp..

$750,000
3 Beds ⋅ 2 Baths ⋅ 2557731 MLS ⋅ ACTIVE Status
Originally built in 1910 as Port Townsend's first Lutheran church and thoughtfully converted into a residence in the 1950s, this unique home is a rare opportunity to own a piece of local history. Perfectly situated in the heart of Uptown, you'll enjoy Olympic Mountain views, partial Port Townsend Bay views, and the convenience of being just moments from downtown shops, restaurants, parks, and waterfront attractions. The spacious floor plan features three generously sized bedrooms on the upper level, accessed by two separate staircases that add both character and flexibility to the home's design. Rich in architectural charm, this one-of-a-kind property offers endless possibilities for those who appreciate historic craftsmanship paired with modern living. A detached 384 square foot ADU with its own separate address provides exceptional versatility for guests, multi-generational living, a home office, or potential rental income (buyer to verify). Whether you're drawn to its remarkable history, inspiring views, or prime Uptown location, this is a truly unique Port Townsend property that offers character and opportunity unlike any other.

1619 Blaine Street, Port Townsend

Listing courtesy of The Agency - Port Townsend.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.