Port Ludlow Homes with USDA Loan Terms

Port Ludlow Homes with USDA Loan Terms

Port Ludlow is a charming city located in Jefferson County, Washington, US. Nestled amidst the picturesque landscapes of the Pacific Northwest, this quaint town offers a peaceful and idyllic setting for residents to call home.

With its close proximity to the Olympic Mountains and the Puget Sound, Port Ludlow boasts breathtaking natural beauty that captivates both locals and visitors alike. The area is known for its lush forests, pristine waterways, and abundant wildlife, making it a haven for outdoor enthusiasts and nature lovers.

For those looking to purchase a home in Port Ludlow, the availability of USDA loan terms is a significant advantage. The USDA loan program provides favorable terms and financing options for eligible homebuyers. This means that individuals who meet the income and credit requirements can purchase a home in Port Ludlow with little to no down payment and competitive interest rates.

The homes available with USDA loan terms in Port Ludlow range from cozy cottages to spacious family homes, ensuring that there is something to suit every lifestyle and budget. Whether you're a first-time homebuyer or looking to relocate to a more serene environment, Port Ludlow offers an array of housing options to meet your needs.

In addition to its natural beauty and favorable loan terms, Port Ludlow is also known for its tight-knit community and vibrant social scene. Residents can enjoy a variety of recreational activities, including golfing, boating, hiking, and exploring the local shops and restaurants.

If you're seeking a peaceful and picturesque place to call home, Port Ludlow should be at the top of your list. With its stunning natural surroundings, favorable loan terms, and welcoming community, this city offers the perfect blend of tranquility and convenience.

Newest Port Ludlow Homes with USDA Loan Terms

$799,000
2 Beds ⋅ 3 Baths ⋅ 2570296 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained Port Ludlow home, tucked against a peaceful greenbelt & surrounded by mature landscaping creating the perfect setting. Sit on your covered porch & watch the sun come up over the trees. Main level offers easy living with a grand great room that is bathed in natural light, spacious primary suite & large laundry room. The living room boasts vaulted ceilings & skylights & a cozy propane fireplace, creating a warm & welcoming gathering space. The kitchen showcases gorgeous wood cabinetry, stainless steel appliances, tons of counter space & rich cherry hardwood floors. Primary bedroom features a coffered ceiling, while the ensuite bath offers double sinks, a soaking tub and walk-in closet. Upstairs, you’ll find a 2nd bedroom, 2 versatile flex/studio rooms & a full bath, creating a wonderful guest suite or flexible space for hobbies, crafts, an office or whatever your lifestyle requires. The home is also equipped with a heat pump, A/C & a triple-stage water filtration system to add year-round comfort & convenience. Outside, enjoy a sweet, fully fenced side yard & a private beautifully established backyard with huge, magnificent trees that provide the ultimate PNW feel. Inground sprinkler system keeps the grounds looking their best. Enjoy the Port Ludlow lifestyle with resort style amenities:indoor/outdoor pools, exercise/weight room, locker rooms & saunas, athletic courts, parks & an extensive network of walking trails throughout the community.

442 Rainier Lane, Port Ludlow

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

$629,000
3 Beds ⋅ 4 Baths ⋅ 2569050 MLS ⋅ ACTIVE Status
Inviting Home in the North Bay Community of Port Ludlow. Beautiful and well kept Home and grounds. 2 Spacious Primary Bedrooms with ensuite baths on Main Floor, with a 1/2 bath also on main. Vaulted Ceilings offer a connected feel from the upper living area/loft. Propane fireplace. Beautiful Kitchen with granite countertops. and plenty of storage. Large deck to enjoy and entertain. Home is very private from neighbors from the interior. Loft/ Family room and additional craft room. Another Bedroom up with a full bath for guests. Approximately 1300sq ft of walkable crawl space below the deck area- offers an exceptional bonus area (currently utilized as a comfortable man cave) which could be transformed into wine cellar, hobby, workshop area or a home gym. Come Enjoy all Port Ludlow has to offer! Port Ludlow Marina to park your boat, The Inn for Fine Dining, world class Golf Course. miles of hiking Trails and a very active community of events. The Beach Club boasts indoor/ outdoor pools, gym facilities, meeting spaces, access to beachcombing and a Pickleball court! Close to the Hood Canal Bridge for major shopping, Less than an hour to WA State Ferry system to Seattle. ! hour to Sea Tac airport. Explore the amazing Olympic Peninsula National Forest, Sequim Lavender fields, Port Townsend's eclectic energy from Past to Present. Truly a lifestyle to enjoy!

50 Cascade Lane, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

$597,000
2 Beds ⋅ 2 Baths ⋅ 2562873 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, versatility, and Pacific Northwest lifestyle in this beautifully updated Port Ludlow retreat. Nestled on a quiet cul-de-sac, this light-filled 2-bedroom, 2-bath home features fresh interior paint and trim, new appliances this year, newer mini-split heating and cooling, a Pelican whole-home water filtration system, and high-speed internet for today's connected lifestyle. The impressive 792-square-foot detached garage has been nicely finished and includes a workshop, built-in cabinetry, tankless water heater, and an authentic clear cedar hot-rock sauna accommodating up to six people. A separate finished 120-square-foot detached office/studio offers exceptional flexibility for remote work, creative pursuits, fitness, hobbies, or guest space. Relax year-round in the newer Bullfrog hot tub, or enjoy the expansive backyard and gardening planters with automated timed irrigation, expansive decks, and full fencing. Located just minutes from the marina, championship golf course, clubhouse, private beach, swimming pools, pickleball, tennis courts, and miles of scenic hiking trails, this move-in-ready home offers an exceptional opportunity to enjoy the very best of Port Ludlow living.

41 Ames Lane, Port Ludlow

Listing courtesy of John L. Scott Port Ludlow.

$545,000
2 Beds ⋅ 2 Baths ⋅ 2561967 MLS ⋅ ACTIVE Status
Welcome to a peaceful lifestyle on Eagleview Lane! This lovingly maintained, like-new Craftsman home offers the perfect blend of tranquil living and community perks. The main floor features an open-kitchen concept and living room with a cozy propane fireplace, a flexible bonus room and a 3/4 bath. Upstairs, the home features two bright, peaceful bedrooms and a well-appointed full bath. The exterior spaces are designed for relaxation and peace. The fully fenced backyard is accompanied by a lovely cedar deck, and a detached two-car garage that offers plenty of space for storage. Bridgehaven boasts premier amenities: a gated private marina, beach access, boat launch, club house, and water system. Explore the Hood Canal wildlife by Kayak, boat, or paddle board from one of the best-protected moorages. Conveniently located near world class golf, with Poulsbo and Kingston in the vicinity, schedule your tour today to fully appreciate the calming charm.

115 Eagleview Lane, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

$394,000
2 Beds ⋅ 3 Baths ⋅ 2557234 MLS ⋅ ACTIVE Status
It's genuinely time to say, "Wow!" This end unit is nestled perfectly in tall trees adjacent to beautiful, level green space. When walking up to the front door, the natural surroundings make it hard to believe you're so close in to downtown Port Ludlow. The building is completely well cared for and the entire interior is pristine, clean quality. From the dark wood butcher block counters to the real wood fireplace to the ceiling-high windows, you'll tour this property and immediately want it to be your home. This home's design marries convenience and functionality: upstairs laundry area bw the bedrooms, closets and storage right where you want them, and angled architecture that makes furnishing fun! Each bedroom has its own attached bathroom and one has a W/I closet. Since 2023, this owner replaced the refrigerator, microwave, water heater, W/D, door locks, added custom blinds and repaired window screens & seals. The crawlspace has been cleaned & pest treated. MOVE-IN READY is an UNDERSTATEMENT. The balcony is a perfect spot to read & sip and all you'll see is greenery. Fur babies are allowed and they'll love the level lawn area just outside your door. You may also rent this unit (leases = 180 days or more) Two parking spots + add'l spaces for guests. Most reasonable HOA dues in the area! Just steps away from Grounds to Perfection and all other amenities. Walk to the Inn for dinner or to the marina for boat life! You'll appreciate the nearby trails & water access, too!

135 Osprey Ridge Drive Unit #B, Port Ludlow

Listing courtesy of Manette Real Estate Co..

$529,000
3 Beds ⋅ 2 Baths ⋅ 2549501 MLS ⋅ ACTIVE Status
Bright. Spacious. Almost New 2022 Construction! Single-level living that lives larger than expected! Soaring cathedral ceilings, open floorplan, warm natural light. Accessible, oversized kitchen with granite slab counters, stainless appliances, double oven. Plenty of room to gather. Smart layout. Real privacy. 3 beds and 2 full baths with the primary suite set apart. Inviting primary retreat with a large walk-in closet and double vanity bath. Built for comfort and convenience. Full Appliance Package. Trane heat pump w/AC. Trex decks. 40-year roof. Oversized 2-car garage. 10' ceiling crawl space perfect for storage or future conversion. Covered rear deck. Sunny yard waiting for inspiration and vision. Prime Location! Beach Club membership included. Access to the marina. Golf. Trails. Summer events. A true master-planned resort community with 30+ miles of walking trails, a 300-slip marina, and an 18-hole golf course. Full-time home. Weekend escape. Investment hold. A smart way into Port Ludlow and everything North Bay has to offer.

183 Rainier Lane, Port Ludlow

Listing courtesy of Windermere Real Estate/M2, LLC.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2547103 MLS ⋅ ACTIVE Status
Find your thrill on Blueberry Hill! Country roads welcome you home to this peaceful, private & move-in ready home near the Hood Canal Bridge. End your day surrounded by towering evergreens & natural beauty. This beautiful home sits on .51 acre, making it an ideal choice for those who love a bit of space. Inside, lots of bright, open living space envelopes you with vaulted ceilings, skylights, luxury flooring, fresh paint, & oversized windows to bring the outdoors in. The kitchen features abundant cabinetry, generous counters & stainless steel appliances opening directly to the dining area, living room & adjacent great room for comfortable everyday living & easy entertaining. The split-bedroom floor plan provides privacy with a spacious primary suite featuring an updated ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. The pellet stove just needs finish-out to add cozy NW character on cool nights. Outside, mature trees create a secluded, park-like setting with room to garden, play, or simply enjoy the sounds of nature; the detached storage shed adds practical space for tools & outdoor equipment. Located just minutes from Port Ludlow’s marina, golf course, beaches, trails & restaurants w/ easy access to Port Townsend, Poulsbo, Sequim & Kingston. Whether you're looking for a full-time residence, weekend retreat, or a Olympic Peninsula hideaway, this home delivers one-level living with plenty of room to enjoy the outdoors.

153 Blueberry Hill, Port Ludlow

Listing courtesy of Coldwell Banker 360 Team.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2505429 MLS ⋅ ACTIVE Status
Lovely home in a lovely setting. This home has been greatly loved as evidenced by the well maintained structure and landscaping. Situated on a quiet cul de sac just a short distance from the Resort, marina and businesses. This popular floor-plan provides excellent living, cooking (propane cook-top) and entertaining space while separating the primary sleeping area from the guest rooms. Quiet back yard where you'll listen to birds singing as you sip your morning coffee or tea (and afternoon wine, maybe?) Freshly painted and new furnace. Purchase includes membership in the (LMC)Beach Club and all North Bay amenities! Be sure and check out the community-wide trail system including the Ludlow Falls trail. Keep in mind that you're close to the Olympic National Park as well as state parks with beaches and lighthouses... All this just an hour and a half from a Mariners game! The Port Ludlow lifestyle begins right here.

33 Goldfinch Lane, Port Ludlow

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

$1,650,000
3 Beds ⋅ 3 Baths ⋅ 2505078 MLS ⋅ ACTIVE Status
Some homes have views...This one COMMANDS an entire landscape! Panoramic vistas stretch across the Olympic Mts, Hood Canal, and Mt Rainier—an exceptionally rare alignment that places multiple iconic PNW landmarks in full view from a single homesite. Constructed with high-end custom log craftsmanship, the home delivers both presence & refinement. Vaulted ceilings & expansive windows pull the outdoors in, turning the surrounding landscape into a constant visual backdrop to this majestic and magical space. The layout flows naturally, designed for both function and gathering, with each major space oriented to maximize the view. Thoughtful details elevate the experience throughout, including heated exposed aggregate flooring underfoot, custom decorative iron railing & Kitchen crown accents. Custom elements, such as antler drawer pulls, are carried throughout in ways that are rarely replicated & difficult to replace. Outdoor living is fully realized with an expansive stamped concrete patio, custom fire pit, and multiple seating areas designed for year-round use. A private hot tub sits just below, positioned to take in the full sweep of the view. Huge garage (1200sf) adds flexibility for vehicles, storage, or workspace. WAY too many other details to list them all here. Just 20 min to Poulsbo & 21 minutes to the Kingston ferry for access to the greater Seattle area. A property defined by its setting, its craftsmanship, and a view that is increasingly difficult to find. See it today!

3221 Teal Lake Road, Port Ludlow

Listing courtesy of REally Properties Inc.

$699,500
4 Beds ⋅ 3 Baths ⋅ 2446730 MLS ⋅ ACTIVE Status
Northwest Contemporary Home -loved and well maintained with beautiful landscaping as well. 2000 ft of main floor living with 2000 ft on the lower level for guests, multigenerational ,or rental income. Vaulted Ceilings in Living Room with a floor to ceiling stone faced fireplace. Kitchen has been updated with custom hickory cabinets and solid surface countertops. Wrap around deck to enjoy morning coffee and warm summer evenings. 2 driveways provide owner and guest access separately, Private patio has a built in BBQ, planter boxes and room to dance! Or create an outdoor Living space to enhance & entertain. 3 bedrooms on main level, one could easily be a home office/craft room, or exercise space. 2 full baths off main floor BDRM's. Primary closet is enormous and a portion could be converted to add a 1/2 bath off hallway. Lower level boasts an oversized BR with a 3/4 bath. Bar area could become a kitchen or leave and add a pool table . Curved slate pathway was installed for easy maintenance from outdoor activities. Private access from lower level for guests or renter. Port Ludlow Beach Club close by w/ pools, pickleball courts, clubs & events and beach access. Enjoy PL Inn for fine dining and a Marina for your boat! Miles of hiking trails! 30 minutes to Port Townsend or Poulsbo for shopping and entertainment. Seattle ferries via Kingston & Bainbridge Island less than an hour way. SEA TAC airport 90 minutes away. Watch video tour to fully appreciate!

291 Pioneer Drive, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.