Port Ludlow Homes with FHA Terms

Port Ludlow Homes with FHA Terms

Located in Jefferson County, Washington, Port Ludlow is a charming city that offers a peaceful and scenic lifestyle. Situated in the United States, this coastal community is known for its natural beauty, outdoor activities, and friendly atmosphere.

Port Ludlow is an ideal place for those seeking a tranquil escape from the hustle and bustle of city life. Surrounded by the stunning Olympic Mountains and overlooking the pristine waters of the Puget Sound, residents can enjoy breathtaking views and a variety of recreational opportunities. From hiking and biking to boating and fishing, there is something for everyone to enjoy in this picturesque setting.

In terms of real estate, Port Ludlow offers a range of options, including homes with FHA terms. FHA loans are backed by the Federal Housing Administration, making homeownership more accessible for buyers with lower credit scores or limited down payment funds. Whether you are a first-time homebuyer or looking to upgrade, Port Ludlow's real estate market has options to suit various budgets and preferences.

With its natural beauty, small-town charm, and convenient access to nearby amenities, Port Ludlow is a desirable place to call home. Whether you are looking for a permanent residence or a vacation getaway, this city offers a welcoming community and a quality of life that is hard to beat.

Newest Port Ludlow Homes with FHA Terms

$478,000
2 Beds ⋅ 3 Baths ⋅ 2565630 MLS ⋅ ACTIVE Status
Assumable FHA Mortgage at 2.75% interest!! This is a great opportunity to own a well-maintained, 2BR 2.25BA home, with a versatile bonus BR in the picturesque Bridgehaven Community. This home offers a rare advantage of making home ownership affordable at a very low interest rate. Just a short drive to the Hood Canal Bridge & all the amenities in Kingston/Poulsbo/Port Ludlow or travel West to the wilderness of the Olympic Mountains & trails. Home was built in 2018 with an open living concept kitchen, dining & living room, along with a convenient 1/2 Bath-powder room on the main floor, with efficient mini split heat/Air. Second floor has 2 bedrooms plus the bonus room/BR. There is a closet just outside of the bonus Bedroom. Primary BR has a walk-in closet & an ensuite 3/4 bath & can easily accommodate a California King bed. One of the two second floor bedrooms has peek a boo view of Hood Canal & both have access to a full bath. From the kitchen, walk out to a private/roomy deck to take in the large, sunny, back yard which would be perfect for a garden. The community amenities include water, boat launch, private marina, trails & endless beach opportunities. The large, level lot is a blank slate for your landscaping desires. There is a spacious attached 2 car garage & an additional shed next to the garage for storing lawn/gardening equipment. This would be a fantastic first home or home for those downsizing. Must See!

36 Eagleview Lane Lane, Port Ludlow

Listing courtesy of Windermere R.E. Port Townsend.

$597,000
2 Beds ⋅ 2 Baths ⋅ 2562873 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, versatility, and Pacific Northwest lifestyle in this beautifully updated Port Ludlow retreat. Nestled on a quiet cul-de-sac, this light-filled 2-bedroom, 2-bath home features fresh interior paint and trim, new appliances this year, newer mini-split heating and cooling, a Pelican whole-home water filtration system, and high-speed internet for today's connected lifestyle. The impressive 792-square-foot detached garage has been nicely finished and includes a workshop, built-in cabinetry, tankless water heater, and an authentic clear cedar hot-rock sauna accommodating up to six people. A separate finished 120-square-foot detached office/studio offers exceptional flexibility for remote work, creative pursuits, fitness, hobbies, or guest space. Relax year-round in the newer Bullfrog hot tub, or enjoy the expansive backyard and gardening planters with automated timed irrigation, expansive decks, and full fencing. Located just minutes from the marina, championship golf course, clubhouse, private beach, swimming pools, pickleball, tennis courts, and miles of scenic hiking trails, this move-in-ready home offers an exceptional opportunity to enjoy the very best of Port Ludlow living.

41 Ames Lane, Port Ludlow

Listing courtesy of John L. Scott Port Ludlow.

$545,000
2 Beds ⋅ 2 Baths ⋅ 2561967 MLS ⋅ ACTIVE Status
Welcome to a peaceful lifestyle on Eagleview Lane! This lovely maintained, like-new Craftsman home offers the perfect blend of tranquil living and community perks. The main floor features an open-kitchen concept and living room with a cozy propane fireplace, a flexible bonus room and a 3/4 bath. Upstairs, the home features two bright, peaceful bedrooms and a well-appointed full bath. The exterior spaces are designed for relaxation and peace. The fully fenced backyard is accompanied by a lovely cedar deck, and a detached two-car garage that offers plenty of space for storage. Bridgehaven boasts premier amenities: a gated private marina, beach access, boat launch, club house, and water system. Explore the Hood Canal wildlife by Kayak, boat, or paddle board from one of the best-protected moorages. Conveniently located near world class golf, with Poulsbo and Kingston in the vicinity, schedule your tour today to fully appreciate the calming charm.

115 Eagleview Lane, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

$1,975,000
4 Beds ⋅ 4 Baths ⋅ 2551921 MLS ⋅ ACTIVE Status
An extraordinary luxury view home where exceptional craftsmanship & breathtaking natural beauty converge. Built just 3 years ago by a master builder as his forever home, this one-of-a-kind residence was engineered beyond conventional standards w/premium materials, ADA accessibility, & future-ready infrastructure. The open concept main level dazzles w/3 bedrooms (one currently a stunning office), 2.5 baths, & a dramatic wall of windows framing panoramic views of Mt. Baker, the Cascade Mountains, Ludlow Bay, & Admiralty Inlet. The chef's kitchen features an oversized granite island, & the open floor plan flows effortlessly to expansive Azek decks w/custom stainless steel railings, patio heater, & hot tub, creating seamless indoor/outdoor living w/views of terraced gardens & a tranquil rain garden. The spa-inspired primary suite is breathtaking & includes a tub w/water & mt views & a stunning walk-in closet. Accessible by elevator or stairs, the lower level features a private multigenerational suite w/a full kitchen, laundry, ¾ bath, & spacious open concept living area w/views.Oversized epoxy-finished garage has a workshop, EV charger, wired for generator-Private pickleball court & storage-(wine cellar?). Premium features include an ERV fresh air filtration system, R-5 ZIP System sheathing, R-21 insulation, quiet floor system, whole-house sound system, & Beach Club membership w/trails, beaches, marina, parks, & nearby golf. See attached Matterport walkthrough & video!!

27 Seafarer Lane, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

$275,000
2 Beds ⋅ 2 Baths ⋅ 2548464 MLS ⋅ ACTIVE Status
Home on double parcel quarter acre lot in the beautiful Paradise Bay Community. This two bedroom two bath home grants you access to the community's private beach and boat ramp. Second parcel provides for large private yard surrounded by trees. Home features a large open living room leading into kitchen and a primary bedroom with a full bath. Detached shop with storage and work space. Only a five minute drive from Hood Canal bridge.

140 W Spruce Street, Port Ludlow

Listing courtesy of Newberry Realty Renton.

$625,000
3 Beds ⋅ 3 Baths ⋅ 2550980 MLS ⋅ ACTIVE Status
Beautifully maintained & move-in ready, this 3-bedroom, 2¾-bath home sits on a private lot in a sought-after & established neighborhood. Tucked away on a private lot with curb appeal from the time you pull into the driveway. Inside, warmth meets thoughtful design. Gather around the propane fireplace on cool Pacific Northwest evenings, host dinners in the formal dining room, and let the lower-level rec room with kitchenette become whatever you need it to be —multi-generational living, a guest quarters, a creative studio, a game-day haven. The spacious primary suite feels like a spa escape!. Storage & functional space abound, including tool cabinets in the 2-car garage. The home has been thoughtfully updated with quartz countertops & luxury vinyl plank flooring, is wired for surround sound, & offers dual heat pumps with central A/C and A 15KW whole-house generator with automatic transfer switch means you're always ready, no matter the season. As a Port Ludlow resident, you'll enjoy full access to the Beach Club — with indoor & outdoor pools, a fitness room, & gathering spaces — along with a stunning 300-slip marina, tennis courts, parks, trails, & community RV and boat storage.Port Ludlow is a hidden gem, with protected waters and a paradise lifestyle that begins the moment you step outside your front door.

43 Goliah Lane, Port Ludlow

Listing courtesy of Windermere RE West Sound Inc..

$547,500
3 Beds ⋅ 2 Baths ⋅ 2549501 MLS ⋅ ACTIVE Status
$10,000 BUYER CREDIT & 1 YEAR HOME WARRANTY. Bright. Spacious. Almost New 2022 Construction! Single-level living that lives larger than expected! Soaring cathedral ceilings, open floorplan, warm natural light. Accessible, oversized kitchen with granite slab counters, stainless appliances, double oven. Plenty of room to gather. Smart layout. Real privacy. 3 beds and 2 full baths with the primary suite set apart. Inviting primary retreat with a large walk-in closet and double vanity bath. Built for comfort and convenience. Full Appliance Package. Trane heat pump w/AC. Trex decks. 40-year roof. Oversized 2-car garage. 10' ceiling crawl space perfect for storage or future conversion. Covered rear deck. Sunny yard waiting for inspiration and vision. Prime Location! Beach Club membership included. Access to the marina. Golf. Trails. Summer events. A true master-planned resort community with 30+ miles of walking trails, a 300-slip marina, and an 18-hole golf course. Full-time home. Weekend escape. Investment hold. A smart way into Port Ludlow and everything North Bay has to offer.

183 Rainier Lane, Port Ludlow

Listing courtesy of Windermere Real Estate/M2, LLC.

$699,999
2 Beds ⋅ 2 Baths ⋅ 2549379 MLS ⋅ ACTIVE Status
Wake up every morning to breathtaking 180-degree sweeping views of the Puget Sound, Cascade Mountains, and surrounding islands. This exceptional home offers a front-row seat to the PNW's beauty. Step inside to soaring vaulted ceilings, expansive Milgard windows, and interiors flooded with natural light. The east side of the home was thoughtfully designed to showcase panoramic water and mountain views from nearly every angle. Enjoy sunrises from the covered composite deck with cedar-lined ceilings. Then retreat to your chef’s kitchen featuring 9-foot shaker cabinetry, stainless steel appliances, walk-in pantry, and a pass-through window positioned to frame the scenery. The massive primary suite is a true retreat with oversized view windows and a walk-in closet. Separate downstairs entry offers added flexibility and convenience. Ample storage can be found throughout the home. A detached 632 ft² unit offers workshop space and 2 fully heated flex rooms, perfect for offices or bonus rooms, plus a large finished attic above for extra storage. A separate insulated 10x16 shed adds even more versatility. Crafted with quality in mind, this home showcases solid-core doors, a Rinnai tankless water heater, and an owned 250-gallon propane tank. Stay comfortable year-round with ductless mini-split A/C, enjoy the durability of an 80-year metal roof, and take advantage of EV charging readiness plus a 130V RV hookup. Tucked away on a quiet road, this one-of-a-kind property is truly a must-see.

202 Olympus Boulevard, Port Ludlow

Listing courtesy of Real Broker LLC.

$724,000
2 Beds ⋅ 3 Baths ⋅ 2543982 MLS ⋅ ACTIVE Status
SELLER offering a CREDIT of $10,000. Experience waterfront living in this beautifully maintained Port Ludlow home perched above the shoreline with stunning water views. Offering over 2,000 sq ft. Enter and you immediately want to walk to the view! The large living room has slider to the deck to take in the stunning bay view. Two upper-level en suites also capture the views and private bathrooms. This home was upgraded with the craftsman features and thoughtfully designed to maximize natural light and capture the ever-changing views. Situated on a 17,000+ sq ft medium-bank waterfront lot, enjoy a peaceful setting with ample outdoor space for entertaining, gardening, or simply taking in the scenery. Spacious living areas and a private, desirable location make this a wonderful opportunity to enjoy the best of the Olympic Peninsula waterfront lifestyle.

201 Mats View Road, Port Ludlow

Listing courtesy of The Agency - Port Townsend.

$425,000
3 Beds ⋅ 2 Baths ⋅ 2547103 MLS ⋅ ACTIVE Status
Find your thrill on Blueberry Hill! Country roads welcome you home to this peaceful, private & move-in ready home near the Hood Canal Bridge. End your day surrounded by towering evergreens & natural beauty. This beautiful home sits on .51 acre, making it an ideal choice for those who love a bit of space. Inside, lots of bright, open living space envelopes you with vaulted ceilings, skylights, luxury flooring, fresh paint, & oversized windows to bring the outdoors in. The kitchen features abundant cabinetry, generous counters & stainless steel appliances opening directly to the dining area, living room & adjacent great room for comfortable everyday living & easy entertaining. The split-bedroom floor plan provides privacy with a spacious primary suite featuring an updated ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. The pellet stove just needs finish-out to add cozy NW character on cool nights. Outside, mature trees create a secluded, park-like setting with room to garden, play, or simply enjoy the sounds of nature; the detached storage shed adds practical space for tools & outdoor equipment. Located just minutes from Port Ludlow’s marina, golf course, beaches, trails & restaurants w/ easy access to Port Townsend, Poulsbo, Sequim & Kingston. Whether you're looking for a full-time residence, weekend retreat, or a Olympic Peninsula hideaway, this home delivers one-level living with plenty of room to enjoy the outdoors.

153 Blueberry Hill, Port Ludlow

Listing courtesy of Coldwell Banker 360 Team.

$739,990
3 Beds ⋅ 2 Baths ⋅ 2536116 MLS ⋅ ACTIVE Status
CHOOSE YOUR FINISHES! Welcome to Olympic Terrace in beautiful Port Ludlow, where you can personalize your new home without the stress of starting from scratch. This pre-permitted Daniel floor plan is ready for you to select your preferred interior finishes at Richmond American’s Home Gallery. Designed for modern living, this single-story home features an open-concept layout with a spacious Great Room, sunroom filled with natural light, and a gourmet kitchen at the heart of the home. Enjoy an oversized center island, massive walk-in pantry, and seamless flow between living and dining spaces. The private primary suite offers dual sinks, a spacious walk-in shower, and a generous walk-in closet. A versatile den provides the perfect space for a home office, hobby room, or guest retreat. Throughout the home you’ll find 10-foot ceilings, 8-foot doors, quartz countertops, and stylish LVP flooring. Professionally landscaped front and rear yards with sprinkler systems add convenience and curb appeal. Surrounded by walking trails and the natural beauty of Port Ludlow, Olympic Terrace offers a peaceful lifestyle near golf, marinas, dining, and recreation. Skip the lengthy permitting process and personalize a brand-new home that’s already thoughtfully designed and ready to come to life. Reserve your homesite today!

340 Mt. Wilder Way Unit #55, Port Ludlow

Listing courtesy of Sekisui House Residential Rlty.

$599,000
4 Beds ⋅ 2 Baths ⋅ 2529934 MLS ⋅ ACTIVE Status
Experience easy single-level living in the sought-after community of Port Ludlow. This beautifully maintained 4-bedroom, 1 & 3/4-bath home offers an inviting open-concept layout with warm laminate wood floors, vaulted ceilings, and comfortable spaces designed for both everyday living and entertaining. The kitchen features quartz countertops, overlooks the backyard, and flows seamlessly into the dining area with french doors leading to the patio with recessed lighting and a spacious backyard — ready for your dream garden, outdoor entertaining space, or private retreat.The generous family room creates the perfect gathering space for cozy evenings, hosting guests, or relaxing at home. The primary bathroom also features quartz countertops for a fresh, updated feel. Tucked away on a quiet street in a peaceful setting, this move-in ready home offers the perfect blend of comfort, functionality, and lifestyle. Enjoy access to the community clubhouse with a pool, workout room, and miles of community trails that make living in Port Ludlow so special.

86 Rainier Lane, Port Ludlow

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

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