Mountlake Terrace Homes with FHA Terms

Mountlake Terrace Homes with FHA Terms

Mountlake Terrace is a charming city located in Snohomish County, Washington, United States. Nestled in the heart of the state, Mountlake Terrace offers a peaceful and friendly community that attracts residents from all walks of life.

With its convenient location just 14 miles north of downtown Seattle, Mountlake Terrace provides easy access to the bustling city while still maintaining a quieter suburban atmosphere. The city is known for its beautiful parks, tree-lined streets, and well-maintained neighborhoods, making it an ideal place for families and professionals alike.

For those looking to purchase a home in Mountlake Terrace, the option of FHA terms is available. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering low down payment options and flexible credit requirements. This means that prospective homebuyers with limited savings or lower credit scores can still qualify for a mortgage and achieve their dream of owning a home in Mountlake Terrace.

Whether you're searching for a cozy single-family home, a spacious townhouse, or a modern condominium, Mountlake Terrace has a variety of housing options to suit every taste and budget. With FHA terms, potential buyers can explore the real estate market with confidence, knowing that they have a viable financing option to support their purchase.

If you're considering making Mountlake Terrace your new home, you'll find a welcoming community, excellent schools, and a range of amenities just a stone's throw away. Don't miss the opportunity to discover the beauty and convenience of living in Mountlake Terrace.

Newest Mountlake Terrace Homes with FHA Terms

$1,062,500
4 Beds ⋅ 4 Baths ⋅ 2574438 MLS ⋅ ACTIVE Status
Experience modern luxury in this better-than-new 4BR+Den/3.5BA home. Boasting 9ft ceilings and a sun-drenched open layout, it offers seamless indoor-outdoor living, plus central AC and HEPA air filtration system for year-round comfort. The lower level welcomes you with a spacious, private guest suite and a 2-car garage with ample storage. Head to the main level to find the heart of the home: a chef’s kitchen with quartz countertops and an expansive living room that opens to a covered balcony. Perfect for entertaining, the dining area leads directly to a flat, fully fenced backyard. This floor is completed by a versatile den/rec space, a chic powder room. The upper level serves as a quiet retreat, featuring a luxurious primary suite and two additional bright bedrooms. Perfectly situated in a peaceful community with low HOAs, you are just minutes from I-5 and the newly opened Mountlake Terrace Light Rail station for a swift commute to downtown. Pre-inspected, freshly painted, and move-in ready!

22615 69th Place W, Mountlake Terrace

Listing courtesy of WeLakeside.

$640,000
3 Beds ⋅ 1 Baths ⋅ 2572330 MLS ⋅ ACTIVE Status
Centrally located at the end of a quiet cul-de-sac, this beautifully updated rambler on .25 acres is the home you've been waiting for. Just 5 minutes to the Lynnwood & Mountlake Terrace transit centers (light rail) plus easy I-5/I-405 access for a seamless commute. Several nearby parks & playfields, including Matt Hirvela Bicentenial Park across the street, plus walking distance to schools & groceries. Enter this warm & inviting one-level home & be greeted by an open floor plan featuring a light-filled living room with extra-large windows & a gleaming kitchen with ample cupboard space for all your culinary needs, large island for food prep & entertaining, plus stainless-steel appliances. Great layout with 2 bedrooms on one side of the house and 1 bedroom on the other; makes for a great office or TV room. Sprawling fully-fenced yard & large entertainment-sized paver patio allow for year-round enjoyment of the outdoors; includes a freshly stained greenhouse, raised garden beds, and statement firepit. Patio is plumbed for gas for easy grilling! Several gorgeous trees & plantings including maples, lilacs, Italian plums, hydrangeas & rhodies. A truly park-like setting. Tankless hot water. Fresh interior paint. Exterior paint & new window shutters in 2023. Attached garage with additional loft storage plus attached carport for additional covered parking. (Some photos have virtual staging).

21903 42nd Place W, Mountlake Terrace

Listing courtesy of John L. Scott, Inc..

$738,000
3 Beds ⋅ 1 Baths ⋅ 2567052 MLS ⋅ ACTIVE Status
Meticulously maintained & move-in ready, this home radiates pride of ownership. With over $72,000 in recent updates, including new attic & crawl space insulation, fresh interior paint, new carpet, & vinyl plank flooring in the bonus room - every detail has been considered. The kitchen shines with all new Bosch appliances, while the full bathroom has been renovated with modern fixtures and finishes for a fresh, bright look. Major systems already taken care of; a new furnace, newer water heater & roof provide total peace of mind. Step outside to award-winning landscaping featuring a paver patio, fire pit, and garden space. This fully fenced, pet friendly yard enjoys sunny southern exposure and includes an additional storage shed. Enjoy the versatile 336 sq ft detached garage for covered parking, or easily transform it into a workshop, studio, or extra storage. Location is unbeatable. It's an easy stroll to Terrace Park Elementary, and the Mountlake Terrace Recreation Pavilion - a 33,000 sq ft hub for wellness and community connection, offering indoor pools, indoor playground, fitness classes, camps & childcare. The off-leash dog park is right next door to rec center. For everyday errands and casual dining, Cedar Plaza Shopping Center is also nearby. When it comes to your commute, you have choices: Jump on the light rail or take a quick drive. Prefer driving? The freeway is also just a few minutes away. Either way, your daily commute just got a whole lot easier.

5704 227th Street SW, Mountlake Terrace

Listing courtesy of Coldwell Banker Bain.

$659,000
2 Beds ⋅ 1 Baths ⋅ 2569901 MLS ⋅ ACTIVE Status
Come home to this beautifully updated, light-filled retreat on a private 1/3-acre lot! An inviting open floor plan offers two bedrooms, a full bath, two spacious living areas and a dedicated dining space, all enhanced by vaulted ceilings, skylights and durable LVP flooring. The stylish kitchen shines with granite countertops, stainless steel appliances, tile backsplash, pantry and abundant storage. French doors open to a gorgeous, newly stained deck overlooking a peaceful backyard with fruit trees, garden space, updated landscaping and a covered storage shed. Enjoy year-round comfort with brand-new A/C and a new electric heat pump/furnace. Extensive improvements include a brand-new septic system, new water heater, electrical panel, refreshed crawl space, new refrigerator, blinds, exterior lighting and more. A newer roof adds peace of mind. Tucked away with wonderful privacy while still offering convenient access to Light Rail, shopping, dining and commuter routes. Beautifully prepared and truly move-in ready. Welcome home!

3922 214th Street SW, Mountlake Terrace

Listing courtesy of KW Greater Seattle.

$950,000
5 Beds ⋅ 3 Baths ⋅ 2568003 MLS ⋅ ACTIVE Status
Perched atop a hill in a quiet Mountlake Terrace neighborhood, this PNW contemporary home is designed for an active lifestyle—with generous space to gather, play, entertain, and grow. Featuring 5 bedrooms, 2.75 baths, and an oversized lower-level family room, there’s room for everyone and every occasion. The remodeled kitchen serves as the heart of the home, complemented by a spacious laundry room, heat pump with AC, and generator wiring for added utility and convenience. Step outside and discover what truly sets this property apart: an enormous, level, fenced backyard offering privacy and plenty of room for sports, games, gardening, pets, and entertaining. A huge shop adds excellent versatility for hobbies, projects, equipment, or storage. The covered entertainment deck is made for year-round gatherings—fire up the BBQ, turn on the outdoor sound system, and enjoy fantastic indoor-outdoor living, rain or shine. With six parks and trails within a mile, recreation is right at your doorstep. And with parking for 9–11 vehicles, including space for an RV, there’s plenty of room for guests, toys, and everyday life. Big lot. Big backyard. Big shop. Five bedrooms. Bonus space. Awesome possibilities! This is the kind of home where life happens—inside, outside, and everywhere in between.

4601 238th Place SW, Mountlake Terrace

Listing courtesy of Keller Williams Rlty Bellevue.

$895,000
2567184 MLS ⋅ ACTIVE Status
Attention Investors: 2 updated ramblers on a large lot with views of Halls Lake; each separate house has two bedrooms with full bathrooms. For over 25 years this property has been a wildly successful investment; and now even more with close proximiety to Link light rail. Zoned RMM - Medium Density Multi-Family. Options: rent both, live in one/lease the other or build a potential multi-unit complex? The first house, 5700: is 768 sf featuring two bedrooms and one full bathroom with a woodstove fireplace, deck overlooking the lake, plus fully fenced yard and shed. The 2nd upper house, 5702: is 696 sf with two bedroom and a one full bathroom with another half bath. Total square footage for both is 1,464 and the lot size is 16,553. Everything is updated -- these include: new kitchen quartz coutertops and cabinets, LVP flooring, fixtures, bathrooms, roofs, lawns, painting, fencing and driveway. Why buy one home when two are available for sale? Welcome to Halls Lake, an amazing opportunity.

5700 212th Street SW, Mountlake Terrace

Listing courtesy of Pacific Northwest Realty.

$450,000
2 Beds ⋅ 2 Baths ⋅ 2566235 MLS ⋅ ACTIVE Status
This spacious 2 bedroom + den, top-floor condo offering peaceful, territorial views and exceptional privacy. This quiet, light-filled home also boasts an open living area centered around a cozy gas fireplace and sliders to a private, view deck. Spacious kitchen with breakfast bar, French doors opening to a true den—ideal for a home office, or guest space and in-unit laundry with more storage. Primary suite features a walk-in closet, private 3/4 bath and beautiful views. Condo includes a single-car garage with extra storage, plus an additional designated parking space and several guest parking spots. Enjoy friendly neighbors and an unbeatable location just 1 mile to Light Rail, with easy access to the Interurban Trail, Lake Ballinger for swimming, kayaking and picnics, and Nile’s Golf Course —the perfect balance of tranquility and convenience.

23007 Lakeview Drive Unit #A303, Mountlake Terrace

Listing courtesy of John L. Scott Woodinville.

$449,950
3 Beds ⋅ 3 Baths ⋅ 2558363 MLS ⋅ ACTIVE Status
Welcome to this convenient, spacious, and efficient townhome community in Mountlake Terrace that is hard to beat! Just 2 blocks off I-5 with none of the noise, this 3bedroom, 2.5bath townhome comes with fresh updates and two parking spaces. Honey-colored LVP, stainless steel appliances, quartz countertops, brass trim, and a wood burning fireplace make for a luxurious living space downstairs. Upstairs you will find an ever-rare 3bedrooms with full bath in the primary and full bath off the hallway with updated vanities and tile floors. A fiberoptic panel makes this home perfect for WFH or all the online streaming you can dream of. Walk to playfields and an off leash dog park nearby, and take a 5min drive to the Mountlake Terrace Lightrail Station. This home is perfect for convenience, and an ideal way to get into residential neighborhoods at entry-level pricing. Come and get it!

21904 56th Avenue W Unit #B2, Mountlake Terrace

Listing courtesy of Every Door Real Estate.

$860,000
3 Beds ⋅ 2 Baths ⋅ 2545442 MLS ⋅ ACTIVE Status
Thoughtfully updated and meticulously maintained, this Mountlake Terrace home offers the perfect blend of comfort and peace of mind. Major system upgrades include double-pane windows, updated electrical panels, PEX plumbing throughout the home and garage, and a tankless water heater. Enjoy easy outdoor living with a sprinkler system and greenhouse, ideal for gardening enthusiasts. Pride of ownership shines throughout, making this home an exceptional opportunity in a desirable location near parks, shopping, dining, light rail, and major commuter routes.

21801 51st Avenue W, Mountlake Terrace

Listing courtesy of COMPASS.

$772,000
3 Beds ⋅ 3 Baths ⋅ 2556714 MLS ⋅ ACTIVE Status
Comfort meets convenience at this lovely home situated a mere five blocks away from the Mountlake Terrace Link light rail station, so you may easily commute to work or play via rail transit! There are also multiple bus lines nearby. The Solana Townhome neighborhood is clean and well-kept. The home has a large bonus room and attached two-car garage with storage on the ground floor. Luxury vinyl plank flooring makes cleaning a breeze. The main floor features a formal dining area, large open kitchen with island bar top seating, a bright inviting living area that opens out to a covered porch, powder room, and laundry room with storage space. Upstairs are two large secondary bedrooms, a large full bathroom, and the primary suite with vaulted ceilings and spacious walk-in-closet. The expansive roof deck has a hose bib which is a must for rooftop gardeners. A feature that is unique to these townhomes is that the rooftops were designed/constructed to accommodate hot tubs. Hot tub electrical power is already in place, just waiting for you to install a tub. Imagine soaking on the roof while watching the stars overhead! Welcome home!

23912 55th Avenue W Unit #C, Mountlake Terrace

Listing courtesy of HomeSmart Real Estate Assoc.

$725,000
4 Beds ⋅ 4 Baths ⋅ 2556560 MLS ⋅ ACTIVE Status
Welcome home to one of Mountlake Terrace's best-kept secrets! Perfectly tucked away in a quiet enclave yet just moments from the Light Rail, vibrant restaurants, coffee shops, breweries and everyday conveniences, this move-in-ready townhome offers the ideal blend of peaceful living and unbeatable accessibility, with no HOA dues! The versatile floor plan features two bedrooms and a full bath on the entry level, an inviting main floor designed for entertaining with a beautifully appointed kitchen, spacious dining area, cozy gas fireplace and abundant natural light, while the upper level is dedicated to a private primary suite, an additional guest bedroom and full bath. An oversized one-car garage provides exceptional storage rarely found in townhome living, as well as an outdoor private patio w/water & electric hook-ups. Whether you're commuting into Seattle, working from home, or simply looking for a low-maintenance lifestyle in a thriving neighborhood, this home truly checks every box.

23432 55th Avenue W Unit #B, Mountlake Terrace

Listing courtesy of Windermere Real Estate Central.

$419,950
2 Beds ⋅ 3 Baths ⋅ 2555181 MLS ⋅ ACTIVE Status
Enjoy peaceful greenbelt views from this beautifully maintained two-level condominium featuring a townhome-style layout. Large windows fill the home with abundant natural light, while the private balcony overlooks a tranquil greenbelt, creating a quiet and relaxing outdoor retreat. The functional floor plan features 2 bedrooms, 2.5 bathrooms, a spacious primary suite with an ensuite bath, a dedicated laundry room, and two assigned parking spaces. Move-in ready and thoughtfully maintained, this home offers a comfortable layout designed for everyday living. Residents enjoy beautifully maintained grounds and outstanding community amenities, including a swimming pool, hot tub, sauna, fitness center, clubhouse, playground, and community garden. HOA dues include water, sewer, garbage, lawn service, snow remove and common area maintenance, providing exceptional convenience and value. Conveniently located 1.3 miles from the Mountlake Terrace Link Light Rail Station, with easy access to I-5, shopping, dining, parks, and schools. Excellent regional transit connections provide convenient access to downtown Seattle, the University of Washington, Bellevue, Redmond, and Seattle-Tacoma International Airport. With peaceful greenbelt views, abundant natural light, exceptional community amenities, and a highly convenient location, this move-in ready home presents an outstanding opportunity for comfortable, low-maintenance living.

23319 Cedar Way Unit #K203, Mountlake Terrace

Listing courtesy of homecoin.com.

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