Mountlake Terrace Homes with Assumable Terms

Mountlake Terrace Homes with Assumable Terms

Welcome to Mountlake Terrace, a charming city located in Snohomish County, Washington, US. Known for its friendly community, beautiful parks, and excellent schools, Mountlake Terrace offers a high quality of life for residents of all ages.

One unique feature of the real estate market in Mountlake Terrace is the availability of homes with assumable terms. This means that buyers have the option to take over the seller's existing mortgage, providing a convenient and cost-effective way to purchase a home. Whether you're a first-time buyer or looking to upgrade to a larger property, homes with assumable terms offer a flexible and hassle-free buying experience.

With a range of housing options available, from cozy bungalows to spacious family homes, Mountlake Terrace has something to suit every taste and budget. The city's convenient location, just a short drive from Seattle and with easy access to major highways, makes it a popular choice for commuters looking to escape the hustle and bustle of the city.

If you're considering making the move to Mountlake Terrace, now is the perfect time to explore the real estate market and find your dream home. Contact us today to learn more about homes with assumable terms and start your journey to homeownership in this vibrant and welcoming community.

Newest Mountlake Terrace Homes with Assumable Terms

$315,000
2 Beds ⋅ 1 Baths ⋅ 2559803 MLS ⋅ ACTIVE Status
Freshly remodeled and move-in ready, this affordable end-unit condo offers easy, low-maintenance living just minutes from light rail and major commuter routes. Recent updates include new interior paint, kitchen cabinets and counters, a refrigerator, and newer appliances. Enjoy level access with no stairs, a cozy wood-burning fireplace, and peaceful tree-lined views from the living room, deck, and primary bedroom. The flexible second bedroom works well as an office or guest room. Additional features include in-unit laundry, deck storage, an assigned storage locker, one reserved parking space, and ample guest parking. Community amenities include a pool, clubhouse, sauna, and guest parking. HOA dues cover water, sewer, garbage, earthquake insurance, lawn care, and common-area maintenance. Just minutes from I-5, shopping, restaurants, and light rail, this is an affordable, low-maintenance home with easy access to everything you need.

22105 66th Avenue W Unit #1C, Mountlake Terrace

Listing courtesy of COMPASS.

$1,269,999
2527080 MLS ⋅ ACTIVE Status
Gorgeous Duplex in Mountlake Terrace! Nestled behind a large driveway lined with mature evergreens, this spacious duplex offers privacy, comfort, and incredible investment potential. Featuring two mirror-image units — Unit A and Unit B — this property includes a total of 6 bedrooms (3 per unit) and 6 bathrooms (2.5 per unit). Unit A has been thoughtfully updated with new flooring installed in 2025, brand-new upstairs carpet, and freshly painted walls, creating a clean and modern feel throughout. Unit B features LVP flooring in great condition, upstairs carpeting, and a kitchen enhanced with additional floor-to-ceiling cabinetry for extra storage and functionality. Enjoy outdoor living with Unit B’s fully private covered backyard porch complete with a hot tub, plus two storage sheds perfect for gardening tools and outdoor equipment. Unit B also includes a refrigerator, washer, dryer, stove, and dishwasher. Excellent opportunity for owner occupancy with Unit B available for living space while generating rental income from the tenant-occupied Unit A. This versatile property combines comfort, convenience, and strong income potential in a desirable Mountlake Terrace location. Unit B includeds HOT TUB on covered backyard porch, refigerator, washer, dryer, stove and dishwasher. Legal description: SECTION 27 TOWNSHIP 27 RANGE 04 QUARTER SW - N 82.5FT OF W 226FT OF S 165FT OF N 4 AC OF SW1/4 SW1/4 SW1/4 EXC W 30FT AKA PAR A OF CITY OF MLT BLA REC AFN 200205205001

22615 W 44th Ave, Mountlake Terrace

Listing courtesy of CENTURY 21 North Homes Realty.

$345,000
2 Beds ⋅ 1 Baths ⋅ 2488091 MLS ⋅ ACTIVE Status
Well-maintained ground-floor condo in the desirable Wildemere community of Mountlake Terrace. This 2-bed, 1-bath home features an open living and dining area, cozy fireplace, and slider to a private patio. Recent upgrades include a new water heater, full noise abatement with new windows and a slider, and a new furnace (2026). The kitchen offers ample cabinet space and flows into the main living area. Two well-sized bedrooms provide flexibility for guests or a home office. In-unit laundry and reserved parking add convenience. Well-kept common areas include a pool and pool house. HOA dues cover water, sewer, garbage, common area maintenance, and insurance. Centrally located near I-5, I-405, and light rail. Rare assumable loan available to all qualified buyers with interest under 2.25%.Don't miss this Low monthly payment opportunity

4118 212th Street SW Unit #101C, Mountlake Terrace

Listing courtesy of COMPASS.

$365,000
2 Beds ⋅ 1 Baths ⋅ 2469862 MLS ⋅ ACTIVE Status
Well-maintained ground-floor condo in the desirable Wildemere community of Mountlake Terrace. This 2-bed, 1-bath home features an open living and dining area, cozy fireplace, and slider to a private patio. Recent upgrades include a new water heater, full noise abatement with new windows and a slider, and a new furnace (2026). The kitchen offers ample cabinet space and flows into the main living area. Two well-sized bedrooms provide flexibility for guests or a home office. In-unit laundry and reserved parking add convenience. Well-kept common areas include a pool and pool house. HOA dues cover water, sewer, garbage, common area maintenance, and insurance. Centrally located near I-5, I-405, and light rail. Rare assumable loan available to all qualified buyers with interest under 2.25%.Don't miss this Low monthly payment opportunity

4118 212th Street SW Unit #101C, Mountlake Terrace

Listing courtesy of COMPASS.

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