Mountlake Terrace Homes with FHA Terms

Mountlake Terrace Homes with FHA Terms

Mountlake Terrace is a charming city located in Snohomish County, Washington, United States. Nestled in the heart of the state, Mountlake Terrace offers a peaceful and friendly community that attracts residents from all walks of life.

With its convenient location just 14 miles north of downtown Seattle, Mountlake Terrace provides easy access to the bustling city while still maintaining a quieter suburban atmosphere. The city is known for its beautiful parks, tree-lined streets, and well-maintained neighborhoods, making it an ideal place for families and professionals alike.

For those looking to purchase a home in Mountlake Terrace, the option of FHA terms is available. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering low down payment options and flexible credit requirements. This means that prospective homebuyers with limited savings or lower credit scores can still qualify for a mortgage and achieve their dream of owning a home in Mountlake Terrace.

Whether you're searching for a cozy single-family home, a spacious townhouse, or a modern condominium, Mountlake Terrace has a variety of housing options to suit every taste and budget. With FHA terms, potential buyers can explore the real estate market with confidence, knowing that they have a viable financing option to support their purchase.

If you're considering making Mountlake Terrace your new home, you'll find a welcoming community, excellent schools, and a range of amenities just a stone's throw away. Don't miss the opportunity to discover the beauty and convenience of living in Mountlake Terrace.

Newest Mountlake Terrace Homes with FHA Terms

$895,000
2567184 MLS ⋅ ACTIVE Status
Attention Investors: 2 updated ramblers on a large lot with views of Halls Lake; each separate house has two bedrooms with full bathrooms. For over 25 years this property has been a wildly successful investment; and now even more with close proximiety to Link light rail. Zoned RMM - Medium Density Multi-Family. Options: rent both, live in one/lease the other or build a potential multi-unit complex? The first house, 5700: is 768 sf featuring two bedrooms and one full bathroom with a woodstove fireplace, deck overlooking the lake, plus fully fenced yard and shed. The 2nd upper house, 5702: is 696 sf with two bedroom and a one full bathroom with another half bath. Total square footage for both is 1,464 and the lot size is 16,553. Everything is updated -- these include: new kitchen quartz coutertops and cabinets, LVP flooring, fixtures, bathrooms, roofs, lawns, painting, fencing and driveway. Why buy one home when two are available for sale? Welcome to Halls Lake, an amazing opportunity.

5700 212th Street SW, Mountlake Terrace

Listing courtesy of Pacific Northwest Realty.

$775,000
3 Beds ⋅ 3 Baths ⋅ 2566760 MLS ⋅ ACTIVE Status
Premium end-unit townhome with breathtaking Pacific Northwest views in the hidden gem of MLT, the Solana community.Windows flood every room with light. The main level boasts sleek luxury vinyl plank flooring, a formal dining space, and a chef-inspired kitchen featuring a large island with bar seating. The open living area seamlessly flows out to a covered porch, complemented by a convenient powder room and a dedicated laundry room with built-in storage. Upstairs, the primary suite serves as a peaceful retreat with soaring vaulted ceilings and a spacious walk-in closet, accompanied by two additional large bedrooms and a full guest bath. The versatile ground floor features a spacious bonus room perfect for an office, gym, or media space, alongside an attached two-car garage with abundant storage. Expansive and very private rooftop deck with hot tub, the perfect place to end the day with a soak at sunset while taking in magnificent, peek a boo view of Mount Rainier. Dedicated hose bib for the avid gardener. The Solana is beautifully landscaped and the ultimate mix of elevated design and modern convenience. All of this is situated just five blocks from the Mountlake Terrace Link Light Rail station and major bus lines, making your daily commute or weekend adventures effortless.

5501 240th Street SW Unit #A, Mountlake Terrace

Listing courtesy of Windermere R.E. Shoreline.

$624,950
3 Beds ⋅ 1 Baths ⋅ 2566271 MLS ⋅ ACTIVE Status
Your very own oasis awaits in South Mountlake Terrace, just blocks from the Shoreline / King County line. Designer touches welcome you from the moment you pull into the custom circular driveway: Stunning new centerpiece kitchen with quartz counters, soft close cabinets, stylish backsplash & stainless appliances open to elegant living area with warm colors, wood floors, & separate eating area. No steps...All rooms & even the yard are on one level. Outside enjoy the huge, tranquil, park-like oasis with custom covered patio with stone accents, waterfall & separate firepit space ideal for year around use & entertaining. Not one, but two outbuildings provide versatility. The larger 10 x 12 powered outbuilding was used as a home office but could easily be a music / entertainment / exercise room, or valuable storage space. A terrific starter home for anyone looking to take advantage of its desirable proximity to Light Rail & the vibrant new Terrace Station with its hip restaurants, pubs, & walkways. Close to nearby parks, Costco, & I-5. Edmonds School District. Roof new in 2025. Brand new carpeting in bedrooms. Updated systems. Covered parking with lots of extra spaces thanks to the circular drive. Photos are virtually staged. A must see!

5607 240th Street SW, Mountlake Terrace

Listing courtesy of Real Broker LLC.

$450,000
2 Beds ⋅ 2 Baths ⋅ 2566235 MLS ⋅ ACTIVE Status
This spacious 2 bedroom + den, top-floor condo offering peaceful, territorial views and exceptional privacy. This quiet, light-filled home also boasts an open living area centered around a cozy gas fireplace and sliders to a private, view deck. Spacious kitchen with breakfast bar, French doors opening to a true den—ideal for a home office, or guest space and in-unit laundry with more storage. Primary suite features a walk-in closet, private 3/4 bath and beautiful views. Condo includes a single-car garage with extra storage, plus an additional designated parking space and several guest parking spots. Enjoy friendly neighbors and an unbeatable location just 1 mile to Light Rail, with easy access to the Interurban Trail, Lake Ballinger for swimming, kayaking and picnics, and Nile’s Golf Course —the perfect balance of tranquility and convenience.

23007 Lakeview Drive Unit #A303, Mountlake Terrace

Listing courtesy of John L. Scott Woodinville.

$587,000
2 Beds ⋅ 1 Baths ⋅ 2557591 MLS ⋅ ACTIVE Status
Air conditioning and less than one mile to the light rail station! This beautiful home was fully remodeled in 2020, with a new roof, new kitchen, flooring, completely new bathroom, insulation, gutters and more! Enter to see the living room with a big picture window, and the open kitchen with new cabinets, granite countertops and stainless steel appliances. The bathroom has a large walk in shower, and the two bedrooms complete the home. The large open backyard is fully fenced and has an outbuilding with power, currently used as a gym. Also a large shed for tools and storage. There is also a large deck for entertaining and a garden. Don't miss this one!

23107 52nd Avenue W, Mountlake Terrace

Listing courtesy of Lotside.

$459,999
3 Beds ⋅ 3 Baths ⋅ 2558363 MLS ⋅ ACTIVE Status
Welcome to this convenient, spacious, and efficient townhome community in Mountlake Terrace that is hard to beat! Just 2 blocks off I-5 with none of the noise, this 3bedroom, 2.5bath townhome comes with fresh updates and two parking spaces. Honey-colored LVP, stainless steel appliances, quartz countertops, brass trim, and a wood burning fireplace make for a luxurious living space downstairs. Upstairs you will find an ever-rare 3bedrooms with full bath in the primary and full bath off the hallway with updated vanities and tile floors. A fiberoptic panel makes this home perfect for WFH or all the online streaming you can dream of. Walk to playfields and an off leash dog park nearby, and take a 5min drive to the Mountlake Terrace Lightrail Station. This home is perfect for convenience, and an ideal way to get into residential neighborhoods at entry-level pricing. Come and get it!

21904 56th Avenue W Unit #B2, Mountlake Terrace

Listing courtesy of Every Door Real Estate.

$860,000
3 Beds ⋅ 2 Baths ⋅ 2545442 MLS ⋅ ACTIVE Status
Thoughtfully updated and meticulously maintained, this Mountlake Terrace home offers the perfect blend of comfort and peace of mind. Major system upgrades include double-pane windows, updated electrical panels, PEX plumbing throughout the home and garage, and a tankless water heater. Enjoy easy outdoor living with a sprinkler system and greenhouse, ideal for gardening enthusiasts. Pride of ownership shines throughout, making this home an exceptional opportunity in a desirable location near parks, shopping, dining, light rail, and major commuter routes.

21801 51st Avenue W, Mountlake Terrace

Listing courtesy of COMPASS.

$599,000
2 Beds ⋅ 3 Baths ⋅ 2547641 MLS ⋅ ACTIVE Status
Welcome to the pinnacle of luxury living in the coveted Monterra community. This stunning, fully upgraded townhome has been reimagined with a premium, high-end renovation that exudes sophistication at every turn. Step inside to soaring 9-foot ceilings and a luminous, open-concept floor plan designed for effortless entertaining. The gourmet kitchen is a showpiece, boasting exquisite quartz countertops, premium stainless steel appliances, and sleek custom cabinetry. The expansive living area serves as the heart of the home, complete with an elegant custom buffet and a cozy fireplace. Retreat to the spacious bedrooms, each thoughtfully enhanced with custom closet organizers, alongside a full-sized laundry space. No expense was spared in this meticulous remodel, featuring flawless new flooring, plush carpeting, fresh designer paint, and spa-inspired bathrooms. Outside, your private, fenced backyard oasis features a mature garden bathed in natural light, complemented by an oversized two-car tandem garage. Nestled in a serene community defined by seven peaceful rain gardens and two cascading waterfalls, the pet-friendly neighborhood features low monthly dues covering garbage and common area maintenance. Residents also enjoy an exclusive community dog park, private gazebos, and ample guest parking. This urban retreat is just minutes from the new Light Rail, upscale shopping, scenic trails, and effortless I-5 access.

4804 215th Lane SW Unit #37, Mountlake Terrace

Listing courtesy of Redfin.

$798,000
3 Beds ⋅ 3 Baths ⋅ 2556714 MLS ⋅ ACTIVE Status
Comfort meets convenience at this lovely home situated a mere five blocks away from the Mountlake Terrace Link light rail station, so you may easily commute to work or play via rail transit! There are also multiple bus lines nearby. The Solana Townhome neighborhood is clean and well-kept. The home has a large bonus room and attached two-car garage with storage on the ground floor. Luxury vinyl plank flooring makes cleaning a breeze. The main floor features a formal dining area, large open kitchen with island bar top seating, a bright inviting living area that opens out to a covered porch, powder room, and laundry room with storage space. Upstairs are two large secondary bedrooms, a large full bathroom, and the primary suite with vaulted ceilings and spacious walk-in-closet. The expansive roof deck has a hose bib which is a must for rooftop gardeners. A feature that is unique to these townhomes is that the rooftops were designed/constructed to accommodate hot tubs. Hot tub electrical power is already in place, just waiting for you to install a tub. Imagine soaking on the roof while watching the stars overhead! Welcome home!

23912 55th Avenue W Unit #C, Mountlake Terrace

Listing courtesy of HomeSmart Real Estate Assoc.

$725,000
4 Beds ⋅ 4 Baths ⋅ 2556560 MLS ⋅ ACTIVE Status
Welcome home to one of Mountlake Terrace's best-kept secrets! Perfectly tucked away in a quiet enclave yet just moments from the Light Rail, vibrant restaurants, coffee shops, breweries and everyday conveniences, this move-in-ready townhome offers the ideal blend of peaceful living and unbeatable accessibility, with no HOA dues! The versatile floor plan features two bedrooms and a full bath on the entry level, an inviting main floor designed for entertaining with a beautifully appointed kitchen, spacious dining area, cozy gas fireplace and abundant natural light, while the upper level is dedicated to a private primary suite, an additional guest bedroom and full bath. An oversized one-car garage provides exceptional storage rarely found in townhome living, as well as an outdoor private patio w/water & electric hook-ups. Whether you're commuting into Seattle, working from home, or simply looking for a low-maintenance lifestyle in a thriving neighborhood, this home truly checks every box.

23432 55th Avenue W Unit #B, Mountlake Terrace

Listing courtesy of Windermere Real Estate Central.

$419,950
2 Beds ⋅ 3 Baths ⋅ 2555181 MLS ⋅ ACTIVE Status
Enjoy peaceful greenbelt views from this beautifully maintained two-level condominium featuring a townhome-style layout. Large windows fill the home with abundant natural light, while the private balcony overlooks a tranquil greenbelt, creating a quiet and relaxing outdoor retreat. The functional floor plan features 2 bedrooms, 2.5 bathrooms, a spacious primary suite with an ensuite bath, a dedicated laundry room, and two assigned parking spaces. Move-in ready and thoughtfully maintained, this home offers a comfortable layout designed for everyday living. Residents enjoy beautifully maintained grounds and outstanding community amenities, including a swimming pool, hot tub, sauna, fitness center, clubhouse, playground, and community garden. HOA dues include water, sewer, garbage, lawn service, snow remove and common area maintenance, providing exceptional convenience and value. Conveniently located 1.3 miles from the Mountlake Terrace Link Light Rail Station, with easy access to I-5, shopping, dining, parks, and schools. Excellent regional transit connections provide convenient access to downtown Seattle, the University of Washington, Bellevue, Redmond, and Seattle-Tacoma International Airport. With peaceful greenbelt views, abundant natural light, exceptional community amenities, and a highly convenient location, this move-in ready home presents an outstanding opportunity for comfortable, low-maintenance living.

23319 Cedar Way Unit #K203, Mountlake Terrace

Listing courtesy of homecoin.com.

$600,000
2 Beds ⋅ 1 Baths ⋅ 2542436 MLS ⋅ ACTIVE Status
Beautifully refreshed and well maintained mid-century rambler tucked away on an exceptionally quiet street in a walkable Mountlake Terrace neighborhood. Inside, abundant natural light pours through expansive windows, highlighting the freshly painted interior and brand-new waterproof laminate flooring. The updated kitchen features new countertops, a brand-new refrigerator, modern fixtures, and direct access to the backyard—perfect for summer barbecues and outdoor entertaining. The thoughtful floor plan offers two oversized bedrooms on opposite ends of the home, providing privacy and flexibility for guests, roommates, a home office, or fitness space. Fully fenced backyard on expansive lot with storage shed, plenty of room for pets, play, gardening and RV parking possibilities. Pre inspected with newer roof and newer sewer line provide added peace of mind.Located less than a mile from the Mountlake Terrace Transit Center, making light rail commutes to Seattle a breeze. With nearby parks, shopping and restaurants, this home blends timeless mid-century charm, modern updates and commuter convenience within the highly sought-after Edmonds School District. Welcome Home!

22605 61st Avenue W, Mountlake Terrace

Listing courtesy of Windermere RE North, Inc..

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