Montesano Homes with FHA Terms

Montesano Homes with FHA Terms

Montesano: A Charming City in Grays Harbor County, Washington

Nestled in the heart of Grays Harbor County, Washington, Montesano is a picturesque city that offers a tranquil and close-knit community for residents. With its small-town charm and stunning natural surroundings, Montesano provides a peaceful escape from the hustle and bustle of city life.

Located in the beautiful Pacific Northwest region of the United States, Montesano is known for its lush greenery, towering trees, and scenic landscapes. The city boasts a rich history, dating back to its founding in 1852, and is home to many historic buildings and landmarks that give it a unique character.

For those looking to settle down in Montesano, there are plenty of housing options available, including homes with FHA terms. The Federal Housing Administration (FHA) offers loans that are designed to make homeownership more accessible and affordable, particularly for first-time buyers or those with lower credit scores. These loans often come with lower down payment requirements and more flexible qualification criteria.

Whether you're looking for a cozy single-family home or a spacious property with a large yard, Montesano has a variety of housing options to suit different preferences and budgets. From charming bungalows to modern townhouses, there is something for everyone in this welcoming community.

In addition to its beautiful homes, Montesano offers a range of amenities and attractions, including parks, recreational facilities, and a vibrant downtown area. Residents can enjoy outdoor activities such as hiking, fishing, and boating, as well as exploring the city's shops, restaurants, and cultural events.

With its small-town charm, natural beauty, and affordable housing options, Montesano is a hidden gem in Grays Harbor County, Washington. Whether you're a first-time buyer or looking to relocate, this city offers a peaceful and welcoming community where you can make yourself at home.

Newest Montesano Homes with FHA Terms

$435,000
2 Beds ⋅ 2 Baths ⋅ 2573564 MLS ⋅ ACTIVE Status
Welcome to 315 W Broadway in Montesano! Situated on a desirable corner lot with a beautiful park-like setting, this charming home offers a great opportunity in a convenient location close to downtown, local shops, dining, parks, and community amenities. Enjoy a spacious-feeling setting with plenty of outdoor appeal and the character of an established neighborhood. A wonderful opportunity for a first-time buyer, investor, or anyone looking to put down roots in this welcoming community. Come see all this property has to offer!

315 W Broadway Avenue, Montesano

Listing courtesy of Olympic Sotheby's Int'l Realty.

$547,000
3 Beds ⋅ 2 Baths ⋅ 2572616 MLS ⋅ ACTIVE Status
Distinctive Montesano home offering 2,636 sq ft of living space on two separate parcels totaling approximately 44,501 sq ft. This 3-bedroom, 2-bath home features an open, spacious design with vaulted and 9' ceilings, Brazilian teak hardwood floors, quarter-sawn oak cabinetry, soapstone/marble counters and abundant natural light. The primary suite offers a walk-in closet, jetted tub and heated tile floor. A fully finished daylight lower level provides additional bedrooms, full bath and family room for flexible living space. Outside, extensive terracing creates landscaped and garden areas, while the elevated wooded setting provides privacy and territorial views. The second 17,424 sq ft parcel is primarily wooded and steep, enhancing the natural buffer and offering a network of walking trails through the trees. These trails extend throughout the extra lot and connect to a secluded fire pit area complete with a porch swing suspended above the landscape, creating a unique and tranquil outdoor retreat.

936 Stephenson Drive, Montesano

Listing courtesy of Price & Price Realty, Inc. PS.

$435,000
3 Beds ⋅ 2 Baths ⋅ 2567990 MLS ⋅ ACTIVE Status
Great Montesano location, functional layout, and big-ticket recent updates! This well-maintained home sits in a quiet, desirable neighborhood just minutes from downtown and within walking distance of both the PK-2 grade school and the 7-12 high school. The main level features an inviting kitchen with eating bar that opens to the dining and living areas, along with two bedrooms, a full bath, and a versatile bonus room with direct access to the garage—perfect for an office, den, or flex space. Upstairs is a private primary retreat with the entire level to itself, including a walk-in closet, 3/4 bath, and additional flex space currently used as a craft room. Outside, enjoy a fenced backyard with a wood deck, gazebo area, raised garden beds, and fire pit—great spaces for relaxing, gardening, and entertaining. Updates in 2025 include a new roof, exterior paint, and a double-oven range, and in 2026 a new heat pump and furnace. A comfortable, functional home in a convenient location with plenty of space to make it your own!

815 E Simpson Avenue, Montesano

Listing courtesy of Ryan Property LLC.

$435,000
3 Beds ⋅ 3 Baths ⋅ 2537501 MLS ⋅ ACTIVE Status
Captivating Wynoochee Valley view and complete turn-key peace of mind await at 602 Val Vista Dr! Fully refreshed with new interior & exterior paint throughout, brand-new LVP flooring and cozy carpeted bedrooms, this 3-bed, 2.25-bath gem is 100% move-in ready. Attached 2-car garage, 2-year-young roof, and 12-year-old septic system round out this exceptional property. The main level features a bright living area framing stunning valley vista, an updated kitchen with sleek stainless steel appliances, and seamless access to your newly stained wood deck—the ultimate spot for morning coffee or evening entertainment. Downstairs, the spacious finished daylight basement equipped with a cozy electric fireplace offers endless possibilities: theater/game room, home gym, creative studio, or private guest retreat, complete with a convenient half bath and utility room. Outdoors, enjoy a large, fully fenced backyard situated on a prime 1/3+ acre lot. Includes a wood shed plus a powered storage shed perfect for hobbies or shop projects. Minutes to downtown Montesano amenities while enjoying the quiet peaceful setting found in the highly desirable Val Vista neighborhood. You don't want to miss this one!

602 Val Vista Drive, Montesano

Listing courtesy of Keller Williams Greater 360.

$765,000
2 Beds ⋅ 3 Baths ⋅ 2558677 MLS ⋅ ACTIVE Status
You won't find a higher quality build than this. A custom two-story masterpiece near the end of a quiet road, built with craftsmanship, quality, and intention; nothing here is builder-grade. Offering 2 bedrooms plus a main-level office and upstairs bonus room, 2.5 baths, and an open-concept layout. The vaulted great room centers on a stunning fireplace, framed by high ceilings, while the chef's kitchen is built to entertain with island seating and microwave, custom hood, high-end appliances, cabinet-front dishwasher, walk-in pantry, soft-close cabinetry, and a coffee bar with built-ins. The primary suite is a spa-like retreat with an oversized freestanding tub, walk-in shower, dual sinks, and a walk-in closet with built-ins. A car enthusiast's dream with 1,663 sq ft of garage and shop space: a 3-car attached garage PLUS an oversized detached shop with vaulted ceilings, 100-amp service, and tandem depth for up to 4 vehicles, pre-wired for a car lift and joined to the home by a covered breezeway. Outside you'll find a high-end covered PVC deck and patio, HardiePlank siding, landscaping, a large side yard with garden space, partial fencing, and concrete parking for boat, RV, and toys. Extras include a Bosch heat pump with central A/C, dual-zone controls, a hybrid water heater with instant hot water recirc, upstairs laundry with washer/dryer included, outdoor plugs, and a propane tank. Every finish was hand-selected and built to last for generations. Ask for the upgrade list!

46 Kayla Drive, Montesano

Listing courtesy of Spivey Realty Group, LLC.

$525,000
5 Beds ⋅ 2 Baths ⋅ 2548070 MLS ⋅ ACTIVE Status
A truly one-of-a-kind 1898 tri-level Victorian offering over 4,000 total sq. ft, complete with a rooftop deck, covered carport, back patio, and a fenced yard on 0.429 acre lot with territorial views in the heart of Montesano. With 2,868 sq. ft. of finished living space, this home can easily function as a duplex or multigenerational residence, featuring two separate living areas, two kitchens, and two bathrooms across multiple levels. Additional features include carpet and vinyl flooring with original softwood floors underneath, a ductless mini-split system, a gas furnace, a wired backup generator, and a convenient location near parks, schools, and other town amenities. The main living quarters showcase the home's original staircase leading to the upper level and include the primary bedroom, a secondary bedroom, a spacious living room w/ ductless heat pump and gas furnace, den/office w/ wood-burning fireplace, kitchen w/ dining area, and utility room w/ washer and dryer + interior access to the basement. The upper level offers three bedrooms, including a spacious primary bedroom with a walk-in closet, full bathroom, living room, and fully functional kitchen w/ newer stove, fridge and eating space. The 1,292 sq. ft. basement provides several unfinished rooms, including a former canning room, a dog kennel area, and one partially finished bedroom + a living room and great room with paneled walls, baseboard heat, light fixtures, and concrete floors throughout.

500 N 1st Street, Montesano

Listing courtesy of Spivey Realty Group, LLC.

$595,000
3 Beds ⋅ 3 Baths ⋅ 2543061 MLS ⋅ ACTIVE Status
Beautifully maintained Montesano home on Val Vista Drive offering a rare blend of privacy, comfort, and thoughtful design. This 3 bed, 2.5 bath residence with a versatile bonus room or office features vaulted ceilings, multiple fireplaces, expansive windows that bring in natural light and showcase peaceful views of the surrounding landscaped gardens. Included washer and dryer. Additional features include smart appliances, a new stainless steel double wall oven, and other stainless steel appliances. The home has been well maintained throughout, reflecting true pride of ownership. A standout feature is the vented indoor spa room, providing a comfortable year-round space for relaxation and wellness. The flexible floor plan offers multiple living spaces while maintaining an inviting flow ideal for entertaining. Outdoors, enjoy added privacy, recreation, and gathering areas surrounded by mature landscaping, plus the adjacent lot included in the sale, providing additional space for gardening, outdoor activities, or future possibilities. Additional highlights include a heated driveway for winter convenience, an attached double car garage, and a serene setting that enhances the overall sense of retreat. A unique Montesano property combining usability, thoughtful updates, and rare additional land in one compelling offering.

502 Val Vista Drive, Montesano

Listing courtesy of RSVP Brokers ERA.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2527740 MLS ⋅ CONTINGENT Status
Say hello to this fully remodeled, single-story home located on .43-acre corner lot in East Montesano! This home includes 1520 sq. ft. of living space featuring a 3 bedroom, 1.75 bath layout w/ an attached 1-car garage and all new fixtures, LVP flooring, and quartz countertops throughout. The interior includes a formal living room, dining area w/ formal wine bar, kitchen w/ eating space + stainless steel appliances and slow-close cabinets, a versatile great room, large utility room, 3/4 bath, primary bedroom w/ direct access to the primary bath and 2 additional bedrooms. Exterior features include all new masonry featuring a covered front patio, 848 sq. ft. back patio perfect for entertaining, and a detached 2-story shop w/ 30 amp service, and covered carport area perfect for RV's and/or additional vehicles storage.

1112 Brook Drive, Montesano

Listing courtesy of Spivey Realty Group, LLC.

$439,900
3 Beds ⋅ 3 Baths ⋅ 2531119 MLS ⋅ CONTINGENT Status
Welcome to this beautifully maintained 3 bed, 2.5 bath home tucked away on a quiet dead end road. Inside you'll find a warm and inviting layout featuring a cozy living room with a wood stove and beautiful brick mantle, and an additional family room offering extra space to relax or entertain. This home has seen numerous valuable updates over the years including new exterior stain, a 50-year roof installed in 2008, all new windows and heat pump in 2019, a new water heater in 2022, along with updated insulation and ductwork for improved comfort and efficiency. Also featuring an incredible backyard oasis designed for year-round enjoyment, with beautiful landscaping all re-vamped in 2019 and on. Step outside to the covered back patio complete with roll down shades, creating the perfect outdoor retreat. The fully fenced private yard showcases picturesque landscaping and offers both comfort and tranquility in a peaceful setting, sometimes hearing the sounds of the nearby football games making it feel like home! This property combines privacy, functionality, and pride of ownership all in one package... so come and make it your own!

705 N Glenn Street, Montesano

Listing courtesy of Better Properties Grays Harbor.

$599,000
3 Beds ⋅ 2 Baths ⋅ 2520086 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained home nestled in a highly sought-after neighborhood on the outskirts of Montesano! From the moment you arrive, you’ll be captivated by the impressive tall entry door. Inside, large windows fill the home with abundant natural light, creating a warm and inviting atmosphere throughout. The bright kitchen offers the perfect space for gathering and entertaining, while the cozy living room fireplace adds charm and comfort. Granite counter tops and gas stove. Retreat to the gorgeous primary suite featuring a relaxing soaking tub for your own private spa-like escape. Upstairs, the spacious bonus room provides endless possibilities for whatever you choose. Step outside to the back patio, ideal for entertaining guests or enjoying peaceful evenings outdoors. Select furnishings will stay with the home, making this move-in ready property even more appealing. Extra large garage. Don’t miss the opportunity to own this exceptional home in a prime location!

32 Coyote Road, Montesano

Listing courtesy of Better Properties Mason County.

$879,900
4 Beds ⋅ 4 Baths ⋅ 2513192 MLS ⋅ ACTIVE Status
Unique opportunity in Swiss Meadows! Multi-generational, dual-living home with space, views, and flexibility! This ~4,550 sq ft home offers 5+ bed, 3.75 baths with an additional large bonus room upstairs. Open floor plan with hardwood floors through the kitchen and living area. Elegant kitchen and baths feature granite countertops, and the great room opens to a balcony—perfect for relaxing or dining while taking in the valley views. A spacious two-car garage includes an enclosed storage room for added functionality. The ~1,925 sq ft finished walk-out basement/ADU with separate entrance adds incredible versatility with its own kitchen, bedroom, bonus room living/dining and direct access to the backyard. Outside, you'll find ample driveway parking, fenced yard, large back deck perfect for entertaining. Hot tub, fire pit, playground, garden and fruit trees, shed all included! RV parking and attached 2-car garage! Really a turn-key, one of a kind home ready for its new owner!

230 Swiss Avenue, Montesano

Listing courtesy of Spivey Realty Group, LLC.

$449,900
3 Beds ⋅ 3 Baths ⋅ 2515011 MLS ⋅ ACTIVE Status
Move-In Ready | Built in 2019. Welcome to this beautifully maintained home offering modern style, abundant natural light, and a functional open layout designed for comfortable everyday living. The bright living, dining, and kitchen areas flow seamlessly together, creating an inviting space for relaxing or entertaining. The spacious primary bedroom includes a private en-suite bath and generous closet space, while the additional bedrooms offer flexibility for guests, hobbies, or a home office. Enjoy the fully fenced backyard with a patio perfect for summer BBQs or quiet evenings outdoors. Charming exterior lighting adds warmth after sunset, and the side yard provides additional flexibility for recreational vehicles, boats, or extra parking. Located in a quiet neighborhood with convenient access to schools, parks, and downtown Montesano, this move-in-ready home is ready for its next owners.

720 Satsop Street N, Montesano

Listing courtesy of TRELORA Realty, Inc..

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