Monroe Homes with USDA Loan Terms

Monroe Homes with USDA Loan Terms

Monroe: A Charming City in Snohomish County, Washington

Nestled in the picturesque Snohomish County of Washington state, Monroe is a charming city that offers a perfect blend of small-town charm and modern amenities. Located in the United States, Monroe is known for its scenic beauty, friendly community, and a range of recreational opportunities.

Homebuyers looking for affordable housing options will be pleased to know that Monroe offers homes with USDA loan terms. The USDA loan program provides eligible buyers with low-interest loans and flexible terms to help them purchase a home in rural or suburban areas. With Monroe's proximity to nature and its rural setting, it qualifies for USDA financing, making it an attractive option for those seeking affordable homeownership.

In addition to affordable housing, Monroe boasts a thriving local economy, excellent schools, and a variety of outdoor activities. From exploring the stunning Wallace Falls State Park to enjoying water sports on the Skykomish River, there is no shortage of recreational opportunities for nature enthusiasts.

The city also hosts numerous community events throughout the year, including the popular Evergreen State Fair, which attracts visitors from near and far. With its vibrant downtown area, featuring unique shops, restaurants, and local businesses, Monroe offers a welcoming and lively atmosphere for residents and visitors alike.

Whether you're looking for a peaceful place to call home or seeking a vibrant community with plenty of recreational options, Monroe has something for everyone. With its affordable housing options and USDA loan terms, it's an excellent opportunity for homebuyers looking to settle down in this beautiful part of Snohomish County.

Newest Monroe Homes with USDA Loan Terms

$688,749
3 Beds ⋅ 2 Baths ⋅ 2566059 MLS ⋅ ACTIVE Status
Fern Bluff living does not come around often. Set in one of Monroe’s most beautiful Sky Valley pockets, this 3-bedroom plus office home sits on nearly one and a quarter fully fenced acres with room to garden, gather, play, park, breathe, and enjoy the pace of Valley living. Light-filled interiors, newer A/C, 2 fireplaces, 2 bathrooms, and a walk-in tiled shower, tons of storage like a solid mid century beauty AND new stainless steel appliances, upgraded stone countertops, newer floors and freshly painted- -this home is move in READY! Featuring an oversized 2 car garage with shop space, and a solarium with an in-ground pool-put in the vinyl lining, put a deck over it or keep it as a green house-so many possibilities! All this in the most magical of settings: peaceful Fern Bluff surroundings, wide-open usable land, and a neighborhood known for its October Sky Valley Farm Festival, local farms, pumpkins, makers, and small-town harvest energy. Close to downtown Monroe, Sultan, US-2, 203, and 522. Less than an hour from an eastside king county commute and the slopes at Stevens as well as limitless outdoor recreation steps away from your backyard. Representing true PNW lifestyle and the natural beauty that makes Sky Valley so loved, this is the kind of property buyers hope for and hardly ever find with that rare blend of land, lifestyle, community, and convenience.

28802 Fern Bluff Road, Monroe

Listing courtesy of Windermere Real Estate JS.

$1,045,000
3 Beds ⋅ 3 Baths ⋅ 2558155 MLS ⋅ ACTIVE Status
Secluded 5-acre farmhouse retreat with the space to spread out and the systems already in place for horses, hobbies, and everyday life. The property is split between wooded privacy and fenced equestrian pasture, with a wraparound driveway for easy access. Outbuildings include a barn/stable with power and water, a powered detached garage with high ceilings, and a greenhouse for the gardener. Inside the main home, vaulted cedar-plank ceilings and exposed wood beams carry through the great room, where a wood fireplace anchors the cozy gathering space. The updated kitchen features granite counters, a farmhouse sink, stainless appliances, and an eat-in dining nook. A separate formal dining room with cedar paneling and picture windows adds flexibility to the main living space. Upstairs, a lofted landing overlooks the great room below, while a lower-level den with its own wood stove creates a private retreat with creative potential of its own. Ductless heat pumps throughout keep the home comfortable year-round, and the property is wired for a generator for added peace of mind. Wide decking and a brick paver walkway lead out to a sprawling, well-maintained lawn framed by towering trees, offering true privacy. A rare combination of acreage, outbuildings, and updated comfort, ready to work for you or serve as your private sanctuary. Be sure to check out the virtual tour video and Matterport scan.

23712 105th Street SE, Monroe

Listing courtesy of SPIRE ONE Realty.

$950,000
3 Beds ⋅ 3 Baths ⋅ 2559527 MLS ⋅ ACTIVE Status
The VIEW when your perched atop Thunderbird Terrace in a new custom home is Northwest living at its best! Sitting on 5 private acres where sweeping views and endless outdoor adventure await. Vaulted ceilings and walls of glass invite the light in, framing the mountains and treetops from nearly every room of this 2,600 sq ft, 3-bedroom, 3-bath retreat. the main level situates a chef's kitchen in the great room. The deck blurs the line between indoors and out — ideal for morning coffee in the mist or evenings under the stars. The primary suite feels like a private sanctuary, complete with a walk-in closet and in-suite laundry and Large bathroom. A separate laundry room for everyday use is in the mudroom on the ground floor where two bedrooms and a bonus room sit with views from every window. The Skykomish River, old town Monroe and the cascades are at your fingertips. This is more than a home — it's a place to slow down, breathe deeper, and live closer to nature, without sacrificing an ounce of comfort or style.

26424 175th Place SE, Monroe

Listing courtesy of John L. Scott, Inc..

$785,000
3 Beds ⋅ 2 Baths ⋅ 2558375 MLS ⋅ ACTIVE Status
This home is the piece of paradise you've been searching for! Situated in complete privacy, this 3 bedroom, 2 bathroom home is exactly what you need! The heart of this home is the expansive kitchen, featuring an oversized eat-in area, a large island with seating, a walk-in pantry, and a dedicated coffee bar- perfect for everyday living and entertaining alike. Soaring vaulted ceilings create an open, airy feel, while the home's unique setting offers incredible privacy from every angle- you'll hardly need window coverings! The spacious primary suite offers a private retreat with an extra sitting nook, generous walk-in closet, and a luxurious ensuite bathroom complete with a large walk-in shower featuring dual showerheads. Step outside to enjoy your own backyard oasis with a cozy firepit, walking trails, mature fruit trees, dedicated garden space, and plenty of room to relax or explore. The Property backs up to 292 acres of DNR land which lends even more peace and quiet! The garage includes almost an additional 1,000 sq ft with a convenient shop area for projects, hobbies, or extra storage. RV space with 30 amp hookup ready to go! You'll love the comfort of knowing you've got a BRAND NEW 30-YEAR ROOF!!! If you've been searching for space, privacy, and thoughtful features both inside and out, this is one you won't want to miss!

23322 N Lake Cochran Road, Monroe

Listing courtesy of Windermere Bellevue Commons.

$805,000
4 Beds ⋅ 3 Baths ⋅ 2558445 MLS ⋅ ACTIVE Status
“Beautiful two-story home in the friendly Fryelands neighborhood. Only a couple minutes away from Fryelands Elementary School, Lake Tye Park and Monroe YMCA. The main level has an open floor plan with the kitchen, dining room, living room, and a formal dining room. Also on the main floor is a half bath and laundry room. Brand new patio sliding glass doors lead you out to a spacious flat backyard that has a new 12’ by 20’ gazebo, fire pit, spacious shed, a cherry blossom tree (produces delicious cherries) and 4 garden beds with fruits and vegetables for you to enjoy! The top floor features a large main bedroom with full attached bathroom, 3 additional bedrooms, a full bathroom and linen closet. Attached two-car garage with new water heater. Come check out your new home!”

17046 158th Place SE, Monroe

Listing courtesy of MLS4owners.com.

$825,000
4 Beds ⋅ 3 Baths ⋅ 2545389 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained home nestled on a quiet cul-de-sac in Monroe! Located on a large, flat lot just shy of a half acre. Relax on the classic country front porch, the perfect spot for morning coffee or an evening with a good book. Inside, you'll find fresh interior paint, high-quality flooring throughout, and new carpet in the fourth bedroom and spacious bonus/family room on the East end of the home. The oversized primary suite features a cozy sitting area, dual walk-in closets, and a luxurious 5-piece ensuite bath. Two additional bedrooms on this end of the home. The East wing offers a fourth bedroom, large bonus room and separate garage entrance through the utility room and 3/4 bath, creating excellent potential for multigenerational living or a seperate guest space. Step outside to a large entertainment deck overlooking a manicured yard with custom fire pit section, garden beds, fruit trees, and a wisteria-covered trellis beside the hot tub. Garden-potting shed with work space and firewood storage. Large 2-car garage with work and storage space. Ample RV and boat parking. Conveniently located just minutes from downtown Monroe with easy access to Hwy 2, SR-203, and SR-522 while enjoying the peace of country living.

14515 247th Drive SE, Monroe

Listing courtesy of CENTURY 21 North Homes Realty.

$975,000
5 Beds ⋅ 3 Baths ⋅ 2544078 MLS ⋅ ACTIVE Status
Beautifully maintained 2,800+ sq ft home on a private half acre corner lot in one of Monroe's most desirable neighborhoods! The expansive layout begins with a bright, welcoming entry adjacent to a versatile space ideal for an office, den, formal living room, or reading retreat. Soaring ceilings, newer flooring & abundance of natural light. The spacious kitchen is designed for everyday living & entertaining. Off white cabinetry, light granite countertops, a large island with storage on both sides & room for barstool seating. A walk-in pantry with custom shelving & power outlets. The dining area offers plenty of room for a large table & flows seamlessly into the living room. A gas fireplace creates an inviting atmosphere anchoring the open concept space. Main-floor bedroom & full bath provide flexibility for guests, multigenerational living.You will love the privacy this corner lot provides. Upstairs you'll find an oversized bed/bonus room, 2 spacious secondary bedrooms, full bath & an impressive primary. Large primary with five-piece bath, dual vanities, & a custom walk-in closet. Enjoy year-round outdoor living on the covered patio with a gas fireplace overlooking the private terraced backyard. Endless possibilities for entertaining, gardening & play. Additional features include a three-car garage with room for vehicles, workspace & storage. RV parking & electric vehicle charging. A wonderful opportunity to own a beautifully designed home with room to live, work & entertain.

13121 287th Avenue SE, Monroe

Listing courtesy of John L. Scott Mukilteo.

$1,079,999
5 Beds ⋅ 4 Baths ⋅ 2542952 MLS ⋅ ACTIVE Status
Welcome home to this beautiful resale home by Lennar Homes located in the Garibaldi community. This is your chance to own the model home! Explore the Sequoia II, five-bedroom home with a welcoming covered porch. On the first floor, you’ll find an open-concept living area with an entertainer's kitchen that features a massive island, Samsung appliances, and an oversized pantry. The kitchen seamlessly connects to the dining area and Great Room, which features a cozy modern fireplace. A first-floor bedroom with an attached 3/4 bathroom makes a perfect guest suite. Upstairs discover a loft and four additional bedrooms, including the owner’s suite with a luxurious bathroom and spacious walk-in closet. One of the last homes available in the community!

13731 201st Avenue SE, Monroe

Listing courtesy of Lennar Sales Corp..

$850,000
4 Beds ⋅ 3 Baths ⋅ 2520779 MLS ⋅ ACTIVE Status
**NEW PRICE — NOW $850,000!** Welcome to Remington Heights and this beautifully maintained home offering one of the neighborhood’s most desirable floor plans. A spacious main-floor primary suite features a luxurious 5-piece bath and walk-in closet, while the shy quarter-acre lot provides exceptional outdoor living with a fully fenced backyard, covered patio, and two outbuildings. Inside, soaring vaulted ceilings, rich hardwood floors, rounded corners, and thoughtful architectural details create an inviting sense of style and space. The open-concept kitchen and living areas are designed for everyday comfort and entertaining, with stainless steel appliances, abundant cabinetry, generous counter space, and a convenient butler’s pantry connecting to the dining area. A main-floor office adds flexibility for work or hobbies. Upstairs offers three generously sized bedrooms, a full bath, and a large bonus room ideal for media, games, fitness, or additional living space. The oversized 3-car garage provides room for vehicles, storage, hobbies, and more. Tankless water heater and central A/C add modern comfort and efficiency. **An exceptional opportunity in Remington Heights at a compelling new price!**

22507 151st Street SE, Monroe

Listing courtesy of RE/MAX Northwest.

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