Monroe Homes with FHA Terms

Monroe Homes with FHA Terms

Monroe: A Charming City in Snohomish County, Washington

Located in Snohomish County, Washington, Monroe is a charming city that offers a mix of small-town charm and modern amenities. With a population of around 20,000 residents, Monroe is a close-knit community that provides a welcoming atmosphere for both families and individuals.

Nestled in the beautiful Pacific Northwest, Monroe boasts stunning natural scenery, including picturesque mountains, lush forests, and serene rivers. Outdoor enthusiasts will find plenty of opportunities for hiking, fishing, and exploring the great outdoors. The city is also home to several parks and recreational areas, perfect for picnics, sports activities, and leisurely walks.

When it comes to real estate, Monroe has a range of housing options to suit different needs and budgets. One notable feature is the availability of homes with FHA terms. The Federal Housing Administration (FHA) provides loans that are insured by the government, making homeownership more accessible to individuals who may not qualify for conventional loans. This means that prospective homebuyers in Monroe have the opportunity to purchase their dream homes with more flexible financing options.

Whether you're looking for a cozy single-family home, a spacious townhouse, or a modern apartment, Monroe has a diverse real estate market to explore. With its convenient location and proximity to major cities like Seattle and Bellevue, Monroe offers the perfect balance between tranquil suburban living and easy access to urban amenities.

If you're considering a move to Monroe, you'll find a friendly community, beautiful surroundings, and the opportunity to find your perfect home with FHA terms.

Newest Monroe Homes with FHA Terms

$565,000
3 Beds ⋅ 2 Baths ⋅ 2564733 MLS ⋅ ACTIVE Status
A wonderful place to begin, downsize, or simply settle into something that feels like home! This cute and cozy 3-bedroom, 1.5-bath rambler offers comfortable single-level living, fresh updates and plenty of space inside and out. New LVP flooring flows throughout the living, dining, kitchen and hallway, complemented by new carpet in all three bedrooms and new flooring in both bathrooms. The spacious living room features a classic brick fireplace, while the kitchen offers stainless appliances and access to the back patio. A rustic barn door adds character while cleverly concealing the washer and dryer, which stay! The primary bedroom features its own slider leading directly to the patio and backyard. Outside, enjoy a large, fully fenced yard with mature landscaping, dedicated dog run, storage shed, RV parking, carport and plenty of additional driveway and off-street parking. Conveniently located near shopping and dining, with endless recreational fun nearby including hiking, river rafting, climbing and skiing. The Evergreen State Fairgrounds and Evergreen Speedway are also close by, putting year-round events and entertainment within easy reach. A charming home base for enjoying everything the area has to offer! Pre-inspected, ask your agent for a copy.

25123 146th Place SE, Monroe

Listing courtesy of Real Broker LLC.

$949,999
4 Beds ⋅ 3 Baths ⋅ 2569373 MLS ⋅ ACTIVE Status
{Not Another Cookie-Cutter House on a Tiny Patch of Grass} Set on a level .55-acre lot w/mountain views, this 4-bedroom, 2.5-bath home pairs PNW Craftsman character with the kind of practical space that's getting harder to find. Inside, large picture windows, wainscoting, built-ins, detailed trim, and a Craftsman fireplace surround give the home a sense of character without locking you into one design style. The kitchen is was custom designed with quartz counters, a farmhouse sink, Shaker cabinetry, stainless steel vent hood, large island, built-in command center, & a dedicated drink station connecting to the formal dining room. A mudroom with its own sink and Dutch door adds another thoughtful, functional touch. Upstairs, the primary suite includes a walk-in closet and 5-piece bath with a freestanding tub, glass shower, and dual vanity. Outside is where the property really starts to set itself apart. The level yard gives you room to use nearly every inch, with mature landscaping, raised garden beds, fruit trees, a firepit, patios, and wraparound porches. There is also gated RV parking with a gravel pad and 30-amp hookup, plus a 943-sq.-ft. 3-car garage. With 2,429 sq. ft., $8k Christmas Trim Lights, central A/C, heat pump, tankless gas water heater, & a pre-inspection already completed, this is a well-maintained home with space, character, and flexibility. If you’ve been waiting for a home that feels different from everything else you’ve toured, this is it!

28830 126TH Street SE, Monroe

Listing courtesy of RE/MAX Elite.

$1,289,000
4 Beds ⋅ 4 Baths ⋅ 2568625 MLS ⋅ ACTIVE Status
Custom home at the crown of a forested mountain, built in part from the land it stands on: 3.4 acres wrapped in tall mature evergreens. The trim was milled from timber harvested onsite; the maple mantel above the wood-burning fireplace came from these same woods. Hardwood floors run beneath soaring vaulted ceilings, and the day ends in sunsets that pour across the Trex deck, wired for music outside and in. The kitchen keeps pace: five-burner gas cooktop, double convection smart oven you can start from your phone, quartz counters, stainless appliances, and a walk-in pantry. The floorplan gives everyone a place with oversized bedrooms, space for two dedicated offices, a movie room, and a large bonus room with an ensuite bedroom. The primary bath is its own retreat: heated tile floors, a soaking tub, and a walk-in closet with room to spare. A heat pump keeps summer cool while the new 50-year roof, attic storage, garage workbench, RV parking, and paved driveway handle the practical side of things. A fenced garden bed and chicken coop complete the homestead and hens can stay or go at your discretion, though fresh eggs from happy chickens make a strong case! One mile to town, an easy run to Microsoft, yet the property holds complete privacy with the quiet of deep country: evergreens and the evening sky. Built to gather on the deck at dusk, to collect breakfast from the coop, to feel far away without being too far from the bustle: a custom home carried by the land that built it.

18409 N High Rock Road, Monroe

Listing courtesy of Kelly Right RE of Seattle LLC.

$495,000
2 Beds ⋅ 1 Baths ⋅ 2567980 MLS ⋅ ACTIVE Status
MOVE-IN READY with fabulous updates, this charming Monroe home boasts a great location and a prime lot. This MUSTSEE home truly lives large with a bright open floorplan! Owners have taken care of $50k plus in major permitted upgrades that include NEW ROOF, complete KITCHEN RENOVATION including appliances, cabinetry, quartz countertops and under mount sink. New hot water tank, exterior paint, NEW ELECTRICAL outlets, switches, dedicated circuits and new ceiling light wiring. Primary bedroom features access to a new trex deck and the serenity of your peaceful fully fenced sunny yard - NOTE this oversized city lot has paved access on the north border to Blueberry Lane with R25 zoning. Two versatile bedrooms will easily adapt to your lifestyle—whether you need a guest room, home office, or creative space. Lovely hardwood laminate in kitchen and full bath. Tech-forward with Ziply fiber ran to house. ATTACHED GARAGE AND CARPORT, with room for RV PARKING plus all your extras. Investors and privacy-seekers will appreciate the QUIET dead-end street NO HOA. Walk to shopping, restaurants, parks, local farmers market, and town. Minutes to 522 and US-2 SR-203, commuting in any direction is easy, enjoy access to park-n-ride options too. Great home, great opportunity to so many - DON”T MISS!!

641 North Street, Monroe

Listing courtesy of Daily Realty Group LLC.

$849,950
5 Beds ⋅ 3 Baths ⋅ 2564254 MLS ⋅ ACTIVE Status
Welcome home to this charming country farmhouse offering 5 bedrooms, 2.75 bathrooms, a detached 2-car garage, and the flexibility today's buyers are looking for! The main level features a spacious primary bedroom with double closets, a full bath, an inviting living room, an oversized dining room perfect for gathering with friends, and a bright kitchen with Corian countertops, a gas range, and new laminate flooring. A convenient utility room provides additional storage. Upstairs, you'll find three comfortable bedrooms, a full bathroom, and a large storage room with plenty of space for all your extras. The fully finished lower level offers a private ADU with its own separate entrance featuring a chair lift, a bedroom, a second kitchen, family room, and 3/4 bathroom. Whether you're looking for multigenerational living, a private space for guests, or potential rental income, this versatile layout offers endless possibilities. Sip your morning coffee on the welcoming covered front porch overlooking the spacious yard with mature landscaping, or enjoy the extra storage and parking provided by the detached 2-car garage. Recent updates include new interior paint, a new roof (2023), and a professionally stabilized and reinforced foundation (2023) for added peace of mind. Experience the warmth of country living with the convenience of being just minutes from Highway 2, shopping, schools, and everyday amenities.

15502 182nd Avenue SE, Monroe

Listing courtesy of RE/MAX Northwest.

$698,000
4 Beds ⋅ 3 Baths ⋅ 2564265 MLS ⋅ ACTIVE Status
Welcome to the desirable Remington Heights community! This beautifully updated 2,468 sq. ft. home offers 4 bedrooms, 2.5 bathrooms, and a bright, open-concept floor plan designed for comfortable living and entertaining. Enjoy new luxury vinyl plank flooring, new carpet, and stylish updates throughout.The spacious chef’s kitchen features stainless steel appliances, a large eating bar, abundant counter space, and a walk-in pantry, all opening seamlessly to the expansive great room with a cozy gas fireplace.Upstairs, retreat to the luxurious primary suite complete with a spa-inspired five-piece bathroom and an oversized walk-in closet. Three additional generously sized bedrooms, a full bathroom, provide plenty of space for everyone.Step outside to your fully fenced backyard, perfect for relaxing, entertaining, or summer BBQs on the patio. Additional features include Brand-New (Central Gas Furnace and A/C ), a security system, and an oversized two-car garage. Residents of Remington Heights enjoy access to community walking trails, sports courts, and a neighborhood playground, offering something for everyone to enjoy.

14921 225TH Avenue SE, Monroe

Listing courtesy of The Preview Group.

$685,000
3 Beds ⋅ 3 Baths ⋅ 2562626 MLS ⋅ ACTIVE Status
A welcoming covered front porch invites you into this beautifully refreshed, move-in ready home nestled on a quiet street in the desirable Foothills neighborhood. Filled with natural light, the thoughtfully designed interior features fresh paint, vaulted ceilings, refinished hardwood floors, updated lighting, and a floor plan that blends comfort with functionality. Enjoy the flexibility of both a formal living room and a spacious family room anchored by a gas fireplace just off the kitchen. The refreshed kitchen has stainless steel appliances, quartz countertops, and sits adjacent to the dining room, offering the perfect space for everyday meals and entertaining. From the kitchen, step onto the west-facing deck overlooking the fully fenced backyard, complete with a fire pit and storage shed—a lovely setting for enjoying warm summer evenings. Upstairs, laminate flooring extends throughout all 3 bedrooms, including the spacious primary featuring a walk-in closet and private ensuite bath. Convenience meets style with an upstairs laundry area and quartz countertops featured throughout the bathrooms. Additional highlights include a forced-air furnace and air conditioning system for year-round comfort, a spacious two-car garage, a seller pre-inspection report, and an exceptional location within the Monroe School District. Enjoy nearby neighborhood parks, scenic trails, and convenient access to Highway 2, making this home the perfect blend of comfort, convenience, and lifestyle.

13236 Bald Mountain Road SE, Monroe

Listing courtesy of Windermere RE North, Inc..

$795,950
3 Beds ⋅ 2 Baths ⋅ 2563012 MLS ⋅ ACTIVE Status
A craftsmans touch is evident on this exceptional 3 bedroom, 1-3/4 bath, den, ranch rambler. Meticulous detail and style will greet you as you enter, vaulted ceilings skylites, a complete remodel of the kitchen with propane stove, baths, floors, walls, utility and just about everything else you can imagine. If you're looking for new but don't like the prices, put this home on your must see list. The home is situated at the end of a cul-de-sac and affords the privacy of a half-acre fully fenced and landscaped yard with trails through your own low maintenance arboretum, (seeing is believing) as well as a large open back yard for groups and entertaining. The property has 2 additional outbuildings for all the stuff as well as a large off street parking area for RV's, boats or both and affords plenty of additional parking. The large garden area is served by individual plumbing, the trees and shrubs are lableled and all that's needed to make it complete is, YOU! The seller recently had a new high efficiency forced air furnace installed for efficient heat in winter and cooling on our hottest summer days. Model homes are not restricted to new homes, come and see.

25120 145th Pl SE, Monroe

Listing courtesy of Waterford Realty.

$1,025,000
3 Beds ⋅ 3 Baths ⋅ 2558155 MLS ⋅ ACTIVE Status
Secluded 5-acre farmhouse retreat with the space to spread out and the systems already in place for horses, hobbies, and everyday life. The property is split between wooded privacy and fenced equestrian pasture, with a wraparound driveway for easy access. Outbuildings include a barn/stable with power and water, a powered detached garage with high ceilings, and a greenhouse for the gardener. Inside the main home, vaulted cedar-plank ceilings and exposed wood beams carry through the great room, where a wood fireplace anchors the cozy gathering space. The updated kitchen features granite counters, a farmhouse sink, stainless appliances, and an eat-in dining nook. A separate formal dining room with cedar paneling and picture windows adds flexibility to the main living space. Upstairs, a lofted landing overlooks the great room below, while a lower-level den with its own wood stove creates a private retreat with creative potential of its own. Ductless heat pumps throughout keep the home comfortable year-round, and the property is wired for a generator for added peace of mind. Wide decking and a brick paver walkway lead out to a sprawling, well-maintained lawn framed by towering trees, offering true privacy. A rare combination of acreage, outbuildings, and updated comfort, ready to work for you or serve as your private sanctuary. Be sure to check out the virtual tour video and Matterport scan.

23712 105th Street SE, Monroe

Listing courtesy of SPIRE ONE Realty.

$699,000
3 Beds ⋅ 3 Baths ⋅ 2561719 MLS ⋅ ACTIVE Status
Just Listed in The Foothills! Set on an oversized corner lot, this standout Monroe home brings together natural light, generous space, and thoughtful updates in a way few nearby can match. Sunlight pours in from two exposures, illuminating hardwood and porcelain floors beneath soaring ceilings, while custom plantation shutters give the main level a polished, tailored feel. The kitchen is designed for connection, with a gas cooktop, stainless appliances, pantry, and eating bar open to the fireside family room. Step outside to a beautifully finished stone patio, where a tranquil fountain, morning sun, and cool afternoon shade create an inviting outdoor retreat. The low-maintenance yard delivers year-round enjoyment without the upkeep. A formal living room offers a second, quieter gathering space. Upstairs, the primary suite features a fully remodeled 2025 bath with dual vanity and a striking glass and tile walk-in shower. Two additional bedrooms share a full bath with tub. Fresh interior paint and newer carpet make the home feel move-in ready, while major updates include a new roof and gutters in 2024 and water heater in 2025. The oversized garage includes a built-in workbench and overhead storage. Enjoy neighborhood parks, easy access to downtown Monroe and Snohomish, and minutes from Lake Tye Park with its 42-acre lake, loop trail, and sports courts. Welcome to the Foothills. Welcome home!

16971 Lookout Mountain Road SE, Monroe

Listing courtesy of KW Everett.

$1,267,000
4 Beds ⋅ 3 Baths ⋅ 2561189 MLS ⋅ ACTIVE Status
Don't miss a chance to own this new home on a spacious 0.63 acre lot in a desired community, offering a rare blend of new construction, acreage, privacy, and everyday convenience. Located in a peaceful dead-end community with minimal traffic, perfect for relaxing walks and a private neighborhood feel. Tucked in a peaceful, secluded setting with spectacular mountain views, this home is just minutes to grocery shopping and amenities at downtown Monroe, parks, and nearby trails. Quick access to HWY 522 and I-405. The bright open floor plan features a gourmet kitchen with an 8-foot island, accent dining cabinetry, stone backsplash, premium appliances, and seamless flow into the great room with enlarged windows and a floor-to-ceiling gas fireplace. Main-floor office with closet and nearby bath offers flexible 5th-bedroom use. The luxurious primary suite includes built-ins with quartz countertops, spa-inspired bath with oversized shower, freestanding tub, makeup vanity, and large walk-in closet. Hardwood floors, cozy upper loft, laundry with cabinetry, covered deck, beautifully landscaped grounds, and private backyard covered with greenbelt complete this standout new-construction retreat.

15107 250th Drive SE, Monroe

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$650,000
4 Beds ⋅ 3 Baths ⋅ 2557595 MLS ⋅ ACTIVE Status
Move-in ready and beautifully refreshed, this well-cared-for home offers 1,768 square feet of comfortable living space in the Fryelands neighborhood. The California split-level design features a bright, inviting living room that flows into the spacious kitchen with abundant cabinetry, generous counter space, and dining area. French doors open to an elevated deck overlooking the level, fully fenced backyard with plenty of room for gardening, outdoor activities, or entertaining. The main level includes a spacious primary suite with an attached full bath, two additional bedrooms, and a full guest bath. The lower level provides a large second living area, ideal for recreation, hobbies, or a media room, along with a versatile fourth bedroom. Fresh interior paint, new carpet, and luxury vinyl plank flooring create a clean, modern feel. A two-car garage and extended driveway provide ample parking, all tucked away on a quiet cul-de-sac. Conveniently located near parks, Lake Tye recreation, shopping, dining, and major commuter routes including Highway 2 and SR-522.

15553 Heintz Avenue SE, Monroe

Listing courtesy of Redfin.

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