Monroe Homes with FHA Terms

Monroe Homes with FHA Terms

Monroe: A Charming City in Snohomish County, Washington

Located in Snohomish County, Washington, Monroe is a charming city that offers a mix of small-town charm and modern amenities. With a population of around 20,000 residents, Monroe is a close-knit community that provides a welcoming atmosphere for both families and individuals.

Nestled in the beautiful Pacific Northwest, Monroe boasts stunning natural scenery, including picturesque mountains, lush forests, and serene rivers. Outdoor enthusiasts will find plenty of opportunities for hiking, fishing, and exploring the great outdoors. The city is also home to several parks and recreational areas, perfect for picnics, sports activities, and leisurely walks.

When it comes to real estate, Monroe has a range of housing options to suit different needs and budgets. One notable feature is the availability of homes with FHA terms. The Federal Housing Administration (FHA) provides loans that are insured by the government, making homeownership more accessible to individuals who may not qualify for conventional loans. This means that prospective homebuyers in Monroe have the opportunity to purchase their dream homes with more flexible financing options.

Whether you're looking for a cozy single-family home, a spacious townhouse, or a modern apartment, Monroe has a diverse real estate market to explore. With its convenient location and proximity to major cities like Seattle and Bellevue, Monroe offers the perfect balance between tranquil suburban living and easy access to urban amenities.

If you're considering a move to Monroe, you'll find a friendly community, beautiful surroundings, and the opportunity to find your perfect home with FHA terms.

Newest Monroe Homes with FHA Terms

$698,000
4 Beds ⋅ 3 Baths ⋅ 2564265 MLS ⋅ ACTIVE Status
Welcome to the desirable Remington Heights community! This beautifully updated 2,468 sq. ft. home offers 4 bedrooms, 2.5 bathrooms, and a bright, open-concept floor plan designed for comfortable living and entertaining. Enjoy new luxury vinyl plank flooring, new carpet, and stylish updates throughout.The spacious chef’s kitchen features stainless steel appliances, a large eating bar, abundant counter space, and a walk-in pantry, all opening seamlessly to the expansive great room with a cozy gas fireplace.Upstairs, retreat to the luxurious primary suite complete with a spa-inspired five-piece bathroom and an oversized walk-in closet. Three additional generously sized bedrooms, a full bathroom, provide plenty of space for everyone.Step outside to your fully fenced backyard, perfect for relaxing, entertaining, or summer BBQs on the patio. Additional features include Brand-New (Central Gas Furnace and A/C ), a security system, and an oversized two-car garage. Residents of Remington Heights enjoy access to community walking trails, sports courts, and a neighborhood playground, offering something for everyone to enjoy.

14921 225TH Avenue SE, Monroe

Listing courtesy of The Preview Group.

$695,000
3 Beds ⋅ 3 Baths ⋅ 2562626 MLS ⋅ ACTIVE Status
A welcoming covered front porch invites you into this beautifully refreshed, move-in ready home nestled on a quiet street in the desirable Foothills neighborhood. Filled with natural light, the thoughtfully designed interior features fresh paint, vaulted ceilings, refinished hardwood floors, updated lighting, and a floor plan that blends comfort with functionality. Enjoy the flexibility of both a formal living room and a spacious family room anchored by a gas fireplace just off the kitchen. The refreshed kitchen has stainless steel appliances, quartz countertops, and sits adjacent to the dining room, offering the perfect space for everyday meals and entertaining. From the kitchen, step onto the east-facing deck overlooking the fully fenced backyard, complete with a fire pit and storage shed—a lovely setting for enjoying warm summer evenings. Upstairs, laminate flooring extends throughout all 3 bedrooms, including the spacious primary featuring a walk-in closet and private ensuite bath. Convenience meets style with an upstairs laundry area and quartz countertops featured throughout the bathrooms. Additional highlights include a forced-air furnace and air conditioning system for year-round comfort, a spacious two-car garage, a seller pre-inspection report, and an exceptional location within the Monroe School District. Enjoy nearby neighborhood parks, scenic trails, and convenient access to Highway 2, making this home the perfect blend of comfort, convenience, and lifestyle.

13236 Bald Mountain Road SE, Monroe

Listing courtesy of Windermere RE North, Inc..

$795,950
3 Beds ⋅ 2 Baths ⋅ 2563012 MLS ⋅ ACTIVE Status
A craftsmans touch is evident on this exceptional 3 bedroom, 1-3/4 bath, den, ranch rambler. Meticulous detail and style will greet you as you enter, vaulted ceilings skylites, a complete remodel of the kitchen with propane stove, baths, floors, walls, utility and just about everything else you can imagine. If you're looking for new but don't like the prices, put this home on your must see list. The home is situated at the end of a cul-de-sac and affords the privacy of a half-acre fully fenced and landscaped yard with trails through your own low maintenance arboretum, (seeing is believing) as well as a large open back yard for groups and entertaining. The property has 2 additional outbuildings for all the stuff as well as a large off street parking area for RV's, boats or both and affords plenty of additional parking. The large garden area is served by individual plumbing, the trees and shrubs are lableled and all that's needed to make it complete is, YOU! The seller recently had a new high efficiency forced air furnace installed for efficient heat in winter and cooling on our hottest summer days. Model homes are not restricted to new homes, come and see.

25120 145th Pl SE, Monroe

Listing courtesy of Waterford Realty.

$1,045,000
3 Beds ⋅ 3 Baths ⋅ 2558155 MLS ⋅ ACTIVE Status
Secluded 5-acre farmhouse retreat with the space to spread out and the systems already in place for horses, hobbies, and everyday life. The property is split between wooded privacy and fenced equestrian pasture, with a wraparound driveway for easy access. Outbuildings include a barn/stable with power and water, a powered detached garage with high ceilings, and a greenhouse for the gardener. Inside the main home, vaulted cedar-plank ceilings and exposed wood beams carry through the great room, where a wood fireplace anchors the cozy gathering space. The updated kitchen features granite counters, a farmhouse sink, stainless appliances, and an eat-in dining nook. A separate formal dining room with cedar paneling and picture windows adds flexibility to the main living space. Upstairs, a lofted landing overlooks the great room below, while a lower-level den with its own wood stove creates a private retreat with creative potential of its own. Ductless heat pumps throughout keep the home comfortable year-round, and the property is wired for a generator for added peace of mind. Wide decking and a brick paver walkway lead out to a sprawling, well-maintained lawn framed by towering trees, offering true privacy. A rare combination of acreage, outbuildings, and updated comfort, ready to work for you or serve as your private sanctuary. Be sure to check out the virtual tour video and Matterport scan.

23712 105th Street SE, Monroe

Listing courtesy of SPIRE ONE Realty.

$648,000
2 Beds ⋅ 2 Baths ⋅ 2561114 MLS ⋅ CONTINGENT Status
A true showstopper, this extensively renovated single-level home blends elevated design, exceptional craftsmanship, and effortless everyday living. The high-end renovation is showcased throughout, featuring dual primary suites with beautifully remodeled en-suite bathrooms, warm hardwood floors, a completely redesigned kitchen, soaring vaulted ceilings, updated lighting and ceiling fans, and fresh interior and exterior paint. The thoughtfully designed floor plan offers comfortable single-level living with accessible front and rear entrances, wider doorways, and an accessible primary shower. Light-filled living spaces flow seamlessly to the backyard patio, creating an inviting setting for relaxed living and memorable entertaining. The fully fenced backyard features a beautiful pergola with trellis panels and established climbing plants, a spacious patio, a fire pit for evening gatherings, a storage shed, and a separate covered area ready for entertaining or a future hot tub. A pre-inspection has been completed, with a new water heater installed and crawl-space and additional inspection items addressed. No HOA and within walking distance of Fryelands Elementary, Lake Tye, and nearby parks, with convenient access to area hospitals, bus stops, shopping, and everyday amenities. Sophisticated, functional, and truly move-in ready.

16556 153rd Street SE, Monroe

Listing courtesy of Marketplace Sotheby's Intl Rty.

$715,000
3 Beds ⋅ 3 Baths ⋅ 2561719 MLS ⋅ ACTIVE Status
Just Listed in The Foothills! Set on an oversized corner lot, this standout Monroe home brings together natural light, generous space, and thoughtful updates in a way few nearby can match. Sunlight pours in from two exposures, illuminating hardwood and porcelain floors beneath soaring ceilings, while custom plantation shutters give the main level a polished, tailored feel. The kitchen is designed for connection, with a gas cooktop, stainless appliances, pantry, and eating bar open to the fireside family room. Step outside to a beautifully finished stone patio, where a tranquil fountain, morning sun, and cool afternoon shade create an inviting outdoor retreat. The low-maintenance yard delivers year-round enjoyment without the upkeep. A formal living room offers a second, quieter gathering space. Upstairs, the primary suite features a fully remodeled 2025 bath with dual vanity and a striking glass and tile walk-in shower. Two additional bedrooms share a full bath with tub. Fresh interior paint and newer carpet make the home feel move-in ready, while major updates include a new roof and gutters in 2024 and water heater in 2025. The oversized garage includes a built-in workbench and overhead storage. Enjoy neighborhood parks, easy access to downtown Monroe and Snohomish, and minutes from Lake Tye Park with its 42-acre lake, loop trail, and sports courts. Welcome to the Foothills. Welcome home!

16971 Lookout Mountain Road SE, Monroe

Listing courtesy of KW Everett.

$1,267,000
4 Beds ⋅ 3 Baths ⋅ 2561189 MLS ⋅ ACTIVE Status
Don't miss a chance to own this new home on a spacious 0.63 acre lot in a desired community, offering a rare blend of new construction, acreage, privacy, and everyday convenience. Located in a peaceful dead-end community with minimal traffic, perfect for relaxing walks and a private neighborhood feel. Tucked in a peaceful, secluded setting with spectacular mountain views, this home is just minutes to grocery shopping and amenities at downtown Monroe, parks, and nearby trails. Quick access to HWY 522 and I-405. The bright open floor plan features a gourmet kitchen with an 8-foot island, accent dining cabinetry, stone backsplash, premium appliances, and seamless flow into the great room with enlarged windows and a floor-to-ceiling gas fireplace. Main-floor office with closet and nearby bath offers flexible 5th-bedroom use. The luxurious primary suite includes built-ins with quartz countertops, spa-inspired bath with oversized shower, freestanding tub, makeup vanity, and large walk-in closet. Hardwood floors, cozy upper loft, laundry with cabinetry, covered deck, beautifully landscaped grounds, and private backyard covered with greenbelt complete this standout new-construction retreat.

15107 250th Drive SE, Monroe

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$650,000
4 Beds ⋅ 3 Baths ⋅ 2557595 MLS ⋅ ACTIVE Status
Move-in ready and beautifully refreshed, this well-cared-for home offers 1,768 square feet of comfortable living space in the Fryelands neighborhood. The California split-level design features a bright, inviting living room that flows into the spacious kitchen with abundant cabinetry, generous counter space, and dining area. French doors open to an elevated deck overlooking the level, fully fenced backyard with plenty of room for gardening, outdoor activities, or entertaining. The main level includes a spacious primary suite with an attached full bath, two additional bedrooms, and a full guest bath. The lower level provides a large second living area, ideal for recreation, hobbies, or a media room, along with a versatile fourth bedroom. Fresh interior paint, new carpet, and luxury vinyl plank flooring create a clean, modern feel. A two-car garage and extended driveway provide ample parking, all tucked away on a quiet cul-de-sac. Conveniently located near parks, Lake Tye recreation, shopping, dining, and major commuter routes including Highway 2 and SR-522.

15553 Heintz Avenue SE, Monroe

Listing courtesy of Redfin.

$1,195,000
4 Beds ⋅ 4 Baths ⋅ 2560387 MLS ⋅ ACTIVE Status
Experience exceptional MainVue craftsmanship in this beautifully maintained home showcasing unobstructed mountain views, outstanding privacy with no homes directly behind, and abundant natural light through expansive picture windows. Designed for effortless everyday living and entertaining, the open-concept layout seamlessly connects the great room with a modern gas fireplace to the gourmet kitchen, featuring a large island, gas cooktop, rare dual wall ovens, a walk-in pantry, and designer finishes. Step outside to an exceptional outdoor living space featuring a covered outdoor living area with a cozy fireplace, built-in BBQ, fire pit, professionally designed terraced landscaping, elegant landscape lighting, and an expansive patio, creating a private retreat for year-round enjoyment and entertaining. Upstairs, the luxurious primary suite offers a spa-inspired bath and an oversized walk-in closet, while a spacious bonus room provides flexible living space. A dedicated main-floor office adds convenience for today’s work-from-home lifestyle. Move-in ready with premium upgrades, exceptional privacy, and timeless Northwest style, this home offers the perfect blend of comfort, functionality, and modern living.

19824 137 Street SE, Monroe

Listing courtesy of Best Choice Realty LLC.

$1,248,000
4 Beds ⋅ 4 Baths ⋅ 2559561 MLS ⋅ ACTIVE Status
Don’t miss the opportunity to own this new construction home with beautiful mountain views on a spacious 0.54-acre lot in a desirable community, offering the perfect blend of modern design, acreage, privacy, and everyday convenience. Located in a peaceful dead-end community with minimal traffic, this home offers a quiet neighborhood feel ideal for relaxing walks and enjoying the surrounding natural setting. The home is just minutes from grocery shopping, downtown Monroe amenities, parks, trails, and quick access to Highway 522 and I-405.The bright open floor plan features a gourmet kitchen with an 8-foot island, accent dining cabinetry with wine cooler, porcelain backsplash, premium appliances, and seamless flow into the great room with enlarged windows and a floor-to-ceiling gas fireplace. Designed with flexibility in mind, this home offers two primary suites, that creates an excellent layout for multi-generational living, long-term guests, or added privacy. A main-floor office with nearby bath offers flexible 5th-bedroom potential.The luxurious upper-level primary suite features a spa-inspired bath with oversized shower, freestanding tub and a spacious walk-in closet with designed shelving. Hardwood floors, elegant lighting and hardware, laundry with cabinetry, covered deck, beautifully landscaped grounds, and a private backyard with greenbelt surroundings complete this standout new-construction retreat.

15025 250th Drive SE, Monroe

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$785,000
3 Beds ⋅ 2 Baths ⋅ 2558375 MLS ⋅ ACTIVE Status
This home is the piece of paradise you've been searching for! Situated in complete privacy, this 3 bedroom, 2 bathroom home is exactly what you need! The heart of this home is the expansive kitchen, featuring an oversized eat-in area, a large island with seating, a walk-in pantry, and a dedicated coffee bar- perfect for everyday living and entertaining alike. Soaring vaulted ceilings create an open, airy feel, while the home's unique setting offers incredible privacy from every angle- you'll hardly need window coverings! The spacious primary suite offers a private retreat with an extra sitting nook, generous walk-in closet, and a luxurious ensuite bathroom complete with a large walk-in shower featuring dual showerheads. Step outside to enjoy your own backyard oasis with a cozy firepit, walking trails, mature fruit trees, dedicated garden space, and plenty of room to relax or explore. The Property backs up to 292 acres of DNR land which lends even more peace and quiet! The garage includes almost an additional 1,000 sq ft with a convenient shop area for projects, hobbies, or extra storage. RV space with 30 amp hookup ready to go! You'll love the comfort of knowing you've got a BRAND NEW 30-YEAR ROOF!!! If you've been searching for space, privacy, and thoughtful features both inside and out, this is one you won't want to miss!

23322 N Lake Cochran Road, Monroe

Listing courtesy of Windermere Bellevue Commons.

$670,000
4 Beds ⋅ 3 Baths ⋅ 2558990 MLS ⋅ ACTIVE Status
Nestled on a quiet cul-de-sac in Fryelands, this beautifully updated home offers comfort, style, and convenience. Enjoy a private, fully fenced backyard and an inviting main floor featuring a spacious living room, updated kitchen with granite countertops, stainless steel appliances, large island, and an open dining area. The adjacent great room includes a cozy gas fireplace, plus convenient main-floor laundry and powder room. Thoughtful updates throughout include modern paint, contemporary lighting, stylish hardware, updated bath fixtures, 2-inch blinds, and shiplap accents. Upstairs, the vaulted primary suite features a private bath, while three additional bedrooms and a full bath provide flexible space for rest, guests, or a home office. Major upgrades include a new roof (2019), central A/C (2024), and a Level 2 EV charger. Ideally located near parks, schools, trails, and Lake Tye, with easy access to downtown Monroe, SR-522, and US-2. Pre-inspected and backed by a one-year home warranty, this move-in-ready Fryelands gem is ready to welcome you home.

16935 Tulip Lane, Monroe

Listing courtesy of John L. Scott, Inc..

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.