Long Beach Homes with USDA Loan Terms

Long Beach Homes with USDA Loan Terms

Long Beach, located in Pacific County, Washington, is a charming coastal city that offers a laid-back lifestyle and a strong sense of community. With its picturesque beaches, stunning natural beauty, and small-town charm, Long Beach is an ideal place to call home.

One of the advantages of living in Long Beach is the availability of homes with USDA loan terms. The USDA loan program, backed by the United States Department of Agriculture, provides affordable financing options for homebuyers in rural and suburban areas. This means that eligible buyers in Long Beach can take advantage of low-interest rates and flexible loan terms to make their dream of homeownership a reality.

Homes with USDA loan terms offer numerous benefits for homebuyers. They often require little to no down payment, making it easier for buyers to get into the housing market. Additionally, USDA loans have more lenient credit requirements compared to traditional mortgages, making them accessible to a wider range of buyers. With the help of USDA loans, residents of Long Beach can find affordable and comfortable homes that suit their needs and budget.

Whether you're looking for a cozy beach cottage or a spacious family home, Long Beach has a variety of housing options to choose from. With the added advantage of USDA loan terms, you can find the perfect home in this beautiful coastal city. Don't miss out on the opportunity to make Long Beach your home sweet home.

Newest Long Beach Homes with USDA Loan Terms

$599,000
4 Beds ⋅ 3 Baths ⋅ 2560806 MLS ⋅ ACTIVE Status
Beach life meets country living on nearly 2.5 acres! Perfectly positioned between the Pacific Ocean and Willapa Bay, this rare property offers endless possibilities. Bring your horses, livestock, or hobby farm dreams to life—or explore the potential to live on one parcel while selling the attached 1.04-acre lot. Inside, you'll find a spacious 4-bedroom, 2.75-bath home designed for comfortable living. The open kitchen flows seamlessly into the bright dining area, while the inviting family room with a cozy wood-burning stove is the perfect place to gather. A large utility room, walk-in pantry, and abundant storage provide everyday convenience. The oversized primary suite is a true retreat, offering enough space for a king-sized bed plus a private sitting area or home office. With your own well and septic, you'll enjoy lower monthly utility costs and the independence that comes with country living. Wake up to fresh ocean air, spend your days exploring nearby beaches and Willapa Bay, then come home to the peace and privacy of your own acreage. Whether you're seeking room to roam, space for animals, investment potential, or the ultimate Pacific Northwest lifestyle, this exceptional property truly has it all. Call for a tour today!!!

20003 Sandridge Road, Long Beach

Listing courtesy of RE/MAX Premier Group.

$499,000
2 Beds ⋅ 2 Baths ⋅ 2543909 MLS ⋅ ACTIVE Status
Lovely westside home with an oversized garage on over half an acre near Cranberry Road beach approach. This handy location gets you to beach, town or fishing in minutes. 2 bedroom, 2 bathroom with covered entry porch, large living room with laminate floors and Jotul gas stove, beautifully remodeled kitchen with updated appliances, dining room with bay window overlooking the garden and an extra large recreation room with glass doors to the covered patio. The home has an additional room, just right for an office or den. Outside features gorgeous gardens complete with a pond, patio, gazebo and fire pit. Detached 28 x 36 metal building with concrete floors, 12' and 14' high overhead doors, shop space and wired for an EV charger. The paved driveway offers plenty of room for RV and boat parking. Easy beach access.

12912 N Alley, Long Beach

Listing courtesy of Lighthouse Realty.

$424,500
2 Beds ⋅ 3 Baths ⋅ 2537144 MLS ⋅ ACTIVE Status
Built in 2009 to modern, energy-efficient building standards, this well maintained 1,820-square-foot home delivers space and value. While officially permitted as a 2-bedroom home to match its septic system, the expansive layout lives large. Along with a flexible bonus room that functions beautifully as a private home office, media room, or extra guest quarters, this home comfortably hosts up to six people in real-world everyday living. The thoughtful open-concept floor plan flows seamlessly from room to room, maximizing the square footage and offering low-maintenance coastal living at an exceptional price-per-square-foot value. Upstairs, the primary suite includes a walk-in closet and full bath, while two additional sleeping rooms share a 2nd full bath. The drive-thru garage is ideal for storing kayaks, bikes, and beach gear, or creating a workshop. Outside, the private backyard borders mature trees and undeveloped land, providing the perfect setting for barbecues, evenings around the firepit, or simply unwinding after a day outdoors. A 10' x 12' lofted shed offers even more room for recreational equipment and tools. If your idea of a good day includes paddling, beach walks, biking, bonfires, and coming home to a quiet neighborhood surrounded by nature, this one deserves a look. Do not miss this versatile, move-in-ready property that gives you the breathing room and flexibility you have been searching for!

1902 194th Street, Long Beach

Listing courtesy of Bolderson Realty.

$473,000
2 Beds ⋅ 3 Baths ⋅ 2532225 MLS ⋅ ACTIVE Status
Thoughtfully updated, ready to move in! This home is walking distance to a well maintained beach access, vaulted ceilings, abundant natural light, and numerous interior and exterior improvements. The list starts with new carpet, fresh paint, new trim, custom blinds throughout, new appliances, and a new garbage disposal. The primary suite has direct access to a private enclosed patio—for relaxing, entertaining, or enjoying morning coffee. The enclosed patio creating a seamless indoor-outdoor living experience. A newer and bigger water heater was installed to ensure you can fully enjoy the soaking tub. Outside, the fully fenced backyard includes a new deck, a covered side deck with gutters, and propane fireplaces inside and out, creating inviting spaces to gather year-round. The utility shed is equipped with electricity, offering additional storage, hobby space, or a convenient workshop.Major improvements include a new roof in 2024, a hardwired Ring camera system, front-yard sprinkler system, and professional landscaping in 2026. The front and side of the home were extensively upgraded with new siding, studs, insulation, trim, and cedar shake accents that enhance both curb appeal and energy efficiency.Every detail has been thoughtfully considered, allowing the next owner to simply unpack and enjoy. With extensive updates already completed and all the heavy lifting done, this move-in-ready home offers comfort and peace of mind from day one. NO OCEANVIEW /private beach access

130 NW 28th Street, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$429,900
3 Beds ⋅ 3 Baths ⋅ 2528764 MLS ⋅ ACTIVE Status
You have found it! A Loomis Lake view home in wonderful Tides West homeowners association in the Klipsan Beach area of the Long Beach Peninsula. Right across the street from the community park with lake access with a dock ready to help you launch your kayak's or canoes. Maybe try fishing! The fishing derby is in May each year. Great kitchen with upgraded appliances and granite counters. This home is 3 bedroom 2.5 bath, with lovely mature landscaping and great outdoor living spaces. There is a fenced yard all around for all your furry friends, an outside fire pit and hot tub, with a quiet secluded gazebo for night time barbecues and s'mores. The primary bedroom is on the main level for your convenience with a 3/4 bath. Then upstairs 2 more full bedrooms and one more bathroom. The ceilings have lovely alcove areas in each bedrooms and great lighting to make this home light and bright.The upstairs landing area has cute alcove areas for storage and play areas. 1 car garage for great storage and inside parking. Must see don't miss out on this one!

19409 U Place, Long Beach

Listing courtesy of RE/MAX Excellence.

$415,000
3 Beds ⋅ 2 Baths ⋅ 2476404 MLS ⋅ CONTINGENT Status
Beautiful single-level home offering a spacious and functional split floor plan with 3 bedrooms and 2 baths. The extra-large country kitchen is the heart of the home, featuring abundant counter space, generous cabinetry, and room for gathering. Expansive windows fill the living areas with natural light, creating a warm and inviting atmosphere throughout. An oversized garage with a wood-burning stove provides exceptional workspace, storage, or hobby potential. Located in the desirable Resort 3 zoning area, this property is eligible for vacation rental use, offering excellent flexibility for full-time living, investment, or a getaway retreat. A rare opportunity to enjoy comfort, space, and income potential in one well-designed package.

10606 Pacific Way, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

$270,000
2 Beds ⋅ 1 Baths ⋅ 2475229 MLS ⋅ ACTIVE Status
Meet your new happy place. This adorable 2 bed, 1 bath beach house has that breezy, lightly refreshed vibe that feels like summer all year long. Sunshine pours in, the layout is cozy-cute, and the beach path is just a short, easy stroll away. Whether you’re dreaming of weekend escapes or everyday coastal living, this little gem is ready to make life feel a whole lot lighter. It’s the kind of place where morning walks on the sand and sunset views become part of everyday life. Ask your agent for the list of updates completed! A must see.

1504 170th Place, Long Beach

Listing courtesy of RealtyONEGroup Discovery Coast.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.